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Victoria Realtors, being one of the premier real estate developers in Palakkad, has now taken the initiative to share quality information in the form of tips, travel blogs and latest trends to the masses. Our collection of best real estate blogs is a must read for all prospective home buyers and home owners to stay up-to-date on the latest happenings in the ever expanding real estate domain.

15-Jan-2024

Impact of eco-friendly house Builders in Kerala

Today when buying a home, it’s not just about luxurious amenities we need to take into consideration, but our bit of contribution towards the planet. And when we say contribution, it just doesn’t mean staying close to nature, but our action matters too. Eco friendly house builders who implement sustainable features like energy conservation that leads to lower utility bills, waste management, rainwater harvesting, use of high-quality materials that reduce maintenance costs, etc can redefine homes for a better future. As the state battles with environmental challenges, the emergence of sustainable construction practices is offering a glimmer of hope.

Key Principles of Eco-Friendly House Building

eco friendly house builders in Kerala

Buildings nationwide consume resources and generate harmful emissions. Reputed builders now focus on projects with enhanced facilities that prioritize health, security, and environmental safety. Switching to a building design that is sustainable by nature brings a lot of benefits. Not only do they cut operational costs and carbon footprints but also enhance building resilience, addressing these challenges effectively.

Sustainable Materials

Eco-friendly homes promise a greener future. With a commitment to use sustainable building materials, we’re not only securing a good home, but also our planet. Builders in Kerala today are eco-conscious as they prioritize and vouch for renewable resources, reducing the need for tearing down structures, selecting materials from local sources; and using construction methods that make it simpler to adapt, reuse, and eventually take apart a building. Using sustainable materials can also stop severity of global warming, resource depeltion and toxicity.

Energy Efficiency

Energy efficiency is the core of eco-friendly homes in Kerala. It is a part of each and every aspect of a building, from the equipment used to the appliances in the building. From solar panels that harness the abundant sunlight to energy-efficient appliances and lighting, builders today integrate cutting-edge technologies to minimize energy consumption. The result is homes that not only tread lightly on the environment but also significantly lower energy bills for residents.

Water Conservation

Water is one of the most precious natural resources on our planet, and water scarcity is becoming an alarming concern today. The real estate industry understands the importance of water management and has started implementing sustainable water design practices in the building construction process. Builders in Kerala have taken an effective initiative by implementing water harvesting systems, efficient irrigation techniques, and water-saving fixtures. These measures not only address the water scarcity issue but also contribute to the overall sustainability of the region.

Indoor Air Quality

Poor air quality, often due to indoor pollution, can negatively impact indoor environments and the health of residents. Insufficient ventilation leads to significantly higher indoor pollutant levels, as it fails to bring in enough outdoor air to dilute these emissions. When combined with high temperatures and humidity, this situation can result in even more pollutants circulating within your home. To improve the indoor air quality, builders today use non-toxic paints, adhesives, and finishes, ensuring that the air inside the homes is free from harmful pollutants. Improved ventilation systems further enhance the overall well-being of residents.

Kerala's Environmental Challenges

Cutting down trees, urbanization, plantations, and tourism have weakened the state's ability to endure severe weather events. Especially the rise of population and urban homes have significantly worsened the state's environmental issues. Another reason for the environmental imbalance is the emission of harmful gases from vehicles. This is where adopting eco-friendly strategies comes into picture. Builders in Kerala have come up with effective ways to address the environmental concerns by implimenting sustainable practices, which would restore the ecosystem of Kerala, setting an example for future construction endeavors.

Economic and Health Benefits

In addition to the positive environmental impact, eco-friendly homes also brings substantial economic and health benefits. Not only does it contribute to long-term cost savings for residents, but also promotes community well-being through local job creation and reduced healthcare expenditures.

Villa Construction Cost

Contrary to common misconceptions, eco-friendly construction can be cost-effective in the long run. While initial investment costs may be slightly higher, the use of sustainable materials and energy-efficient technologies lead to significant savings over the life of the house. Moreover, government incentives and increasing awareness are making eco-friendly construction more financially accessible.

Positive Impact on Resident Health

The benefits of eco-friendly houses extend beyond the environment as they aid in improving the health of their residents. Improved indoor air quality, the use of non-toxic materials, and a focus on ample natural lighting contributes to a healthier living environment. People who reside in eco-friendly homes often report better and pleasant mental well-being and reduced instances of respiratory issues.

Future Trends and Innovations in Villa Construction

Staying abreast with the latest trends and innovation without compromising on our responsibility towards the environment is important. With huge strides in the world of technology in the past few years as led to harmony between human and our planet.

Emerging Technologies in Sustainable Construction

The future of villa construction in Kerala is marked by exciting technological advancements. Smart ready to occupy villas have been setting the biggest example of effective use of technology and minimizing the use of energy. They are built with state-of-the-art surveillance systems, motion sensors, and smart locks. Residents can use their smartphones to monitor their homes, get real-time alerts, and even allow access to visitors. These security features offer peace of mind and greater control over living spaces.

Smart homes play a pivotal role in addressing environmental concerns. Automated climate control, smart lighting, and energy-efficient appliances contribute to lower energy consumption, reducing your carbon footprint.

Conclusion

The impact of eco-friendly homes extends far beyond the construction site. At Victoria Realtors, we prioritize sustainability for a healthier environment, economic benefits, and improved resident well-being.

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15-Jan-2024

Luxury homes in gated communities: Better investment option

The real estate industry has witnessed major changes over the years post-pandemic transforming homes beyond the basic living spaces. Luxury gated communities, favoured by many homebuyers seeking proximity to nature, offer a peaceful living experience. With the goodness of nature, enhanced security, privacy, and connectivity, these properties stand out for a tranquil lifestyle.

Key Considerations for Investments in Gated Communities

With the very hectic, hustle and bustle of city life, the young generation and working population are now changing their priorities and are looking for living spaces that can give them a sense of serenity, away from all the noise. Which is why they have turned their attention to luxury homes in gated communities.

Beyond the allure of opulence, these exclusive enclaves offer a myriad of benefits that go much beyond mere aesthetics.

Gated Communities - Market Trends and Demand

When it comes to buying a home, staying up-to-date with the latest trends in the market is paramount. With luxury gated communities come enhanced security and privacy and other essential features that make the living experience much more wholesome becoming increasingly desirable in today's real estate landscape. As discerning homebuyers seek comfort and a sense of community and security, gated properties have seen a surge in demand especially villas in Trivandrum. Exploring regional market dynamics and staying abreast of consumer preferences will help investors make informed decisions.

Not just that! Gated communities also gift a modern lifestyle to their residents with various amenities, that make life convenient. These communities feature premium facilities like fitness centres, swimming pools and spas which allow residents to unwind and relax in style.

Property Types and Features

The various types of properties and the features within these beautiful gated communities can significantly impact their investment potential. From expansive villas to high-end condominiums, each type of property caters to a distinct market segment. Potential property Investors should scrutinize the amenities that come with these gated communities, such as private spas, golf courses, and state-of-the-art security systems, as these can enhance the property's value and appeal.

Gated Community Property Investment Strategies

Luxury gated community investments involve leveraging the exclusivity and security features of such developments. With a focus on long-term appreciation and premium lifestyle offerings, gated community property investments can provide a secure and lucrative avenue for real estate investors.

Diversification within Gated Communities

Diversification within gated communities is an often overlooked strategy. Diversifying your investment portfolio with a mix of property types like luxury villas, townhouses, and penthouses helps mitigate risks. Additionally, exploring gated communities in different locations ensures a diversified real estate portfolio, reducing vulnerability to regional market fluctuations.

Moreover, as the demand for exclusive living experiences continues to rise, luxury homes in gated communities not only stand as dwellings but also emerge as lucrative investment havens. Furthermore, their appeal lies not just in providing a luxurious lifestyle but also in serving as potential assets for astute investors. Additionally, the combination of upscale living and investment potential makes these properties an enticing option in the real estate market.

Long-Term vs. Short-Term Investments

Firstly, potential home buyers and investors often grapple with the choice between long-term and short-term investments in a gated community. In addition, ROI in prime locations with access to top facilities, such as leading universities and workspaces, can lead to steady appreciation over time. Secondly, short-term rentals in gated communities can yield lucrative returns.

The key lies in aligning investment goals with the property's potential for appreciation or rental income. Understanding the local rental market and property appreciation trends is crucial in making an informed decision.

Conclusion

Investing in gated community luxury homes combines sophistication with financial prudence. In other words, by staying informed on market trends, selecting properties thoughtfully, and adopting a strategic approach, investors unlock hidden potential in this real estate niche. We at Victoria Realtors understand the unwavering needs of our clientele who envision homes with a touch of sophistication. Additionally, our gated community villa projects are quite a dream where luxury compliments the essence of tradition and authenticity.

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10-Jan-2024

Advantages of a Gated Community for Your Children

Villas exude the wholesome feeling of a good home, a space where you have the freedom to move around, create your garden and feel secure away from the hustle and bustle of city life. Life away from the city lights has its perks because you’re surrounded by the goodness of nature, where lush greenery forms a picturesque setting for your home and you get to breathe fresh and clean air free of pollution. Living in a Gated community reflects positively on the physical and emotional well-being of families, who vouch for a quality of life amidst nature.

Children benefit the most from residing in gated community villas because their safety and well-being are well taken care of. Parents don’t worry much in a gated environment as they’re well aware of the whereabouts of the children and to tighten the sense of security, CCTV cameras give an insight too. Let’s understand the key aspects that make gated communities an ideal choice for families with kids.

What is a Gated Community?

Gated Community

To give you a clear picture, a gated community is a living space that combines a friendly social atmosphere with high-quality residential living. It encompasses independent homes that are enclosed within a boundary. The facilities available depend on the size of the community. Larger communities typically include everything needed for daily life, such as grocery stores, shops, entertainment areas, parks and more.

Advantages of Gated Community For Your Children

Living in a gated community gives a sense of security, fostering peace of mind for parents. With controlled vigilant security measures in and around the community, children can explore and play freely without any concerns about meeting strangers. Additionally, the community's amenities and location contribute to a well-rounded and enriching childhood experience.

Gated Community - Better Safety

Parents opt for gated communities mainly thinking of safety. These communities offer extra protection against intruders, assuring parents that their children are safe. With surveillance cameras and guards at entrances, these communities enhance security, swiftly identifying any suspicious activities. This controlled environment ensures a safe space for children to play and explore without the fear of encountering strangers.

Amenities

Gated community living provides exclusive amenities designed for residents, enhancing their overall experience. A popular feature is the swimming pool, offering families a perfect spot for relaxation and recreation, especially in the summer. Additionally, these communities often include sports facilities like tennis courts, basketball courts, or golf courses, promoting an active and healthy lifestyle for residents. These amenities not only promote physical health but also encourage engagement and communication within the neighbourhood, especially among children. The convenience of having access to these facilities within the secure confines of the community enhances the overall well-being of your children.

Location

The key benefit of these community villas is the location, which usually offers convenient access to essential facilities like schools, hospitals, and shopping centres. This simplifies life for families with children, eliminating the need for long commutes for daily routines. Families can enjoy a peaceful living environment with minimal exposure to potential hazards. This thoughtful positioning contributes to a better quality of life for children, providing them with a safe and conducive atmosphere for their physical and mental development.

The Sense of Community

One of the most valuable advantages of living in a gated community villa is the sense of belonging and community spirit that it fosters. With shared spaces, community events, and common areas, residents have ample opportunities to interact, creating a supportive and tight-knit community. This is crucial for children, as it helps in fostering lasting friendships, teamwork values, and a sense of responsibility towards others.

Conclusion

Opting for gated community villas for your family, and particularly your children, goes beyond the exclusivity it offers. It ensures your children will grow up in a safe, secure and beautiful environment, both academically and socially. At Victoria Realtors, our premium gated community villas have so much to offer for potential home buyers, a combination of improved safety, well-maintained amenities, location, and a beautiful community that makes gated living an attractive option for families seeking the best for their children.

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28-Dec-2023

Home Design Trends You Should Know In 2024

The concept of homes has been redefined with emerging new trends and technologies that offer homebuyers something beyond basic comfort. Contemporary living spaces showcase architectural brilliance and amenities for a touch of luxury, enhancing tranquillity. Whether you're revamping your entire home or seeking a refreshing change, discover the key home design trends for 2024.

Top Home Design Trends in 2024

  home design trends

With time, the tastes and preferences of potential homebuyers have changed drastically in terms of homebuying. Nevertheless, new trends inspire homeowners to modernize their living spaces, creating a refreshed and breathable atmosphere.

Let’s peek into some of the house design trends that may reign in 2024.

Blending Backsplashes

If you enjoy modern slab backsplashes and classic tile charm, a popular hybrid design incorporates stone or quartz behind the kitchen range while using tiles for the rest. This allows you to blend a modern and classic look in your kitchen effortlessly without committing to either style.

Warm Neutrals

Today homebuyers are moving away from bright whites and cool grays to warmer tones like beiges, rich browns, and creamy off-whites. This change started in the kitchen but is now spreading throughout the home, creating a more tranquil and inviting atmosphere. Living spaces with lighter tones feel like a warm hug and are more breathable. It reflects the light from outside making the spaces lit.

Take the Greener Step with Biophilic Homes

Home design ideas today are more about bringing the outdoors to the indoors. This trend seamlessly brings the goodness of nature into our homes, creating a harmonious balance between the concrete environment and the natural world. Expect to see an increase in indoor plants, natural materials, and large windows that invite ample natural light. Furthermore, biophilic design not only enhances the aesthetic appeal but also promotes a healthier and more sustainable lifestyle.

The Choice Towards Sustainable Living

With an increased focus on environmental consciousness, sustainable living is a trend that will continue to grow even in 2024. Homebuyers are on a mission to implement eco-friendly practices that keep the planet clean and safe. From eco-friendly materials, and energy-efficient appliances, to innovative design solutions that minimize carbon footprint, sustainable living is here to transform homes for the better. Recycled furniture, energy-efficient lighting, and sustainable design not only contribute to a healthier planet but also add a touch of modernity to your home.

Spa-like Touch for Bathrooms

Enhanced bathrooms resembling spa amenities, including steam showers, infrared saunas, and cold plunges, will be popular. As these features become more affordable and accessible, homeowners are eager to incorporate them. Additionally, gentle spa-like lighting such as backlit mirrors and integrated ceiling lighting will be explored to enhance the overall spa experience in the bathroom.

Flexible and Multi-Functional Spaces:

The way we use our homes is evolving, and in 2024, flexibility is key. Multi-functional spaces that adapt to our changing needs are gaining popularity. Whether it's a home office transforming into a guest room or modular furniture that can be rearranged for various purposes, homeowners are increasingly seeking versatility in their living spaces. This adaptability enhances the functionality of homes, providing dynamic solutions to changing needs. This trend reflects the dynamic nature of our lifestyles, offering practical solutions for the modern family.

Smart Homes - The Real Future:

As technology continues to advance, so does the integration of smart home features. In 2024, homes are becoming more intuitive and responsive to our needs. From smart appliances and thermostats to AI-powered home assistants, the emphasis is on creating a seamless and interconnected living experience. Imagine controlling the ambience of your home with a simple voice command or adjusting the lighting to match your mood – it's all possible in the homes of the future.

Vintage and Antiques - Bringing the Old World Charm

Who doesn’t love the feel of the good old days? Vintage and antique furniture pieces can deck the home right by adding personality and charm to your home. Now, many online platforms offer vintage furniture and decor making it easier to discover and shop for these unique pieces. They connect vintage sellers with buyers globally, offering a convenient way to explore and purchase such items.

Conclusion

Every home has a deep-rooted meaning, an essence that conveys bliss, warmth convenience and luxury and we at Victoria Realtors bring the true essence of home through our luxury villa projects that encompass everything about a good home. As we head to the future of great things we let you transform your home the way you like. Whether planning a major renovation or seeking inspiration, these home design ideas adeptly guide your living space toward a future that seamlessly mirrors your unique lifestyle.

 

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19-Dec-2023

Investment in Kerala: Why NRIs Are Investing In Kerala Property

Returning to your homeland from abroad is a different feeling. It's a reconnection to your roots with a fresh start in a new home—there's nothing quite like it. The rich cultural hues and traditions that deck the state of Kerala draw the attention of many non-residential Indians to invest in Kerala real estate. Vibrant green landscapes attract global interest, promising returns for potential homebuyers and investors.

The state's strong infrastructure, forward-thinking policies, and cultural abundance make it an appealing hub for real estate investments. This progressive state of affairs has prompted non-resident Indians (NRIs) to invest in properties in Kerala.

Why is NRI property Investment increasing in Kerala?

  Investment in Kerala

The Kerala real estate market is booming, and investing in residential properties is a significant decision. The authentic and old-school charm of Kerala always attracts NRIs. Factors like emotional connections, favorable exchange rates, high rental returns, a growing real estate sector, affordable prices, and legal safeguards add to their interest. Let’s understand these needs in a more precise manner.

Affordable Prices:

One of the primary driving forces behind the increase in NRI property investment in Kerala is the affordability factor. The Indian government's push for affordable housing projects has prompted increased development of budget-friendly homes in Kerala and across the country. The state's real estate market is characterised by a diverse range of options, from budget-friendly homes to luxurious villas. A promise of a high standard of living makes Kerala an attractive destination for NRIs without breaking the bank.

Emotional Attachment:

NRIs, who've spent years working abroad, often have a deep attachment to their homeland. For them, the emotional bond is strong as it brings a sense of connection and security. Many NRIs find themselves drawn to the idea of owning a piece of land in the land of their forefathers. This emotional attachment serves as a powerful motivator, prompting NRIs to invest in properties that hold sentimental value. The desire to connect with one's roots and establish a tangible connection to the rich cultural heritage of Kerala plays a significant role in the increasing trend of NRI property investment.

High Rental Yield:

Thriving rental markets in Kerala cities like Trivandrum, Thrissur, Palakkad, Ottapalam, and Irinjalakuda. As demand for rental properties in these areas rises, NRIs can earn substantial rental income from their investments. Rental yields vary based on factors like location, type, quality, and prevailing rates. Kerala's strong demand, fueled by tourism and expatriates, positions it as a promising destination for NRI property investment, offering reliable income with reasonable property prices.

High Potential Returns:

NRI homebuyers receive returns beyond immediate rental yield, thanks to the surging property values. The state's geographical location, with new developments and technologies, makes it a promising investment hub. Continued economic and social evolution in Kerala is expected to send property values through the roof.

Conclusion

A booming state, Kerala has embraced rapid change to meet the unwavering needs of potential homebuyers and investors. With urban culture, Indian culture, tradition and values moving together in harmony, expectations have risen, which is why we at Victoria Realtors are here to make every dream come true for Non-residential Indians. Our luxury villa projects cater to families seeking a blend of nostalgic childhood memories and contemporary living in their homeland. Each dream is unique, and our offerings reflect that exclusivity.

 

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18-Dec-2023

What are the Demographic Factors Affecting Real Estate Market?

The real estate market is a dynamic and evolving industry. Various factors influence the world of real estate and one of the key factors is demographics, as they play a key role in shaping trends and patterns within the industry. Changes in demographics can strongly influence real estate patterns for many years. These numbers, often ignored, play a crucial role in determining property prices and the kinds of homes people want.

Real Estate Market - How Demographics Impact the Real Estate Market:

  Real estate market  

Demographics have a profound impact on the real estate market. Understanding the characteristics of a population helps real estate builders make informed decisions in their housing projects, property values, and development strategies. As generations evolve, so do their housing needs and preferences.

Homebuyers who come from the millennial generation. Millennials prefer urban living where they enjoy the perks of Luxury living and proximity to key landmarks. Retirees often choose smaller options, like senior communities. Awareness of these changes helps real estate experts adapt their offerings to meet these evolving preferences.

Why Demographic Trends Matter:

 

The relevance of demographic trends lies in their ability to guide strategic decision-making in the real estate sector. Recognising the impact of age, income, education, and unwavering needs helps create a more resilient and responsive real estate market that can adapt to the shifting sands of demographic change. City-to-suburb relocations drive real estate trends. Young professionals favour urban living for job opportunities, cultural experiences, and convenience, driving demand for well-connected residential properties. Savvy real estate experts capitalize on this trend by investing in properties tailored to modern lifestyles or in areas poised for growth amid demographic shifts.

Impact of Age on Real Estate:

 

The age composition of a population is a very important aspect in determining housing needs and preferences. Diverse age groups have unique housing priorities, ranging from starter homes for young adults to gated community villas for high earners and retirement communities for seniors. Exploring these age-related avenues in real estate reveals a complex tapestry of housing demands, requiring careful consideration from developers and investors.

Impact of Income on Real Estate:

 

Income levels are one of the main demographic factors affecting real estate. Purchasing power directly shapes property preferences and locations. The wealthy opt for luxury, while lower income drives affordable housing demand. Real estate experts must comprehend income demographics to tailor projects to diverse financial capabilities.

Impact of Education on Real Estate:

 

Education can drive the demand for certain types of residential properties and the desirability of particular neighbourhoods. Highly educated individuals often seek homes near top educational institutions, driving demand in areas with reputable schools and universities. This demographic prioritizes vibrant cultural and recreational amenities, shaping the real estate landscape in areas that meet these preferences.

Impact of Ethnicity on Real Estate:

 

Ethnic diversity plays a significant role in influencing real estate trends. Different ethnic groups may have distinct preferences for housing styles, community features, and even neighbourhood aspects. Understanding the ethnic composition of a region can provide valuable insights into the types of properties that will be in demand, weaving a cultural, traditional and social fabric of a community.

Conclusion

 

By staying attuned to demographic shifts, we at Victoria Realtors understand the unwavering needs of different age groups and communities which makes us come up with residential villa projects where all the preferences will be well taken care of. From urban living to meeting the basic needs of life, our projects promise a wholesome life that defines quality, comfort and convenience.

 

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15-Dec-2023

How do gated community villas in Kerala align with lifestyle preferences?

Villas in Kerala have a unique and traditional charm of their own. You own the living space, and the surroundings and homeowners can transform and renovate their home as they like. Gated community villas in Kerala are popular among homebuyers and investors.

These residential properties come with an added layer of privacy and security. The serene environment surrounded by lush greenery offers residents the gift of nature, with guest access permitted. Gated communities deter intrusion with 24/7 protection and surveillance.

The Concept of Gated Community

  gated community villas in Kerala  

Gated communities signify a modern approach to residential living, where secure perimeters surround a cluster of well-built villas. Gated community villas provide an exclusive feel, blending community spirit with diverse amenities. In Kerala, the rise of gated community villas reflects a desire for a harmonious blend of traditional values and contemporary living.

Safety and Security:

The rising popularity of gated community villas in Kerala is driven by a focus on safety. These communities prioritize resident security with 24/7 surveillance, controlled access points, and efficient security management, making them havens for families even in crime-prone areas.

Amenities:

Gated community villas redefine living by providing residents with a plethora of on-site amenities for comfort and convenience. From lush lawns and recreation areas to fitness centers and pools, these communities cater to diverse lifestyle needs. In Kerala, known for its green landscape and rich culture, gated community living blends these qualities, appealing to homebuyers seeking a connection to their roots.

Privacy:

Luxury villas in Kerala balance community spirit with resident privacy. The layout and design of these communities are well-planned to offer a secluded living space to residents. This appeals to families who feel their privacy is important and who have well-planned properties that provide residents with a secluded living space. This balance between community interaction and personal privacy appeals to those who seek a tranquil retreat amidst the hustle and bustle of daily life.

Property Value:

Investing in luxury villas in Kerala is not just about acquiring a home; it's a strategic investment in real estate. The demand for such properties has been on the rise, and the perceived exclusivity, security, and amenities contribute to the appreciation of property values over time. For homeowners, this translates into a sound investment that aligns with the long-term vision of a prosperous and appreciating asset.

Community Programs:

Gated communities often organize and facilitate various community programs and events. From cultural celebrations to fitness classes and educational workshops, these programs enhance the social fabric of the community. In Kerala, where community bonds are deeply valued, these initiatives contribute to a vibrant and connected living experience, fostering a sense of belonging among residents.

Conclusion

Gated community villas remain the top choice in Kerala for their authentic charm. We at Victoria Realtors bring the very essence of tradition, culture, nature and aura to our villa projects that give a sense of home, making residents feel the touch of their roots.

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15-Dec-2023

Smart Home Features In Villa Projects

Smart Homes redefine living spaces with a whole new purpose. The homes you find today are not mere walls with roofs, but much beyond the feel of basic. With new trends, tastes and preferences emerging, potential homebuyers envision a home that can easily meet all their daily needs. One of the most fascinating trends in real estate is incorporating smart home features in villa projects.

With advancements in automation technology, the living experience in smart homes has become much more seamless and comfortable, making them quite preferable amongst potential homebuyers. Modern homes sport innovative features that enhance convenience and promote energy efficiency and security.

What is a smart home?

Smart Home

At its core, a smart home is an intelligent living space designed with interconnected devices and systems to enhance residents' overall living experience. These devices are designed to connect and communicate with each other, allowing residents to control and automate their home environment with just a tap.

From lighting and thermostats to security systems and entertainment, smart homes empower residents to live life by managing their spaces efficiently and effortlessly. With smart homes comes energy efficiency where advanced energy systems are installed to track and improve the usage of energy. Smart lights adjust brightness according to natural light, cutting down on unnecessary electricity.

Why is a Smart Home Important?

Smart homes are built with state-of-the-art surveillance systems, motion sensors, and smart locks. Residents can use their smartphones to monitor their homes, get real-time alerts, and even allow access to visitors. These security features offer peace of mind and greater control over living spaces.

Convenience and Efficiency:

Smart homes offer unprecedented convenience through automated routines, like unlocking doors with a smartphone app or personalized access codes. This ensures only you have access to your home, blocking any unauthorized entry.

Saving Energy:

Environmental consciousness is a growing concern and potential homebuyers understand their moral responsibility towards the environment. Residing in an eco-friendly efficient environment allows you to play your part in contributing to a greener planet. Smart homes play a pivotal role in addressing it. Automated climate control, smart lighting, and energy-efficient appliances contribute to lower energy consumption, reducing your ecological footprint.

Enhanced Security:

Security and privacy are paramount in villas, and smart homes provide an extra layer of protection to your family. Residents can remotely monitor and control their home's security using mobile apps, which include features like smart locks, intercoms, and surveillance systems. Notifications alert them to any movements in the house, providing peace of mind from anywhere, including the workspace.

Future-Proofing:

As technology advances, smart homes offer a level of future-proofing. Upgradable systems ensure that your villa remains at the forefront of innovation, allowing you to integrate new technologies seamlessly.

We can anticipate more exciting advancements in villas. This includes AI systems anticipating your needs and improvements in energy efficiency and sustainability. The future of living in smart homes looks promising.

Is a Smart Home Worth It?

This is a question that often arises whether the investment in smart home features is justified. The answer lies in the long-term benefits that come along the way and the enhanced quality of life that smart residential homes offer.

Increased Property Value:

Homes equipped with smart features tend to have a higher resale value. The allure of a modern, technologically advanced villa is undeniable, making it an attractive option for potential buyers. As real estate evolves, technologically advanced homes redefine modern living, transforming residences into forward-looking investments.

Cost Savings Over Time:

Smart villas, despite initial expenses, show long-term cost-effectiveness with significant savings, particularly in energy efficiency, leading to lower utility bills.

Enhanced Lifestyle:

Beyond financial considerations, the improved lifestyle these homes provide is beyond measure. The convenience, comfort, and security contribute to an unparalleled living experience.

The Adoption of Smart Home Features in Villas:

The real estate industry acknowledges the rising demand for smart home features, particularly in villa projects. Today real estate builders come up with projects that incorporate cutting-edge technologies into their designs to cater to the discerning preferences of modern homeowners.

These features represent not just a trend but a fundamental shift in our approach to living spaces. The seamless integration of technology into villa projects creates a harmonious blend of aesthetics, innovation and functionality, catering to the needs of a tech-savvy and sophisticated clientele.

Conclusion

Urban homes herald a promising future where living spaces anticipate and meet our needs. The investment in a smart home is an investment for futuristic living, and we at Victoria Realtors believe that quality of life is the real wealth for a family. We lay innovation as the foundation of our villa projects, making life a breeze every step of the way. —one that prioritizes convenience, efficiency, and the promise of a more connected and secure home. As we witness the rapid evolution of residential living, smart villa projects stand as a testament to the fusion of technology and luxury, shaping the way we experience home.

 

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13-Dec-2023

Festival Impact on the Kerala Real Estate Market

Festivals bring a season of joy, celebration and togetherness into everyone's life. It’s a time when culture and food deck the landscape, giving a vibrant hue to our nation. During this time of the year, people like to make big purchases for their families, especially in Kerala. As celebrations kickstart, they enjoy time with loved ones and vouch for new beginnings. But do you know festivals can greatly impact Kerala real estate? Onam, Vishu, Diwali, and Christmas greatly impact the real estate market, viewed as auspicious times for home buying. Explore the effects of festivals on Kerala real estate trends and the considerations of buyers and sellers during these festive seasons.

Kerala Real Estate - Increased Home Buying Activity:

Smart Home

Festivals often serve as an apt time to buy a new home. The spirit of a festival coupled with auspicious sentiments inspire families to embark on a journey of homeownership. Good fortune and a new beginning are two critical aspects that come in favour, during the time of festivals, creating a conducive environment for real estate transactions.

Real estate agents and developers capitalize on this surge in interest by strategically timing property launches and marketing campaigns, creating a sense of urgency and excitement within the market.

Impact on Pricing:

The relationship between festivals and real estate pricing is quite intricate. There is a behavioural pattern that is witnessed during festivals that contributes to the Kerala real estate trends. Sellers usually vouch for higher property prices because good luck and positive energy are associated with festivals, leading to an optimistic outlook on property values.

Not just that! Potential homebuyers anticipate huge discounts and special offers during special occasions, leading to a delicate balancing act in the pricing strategy. The negotiation dynamics become more dynamic during these times, making the festive season a unique period for both buyers and sellers to strike favourable deals.

Festival-Specific Real Estate Promotions:

Real estate developers and agencies understand the potential that festivals hold for their business. As a result, they often roll out festival-oriented promotions to entice potential homebuyers.

These promotions feature limited-time discounts, exclusive offers, and value-added incentives like free furnishings, appliances, or customized interior design packages. Developers host events, open houses, or property tours during festivals to showcase offerings and connect personally with buyers.

Lending Offers:

Financial institutions like banks also play a very important role in the festival-driven real estate market. During these seasons, banks and mortgage providers may introduce special offers like lower interest rates, reduced processing fees, or extended repayment periods.

During the festive season, these attractive options aim to further motivate and provoke potential homebuyers to take the plunge. The combination of reduced prices and favourable financing terms can make the dream of homeownership more accessible and appealing.

Launching New Projects:

Real estate developers plan to unveil new projects during festive seasons to take advantage of the higher number of visitors. These projects usually include special offers, making it a great time for buyers to consider their choices. The demand for residential properties has seen an upsurge over the years, and festive seasons are the apt times to explore housing options.

NRI Investments:

During festival seasons, a lot of non-resident Indians (NRIs) come down to India to spend quality time with their families. It's an excellent opportunity for them to invest in real estate, as festivals often bring discounts and special offers on residential properties in India. Additionally, many NRIs have connections to the region and desire to invest in their ancestral land.

Conclusion

A new home marks the beginning of a new chapter for a family. A living space that is waiting to be owned, creates new memories and strengthens bonds. We at Victoria Realtors envision quality of life for our residents. Our luxury villas promise a life every homeowner desires, which is a mix of both worlds. Amidst lush greenery and close to cities, our luxury villas meet the unwavering needs of potential homebuyers, recognizing that a great life begins at home.

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28-Nov-2023

10 Ways To Increase Natural Light In Your Home

A well-lit home has a huge impact on our well-being. And when we say lit, we’re not talking about artificial lighting like tube lights and chandeliers, but natural lighting. When sunshine pours into our homes we feel a natural uplift filled with energy and positivity. By allowing natural light to permeate the home, you create a layer of warmth that is pleasant. Certain things are beyond aesthetics and natural lighting is one of the most important aspects that enhances our well-being. Another boon of attracting natural light is that there would be less consumption of electricity for artificial lighting, resulting in energy conservation and a reduction in energy costs by one-third. There are so many ways to attract natural lighting to your home, and we’ll guide you through 10 ways to invite and maintain natural lighting in your home.

10 Examples of Natural Sources of Light

Natural light

Natural lighting is everything! It’s good for your home and well-being. It transforms your home with the rich hues of sunshine, something even bulbs or tube lights cannot give us. And the best part, it’s free! You don’t have to worry about bills knocking at your door by the end of the month. Today builders in Kerala believe a home is beyond beauty and aesthetics, but a living space that adds to the mental health and well-being of people. Here are some examples of natural sources of light.

Paint the Eaves White

An eave is the edge of the roof that either remains open or hangs over the side of the house. Painting your eaves white is a lesser-known trick to increase natural light in every room. It works even if your house is a different colour. By painting only the eaves white, the curbside look remains unchanged because of their angle toward the house. You'll mainly notice the difference from inside your home.

Paint Your Walls using Light Colors

Choosing a light colour, like white, for your walls is a simple and effective way to brighten a room. The Light Reflectance Value (LRV) measures how much light a colour reflects, with pure white near 100% and black at close to 0%. Colours in between will have varying LRV, impacting the brightness of your space.

Reconsider Your Window Treatments

The sunlight coming through windows is affected by the window coverings you choose. Curtains or drapes with liners can block sunlight while keeping out the cold. Sun shades, made of reflective material, repel heat and strong sunlight but allow some light in. In warmer months, sheer curtains, whether alone or layered over shades or under drapes, are a good option.

Choose Light-Reflective Flooring

The type of floors you use for the house also plays a very important role in reflecting light. opt for flooring materials that reflect light, such as light-coloured hardwood, tile, or laminate. These surfaces bounce natural light around the room, adding to a brighter and more welcoming atmosphere.

Use Glass or Mirrored Decor

Home decor like Mirrors attracts natural light to homes. Glass tabletops, mirrored furniture, and glass accessories contribute to the illusion of space and allow light to dance throughout the room. Additionally, glass decor items like vases or candle holders, not only add a touch of sophistication but also contribute to the overall luminosity by allowing light to pass through and scatter, creating a dazzling display in your home.

Install Skylights on the Ceilings

Skylights make great additions to the interior inviting natural light to the homes. They’re basically windows on the roofs. Positioned facing upward towards the sun, skylights provide more light compared to other normal windows. They are less prone to being shadowed by outdoor objects, and sunlight reflected off clouds streams directly into the house.

Use Glass Blocks instead of Wall Space

Installing glass blocks in homes can be quite a challenging task but it is worth it! They can draw natural light to spaces where it wouldn't otherwise reach. While glass block doesn't completely replace the support of walls as it requires headers, similar to that of windows or door units, to ensure firm installation.

Install Sun Tubes

Sun tubes are an alternative option for Skylights. Your home may not have the right space and area to install a skylight. Instead, you can install sun tubes, a tubular device that is affordable and easy to install. Sun tubes are different from skylights as they don't require a light shaft. Unlike skylights, which involve cutting openings in both the roof and the ceiling, sun tubes offer a more seamless flow of natural light.

Deck the Home with Plants

Plants not only add a natural beauty to your home but also purify the air within. Additionally, placing plants in your home can boost natural light. Positioning a plant in front of a window helps reflect light into the room.

Position the Furniture Strategically

When you arrange furniture in your home make sure to create enough space for the light to enter. For instance, if there’s a window placed behind a sofa or a dressing table, try not to block the window as it wouldn’t allow the light to pass through and your living space would remain dark.

Conclusion

To enhance and improve our living experience it’s very important to maintain our homes in the right manner. If we invest our time in making a home a better place to live, it will hold us together forever, and at Victoria Realtors we envision our homes to give better life experiences for people, where well-lit spaces, naturistic surroundings and a sense of community nourish lives and enhance well-being.

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22-Nov-2023

How To Check The Construction Quality Of Your New Home?

A home is a major milestone in everyone's life, a living space people can call their very own. Buying a home is not a cakewalk as there are numerous factors to consider, like the location, connectivity, amenities and more. But there’s one aspect that needs a great deal of attention: the house's construction quality. When you buy a home, you envision living a lifetime in it, so it’s important to know if the property can withstand the winds of change, like heavy rain, change in climate or even natural calamities. The construction quality will tell a lot about the property, and it’s high time we understand a home's construction quality. Today many builders in India come up with residential properties that are smart, innovative and luxurious. They might look visually appealing but the inherent strength of the building is what matters the most.

10 Tips to Ensure the construction quality of your new home

Construction Quality

A visually appealing home may not be of the desired quality. As a result, you should avoid making a blind purchase without first validating the quality standards. Checking the construction quality is especially important if you are purchasing a residential property, especially a villa. Today smart homebuyers are well aware of how to analyze a home before they buy. Here are 10 tips to identify the construction quality of residential property.

Construction Quality- Understand the Soil Quality

The strength of a building's foundation relies on the type of soil it's built on. Before starting construction, builders and engineers typically perform a soil test. Make sure to request a copy of this test to assess the soil quality, and seek verification from an architect. Additionally, be cautious when builders mix sand with the soil to improve foundation durability, as this may not be suitable for clay or cotton soil.

Be sure to Verify the Design of the Building Structure

Another aspect that needs to be considered is the design of the building structure. The way a property is structured, including its walls, roof, beams, and columns, showcases the strength of the property. The design must involve security, safety, and rigidity to withstand natural hazards and harsh weather and be fire-resistant. If a property lacks these features, it's not advisable to invest in it.

Know the Quality of the Concrete Mix

The true strength of a property lies in the capacity to support a heavy load to avoid risks like collapsing which can be extremely dangerous for the residents. Nowadays, buildings use pre-made concrete mixes. The right ratio of concrete to sand must be used for durability. You can check with the builders on the brand of concrete that has been used or ask for a copy of the purchase receipt. There’s another simple method to check the concrete quality. You can simply test it by poking a nail into the concrete wall. If the nail easily goes in, the quality may not be reliable.

Verify the Plaster Quality

Assessing the plaster quality is another important step to consider if it is worth investing in the property. If there appear to be cracks on the plaster it tells you that there is water leakage and poor plaster quality. Before painting the walls check for the cracks. Plaster cracks are bound to happen after a few months of construction, so it’s wise to invest in properties by reputable builders. It’s better to wait for a few months before applying paint.

Check the Wall Thickness

Ensure that the thickness of your house walls aligns with the measurements in your property documents. It’s wise if a homebuyer could go along with a trusted architect and physically inspect the walls and assesses their quality by pressing against them or trying to insert a sharp object like a key. Additionally, tapping the walls with your knuckles can reveal whether they are solid or hollow inside.

Examine the Fitting and Fixtures

Even the minute details matter. So make sure you examine the smallest details like fittings and fixtures in the new home. Make sure the kitchen and bathroom fittings are delivered as promised without any water leaks or cracks. Thoroughly examine the drainage pipes, taps, washbasins, showerheads, and all other sanitary facilities to ensure they are in good working condition.

Verify the Quality of Sanitywares and Bathroom Fittings

The bathrooms are one of the most important spaces in a house and they should be fully functional. To assess the quality of sanitary spaces like toilets, washbasins, or bidets, examine their overall shape. High-quality fittings are comfortable to use. Tap them gently to check for cracks; a hollow sound may indicate damage. Also, ensure the mounting surface is even and smooth.

Check the Electrical System

Ensure that all electrical outlets and switches are functional. If there are any exposed wiring, and make sure the electrical panel is properly labeled and up to code.

Take Help from Third-Party Agents

Assistance from third-party agents can give you a clear picture of a new property that you’re about to buy, especially before signing an agreement. Don't hesitate to seek third-party assistance. Visiting the construction site and physically examining the walls with a trusted architect is the easiest way to check the building's construction quality.

RERA -Assuring a Verified Purchase of Property

According to Section 14 of the Real Estate (Regulations and Development) Act, 2016, builders are required to fix any structural issues within five years. It's crucial to inform property owners of this provision beforehand. Note that this rule only applies to projects and buildings within the law's jurisdiction.

Conclusion

At Victoria Realtors our vision is to build homes that define quality, durability and functionality, so that families get to lead a life that is not only joyous and memorable but also safe and secure. With every thought and step we envision to hold the future strong for many for our potential homebuyers.

 

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20-Nov-2023

How To Keep Your House Cool In Summer - Best Tips

The summers are going by making way for the winters. But is there something you missed doing in the summers, especially taking good care of your home and adopting the right maintenance practices during the hot weather? As the temperature rises, the battle with summer begins. The scorching months of summer can take a toll on the people and their living experience. A cool and comfortable living space is important for the well-being of people, especially during harsh summers. And when we say cool, we do not mean air conditioners. Air conditioners are just not enough to cool a home. Here we shall give you some of the best tips to keep your house cool during the summer.

How to Keep House Cool in the Summer

Everyone loves a little bit of sunshine, but too much of it can impact the well-being of people. The summers can be a challenging time of the year not just for us, but even for our homes. During such a phase, it is important to protect our homes from the scorching heat and cool them down. So you must be wondering how to keep your home cool in the summer. Here are some tips that can help keep your home safe and cool.

Shut the blinds

One of the main reasons you feel hot indoors is because of the sunlight that pours into the room. If you have windows where you get direct sunlight, try closing the blinds or drawing the curtains for some time, at least during the sunniest part of the day. Consider tilting your blinds upwards for rooms on lower floors to keep sunshine (and heat) out.

Use Your Appliances Properly

Our home appliances can generate heat and this adds up to the rising temperature during summers, therefore causing an upsurge of heat indoors. Try using appliances like ovens and dryers during the cooler parts of the day. employing energy-efficient appliances at home can be beneficial. Switch to LED bulbs, which produce less heat compared to traditional incandescent bulbs.

Apply Heat Reducing Film

One simple quick simple way to reduce heat from entering your home is the application of heat-reducing film on the window panes to control the temperature. These films are very easy to install, and not just that, they work wonders even during the winter as it fill the room with warm air.

Cool Interiors

If you’re someone who has bought a new home and is in doubt about choosing your interior designs, opt for light colours over dark because dark colours absorb heat very easily. Consider using lightweight, natural materials for your curtains and upholstery to create a cool and airy ambience.

Install a Programmable Thermostat

Installing a programmable thermostat can efficiently cool your home and cut down on energy expenses. By programming it to lower the temperature while you're away, you ensure a comfortable, cool environment upon your return without unnecessary energy consumption throughout the day.

Install a Duct Booster Fan

Enhance the cooling in a hot room effortlessly with a duct booster fan. Its simple plug-and-play setup allows you to bring in more cool air. Just pick the suitable design, position it in the register vent, and plug it in for a speedy and uncomplicated cooling solution for your space.

Ceiling Fans and Ventilation

A living space should sport ceiling fans and enough ventilation to make the area cool and breezy. Ceiling fans and portable fans are cost-effective tools to keep air circulating. Ensure your ceiling fans are set to rotate counterclockwise during the summer to create a cooling effect. Additionally, make sure to fit exhaust fans in the kitchen and bathroom to expel hot air. These tools can effectively simmer down the heat.

Use a Portable Air Conditioner

How to keep the room cool in summer? Opt for a portable air conditioning unit to effectively cool the living space in your home. Their mobility allows you to enjoy cool air wherever and whenever needed. Alternatively, a seasonal window unit can be installed in a central room for efficient and cost-effective cooling.

Grow Plants around Your Home

Well, this might take some to bring a cooling effect to your home, but it’s the most natural way of keeping your home fresh, cool and breezy. Plants are nature’s natural air conditioners. By growing plants around your home, you can effectively stop heat from seeping through the windows and the roofs.

Use Water to Cool Your Home

When we say water, it doesn’t mean to pour water everywhere in your home. One of the mst effective hacks is to dip the hems of the curtains in water and leave the fan on. The water slowly penetrates upwards into the fabric spreading fresh and cool air to the living space.

Prevent Opening the Refrigerator frequently

It’s summer time and you’re bound to reach out for chilled water and ice cubes. But frequently opening and closing the refrigerator door, it increases the load and temperature in the motor. This eventually leads to a rise in temperature in the house.

Open the Windows when Sun Set

Everyone loves the evening breeze as it has a nice soothing and cooling effect on our house. So it’s important to leave the windows open when the sun sets as this allows the cool air to penetrate the living space.

Conclusion

At Victoria Realtors, we bring aesthetically pleasing luxury villas that are built to nurture the well-being of people. With breathtakingly beautiful spaces, ample ventilation and lush greenery around, our residential properties redefine the quality of living.

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14-Nov-2023

How To Invest In Real Estate? 8 Different Ways

How To Invest In Real Estate? The real estate industry has been striding ahead contributing hugely to the overall economic growth in India and has not only become a major source of financial security for many potential investors but also providing employment opportunities to many. Witnessing the pace of growth, the real estate sector is expected to grow in the coming years, which is driven by urbanization, a rise in income, and changes in lifestyle preferences.

Technological advancements have paved the way for modern homes that speak smart with aesthetically appealing features, and luxury without compromising on the authenticity of a good traditional home. With the rise of urbanisation, the demand for modern spaces speaks of taste, authenticity and luxury. Whether buying a home or earning money, real estate has proven ways to strengthen financial security for potential homebuyers and investors.

How To Invest In Real Estate? Real Estate in India and its Importance

how to invest in real estate

India has been growing rapidly with the advancement of technology at every step of the way. Our country presents a unique landscape for real estate investment. Real estate in India is beyond just financial gains; it plays a very important role in the country's economic development, urbanization, and social dynamics. With nuclear families being more prevalent, living in cities, and higher family incomes are expected to keep driving the expansion of real estate like homes, stores, and offices. The Indian real estate market is doing well because it gives a good return on investment. Many successful investment portfolios include real estate. A report says that, on average, 77% of an Indian household's assets come from real estate.

With the end of the pandemic, more and more people have realized the benefits of owning a home instead of renting which has led to the continuous growth of this market. The industry is growing because people are earning more, and want a better quality of life, with everchanging lifestyles, creating a demand for homeownership.

Is Real Estate a Good Investment

The benefits of Investing in real estate are many. Being one of the wisest investment options, the real estate sector has grown by leaps and bounds catering to the unwavering needs of individuals.

  1. By selecting the right properties, investors can gain regular cash flow, great returns, tax benefits, and diversification. Plus, real estate can be leveraged to build wealth over time.
  2. REIT or the Real Estate Investment Trust allows you to invest in real estate without dealing with the ownership, operation, or financing of properties.
  3. Real estate investors earn money from renting out properties, the increase in property value over time, and profits from business activities related to the property.

Benefits of Investing in Real Estate

Rental Income

Rental income can be a huge source of income for potential homebuyers and investors. Certain real estate investment strategies, such as rental properties or Real Estate Investment Trusts (REITs), offer the potential for passive income. The value of land and property appreciates with time, this in turn increases the cash flow.

Tax Benefits

Real estate investors can enjoy various tax advantages, including deductions for mortgage interest, property taxes, and depreciation. Understanding and leveraging these tax benefits can significantly enhance the overall return on investment. Under section 80C, you can save up to Rs 1.5 lakh on the home loan principal, and section 24 allows a reduction in interest payment by up to Rs 2 lakhs. This significantly cuts taxable income and reduces the overall cost of real estate investing.

Long-term Value Appreciation

One of the most important aspects to know while understanding the pros and cons of real estate investment is property value appreciation. If market rates increase, the property's value goes up, making it easier to sell. Even if the value stays the same for some time, proper maintenance and management can generate a steady rental income. All investors must research before deciding to buy in a particular area.

Financing and Leverage

Real estate offers various income sources and grows in value because it's a physical asset. Unlike stocks, its value remains stable. It's easy to buy, and finance and can enhance your lifestyle with added tax benefits. There are no significant financial hurdles. Leverage, the ability to invest with a small amount of your own money and borrow the rest, is a major advantage in real estate. You can invest in top-notch real estate with just a 15% investment, using savings for a down payment and a mortgage for the rest.

Tangibility

Real estate is a tangible and physical asset. Unlike stocks or bonds, investors can see and touch their investments. This tangibility can provide a sense of security and satisfaction for those who prefer assets they can physically interact with.

Points to Consider Before Investing in Real Estate

Financial Readiness:

Assess your financial situation thoroughly. Understand your budget, credit score, and overall financial health. Ensure that you have a stable income and emergency funds in place before venturing into real estate.

Define Your Goals:

Clarify your investment objectives. Are you looking for long-term appreciation, regular rental income, or a combination of both? Having clear goals will guide your investment strategy and property selection.

Market Research:

Conduct thorough research on the local real estate market. Understand current trends, property values, rental rates, and the overall economic outlook. Different areas may offer varying opportunities and risks.

Risk Tolerance:

Real estate, like any investment, carries risks. Evaluate your risk tolerance and consider factors such as market volatility, potential economic downturns, and the specific risks associated with the type of real estate you're interested in.

Type of Investment:

Decide on the type of real estate investment that aligns with your goals. Options include residential properties, commercial spaces, real estate investment trusts (REITs), or even vacation rentals. Each type has its dynamics and considerations.

Location Matters:

The location of a property significantly influences its potential for appreciation and rental income. Consider factors such as proximity to amenities, transportation, schools, and the overall development plans for the area.

8 Ways to Invest in Real Estate

How to invest in real estate? From buying a physical property to investing in financial instruments connected to real estate, the following are some ways to invest in real estate:

1. Buying a Property

One of the primary ways of investing in real estate is by buying a property. Investors either buy a property directly or through a loan and own it for a long time. They can purchase residential properties like apartments, villas, plots, and more. By doing so you get the full ownership and control over the property.

2. Real Estate Investment Trust (REIT)

REITs offer a hands-off approach to real estate investing. Investors buy units of a REIT, like shares in a mutual fund. An REIT is a company that owns income-generating real estate, like offices and hotels. It shares at least 90% of its income with investors as dividends. It ensures high liquidity and diversification.

3. Infrastructure Investment Trusts (IIT)

Investing in InvITs provides a hands-off approach to real estate. Investors purchase units of an InvIT, like shares in a mutual fund. InvITs are companies that own and manage income-generating infrastructure assets, such as roads and power plants. They share at least 90% of their income with investors as dividends.

4. Real Estate Mutual Funds

Real Estate Mutual Funds offer a hands-off way to invest in real estate. Investors purchase units of a real estate mutual fund, like a normal mutual fund. This fund invests in the securities of companies in the real estate sector, like developers and builders. The goal is to give investors both capital appreciation and income.

5. Exchange Traded Funds (ETF)

ETF is another type of real estate investment. Investors buy units of an ETF, much like other ETFs. An ETF follows an index, like the Nifty Realty Index, which includes stocks of real estate companies. The goal of an ETF is to give returns similar to the tracked index.

6. Fractional Ownership

This is another way to invest directly in real estate. Instead of buying an entire property, investors purchase a fraction or share of it. They can choose to buy shares in residential or commercial properties based on their goals, budget, and preferences.

7. Fix the Property and Sell

When it comes to fixing and selling a property, a potential investor would seek a property that requires a good amount of maintenance and repairs. Subsequently, they would aim to sell the same at a higher price to potential buyers. This approach allows investors to make a profit by enhancing the property and capitalizing on market conditions.

8. Online Real Estate Platforms

There are real estate investment platforms available online these days. These platforms are for people interested in joining others to invest in larger commercial or residential deals. The Investment is done through a platform called real estate crowdfunding.

Conclusion

At Victoria Realtors, we offer premium residential properties to potential homebuyers and investors. We understand that real estate investment is a significant decision that requires an immense amount of research and preferences; therefore, we strive to provide not just homes but opportunities for long-term growth and satisfaction.

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09-Nov-2023

Villas in Ottapalam: Your Ticket to Thriving Real Estate Investment

Located in the Palakkad district of Kerala, Ottapalam is an emerging suburb experiencing strong growth and development. With its natural beauty, historical significance, and high quality of life, Ottapalam is becoming a sought-after residential destination. Investing in villas here allows you to tap into this burgeoning market and benefit from significant capital appreciation and high rental yields. Early investors in Ottapalam real estate will be well-positioned to realize substantial profits in a few years. As the local economy and property market continues to thrive, villas in Ottapalam offer an investment opportunity poised to deliver solid financial gains.

Factors to Consider Before Investing in Villas in Ottapalam

As someone looking to invest in real estate, I view villas in Ottapalam as an attractive investment opportunity. Demand for housing is increasing due to improving infrastructure and job opportunities, especially in sectors like information technology. When investing in villas, there are several important factors to remember.

Location

As an investor, the location of a property plays a vital role in your buying decision as it directly impacts key factors like connectivity, accessibility, and appreciation potential. Ottapalam is strategically located in central Kerala, well connected by rail, road, and air. Specifically, the nearest airport is Cochin International Airport, just 60 kilometres away. Moreover, Ottapalam railway station lies on the busy Shoranur-Cochin rail route, thus ensuring good connectivity to major cities. Additionally, National Highway 47 passes through Ottapalam, linking it to Cochin and Palakkad.

Its central location provides easy access to commercial hubs like Cochin, Thrissur, and Palakkad. Surrounded by fertile agricultural land, Ottapalam has a thriving agro-economy. These translate into a steady demand for residential and commercial real estate.

Ottapalam's natural beauty, cultural heritage, and eco-tourism potential attract real estate investors and second-home buyers. It offers an attractive investment option for NRIs looking to invest in their hometown. An investment in villas at this strategic location is poised to deliver solid returns over the medium to long term. Ottapalam's location factors make a compelling case for investing in residential property in this fast-emerging city.

Amenities

Villas in Ottapalam offer many attractive amenities that make them an appealing investment option. Its vibrant township, walkable neighbhorhoods, and amenities like hospitals, schools, and shopping centres make it a livable city.

1. Luxurious Accommodations

Villas provide spacious, high-quality housing with premium finishes and fixtures. They offer more living space than apartments, with features like walk-in closets, private balconies, courtyards, and multi-car garages. The open-concept designs incorporate deluxe kitchens and bathrooms. Some villas also have additional amenities like home theaters, gyms, pools, and roof terraces.

2. Privacy and Security

A villa offers more privacy and control over your surroundings than an apartment. You have your own separate entrance and more distance between you and your neighbours. Many villa communities also provide security features like gated access, security guards, and home alarm systems. These factors offer more peace of mind about your safety, family, and belongings.

3. Community Facilities

Most villa developments offer shared facilities for residents, like gyms, swimming pools, clubhouses, sports courts, and playgrounds. These amenities foster community and provide entertainment options right at your doorstep. Some communities also organize social events to help residents connect. Access to these facilities and a built-in community network are advantages not available when renting an apartment.

Demand

Investing in villas in Ottapalam is a prudent financial decision due to the high demand for quality housing as Kerala's population and economy have grown. Presently, many professionals and retirees seek larger, modern homes in scenic locales near conveniences. Moreover, Ottapalam's natural surroundings and proximity to major cities attract those looking to escape the bustle. This demand has led to over 10% annual price rises. More people will consider moving to Ottapalam as infrastructure improves, increasing villa values. With migration trends and preference for spacious homes continuing, demand seems likely to slow down. Investing in a well-designed villa in an attractive, sought-after location can provide solid and consistent returns for years to come. Purchasing an estate in Ottapalam may be one of the soundest investments possible.

1. Infrastructure

Ottapalam has a well-developed infrastructure that makes it an attractive place to invest in villas. The area has excellent connectivity through road and rail networks, providing easy access to major cities like Cochin, Calicut, and Thrissur.

2. Road Network

Ottapalam is situated along National Highway 66, a major roadway that connects north and south India. This provides seamless connectivity to nearby towns and cities. Now that the 4-lane section of NH-66 passes through Ottapalam, reducing travel time to Cochin and Calicut to around 90 minutes. Intra-city roads are well-developed, with many service roads and bypasses to reduce traffic congestion.

3. Rail Connectivity

Ottapalam railway station is an essential stop on the Shoranur-Cochin and Shoranur-Mangalore rail routes. Moreover there are several trains each day to major cities like Cochin, Calicut, Bangalore, and Mangalore. The station is located within the city, providing easy access for villa owners and tenants.

4. Airport

The nearest international airport is Cochin International Airport, located just 85 km from Ottapalam. The airport offers domestic and international flights to major destinations in India, Middle East, and South East Asia. Travel time from Ottapalam to the Cochin airport is around 90 minutes via NH-66.

5. Utilities

Ottapalam has reliable access to utilities like electricity, water, and internet connectivity. Also, the area has underground sewerage and drainage systems. Further, the solid waste management, including door-to-door waste collection and segregation, helps keep the city clean. With well-developed road, rail, and air connectivity and access to essential utilities and services, Ottapalam has the necessary infrastructure to support villa developments. For investors, this translates to sustained demand from buyers and long-term tenants. Overall, the area presents an opportunity to invest in villas with the potential for good returns.

Return on Investment

Investing in villas in Ottapalam can provide solid returns over the long run for several reasons:

When purchasing property, you have the potential to gain equity as home values increase over time. Historically, real estate has outpaced inflation, meaning your investment could appreciate substantially. According to industry experts, property values in Ottapalam have risen over 50% in the last decade due to increased demand and limited supply.

  • Additionally, rental income from villas provides recurring revenue that can offset costs like mortgage payments, taxes, and maintenance fees. Well-located villas near amenities and transit in Ottapalam command premium rental rates, enabling strong cash flow and profits for investors.
  • Another benefit is the tax deductions available for property owners, like mortgage interest, repairs, and depreciation. These tax write-offs can reduce your tax burden, allowing you to keep more of the money generated from your investment villa.

All things considered, if you take a long-term buy-and-hold approach, villas in Ottapalam could be a rewarding investment, providing financial security for years through ongoing income and a valuable asset.

Conclusion

In conclusion, investing in villas in Ottapalam is a smart move that can pay off greatly in the long run. Meanwhile, with its natural beauty, historical significance, and opportunities for business and leisure, Ottapalam is poised to become a popular tourist and retirement destination. Similarly, when more people discover the area, demand for high-quality properties will rise. You can purchase desirable land and villas at a lower cost by getting in early. Not only will your investment likely appreciate substantially over time, but you’ll also have a peaceful getaway for years to come. Ottapalam offers the best of both worlds: a quiet, rural setting with all the amenities of city life just a short drive away. For these reasons, you owe it to yourself to consider making an investment in this up-and-coming region of Kerala. The rewards, both financial and lifestyle-related, can be well worth it.

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02-Nov-2023

Is Investing in a Luxury Villas In Trivandrum Beneficial?

Villas is truly one of the most preferred properties by potential homebuyers, especially in India as it brings a very authentic charm. And who doesn’t love the touch of a little luxury? The beautiful views, private pools, technologically advanced spaces, architectural brilliance, wonderfully etched interiors, community amenities and so much more. This is the dream of many homebuyers and you can own them in our very Trivandrum, the capital state of Kerala. Villas in Trivandrum give you the best of both worlds, a traditional charm with an urban touch.

Is it Worth Investing in Villas in Trivandrum?

Trivandrum is a place where urbanization co-exists with the tranquility of nature. Modernization has paved the way for quality of life to change the whole place, making Trivandrum one of the best cities to own a villa. In addition to its once-proud industrial sector, Trivandrum has grown into the best metropolitan city with booming retail, wholesale, and service industries. This gave rise to a high demand for residential properties in Trivandrum.

Let’s take a look at some of the key reasons to invest in luxury villas in Trivandrum.  

Lush Greenery and Serene Surrounding

Trivandrum is known for its lush greenery, mild inclines, and spotless backwaters. Luxury villas are quite preferable in a place like Trivandrum because of the reasons mentioned above. People love waking up to a serene, natural setting. Think of waking up to the peaceful chirping of birds and sipping your morning tea while taking in the breathtaking views. The villa projects in Trivandrum provide the best homes for people who love a blend of authentic flavor with an urban touch.

Luxurious Amenities and Comforts

When you buy a villa in Trivandrum, you get to upgrade your life with the most luxurious amenities like sophisticated automation systems, 24/7 security, designer kitchens, gyms swimming pools, and more. These amenities give you the comfort of life and ensure you lead a pleasing and convenient life.

Recreate Your Home

Owning a villa means you can transform your home in the way you like. There is ample area for the residents where they can start gardening or grow a vegetable garden. You may construct a treehouse for the youngsters or a temporary tennis court. There is no need to fill out extensive paperwork to obtain authorization from the society or apartment management for every little alteration.

Potential for Investment

Investing in a villa in Trivandrum is a wise financial decision. As it's an individual property, the resale value grows significantly faster. Furthermore, being the capital of Kerala, Trivandrum's land value will constantly rise. This will only increase the value of your property and villa exponentially over time. Because of its booming IT sector, educational institutions, and healthcare facilities, the city is an attractive destination to buy property for both professionals and families. Your investment would rise over time due to growing demand and lifestyle changes.

Rise in Demand for Luxury Homes

In the past, luxury villas were limited to the wealthy. But with recent economic changes, there's growing demand for luxury housing, making villas an attractive long-term real estate investment.

Security and Privacy

In villas you won't be sharing walls with neighbors, ensuring peace and privacy. Experience tranquil mornings and outdoor freedom, along with a pet-friendly environment. Enhanced security ensures a serene and stress-free lifestyle. Luxury villas have 24/7 security ensuring your area remains protected throughout the day.

Better Connect to Urban Convenience

Despite their calm and isolation, luxury villas are never too far from the metropolitan conveniences you require. Trivandrum offers top-notch hospitals, retail centers, schools, and entertainment options, making these villas the perfect place to live. Everything you desire is within easy reach, whether you're a food enthusiast eager to savor diverse cuisines or a dedicated shopper ready for a spree.

Conclusion

At Victoria Realtors, we bring luxury villa projects in Trivandrum that will not only shape the lives of residents but also cater to all their needs, be it commuting to workspaces, healthcare, schools, colleges, or recreational spaces, we have them all in and around the projects, assuring our residents a life of comfort and convenience.

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31-Oct-2023

6 Simple Ways To Invest In Real Estate

As an investor looking to build wealth over time, real estate can be an attractive asset class. Whether you want to invest directly in residential or commercial properties or take an indirect approach through REITs, crowdfunding, or real estate ETFs, there are several simple ways to get started. Each investment type offers risk, responsibility, and potential return levels. However, understanding your investment goals and risk tolerance allows you to determine which real estate investment strategies match your needs. With some research and the help of a financial advisor, you can craft a balanced real estate portfolio to generate income and achieve your long-term financial objectives.

Real Estate Investment: Getting Started and Setting Your Goals

To succeed in real estate investment, you must first determine your goals. Do you want to generate income, build equity for the long term, renovate and flip properties, or some combination? Defining your goals will help guide your investment strategy.

Once you know your goals, outline how you will achieve them. For example:

  • Income generation: Focus on properties with strong rental demand, like multifamily units or commercial space. Look for opportunities to increase rents over time.
  • Building equity: Target properties likely to appreciate substantially in value over 5-10+ years. Single-family homes in up-and-coming neighbourhoods are a good option. Make improvements to maximize the sale price.
  • Flipping: Seek distressed properties you can purchase at a steep discount, renovate, and sell for a profit. Look for fixer-uppers in neighbourhoods with high resale value potential. Work with contractors to ensure renovations are cost-effective.

With clear goals and a step-by-step plan, you'll be poised to find real estate investment opportunities aligned with your objectives. But remember that the plan may need to evolve based on market conditions and your own changing needs. Review and revise your investment goals regularly to keep your efforts focused and on track for success.

6 Simple Ways for Real Estate Investment

Real estate investments can be made in various ways, including buying physical property or investing in financial instruments linked to real estate. Follow these simple ways for investing:

Buy REITs (real estate investment trusts)

You can invest in real estate without purchasing physical property by investing in real estate investment trusts or REITs. REITs own and operate real estate and allow individual investors to buy shares. There are several types of REITs:

  • Equity REITs: invest in and own properties, generating income from rent.
  • Mortgage REITs: invest in mortgages and mortgage-backed securities. They generate income from interest on the mortgages.
  • Hybrid REITs: invest in both properties and mortgages.

Purchasing shares in REITs allows you to invest in real estate while diversifying your portfolio. REITs are also a more liquid investment than physical property. As with any investment, please thoroughly research whether REITs meet your financial goals before purchasing shares.

Use an online real estate investing platform.

Online real estate platforms allow you to invest in real estate without direct property ownership. You can invest in real estate investment trusts (REITs) or crowdfunded real estate projects. REITs own and operate real estate, allowing you to buy shares to invest in residential or commercial properties. Crowdfunding platforms facilitate investments in specific real estate deals. Investors pool their funds to provide financing for real estate projects like renovating an apartment building or developing land. In exchange, investors earn interest and a share of the profits. These online options open up real estate investing to more people by lowering investment minimums and simplifying the process.

Invest in rental properties

One of the most common ways to invest in real estate is through rental property ownership. You can purchase residential or commercial property and rent it out to tenants for monthly income and long-term appreciation in value. Please be sure to look for properties with solid fundamentals in desirable locations. Do research to determine fair market rents and expenses in the area. Calculate potential cash flow and returns to evaluate the investment opportunity. If the numbers work, you can purchase the property and become a landlord or hire a property manager to handle day-to-day operations. Rental income can provide cash flow for living expenses or pay the mortgage. Over time, the property value may increase substantially, allowing you to build equity, refinance at a lower rate, or sell for a profit.

Flipping investment properties

One strategy for earning income through real estate is to purchase undervalued properties, renovate them, and then sell them at a profit. This process, known as “flipping,” involves buying distressed properties at a discount and improving them cosmetically by updating flooring, painting walls, and replacing fixtures. The property is then sold for a price that exceeds the total investment.

To successfully flip properties, you must accurately estimate renovation costs and potential sale prices. It is also essential to consider the local housing market and economic conditions to determine if there are enough buyers to generate a profit. Flipping requires significant capital to purchase and renovate the properties so you may need a loan or financing from private investors. When done properly, flipping can generate sizable returns on your investment. However, losing money is also risky if your renovation and sale do not recoup your costs.

Invest in a real estate investment group (REIG)

A real estate investment group (REIG) allows you to invest in commercial and residential properties without the responsibility of owning or managing the properties yourself. Moreover, REIGs are run by real estate professionals who find, purchase, and oversee properties using money from investors like yourself. As an investor, you receive a portion of the rental income and profits from the sale of properties.

REIGs provide a more passive way to invest in real estate since the managers handle the day-to-day responsibilities. They also allow you to invest in larger, higher-value properties that are typically out of reach for individual investors. However, as with any real estate investment, risks are involved, and you are using the expertise of the REIG managers to make sound investment decisions for you. Before investing, you can carefully evaluate the experience and track record of the REIG to determine if their investment strategy and risk tolerance align with your financial goals.

Real Estate Mutual Funds

Real estate mutual funds are professionally managed funds that invest in REITs and other real estate securities. Consequently, they provide a simple way to gain exposure to the real estate market without investing directly in properties. Additionally, these funds invest in a diversified portfolio of stocks across various real estate sectors like residential, retail, office space, and industrial.

Further Reading How to Save Money To Buy A House: Tips To Save For Down Payment

Conclusion

You now have the knowledge and tools to start investing in real estate. Whether you want to invest in physical property, REITs, or crowdfunded real estate, the options are plentiful. With some research to determine the right strategy for your needs and risk tolerance, you can build wealth through real estate over the long run by starting small and learning as you go. While real estate investing does come with risks, the potential rewards of steady cash flow, appreciation, and tax benefits make it an attractive asset class, especially as part of a diversified investment portfolio. Today, take action to pick your investment vehicle and embark on your journey—your future self will express gratitude.

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31-Oct-2023

How to Save Money To Buy A House: Tips To Save For Down Payment

One of the biggest achievements of anyone's life is owning a home. It’s a matter of pride when you get to buy a home in your own roots where you belong, and getting there is quite a journey. You would obviously dream to buy a plush beautiful home that would give you all the perks to improve the quality of your life, and to reach there and to reach there you need to ask yourself " how to save money to buy a house". Savings for your down payment is a stepping stone to buying your dream home.

How to save money to buy a house ?

 

In today’s world, saving for a house becomes quite a daunting task due to the upsurge in the cost of living. But with every challenge you need to find the right strategy and that comes with a little determination.

We’ll be sharing some tips on a how to save money to buy a house

Follow the 50-30-20 Rule

 

This is one primary rule one could follow, the 50-20-30 rule where 50% of your take-home salary is set aside for fixed charges, 30% for any discretionary spending, and 20% for savings. It will be difficult to forego conveniences that you could otherwise afford, but it will be well worth the effort when you move into your new home.

Set Clear Financial Goals:

 

Having clear finances is very important, especially if you’re aiming to buy a home. Analyze how much you need for the down payment and set a timeline for achieving the goal. When you have a specific target in mind you’ll be consistent with your move. You’d obviously want to know about how much downpayment to buy a house. Down payment for home loan is 20% of the property value. For loans over Rs. 30 lakh, lenders in India are only permitted to offer house loans equal to 80% of the property's worth, per RBI regulations.

Make Changes to Your Lifestyle

 

Buying a home would need commitment and changes in your lifestyle. You can make changes like moving to a smaller apartment, which might save you a significant amount of money on your monthly rent. Another way is to get into side hustles or other means to earn good apart from your normal employment. And not just that, reducing your spend on vacations, entertainment, and memberships, will help you save for a down payment on a house.

Create a Budget:

 

A well-structured budget is the core of effective money management. Analyze your current income and expenses, and identify areas where you can cut back. And then Allocate a portion of your income toward your down payment fund, and stick to your budget religiously.

Monetizing Other Assets:

 

To prepare for purchasing your own home, consider starting your savings three to four years in advance, which is one of the most effective ways to save for a house. If you haven't already, explore the possibility of monetizing your assets to assist with the down payment. For example, you can liquidate a fixed deposit or borrow against it if you are in a stable financial position. Another option is to borrow against a life insurance policy, where you can potentially access 85-90% of the surrender value as a loan, subject to your insurance company's terms. The interest rate for this loan typically falls within the range of 9-10%, and you can choose to repay it either in full or through half-yearly installments.

Open a Separate Savings Account:

 

Having a savings account is very important and one of the best ways to save money to buy a home. It can help you keep your goal separate from your regular expenses. Consider opening a high-yield savings account that earns you interest on your savings, so your money can work for you.

Automate Your Savings:

 

Set up automatic transfers from your checking account to your down payment savings account. This ensures that a portion of your income is consistently earmarked for your goal, making it less tempting to spend the money elsewhere.

Cut Unnecessary Expenses:

 

Review your monthly spend as you’ll be able to identify unnecessary expenses and you could cut them down. You could avoid expenses like eating out less, canceling unused subscriptions, or finding more cost-effective alternatives for your regular expenses. Every penny saved brings you closer to your down payment.

Save Windfalls and Bonuses:

 

Whenever you receive unexpected money, like tax refunds, work bonuses, or gifts, consider allocating a portion or all of it towards your down payment fund. It's a great way to accelerate your savings.

Track Your Progress:

 

Regularly monitor your savings progress to stay motivated. Visualizing your progress can be a powerful motivator, whether you use apps, spreadsheets, or good old-fashioned pen and paper.

Downsize and Declutter:

 

Selling items you no longer need or downsizing your living space can be a two-fold strategy for saving money. Not only can you make some extra cash, but you'll also reduce your expenses.

Consider Government Programs:

 

Explore government programs that offer assistance to first-time homebuyers. These programs can provide financial incentives, lower interest rates, or down payment assistance, making homeownership more accessible.

Invest Wisely:

 

Consider investing some of your savings in low-risk, high-reward investments like stocks, bonds, or mutual funds. While there's some risk involved, this can help your savings grow faster than a regular savings account.

Conclusion  

You can own your dream home if you learn the art of money management and direct your finances in the right way. At Victoria Realtors we deliver international-class living spaces for each and every potential home buyer. Whether you are looking for a luxurious, well-designed home or an investment in upscale living, we at Victoria realtors are well-equipped to meet your needs and deliver an exceptional living experience.

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25-Oct-2023

Home Maintenance Checklist for First-Time Home Buyers

As a new homeowner, maintaining your property is now your responsibility. To ensure your property investment is properly cared for and avoid costly repairs down the road, it's important to establish a regular home maintenance routine. This checklist provides an overview of key tasks you should perform each season to keep your house in good working order. While the list may seem daunting, tackling maintenance issues regularly and proactively will give you greater peace of mind and allow you to enjoy your new home fully.

Monthly Home Maintenance Checklist

As a new homeowner, regular maintenance is vital to keeping your most significant investment in good working order. Each month, be sure to:

  • Inspect the roof and attic for any signs of leaks or water damage. Replace damaged or missing shingles. Check that the attic vents are clear.
  • Clean out gutters and downspouts for proper water flow and drainage. Clogged drains can lead to water damage in basements or crawl spaces.
  • Check that foundation vents are clear and not blocked. Ensure the ground around the foundation slopes away from the building.
  • Test smoke and carbon monoxide detectors to ensure proper operation. Change batteries if needed. These devices save lives.
  • Inspect the water heater for any signs of leaks or damage. Check that the temperature and pressure relief valve is installed correctly and not dripping.
  • Lubricate and exercise valves on your main water shutoff and outdoor faucets. This prevents them from sticking or breaking when needed.
  • Note any cracks in driveways, walkways, patios, or retaining walls and repair them as needed to prevent further damage.

Performing these routine yet important tasks each month will keep your new home in tip-top shape for years. Staying on a regular maintenance schedule will help avoid expensive emergency repairs down the road.

Fall Home Maintenance Checklist

It is important to perform routine maintenance on your property, especially in the fall. Conducting the following checks will help ensure your home remains in good working order through the winter.

  • Inspect the exterior of your home, including the roof, siding, trim, decks, and railings, for any signs of damage or needed repairs. Schedule repairs before the rainy season to avoid water damage.
  • Examine gutters and downspouts to ensure proper drainage and clear any clogs or debris. Clean out garage doors and tracks and lubricate all moving parts.
  • Check weatherstripping around doors and windows and repair or replace as needed to improve energy efficiency. Seal and caulk any cracks to prevent air leaks.
  • Have your furnace serviced by a professional to ensure safe and efficient operation during the heating season. Replace air filters in the furnace, air conditioner, and air purifiers.
  • Inspect the attic and any crawl spaces for signs of leaks or damage. Ensure proper insulation to regulate temperature in the home.
  • Service any permanently installed generators or emergency backup systems. Test and ensure proper operation in the event of a power outage.

Be proactive and address any issues to avoid costly repairs or damage. Your home is a valuable investment, so take the time to care for it properly.

Winter Home Maintenance Checklist

There are a few key things you'll want to check on your property during the winter season.

  • Inspect the roof and gutters. Look for any visible damage or leaks and clear out any debris. Clogged drains can lead to water damage if left unaddressed.
  • Check exterior doors and windows are appropriately sealed. Add weatherstripping if needed to prevent drafts. This will make your home more energy efficient and help control utility costs.
  • Ensure outdoor faucets are drained and wrapped to prevent freezing. Shut off and drain any irrigation systems.
  • Clean chimneys and vents. Have chimneys inspected and swept by a professional to remove creosote buildup and ensure proper ventilation.
  • Check the furnace filter. Replace or clean the filter to allow for proper airflow and efficiency. A clogged filter reduces heating power and wastes energy.
  • Inspect the water heater. Look for any signs of leaking or damage and consider flushing sediment from the tank to maintain efficiency.
  • Check that exterior staircases, walkways, and driveways are clear of snow and ice. Add sand, salt, or non-skid materials as needed for safety.
  • Conduct a visual check of the attic and basement for any signs of pest damage or leaking. Address any issues to avoid costly repairs down the road.

Following these maintenance tips throughout the winter will help ensure your home's major systems are running properly and prevent costly emergency repairs during the coldest months. Staying on a regular inspection schedule will give you peace of mind as a new homeowner.

Spring Home Maintenance Checklist

In the spring, inspect your home's interior and exterior to ensure everything is in working order after the winter.

  • Perform routine cleaning like vacuuming air vents and fans, wiping down baseboards, and mopping hard floors. Check that doors and windows open and close properly. Test smoke detectors and replace batteries if needed.
  • Outside, examine the roof, gutters, and downspouts for damage or debris. Clear leaves and sediment to allow water to flow freely. Inspect the siding and outdoor wood trims for cracks or holes and seal or paint as needed.
  • Prune shrubs and trees, rake leaves, and re-seed or overseed lawns. Fertilize the grass once it starts actively growing. Sharpen lawn mower blades for the first cut of the season. Uncover air conditioning units and schedule a tune-up with an HVAC professional. Clean dryer vents to improve efficiency and prevent fire hazards.

Performing routine maintenance and necessary repairs, especially after winter, will help keep your new home in peak condition for years. Enjoy your spring with the peace of mind that your home's essential components are functioning correctly.

Summer Home Maintenance Checklist

Inspecting your home thoroughly during summer to avoid damage from the heat and humidity is essential.

  • HVAC System: Have your home's heating, ventilation, and air conditioning (HVAC) system serviced by a licensed professional. Ensure the HVAC filters are clean or replaced to improve energy efficiency and indoor air quality.
  • Roof and Gutters: Examine the roof for any signs of damage or leaks and clear debris from gutters and downspouts to allow for proper water flow and drainage. Clogged drains can lead to water damage in the home.
  • Plumbing: Check that all faucets, pipes, and toilets function properly without visible leaks or drips. Run some water in rarely used drains like basement sinks to prevent drying out of p-traps.
  • Electrical: Test all ground fault circuit interrupter (GFCI) outlets, especially those near water sources. Consider having an electrician inspect your electrical panel and wiring to identify any issues before they become problematic.
  • Exterior: Power wash siding, decks, and patios and re-stain or re-paint as needed. Trim back bushes and trees to prevent access by pests—red-mulch garden beds to help retain moisture in the soil during the hot months.

Conducting routine inspections and maintenance, especially during summer, will help ensure your new home remains in good working order. Enjoy your summer peacefully as a homeowner.

Further Reading Kerala Real Estate Trends 2023

Conclusion

As a first-time homeowner, keeping your new place in good working order can feel overwhelming. However, with some organization and tackling tasks regularly, home maintenance does not have to be a chore. Following this checklist will establish good habits and a routine to keep your home running efficiently for years to come. While the to-do list may seem long, remember you do not have to do everything simultaneously. Start with the essentials to keep your home safe and comfortable, then work through the rest over time. Homeownership is rewarding, so take pride in the place you call home and give it the care and maintenance it deserves. With the right mindset, you will enjoy your new home for years.

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17-Oct-2023

Real Estate Investments in India: Why it is a Good Idea?

Real estate investments in India provide lucrative opportunities that you should consider. As India’s economy continues its upward trajectory to become one of the largest in the world, the demand for high-quality housing and commercial real estate is surging. Coupled with India's rapidly growing middle class and increasing urbanization, there is a need for more and better real estate.

Now is an ideal time for you as an investor to tap into this burgeoning market. With high returns and relatively low living costs, India offers an appealing combination for real estate investment. For that reason, you can benefit from significant capital appreciation over the coming decades by investing in up-and-coming neighborhoods and commercial hubs. While there are risks to consider with any emerging market, real estate investments in India have the potential for strong and stable returns. Therefore, if you are looking to diversify your investment portfolio, Indian real estate deserves your attention.

What Is Real Estate Investment?

Real estate investment refers to purchasing property to generate income or capital appreciation. Real estate investors buy residential or commercial properties and rent them out to tenants to generate cash flow over time.

Why Invest In Real Estate?

Investing in real estate in India offers many benefits. As the population grows and the middle class expands, housing and commercial property demand increases.

Strong Growth Potential

  • India's real estate market is growing at a steady pace. Property values have risen significantly over the past decade, especially in major cities. Investing now can allow you to capitalize on future price appreciations. According to industry experts, residential real estate prices are projected to increase by an average of 5-8% annually over the next few years.

Inflation Hedge

  • Real estate is a tangible asset that tends to hold its value during inflation. As the cost of living increases, property values and rental rates also rise. Real estate investments can act as an effective hedge against loss in purchasing power.

Cash Flow

  • Income-generating properties like apartments, offices, and retail spaces provide rental income. The rent collected from tenants can provide cash flow and supplement your income. Over time, as property values and rental rates rise, your cash flow will also increase.

Tax Benefits

  • In India, real estate investments are eligible for certain tax benefits. You can claim mortgage interest payments, property taxes, and depreciation deductions. Long-term capital gains from selling real estate for more than two years are taxed at 20% with indexation benefits. These tax incentives can enhance your investment returns.

Is Real Estate a Good Investment in India?

India's real estate market has significant potential for growth and investment. The demand for residential and commercial properties in India continues to rise due to urbanization, population growth, and a growing middle class. For investors, Indian real estate offers many appealing opportunities.

Several factors make real estate appealing in India:

  • Strong market fundamentals: India has a fast-growing, young population, driving housing demand. Urbanization is increasing rapidly, with more people moving into cities. This fuels demand for residential and commercial properties.
  • Government incentives: The Indian government offers incentives and tax benefits for real estate investors to boost the housing sector. This includes tax deductions on home loan interest and lower taxes on profits from selling properties.
  • Higher returns: Real estate investments in India have the potential for higher returns than other investment options. Capital appreciation on properties in major cities can be up to 10-15% per year. Rental yields of 3-5% are also typical.

If you go in with realistic expectations, conduct thorough due diligence, and invest for the long term, Indian real estate can be a rewarding investment option. The key is finding high-quality, well-located properties and managing risks through diversification and professional guidance.

Understanding Real Estate Investments in India

Real estate investments in India offer attractive opportunities for investors. Moreover, India has a large population of over 1.3 billion people and a rapidly growing middle class, fueling demand for residential and commercial properties

(a)Residential Properties

The housing sector in India has significant growth potential. As incomes rise, more people can afford their own homes. Developers are building affordable housing units as well as luxury apartments and villas. Residential properties generate rental income and capital appreciation over time. Owning rental properties is a passive income source that can provide retirement financial security.

(b)Commercial Real Estate

India's economy is expanding rapidly, driving demand for office space, retail outlets, and warehousing. Furthermore, commercial properties, like office buildings, generate higher rental yields than residential properties. In addition, rental rates for premium office space in major cities have been increasing steadily. Moreover, business centres and IT parks provide opportunities for leasing space to corporate tenants. Hence, investing in commercial real estate allows you to tap into India's economic growth and prosper from the success of businesses.

Benefits of Investing in Real Estate

Investing in real estate in India offers several benefits:

Rental Income Potential

  • Real estate investments provide rental income opportunities. Additionally, by purchasing residential or commercial properties, you can generate monthly income by renting the space to tenants. Presently, rental yields in India range from 3 to 8% annually for residential properties and 6 to 12% for commercial properties.

Tax Benefits and Incentives

  • The Indian government provides tax deductions and incentives for real estate investors. You can claim tax deductions on interest paid on home loans, property taxes, and repairs/maintenance expenses. Capital gains from the sale of real estate are also tax-exempt after two years.

Diversification and Risk Management

  • Real estate investments are tangible assets that provide portfolio diversification and risk mitigation. Physical properties are less volatile than stocks and bonds and act as a hedge against inflation over the long run. Real estate investments are also not directly correlated with the stock market, providing stability during market downturns.

Long-Term Value Appreciation

  • Over time, real estate prices in India have steadily increased. According to industry experts, residential real estate prices have appreciated at a compound annual growth rate of 10-12% over the last decade. Commercial real estate is valued at 12-15% annually. With an increasing demand for housing and limited supply, real estate prices are projected to continue appreciating over the coming decades.

Return on Investment

  • The potential for solid returns is significant from rental income and capital appreciation. Investors can achieve even higher returns over the long run by purchasing distressed properties or properties in up-and-coming neighborhoods. Real estate investments in India can be advantageous with proper due diligence.

Further Reading 10 Helpful Tips for Buying Luxury Villas in Trivandrum

Conclusion

Given the rapid urbanization and the growing middle class in India, real estate investments in the country present an attractive opportunity. With affordable housing schemes, commercial real estate growth in major cities, and demand for rental properties, there are many ways for investors to tap into this market. Consequently, the high potential returns make India's real estate market worth considering. With this in mind, you can build a profitable real estate portfolio in India by doing thorough due diligence, partnering with a reputable developer, and taking a long-term investment approach. Overall, real estate investments in India should be on the radar for any investor looking to diversify into emerging markets.

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12-Oct-2023

Why Choose Villas in Palakkad As Your Dream Home Destination

Owning a home in a prime location offers you the luxury of enjoying the area's beauty and top-notch amenities, making your life more convenient and comfortable. Palakkad, located at the base of the Western Ghats and known as Kerala's granary, is one such sought-after location. It boasts stunning attractions like the Malampuzha Dam, Tipu Sultan Fort, Kalpathy Heritage Village, Kanjirapuzha Dam, and Nelliampathy. With its natural beauty and lush landscapes, the demand for Villas in Palakkad has surged, making it a dream destination for homebuyers.

Villas in Palakkad - Why is Palakkad the Dream Home Destination?

If you’re looking forward to buying a home in Kerala, then Palakkad is the right choice for you. With beautiful locales and great connectivity, Palakkad is thriving with some amazing housing projects waiting to be occupied by potential homebuyers. Let’s take a look at why Palakkad is the best dream home destination.

Villas in Palakkad - Amenities and Reach

Located on the banks of the national highway, NH 544, Palakkad provides the finest access to key high-performing cities such as Ernakulam and Thrissur in Kerala, as well as Coimbatore in Tamil Nadu. The district is witnessing rapid growth in terms of infrastructure and business. They’re well connected to healthcare facilities, educational institutions, and recreational options making Palakkad one of the most preferred destinations to buy a home. Some of the key educational institutions in Palakkad are the Co-operative Arts & Science College, the Govt Arts and Science College Thrithala, the Govt Victoria College, etc. Healthcare facilities like Medical College, PK Das Hospital, Valluvanad Hospital, etc. are also in and around to meet medical emergencies.

Privacy and Security

Buying a villa has its own perks and one of the top reasons to own one is privacy and security. A certain section of people enjoy a life away from city life. There they can live close to nature, walk around, do some gardening, and more. With villas, you are promised a life that is completely your own, and an area that is safe and secure and Palakkad offers you just what you want. Gated communities are aesthetically appealing and assure residents of a safe neighborhood with 24/7 security, and access to various amenities.

Luxurious and Comfortable Living Experience-Villa projects in Palakkad

Gated communities offer residents a blend of naturistic living and luxury at the same time. These villas are situated in lush green landscapes. They bring comfort and tranquility to residents' lives. Additionally, they showcase architectural brilliance and craftsmanship.

A Cultural and Traditional Balance

Palakkad is a place where culture resides in the nook and corner. These villas gift the residents the perk of being part of a community that is a burst of cultural heritage. The serene and picturesque backdrops of the place have played a significant role in films making the place just so apt to live. Old houses have a good old charm that can take people back in time. The Varikasseri Mana and Olappamanna Mana, and even the countryside like Mundur, Kollengode, Nelliyampathy, and Kava, to name a few.

High-quality Material and Good Craftsmanship

Today, modern villas are outshining because of high-quality materials and skilled craftsmanship. At Victoria Realtors, we combine artistry, craftsmanship, and top engineering to make world-class architecture. Our Palakkad villa projects follow the Vaastu Shastra philosophy and are located in premium spots with advanced infrastructure and top-notch facilities.

A Long-term Investment

In the long run, investing in villas will be beneficial for you. Such properties typically experience rapid appreciation, rendering them a superb choice for those seeking to maximize their investment's long-term potential. Furthermore, villas have the capacity to generate income through rentals or by serving as vacation homes.

Conclusion

At Victoria Realtors we bring projects that redefine the purpose of home with excellent craftsmanship and an eye for detail, offering extraordinary living experiences. Some of our luxury villa projects like Victoria Sourparnika ,Victoria Snageetham, and Victoria Naadam speak architectural brilliance. Victoria Snageetham for instance exude the best of both worlds, where luxury living and naturistic backdrops blend. For families who prioritise security and privacy, these villa projects are just apt to reside in. Not just that these villa projects offer incredible connectivity to educational institutions, hospitals, supermarkets, etc. Together a blend of tradition with modern architecture, we make your living experience truly enchanting and worthwhile.

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06-Oct-2023

Benefits of Buying Ready to Occupy Villas

As you consider purchasing a new home, you may want to explore buying the ready to occupy villas. They offer several benefits over traditional homes under construction or vacant land. When you buy a fully finished villa, you can immediately move into your new home without waiting months or even years for construction. The house is already built to your specifications, so you know exactly what you're getting. You also avoid the hassle and uncertainty of overseeing a construction project.

Buying a ready to occupy villa provides peace of mind that the home is complete and up to code. The builder will have already obtained all necessary inspections and certifications. You can feel confident moving into a turnkey home ready to enjoy without delay or frustration. For homebuyers seeking an easy, convenient experience, these ready to occupy villas in Thrissur are appealing.

Buying Ready to Occupy Villas in Thrissur: Top Benefits

While buying an existing villa may compromise on some customization, the convenience and peace of mind of a ready to occupy home are compelling for many homeowners. Especially if you lead a busy lifestyle, value your leisure time, or want to avoid dealing with unforeseen construction issues, a move-in-ready villa could be the ideal choice. For the opportunity to immediately start enjoying your new home with minimal fuss, ready-to-occupy villas offer an attractive option worth considering.

Ready-to-occupy villas are a popular choice for homebuyers for several reasons. They offer many advantages over under-construction villas.

Benefits

  • Low risks: One of the most significant benefits of buying any ready-to-occupy villas is that it has fewer risks. When you buy an under-construction villa, you are always at risk of delays in construction, quality issues, or even the project being abandoned altogether. With a ready to occupy villa, you can be sure that the villa is complete and ready to move into, with no hidden surprises.
  • Immediate shifting: Another significant advantage of buying a ready to occupy villa is that you can move in immediately. There is no need to wait for the villa to be constructed, which can take several months or even years. This is ideal for homebuyers who need to move into a new home immediately, such as families with young children or people relocating for work.
  • Save the rent: Buying ready to occupy villas can save you money on rent if you are currently renting a home. Instead of paying rent to your landlord, you can start paying your mortgage. This can be a significant savings, especially over the long term.
  • No extra costs: When you buy an under-construction villa, you may incur additional costs such as property taxes, maintenance charges, and interest on your loan during the construction period. With a ready to occupy villa, you can avoid these extra costs.
  • Tax benefits: Several tax benefits are available to homebuyers in India. For example, you can claim a deduction on your interest payments and principal repayments up to a specific limit. You can also claim a deduction on the stamp duty and registration charges paid on purchasing the property.
  • Ease of Selling: Ready to occupy villas are generally more accessible than under-construction villas. This is because buyers are more likely to be interested in a property they can move into immediately. Additionally, they are more likely to be in good condition, which makes them more attractive to buyers.

Ready To Occupy Villas in Thrissur by Victoria Realtors

Buying a fully finished villa allows a hassle-free home-buying experience with the peace of mind of purchasing a fully finished residential unit. For many home buyers, the benefits of a ready to occupy villa are well worth the investment. Victoria Realtors are known for building premium villas and apartment complexes. Our properties are strategically located in prime residential areas with excellent connectivity and social infrastructure.

Victoria Vandhanam

Victoria Vandhanam is an ongoing premium residential project by Victoria Realtors in Mundur, Thrissur. The project offers a luxurious lifestyle with superior amenities, an easily accessible location, and thoughtfully designed 4 BHK villas. Also, one of the most significant advantages of Victoria Vandhanam is its excellent connectivity. That is to say the project is close to hospitals, recreation areas, malls, and other essential landmarks. This makes it a convenient place to live, especially for families with children.

Facilities and Amenities

Victoria Vandhanam villas offer state-of-the-art amenities and facilities for a luxurious lifestyle. Some of the amenities include:

  • Cctv At Entrance
  • Open Podium
  • Shuttle Court 3 Nos
  • Provision For Provisional Store
  • Gazebo
  • Interlock Paving Tiles for Road
  • Electrical Streat Light
  • Surrounding Compound Wall
  • Landscaped garden
  • Power backup

Victoria Swaram

Victoria Swaram is our newest premium villa project in Varadiyam. It is located close to Varadiyam Centre and is just a 5-minute drive from Amala Medical College. Victoria Swaram offers a variety of thoughtfully designed 4 BHK villas, ranging in size from 2100 to 3100 square feet. Moreover, our villas offer the utmost in comfort and luxury. They include spacious living and dining areas, well-appointed kitchens, and bedrooms with attached bathrooms. Additionally, our villas feature expansive balconies and terraces that provide breathtaking views of the surrounding area.

Facilities and Amenities

We are committed to providing our residents with the best possible lifestyle, and we believe that Victoria Swaram is the perfect place to call home. Here are some of the amenities we provide:

  • Health Club
  • Cctv At Entrance
  • Shuttle Court 1 No
  • Cricket Nest
  • Half Basketball Court
  • Over Head Water Tank
  • Surrounding Compound Wall
  • Electrical Streat Light

Further Reading Luxury Villas: Understanding the Meaning of Quality Living

To Sum up

Buying ready-to-occupy villas offers many benefits over constructing a new home. You gain a turnkey property that is move-in ready. Thus you can avoid the hassle and stress of coordinating contractors and overseeing a lengthy building process. The villa likely comes with high-quality finishes and fixtures already installed, as the developer aimed to attract buyers with a premium product. The surrounding neighbourhood infrastructure, like roads, utilities, and amenities, is already in place. If you are looking for a premium villa in Thrissur, we invite you to learn more about our projects. We are confident that you will be impressed with our villas and amenities.

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28-Sep-2023

Things to Consider Before Buying Luxury Villas in Thrissur

Thrissur, the cultural hub in the heart of Kerala, is known for its rich heritage and vibrant festivals. It is a place that perfectly blends tradition with modernity, making it an ideal choice for those seeking a luxurious lifestyle. Indeed, one of the popular options for luxury living in Thrissur is investing in a luxury villa. These villas offer a perfect combination of luxury, comfort, and convenience. However, before taking the plunge and investing in a luxury villa, there are several factors that you need to consider. In this blog post, we will discuss the checklist for buying luxury villas in Thrissur.

Checklist for Buying Luxury Villas in Thrissur

Buying a luxury villa in Thrissur requires careful consideration of factors such as construction quality, legal aspects, maintenance, and resale value. By conducting thorough research, consulting with experts, and assessing your preferences and requirements, you can make an informed decision and find the perfect luxury villa that fulfills all your expectations. Embrace the splendour and comfort of a luxury villa in Thrissur and experience a genuinely elevated lifestyle by considering the following checklist.

Location

Location plays a vital role when it comes to buying a luxury villa. Thrissur offers many options with stunning locations, ranging from serene riverside villas to hilltop retreats. It is crucial to choose a place that suits your lifestyle and preferences. Do you prefer a peaceful residential area away from the hustle and bustle of the city? Or would you like to be close to schools, hospitals, and other amenities? Considering these aspects will help you make an informed decision about the location of your luxury villa.

Amenities

Another crucial factor to consider is the amenities offered by the luxury villa. Luxury villas in Thrissur often come with various amenities that elevate the living experience. By and large, these amenities add value to your investment, from swimming pools and fitness centres to landscaped gardens and clubhouse facilities. Make a checklist of the amenities you need and ensure the luxury villa you consider fulfills your requirements.

Price

Price is undoubtedly an important consideration when buying a luxury villa. The prices of luxury villas in Thrissur vary depending on location, size, and amenities. You can set a budget for yourself and explore options accordingly. You should consult with a reputable real estate agent specializing in luxury properties, as they can guide you through the pricing structure and help you find the best deals.

Neighbourhood

Neighbourhood plays a significant role in ensuring a comfortable and secure living environment. When investing in a luxury villa, it is crucial to consider the neighbourhood's reputation, safety, and proximity to essential facilities. Research the neighbourhood thoroughly, visit the area, and talk to the residents to gather firsthand information. A good neighbourhood adds value to your investment and enhances your overall living experience.

Further reading How to Get Top-Up Home Loans in Thrissur for Villas?

Ready to Occupy Luxury Villas in Thrissur

When buying a luxury ready-to-occupy villa in Thrissur, there are a few additional factors to consider. Firstly, it is essential to examine the quality of construction and the builder's reputation. Look for builders with a strong track record of delivering high-quality projects on time. Victoria Vandhanam and Victoria Swaram are two luxurious villa projects in Thrissur that offer ready-to-occupy villas. These projects are known for their exquisite design, superior craftsmanship, and world-class amenities. Let's take a closer look at each of these projects.

Victoria Vandhanam

Victoria Vandhanam is an ongoing premium residential property by Victoria Realtors situated strategically in Mundur, Thrissur. The project boasts superior lifestyle amenities, an easily accessible location, and an array of thoughtfully designed 4 BHK luxury villas. In short, it is one of Thrissur's most sought-after residential projects, thanks to its excellent connectivity to hospitals, recreation areas, malls, and other significant landmarks. The villas are spacious and well-designed, focusing on comfort and convenience.

Some of the nearby locations of Victoria Vandhanam include:

  • Educational institutions: Vidhya Engineering College (5 mins), Government Medical College (10 mins)
  • Religious sites: Guruvayoor Temple (20 mins)
  • Public transportation: Bus route in front of the project
  • Road connectivity: Thrissur-Guruvayoor Highway (7 mins)
  • Other pilgrimage centres: 15 minutes away

Victoria Vandhanam is an excellent option for those looking for a luxurious and convenient lifestyle in Thrissur. The villas are perfect for families of all sizes, and the project's amenities offer something for everyone.

Victoria Swaram

Victoria Swaram is another prestigious villa project situated in Varadiyam, Thrissur. This project offers modern and elegant villas with superior aesthetics and functionality. The villas in Victoria Swaram are designed in like fashion to provide ample space and natural light, creating a welcoming and cozy atmosphere. With its prime location and luxurious features, Victoria Swaram is the epitome of refined living in Thrissur.

Victoria Swaram, a premium villa project by Victoria Realtors, is a perfect blend of modern aesthetics and traditional values of quality and assurance. Located close to Varadiyam Centre and just a 5-minute drive from Amala Medical College, Victoria Swaram offers the best of both worlds - the convenience of a prime location and the luxury of a well-appointed home.

The villas at Victoria Swaram are designed to offer a comfortable and stylish lifestyle. These villas are perfect for relaxing and rejuvenating, featuring modern amenities such as a Health Club and Club House. Victoria Swaram is also close to all essential facilities, such as renowned schools, colleges, and medical facilities, making it an ideal place to raise a family.

Location Advantage
  • Close to Varadiyam Centre: All shops and markets are within walking distance, making it easy to get everything you need.
  • 100 meters from churches and temples: Convenient access to religious centres for spiritually inclined people.
  • 50 meters from bus routes: Easy to get around the city with public transportation.
  • 5-minute drive to Amala Medical College: Close to one of the top medical colleges in the state, making it an excellent location for students and faculty.

If you are looking for a home that offers the best of both worlds, by all means, Victoria Swaram is the perfect choice. Invest in Victoria Swaram for joy and happiness.

Further reading Why Thrissur Is The Best Place For Property Investment

Wrap up

Buying a luxury villa in Thrissur is a significant investment that requires careful consideration. As shown above, the location, amenities, price, and neighbourhood are some of the crucial factors you should consider. By conducting thorough research, consulting with experts, and evaluating your preferences, you can make an informed decision and find the perfect luxury villa that meets your expectations. So, start your journey of owning a luxurious abode in Thrissur and indulge in its opulence and beauty.

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27-Sep-2023

7 Things You Should Know About Real Estate Thrissur

Thrissur, widely known as the cultural capital of Kerala, is a thriving city with continuous growth in population and economic development. Evidently, the city is decked with rich historical and cultural heritage that draws both visitors and investment. The city of Thrissur plays host to the most beautiful monuments like Shakthan Thampuran Palace, Paramekkavu Bhagavathy Temple, Dolours Basilica Chrush, Athirapalli waterfalls, and more. The city's tranquil environment is attributed to the presence of water bodies in every nook and cranny of Thrissur. Thrissur, to be specific, drives growth in real estate and accounts for a significant portion of Kerala's economy. Industry experts say that real estate Thrissur has a bright future. The city may expect a surge in demand for affordable homes and other premium villas. More investors are anticipated to be drawn in by the government's attempts to encourage affordable housing and infrastructure development in the city. The change in the economic landscape has drawn the attention of many potential investors in the real estate sector to invest in potential properties.

Factors that contribute to the Real Estate Thrissur

real estate thrissur Thrissur is a lively city that is beaming with pride due to the growth in the real estate sector. This magnificent change has showcased the true potential of the city. Let’s take a look at the key factors that contribute to real estate in Thrissur.

1. Location

The true wealth of Thrissur lies in its finest infrastructure and the rapid growth of the city. The city is home to prestigious educational institutions, medical facilities, and IT firms. The city is a popular tourist destination as it is surrounded by lush greenery and many temples. And the beautiful weather sums up, a peaceful city.

2. Low Cost of Living

Enjoying living in your dream home doesn’t come to an end with just buying a home. The lifestyle in your new home will transform your life in new ways enhancing the quality of life, and Thrissur just does that for you, because the place lets you lead a premium lifestyle without emptying your pockets. This draws many eyes to the city as buying flats here won’t compromise the quality of life. Getting in touch with good real estate brokers in Thrissur

3. Good Return on Investment

When it comes to real estate, Thrissur is flourishing at its peak because of the rise in demand for houses. You can get high returns if you invest in flats or villas in Thrissur as the value will appreciate with time.

4. Good Connectivity

The city always has good connectivity because people get to commute to the main city centers due to the presence of an excellent public bus transportation system.  Also, the city has three primary railway stations that are located in Thrissur, Poonkunnam, and Ollur. Additionally, the Cochin International Airport located 50 kilometers from the city, is the nearest airport.

5. A Social Community

All in all, Thrissur is known for its colorful and friendly hospitality which allows you to build a beautiful bond with the people. A good neighborhood is the sole reason one buys a property and Thrissur city fits perfectly into the requirements. This is one of the main reasons why the city is an ideal location for buying properties.

6. Well-built Infrastructure

Since ancient times, Thrissur has been home to the most prestigious educational institutions. Government Medical College, Amala Institute of Medical Sciences, Sree Kerala Varma College, and Government Engineering College to name a few. The Government Medical College is around 14 kilometers from Thrissur, but all the other colleges are less than 10 kilometers away. However, the location's infrastructure is critical and plays a vital role in purchasing a property. As a result, the city will undoubtedly meet the needs of potential homebuyers looking for Thrissur homes.

7. An Emerging IT Hub

Undoubtedly, Thrissur is known for being an emerging IT hub. For the same reason with top IT firms like Braddock Infotech, Feathersoft, Exacore, etc. the city continues to grow. The Infopark Campus in Koratty on NH47 between Kochi and Thrissur is located around 16 kilometers from Cochin International Airport. It has already offered a plethora of business options in the area. Conclusion As can be seen, Thrissur is growing by leaps and bounds and the winds of change have transformed homes beyond the basic requirements.  Likewise, the leading real estate company in India, Victoria Realtors has been offering their prospective homeowners luxury villas that not only provide magnificent living spaces but also improve their quality of life. Coupled with the city's fast growth and bustling real estate market, it provides an ideal opportunity for anyone seeking a new home.

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22-Sep-2023

What Are The Benefits Of Investing In a Residential Villa

Buying a home is one of the most crucial milestones in everyone's life, an achievement everyone takes pride in.  Generally, when you say dream home everyone visualizes an independent house or a villa with a lawn in the front where you can take a nice stroll and a lovely wide stretched backyard surrounded by thick greens where you can plan a pretty picnic. A residential villa can offer niche living to potential home buyers making them one of the best investments.

Owning a residential villa used to be often associated with showcasing the wealthier side of society because of the rich and lavish structure of the house. As has been noted a residential villa, unlike the small houses, is built on a large land that supports a lavish lifestyle and amenities. With the wave of changes in the real estate market, potential home buyers and investors have realized that investing in villas has become one of the most preferred options.

What are Residential Villa and Apartment Villas?

Villas are elegant standalone residences that provide the occupants with privacy, space,e and a variety of facilities. With private outdoor spaces, high-end facilities, customizable furnishings, and improved security, villas provide residents with a pleasant and expansive living experience. Whereas apartment villas are often smaller than villas and are typically found in high-rise buildings.

Difference Between Villas and Apartment Villas

When it comes to real estate investments, the choice between apartments and villas is an important decision. Each type of property has its own set of pros and cons.

Let's explore the key difference between villa and apartment to help you make an informed decision.

1. Space and Privacy - Residential Villa

Apartments typically offer limited living space compared to villas. They are ideal for small families looking for more of a compact living lifestyle. However, the shared walls and common areas in apartment buildings may result in less privacy.

Villas on the other hand offer spaciousness and privacy. They often come with larger plots of land, providing ample outdoor space and the freedom to enjoy your home without the intrusion of neighbors. Villas are perfect for those who value space and seclusion.

2. Amenities and Maintenance

Apartment complexes often come with a baggage of amenities such as gyms, pools, party halls, security, etc. These amenities are introduced and maintained by the management to make them convenient but potentially costly through association fees.

Villas offer more autonomy when it comes to amenities. While you have the freedom to modify your villa's outdoor spaces, you'll also be responsible for maintaining them. This can be a plus if you enjoy gardening and landscaping.

3. Investment Potential

Apartments can be excellent rental properties, especially in urban areas with high demand for housing. They may offer a more predictable rental income due to a steady stream of potential tenants.

Villas, on the other hand, are often seen as long-term investments. They may appreciate more significantly over time, and you can potentially earn more through vacation rentals or high-end, long-term leases.

The Benefits of Investing in Residential Villas

A Residential villa is much beyond the basic need of resting your head. These villas are located in places that help you meet your needs, like security and privacy, 24/7 power supply, and electricity, which makes the investment in these villas worth it.

1. Long-Term Appreciation of the Property

The foremost reason to invest in residential villas is their potential for long-term appreciation. Unlike other investment options that can be unpredictable, the value of properties tends to increase over time. Residential properties that are located in prime locations witness appreciation, thereby giving you huge amounts of return.

2. The Luxury of Privacy

These exquisite villas are built amidst the thick green naturistic spaces which are well-curated to meet individual needs. Behind the ease of accessibility, convenience, and architectural brilliance is the intervention of modern advancements that make an independent villa truly what it is. The charm of a villa lies in the privacy and security it offers to people, a sense of tranquility you get to experience away from the hustle and bustle of city life.

3. Rental Income

Residential villas allow you to generate rental income which becomes a huge source of passive revenue. Whether you’re renting out the villa for tenants or as a staycation, investing in villas can contribute to good cash flow which improves your financial stability.

As per a recent report, India’s residential property market witnessed the value of home sales reaching an all-time high of Rs. 3.47 lakh crore (US$ 42 billion), marking a robust 48% year-on-year increase. The volume of sales also exhibited a strong growth trajectory, with a 36% rise to 379,095 units sold. Also Read:

4. Portfolio Diversification

Diversifying your investment portfolio is a key strategy for risk management. Investing in a residential villa can diversify your holdings, reducing your exposure to the fluctuations of the stock market and other volatile assets. Real estate operates independently as compared to traditional financial markets, making it a valuable addition to your investment mix.

5. Freedom to Renovate and Extend

Renovating independent villa plots may be an excellent way to improve the property's functionality and attractiveness. A well-planned and intrinsically designed interior may provide years of delight. Choosing the right color palette, high-quality fixtures, and carefully selected bathroom fittings, flooring tiles, and marble can help to increase the appeal of your independent home.

6. Tax Benefits

In truth, real estate investments provide a variety of tax benefits that might lower your tax obligation. Some of the tax benefits offered to villa owners include mortgage interest deductions, property tax deductions, and depreciation allowances. To get a better understanding consult with a tax professional to fully comprehend how these advantages might guide you and work in your favor.

7. Personal Enjoyment

Another key point is that investing in a residential villa isn't just about improving your financial stability, it's also about elevating the quality of life. Owning a villa provides you with a comfortable and private space that you can enjoy after retirement or for vacations. This personal satisfaction and enjoyment is an intangible benefit that adds significant value to your investment.

8. Legacy and Estate Planning

Residential villas can be passed down to future generations. You may pass down your villa to your children or heirs, ensuring that your family benefits from your investment for many years. As a matter of fact, real estate investments can also give tax benefits and help safeguard your family's financial future.

Conclusion

The ever-growing real estate market is good for potential homebuyers looking for new places to live and new ways to live. Victoria Realtors one of the leading builders in Kerala has been providing prospective homeowners with luxury villas that not only provide elegant living places but also improve their overall quality of life. Together with architectural brilliance and craftsmanship, they truly stand out, which makes their projects one of a kind. With a strong technological staff on board, Victoria Realtors gift you an experience that makes a home truly a home.

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21-Sep-2023

Top Reasons Why Families Prefer A Gated Community

In the quest for the ideal place to call home, families today seek more than just four walls and a roof over their heads. They yearn for a sanctuary offering security and a lifestyle enriched with amenities, community, and exclusivity. This is precisely where gated community come into play, capturing the imaginations of families across the globe. This comprehensive article will explore why families increasingly choose their preferred living environment in gated communities.

So, what exactly is a gated community, and what sets it apart? How do these communities elevate the concept of modern living? What are the amenities that draw families in? What makes them the most favoured choice for those seeking a harmonious blend of security, serenity, and social connection? Finally, for those considering a move to a gated community, we'll provide valuable tips to guide you in making an informed decision. Join us on this journey as we unveil the allure of gated communities and discover why they are more than residences; they embody an enhanced way of life for families.

What is a gated community?

Basically, a gated community is a residential area surrounded by walls, fences, or security gates that restrict access to outsiders. These communities offer controlled entry and exit points, providing their residents with security and exclusivity. Gated communities typically have security guards who monitor the entrance and exits, and they may also have CCTV cameras and other security features. But what makes them so attractive to families? Let's delve into why families prefer living in gated communities.

What are the Amenities Offered in the Gated Community?

Gated communities often rival five-star resorts in their impressive amenities, drawing families to these features that enhance their quality of life. Here are some of the amenities typically offered in gated communities:

Enhanced Security: Security is a paramount concern for families, and gated communities excel in this aspect. They have 24/7 security personnel and surveillance systems in place. This ensures that residents feel safe and secure within the community, allowing children to play freely and families to sleep soundly at night.

Exclusivity and Privacy: Gated communities offer a sense of exclusivity and privacy that conventional neighbourhoods can't match. The controlled access points mean only residents and approved guests can enter, reducing traffic flow and solicitors.

Impeccably Maintained Landscaping: The lush landscaping in gated communities is meticulously maintained, creating a picturesque environment for families to enjoy. Well-manicured lawns, gardens, and common areas make these communities a visual delight, making outdoor activities more enjoyable.

Recreational Facilities: Many gated communities boast recreational facilities, such as swimming pools, tennis courts, playgrounds, and fitness centres. However, these amenities are ideal for families looking to stay active and spend quality time together without leaving the comfort of their neighbourhood.

Community Events and Activities: Gated communities often organize various social events and activities, fostering a sense of community among residents. From holiday celebrations to fitness classes, these events provide opportunities for families to bond and build lasting relationships with their neighbours.

Why are Gated Communities the Most Favoured Choice for Living?

Families prefer gated communities for many reasons, but perhaps the most compelling is their unparalleled quality of life. Here's why these communities are the preferred choice for many:

  • Safety and Peace of Mind: Safety is a top priority in a gated community. Families relax as their children play outside without constant supervision and their homes are well-protected too. This peace of mind is invaluable to parents.
  • Strong Sense of Community: The controlled environment of a gated community fosters a strong sense of community. Neighbours often know each other by name and look out for one another, creating a supportive and friendly atmosphere.
  • High Property Values: Gated communities typically have higher property values than surrounding areas. Families see these properties as long-term investments that will appreciate over time, making them a wise financial choice.
  • Convenient Amenities: With a plethora of amenities within the community, families have everything they need at their fingertips. This convenience saves time and makes daily life more enjoyable.
 

Tips to Buy Gated Communities

If you're considering purchasing a home in a gated community, here are some tips to help you make an informed decision:

  • Research Thoroughly: Research different gated communities in your desired location. Consider factors such as location, amenities, and reputation.
  • Visit the Community: Take a tour to get a feel for the atmosphere and see if it aligns with your family's lifestyle and preferences.
  • Consult a Real Estate Agent: Working with a knowledgeable agent specializing in gated communities can be invaluable. Moreover, they can provide insights and help you navigate the buying process.
  • Review the HOA Rules: Gated communities often have homeowners' associations (HOAs) with specific rules and fees. Ensure you understand these rules and their implications before the process begins.
  • Consider Future Needs: Think about your family's future needs. Will the community accommodate your family as it grows? Will the amenities still be appealing in the long term?
  • Get a pre-approved loan: It is essential to get a pre-approved loan before buying a home in a gated community. This will give you an idea of how much money you can borrow and help you narrow your search.
 

Conclusion

In conclusion, gated communities offer many advantages, making them the preferred choice for many families. From enhanced security and exclusivity to an array of amenities and a strong sense of community, these communities provide an exceptional quality of life. So, if you're considering moving to a gated community, follow the tips above to ensure you find the perfect place for your family's needs and aspirations.

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08-Sep-2023

10 Helpful Tips for Buying Luxury Villas in Trivandrum

Trivandrum - The 'Evergreen City of India' is increasingly becoming a preferred destination for luxury home buyers, owing to its scenic beauty, cultural heritage, excellent infrastructure, and world-class amenities. More and more villas in Trivandrum are mushrooming and have rising demand, offering ample choices to buyers.

10 Tips for Buying Luxury Villas in Trivandrum 

Buying a luxury villa in Trivandrum can be a lifetime experience, but it requires careful evaluation and consideration of the factors below before making a final decision.

Location

Trivandrum is fast becoming a hotbed for luxury villas. The city's serene environment and strategic location make it an ideal investment spot for villa projects and homes. When buying luxury Villas in Trivandrum the location is first to consider. A neighbourhood analysis can help you understand the area’s prospects, market trends, and potential ROI. Areas that are rapidly developing, such as Kazhakkoottam, Technopark, and Kowdiar, are popular for villa projects. Investing in a luxury villa in Trivandrum is a decision that must be made after careful consideration of the location. The right location can guarantee a good return on investment, offer lifestyle advantages and add significant value to your property.

Connectivity and Accessibility

They are crucial factors when buying a luxury property. Developer-funded transport infrastructure and proximity to key amenities and facilities can further boost the value of the properties. Trivandrum has excellent road networks and public transport facilities that make commuting a breeze. Schools, hospitals, shopping centres, and recreational spots are also in close proximity to most luxury villa projects.

The Design

When it comes to luxury homes in Trivandrum, the design is one aspect that can make all the difference. The architectural style and aesthetics determine the overall look and feel of the villa. Whether you prefer a classic or contemporary style, there are plenty of options to choose from. Overall, the design of a luxury villa can set it apart from others in the market. With the right combination of style, personalization, and value, you can find the perfect villa to call your own.

Customization

Customization options are another key aspect to consider when buying a luxury villa. From selecting the flooring and lighting to the kitchen layout and fixtures, having the ability to personalize your villa can elevate your living experience to the next level. Of course, value for money is also an important consideration. You want to make sure that you are getting the most out of your investment. When it comes to luxury villas, the design and customization options can play a major role in determining the price. It's important to weigh the costs and benefits to make an informed decision.

The Amenities

You've decided to treat yourself to a luxury villa, congratulations! While you're sure to be impressed with the breathtaking architecture and stunning aesthetics of your villa, it's equally important to consider the amenities on offer. When considering amenities, you'll definitely want to check if your villa comes with luxury features like a private pool, jacuzzi, sauna, or gym. Additionally, recreational facilities like a tennis court, indoor games room, or mini theatre can provide an excellent source of entertainment for homeowners, especially if you're entertaining guests.

Of course, when you're investing in a luxury villa, security provisions are a top priority. Reputed builders offer high-tech security systems like CCTV surveillance, video door systems, and 24x7 security guards to ensure complete peace of mind for villa owners and their families. By verifying that your chosen project fulfils your amenity checklist, you can rest assured that you're making a wise and satisfying investment.

The Developer

When it comes to investing in a luxury villa, it's essential to consider the reputation and track record of the developer. A seasoned developer with a proven record will give you confidence that you're investing in a quality property. You can check their track record by researching their past projects and evaluating their success rate.

A trustworthy developer will provide clear and honest information about the property and its features. They should also be transparent about the pricing structure and any associated fees. Customer reviews and feedback can tell you a lot about the developer's reputation. You can look for online reviews or ask for references from the developer. This will give you insight into the customer service, quality of construction, and overall experience of buying a property from the developer. At the end of the day, it's crucial to have a developer who is reliable and committed to providing quality properties to their customers. As such, you should take your time to research and choose a developer with a proven track record, transparent practices, and positive customer reviews. The transparency and credibility of the developer are also critical factors to consider.

The Legal Aspects

When it comes to buying luxury villas in Trivandrum, there are several legal aspects to consider. The first is ensuring that the title deeds and ownership of the property are clear and free of any encumbrances. Next, it is important to check if the building regulations and construction compliance are followed to ensure that the villa is safe and built to last. Finally, the tax implications of purchasing a luxury villa should also be examined. These legalities may seem like a hassle, but they are important to ensure that your investment is secure and hassle-free.

Hire a Real Estate Agent

A real estate agent can be a valuable asset when buying a luxury villa in Trivandrum. They can help you find the right villa for your needs and budget, negotiate the best price, and navigate the legal and financial aspects of the purchase.

Here are some of the benefits of hiring a real estate agent:

  • They have a network of contacts and can help you find more villas
  • They can help you assess the value of the villa and negotiate the best price
  • They can help you with the paperwork and legalities of the purchase
  • They can represent you at the closing and ensure that everything goes smoothly

When choosing a real estate agent, it is important to find someone who is experienced in selling luxury villa projects in Trivandrum.

Inspect the property carefully

Make sure the villa is in good condition and meets your needs. Once you have found a villa that you like, it's important to inspect it carefully. This includes checking the condition of the roof, the plumbing, and the electrical wiring. You should also make sure that the villa meets your needs in terms of size, layout, and amenities. When inspecting a luxury villa, check the condition of the roof, plumbing, electrical wiring, foundation, walls and ceilings, floors, windows and doors, and landscaping. Look for any leaks, cracks, damage, or other problems.

Close the deal

Once you are happy with the terms of the sale, you can close the deal and become the proud owner of a luxury villa in Trivandrum! Once you have agreed on a price and signed a contract, it's time to close the deal. This is the final step in the buying process.

Here are some things to keep in mind when closing the deal:

  • Get everything in writing. This includes the purchase price, the closing date, and the terms of the financing.
  • Read the contract carefully before signing it. Make sure you understand all the terms and conditions.
  • Be prepared to negotiate. The seller may be willing to negotiate the price or the terms of the financing.
  • Be patient. The closing process can take some time, so be patient and don't get discouraged

Conclusion

So there you have it, folks! These 10 tips must have given you a comprehensive understanding of what to consider when investing in Trivandrum's real estate market. From location to design, amenities to legal aspects, there are several factors that need to be weighed in when buying luxury villas in Trivandrum. With reputed developers and transparent dealings, Trivandrum's real estate market is an attractive investment opportunity. We hope this article has helped you with your final thoughts on buying Luxury villas in Trivandrum. Happy house hunting!

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08-Sep-2023

Demand for Luxury House in Kerala on the Rise

The landscape of real estate in Kerala is not the same anymore as what we used to see a couple of years ago. Immense research, traveling, and the widespread educated population have had a huge influence on the tastes and preferences in the choice of homes today. Younger generations in Kerala are seeking luxury homes that enhance their overall well-being, signaling that luxury living is no longer exclusive to the wealthy.

The surging demand for high-end properties in Kerala is attracting potential homebuyers seeking unparalleled comfort, exclusivity, and lavish amenities. This has spurred renowned builders to create luxury homes that redefine the quality of life. According to the 'India Market Monitor Q1 2023' report by CBRE, the luxury housing sector in India has seen impressive year-on-year growth, with sales increasing by approximately 151 percent from January to March 2023.

The Upsurge in Luxury House in Kerala

 

The real estate market in Kerala has experienced significant growth recently, marked by the launch of numerous projects. These developments encompass apartment complexes and villas, primarily concentrated in and around Kochi City, along with neighboring municipalities like Maradu and Kalamassery. The Kakkanad area is also experiencing a notable surge in activity as a result of this expansion. These beautiful homes in Kerala today bring you a mix of both worlds, a blend of the hustling city life and enjoying caresses of the lush green nature.

Factors that Contribute to the rise in demand for Luxury Homes in Kerala

  luxury house in Kerala  

Kerala, often called the "God's Own Country," has long been celebrated for its lush green landscapes, therapeutic backwaters, and vibrant culture. However, the real estate scene in this southern gem is currently experiencing a transformation of its own. Modern homes in Kerala blend elegant architecture and improved connectivity for effortless travel. Let’s take a look at the factors that contribute to this transformation.

 

1. Thriving Tourism Industry

 

The tourism industry in Kerala is another vital driver of the surge in demand for luxury homes. The state's natural beauty, pristine beaches, and serene backwaters have attracted tourists from across the globe. Kerala's charm captivates visitors who often choose it as their second home, driving up demand for luxury properties. Investors see the potential for high returns, whether through tourist rentals or selling to fellow travelers seeking a piece of paradise.

2. The Architectural Design and Amenities

 

The demand for luxury homes in Kerala is also being propelled by the changing preferences of homebuyers. The modern homes in Kerala are designed to offer not just spacious living spaces but also a plethora of amenities that enhance the overall living experience. These amenities often include state-of-the-art fitness centers, swimming pools, landscaped gardens, concierge services, and advanced security systems. Today's savvy buyers seek homes that offer comfort and make a lifestyle statement, and Kerala developers are meeting these demands with innovative designs and amenities.

3. The Rise of Sustainable Luxury

 

It is not just about leading a luxurious life but also including the vital aspect of sustainability as it plays a very important role in leading an eco-friendly life. With growing awareness of environmental issues, many luxury homebuyers are now on the lookout for eco-friendly and energy-efficient homes. Reputed builders are meeting this demand with sustainability, including rainwater harvesting, solar panels, and green construction practices. This harmonious blend of luxury and sustainability has further fueled the demand for luxury properties in the state.

4. Better Connectivity

 

Location plays a pivotal role in the demand for luxury homes, and Kerala offers a diverse range of attractive options. Kerala caters to every luxury home buyer, from serene Alleppey backwaters to bustling Kochi city life. Better connectivity via roads and airports adds convenience, luring buyers who seek both accessibility and luxury. Trivandrum for instance is once such a place that has one of the finest luxurious properties, like the Victoria Pranavam , a premium villa project by Victoria Realtorsthat seamlessly brings elegance, luxury, convenience, and privacy in a prime location. Key landmarks such as Kinfra, Technopark, and Technocity are just a 15-minute drive away. Nearby hospitals, including Govt Hospital, Andoorkonam, S R Hospital, and Karunya Hospital, can be reached in just 5 minutes for any medical needs. Walkable distances to Thenguvila Devi Temple and St. Thomas Church, along with a 30-minute drive to Padmanabha Swami Temple and Attukal Devi Temple, add to the project's appeal. You can find many property for sale in Trivandrum.

Victoria Realtors' projects exude the finest workmanship, attention to detail, and dedication to offering an exceptional living experience. As Kerala's premier builders, Victoria Realtors assures you of homes that elevate your quality of life and create lasting memories, thanks to our skilled technical team.

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22-Aug-2023

A Complete Guide for Buying a House in Trivandrum

So you're thinking of buying a house in Trivandrum? Well, buckle up because here’s a complete guide for you! From determining the real estate market in Trivandrum to understanding legal formalities, we've got it all covered. Just keep reading and enjoy the ride!

Trivandrum: An Introduction 

 

Trivandrum, the capital city of Kerala, is a vibrant and culturally rich city. Known for its serene beaches, historic temples, and lush green landscapes, Trivandrum offers a delightful blend of tradition and modernity.

With a booming real estate market, Trivandrum is an ideal destination for those looking to invest in property. Whether you're a first-time buyer or an experienced investor, navigating the real estate landscape can be a daunting task. But fear not, we've got your back! In this comprehensive guide, we'll help you make informed decisions and guide you through the process of buying your dream house in Trivandrum. So let's dive in and explore all the necessary steps to make your property dreams a reality!

Things to Consider Before Buying a House in Trivandrum

So, you're thinking about buying a house in Trivandrum? Well, It's not as simple as strolling through a shopping mall. There are a few things you need to know before diving headfirst into the real estate market.

Researching the Real Estate Market in Trivandrum

First things first, you need to understand the current trends and prices in Trivandrum. This involves some good old-fashioned research. Take a look at the average prices of properties in different areas, the appreciation rates, and any upcoming developments that might affect the market.

It is always better to have all the information at your fingertips before making any big decisions. Understanding the current trends and prices will also give you an idea of whether the market is in your favor or not. Are prices skyrocketing? Is it a buyer's market? These are the kind of questions you need answers to before you start hunting for your dream home. Trust me, it's a wild ride, but with the right information, you'll be well-prepared to take on this exciting journey of finding your perfect home.

Choosing the Right Location

Choosing the right location for your dream house in Trivandrum can be a hectic task, considering the plethora of options available. When it comes to proximity to schools, hospitals, and other amenities, Trivandrum has got it all covered. Want to live close to prestigious educational institutions? Done. Need quick access to top-notch healthcare facilities? Not a problem. Whether it's shopping malls, recreational centers, or even the local grocery store, you won't have to venture far to fulfill your daily needs. Isn't it wonderful to have everything at arm's reach?

Trivandrum offers an excellent network of roads, making commuting a breeze. Trivandrum has meticulously planned its infrastructure and has put a lot of thought into meeting the needs of its residents. Remember, location is the foundation on which your dream house will stand.

Consulting with a Real Estate Agent

Buying a house can be a challenging task, especially in a city like Trivandrum. That's why it's essential to seek professional guidance from a real estate agent. Trust me, they know the in's and out's of the market like the back of their hand. They can assist you in finding the right property based on your preferences and budget. Plus, they have access to exclusive listings that you might not find anywhere else.

But the benefits don't end there. Real estate agents can also help you navigate through the legal formalities and negotiate the price on your behalf. They can save you from potential pitfalls and ensure a smooth transaction. So, instead of blindly venturing into the property market, it's wise to consult with a real estate agent. They'll make the journey much more enjoyable and less stressful.

Inspecting the Property

First and foremost, it's crucial to check for structural integrity. You wouldn't want your dream home to be built on a shaky foundation, would you? Look out for any cracks in the walls, sagging floors, or visible signs of water damage. Don't be shy – give those walls a gentle knock to see if they sound hollow. If they do, you might want to reconsider your choice.

Next up, electrical and plumbing systems. Ensure that all the switches and outlets are functioning properly, and ask yourself if there is sufficient lighting in each room. As for the plumbing, turn on all the taps and check if the water flow is consistent and drains properly.

While it may seem like a lot to cover, taking the time to thoroughly inspect the property will save you from potential headaches and expenses later on. Let's not forget, it's always a good idea to seek professional help from a home inspector who can provide an expert opinion on these matters.

Understanding Legal Formalities

When it comes to buying a house in Trivandrum, understanding the legal formalities is crucial. First and foremost, document verification is paramount. You don't want to end up with a property that has uncertain ownership or hidden lawsuits. Secondly, you need to ensure a smooth title deed transfer. This is like the crowning ceremony for your property ownership. Verify if the seller has a clear title and check whether there are any encumbrances or liabilities attached to it. After all, you want a clean and hassle-free home to call your own. Remember, it's better to be safe than sorry.

Houses for Sale in Trivandrum 

 

So if you're ready to start your search for a new home in Trivandrum we have got you covered. Whether you're looking for a spacious villa or a cozy apartment, there’s always a perfect home for you.

Victoria Padmanabham 

Victoria Padmanabham is a gated community villa project located in the heart of Trivandrum. The project offers a variety of spacious and luxurious villas, each with its own private garden and balcony. The villas are also equipped with all the modern amenities, and well-conceived spaces that are designed to respect your privacy. Victoria Padmanabham is the perfect place to live for those who are looking for a luxurious and modern living experience in the heart of the city. The project is located in a prime location, close to all the amenities that you need. The villas are also built to high standards and is a great investment opportunity for those who are looking for a luxurious and secure home in the heart of Trivandrum

Here are some of the key features of Victoria Padmanabham:

  • Spacious and luxurious villas
  • Private garden and balcony
  • All modern amenities
  • Uninterrupted power supply
  • CCTV cameras
  • Well-conceived spaces
  • Secure gated community
 

Victoria Pranavam 

Looking for an elegant and convenient lifestyle in Trivandrum? Look no further than Victoria Pranavam, a premium gated villa project from Victoria Realtors. Located in a prime location, close to major landmarks, Victoria Pranavam offers 4 BHK villas with a spacious area of 3500 sq.ft. Each villa is designed to provide a luxurious and comfortable living experience, with all new features and amenities.

Here are some of the key features of Victoria Pranavam:

Prime location:

Victoria Pranavam is located in a prime location, close to major landmarks  like Kinfra, Technopark, Technocity, Lulu Mall, Trivandrum Central Railway Station, Padmanabhaswamy Temple, Attukal Devi Temple, and Shabarigiri International School. Therefore you will be close to everything you need, from work to school to entertainment.

Spacious villas:

The villas at Victoria Pranavam are spacious and luxurious. With its open-plan living spaces and large bedrooms, Victoria Pranavam is the perfect place to create lasting memories with your loved ones.

Luxurious and comfortable living experience:

The villas at Victoria Pranavam are designed to provide a luxurious and comfortable living experience. This means that you will enjoy features such as uninterrupted power supply, CCTV cameras, and well-conceived spaces.

Investment opportunity:

Hence the property is located in a prime location and offers a luxurious and convenient lifestyle, Victoria Pranavam is a great investment opportunity.

If you are looking for a premium villa project in Trivandrum, Victoria Pranavam is a great option to consider.

Also read: Is Buying a House a Good Investment?

Conclusion

So you've made it through the entire guide of buying a house in Trivandrum! Pat yourself on the back, you deserve it! But before we bid adieu, let's quickly recap the key points just to make sure you haven't accidentally left any crucial details behind. That was a whirlwind of information, but you made it! Congratulations on completing your crash course in buying a house in Trivandrum. We hope this guide has been helpful in your quest for the perfect home. Happy house hunting!

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14-Aug-2023

Kerala Real Estate Trends 2023

Kerala, God's Own Country, is famous for its natural beauty and, in the same vein, for its booming real estate market. Over the years, the real estate sector in Kerala has witnessed significant growth. It makes a lucrative industry for both domestic and international buyers and sellers. Indeed, with various factors like scenic backdrops, high literacy rates, and a vibrant tourism industry, Kerala has seen a steady demand for properties. In this blog, we will explore the real estate trends in Kerala for the year 2023, discussing the impact of recent regulatory changes, how to invest in real estate, its advantages, and the best places to consider buying a home in Kerala.

What is Real Estate Investment?

Investing in real estate involves buying or selling property to make a profit. There are several ways to do this, including purchasing and holding property to generate rental income or buying a property to renovate and resell it for a profit. This purpose involves various properties, including residential, commercial, and industrial. Real estate investments are frequently regarded as a safe and rewarding alternative because of the possibility for long-term capital appreciation and consistent rental income.

Know How to Invest in Real Estate in Different Ways:

1) Direct ownership: You can purchase a property and rent it to tenants to generate rental income. This can be a hands-on approach to real estate investment, as you will be responsible for managing the property and dealing with tenants.

2)Real estate investment trusts (REITs): REITs own and operate income-generating real estate such as apartments, hotels, or office buildings. By investing in a REIT, you can gain exposure to real estate without owning the physical property.

3)Real estate crowdfunding: These platforms enable investors to combine their finances and invest in various real estate ventures. This can be a way to invest in real estate with a lower initial investment, but it's essential to research and understand the risks involved.

Not to mention, it can also be a daunting task for those who are new to the world of real estate investment. If you're considering investing in real estate, it's essential to have a good understanding of what it entails and how to get started

Is Real Estate a Good Investment?

Yes, without a doubt. Real estate investment is widely regarded as a viable alternative due to its potential to create passive income and long-term appreciation in value.  Additionally, it provides diversification chances for investors' portfolios and serves as a hedge against inflation, earning a higher return than other types of investments. Unlike stocks or bonds, real estate investments can provide a steady income stream through rental income.

However, like any investment, risks include property market fluctuations, maintenance costs, and legal issues. Hence it requires careful consideration to know how to invest in real estate.

Some of the advantages of real estate investment include:

1)Tangible Asset: Unlike stocks or bonds, real estate is a tangible asset with intrinsic value. It provides a sense of security and stability, as properties tend to appreciate over time.

2)Regular Rental Income: If you invest in residential or commercial properties, you can earn a steady income stream through rental payments.

3)Diversification: Real estate investments can diversify your portfolio, reducing overall risk. It is a relatively stable investment option that performs well even during economic downturns.

4)Potential for Appreciation: Real estate properties have the potential to appreciate significantly over time, mainly if located in desirable locations or areas experiencing rapid development.

Impact of RERA on Kerala Real Estate

The Real Estate (Regulation and Development) Act 2016 (RERA) was a game-changer for the Indian real estate sector, including Kerala. RERA strives to protect homebuyers' interests while promoting transparency and accountability in the real estate field. It has significantly changed how real estate projects are developed, marketed, and delivered. RERA has encouraged developers to complete projects on time, maintain construction quality, and provide clear and detailed information to buyers. This has boosted buyer confidence and improved the overall credibility of the real estate market in Kerala.

Also read: Is Buying a House a Good Investment?

Considering Buying a Home?

If you are considering buying a home in Kerala, it is essential to assess your goals, budget, and preferences carefully. Whether you are purchasing a property for investment purposes or to reside in, factors such as location, amenities, and infrastructure play a crucial role in making the right decision.

Villas vs. Apartments

Choosing between a villa and an apartment depends on individual preferences, lifestyle, and budget. Villas offer more privacy, exclusivity, and space, while apartments provide convenience, security, and shared amenities. I think evaluating these factors and deciding which option aligns better with your requirements is necessary.

Villas offer more privacy, space, and customization options compared to apartments. Individuals or families often prefer their luxurious and independent lifestyle. On the other hand, apartments are more affordable and require less maintenance. They offer various amenities and facilities within the building complex. They suit individuals or families looking for a community living experience and convenience.

The Best Places in Kerala for Buying a Home

1)Trivandrum: The capital city, Trivandrum, offers a vibrant real estate market with a range of residential properties. It has well-developed infrastructure, excellent educational and healthcare facilities, and a pleasant climate, making it an ideal place to live. Areas like Kazhakkoottam, Peroorkada, and Vattiyoorkavu are popular among homebuyers. The city encourages realty trends and a multi-cultural population with great entertainment options making it the best to live in!

Discover your dream villas for sale in Trivandrum

2)Thrissur: Known as the cultural capital of Kerala, Thrissur has a rich heritage and traditional charm. It offers a mix of modern and conventional residential properties at competitive prices. Thrissur is well-connected to major cities and has a growing job market, making it a popular choice for homebuyers. The city has sought-after residential locations like Swaraj Round, Punkunnam, and Koorkenchery.

Discover your dream villas for sale in Thrissur

3)Palakkad: Known for its lush greenery, historical monuments and beautiful landscapes, Palakkad is one of its kind .With its serene surroundings and greenery is an upcoming real estate hotspot in Kerala. The town of Ottapalam with its tranquil ambiance and excellent connectivity offers affordable residential options, making it an attractive choice for budget-conscious buyers.

Discover your dream villas for sale in Palakkad

To Sum Up

Real estate investment considers to be one of the safest and most reliable options, often providing substantial returns. The real estate market in Kerala is witnessing positive growth, driven by infrastructure developments, increased urbanization, and a rising number of non-resident Keralites investing in the state. However, conducting thorough research, seeking professional advice, and considering individual preferences and financial capabilities before making real estate investment decisions is crucial. Investing in Kerala's real estate with careful planning and expert guidance can be a profitable venture in the long run.

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31-Jul-2023

Independent Villa or Gated Community Villa: Which One is Better for You

When purchasing a luxury villa, one of the most significant decisions you will make is to choose between an independent villa and a gated community villa. Both options have pros and cons that can impact your lifestyle, finances, and future resale value. Evaluating your priorities around privacy, security, maintenance responsibilities, and community amenities will help determine the better choice for your needs.

There is no definitively superior option, as individual preferences and circumstances differ. With an understanding of how these villas compare in critical areas that matter most to you, you can make an informed decision on this vital investment in your quality of life. The one you select today, whether an Independent Villa or a Gated Community Villa, may be where you call home for decades to come, so choose wisely.

Independent Villa and Gated Community Villa

There are several safety, convenience, and cost factors when choosing between an independent villa and a gated community villa.

Key Differences

Freedom: An independent villa provides the utmost seclusion and space to customize your home and land. However, you alone are responsible for all costs and duties to maintain the property. Gated community villas offer built-in security, shared amenities, and homeowner association fees for exterior maintenance. But living close to others means less privacy and independence in using your villa.

Convenience: Gated communities usually provide amenities like swimming pools, gyms, playgrounds, and sports courts for residents. They also handle exterior maintenance like landscaping, gardening, and repairing common areas. With an independent villa, you are solely responsible for all maintenance, and any amenities would be at your own additional cost.

Privacy: Independent villas offer more privacy and autonomy. You have complete control and responsibility over the property. However, you must handle all maintenance and security yourself, which can be time-consuming and expensive. Independent villas may also be isolated, making them more vulnerable to damage or trespassing.  An independent villa may suit you better if privacy and independence are most important.

Safety: It is a top priority for many homeowners. Gated communities typically have controlled access, monitored entrances, and security patrols to deter criminal activity, protecting residents and their property. However, it would be best if you had more privacy and independence. Independent villas may require installing and monitoring your home security system for similar peace of mind.  A gated community villa is probably better if security, amenities, and community are higher priorities. To sum up, evaluate both options carefully based on your needs and preferences to choose a living situation you will be happy with for years.

Price Variation

The comparison between the prices of independent villas and gated community villas is a topic of broad discussion among people planning to buy their dream homes. While independent villas offer a certain level of privacy, gated community villas provide a sense of security with all the amenities and lifestyle options one could request. Regarding expenses, while gated community fees cover the convenience of shared amenities and services, they are an ongoing cost in addition to your mortgage payments and utilities. Independent villas typically have lower upfront costs and taxes but higher expenses for any upgrades, repairs, or amenities you opt to add. However, it is a fact that gated community villas are generally less expensive than their independent counterparts.

Also Read,Advantages Of Living In A Gated Community  

Which is The Right Option For You 

When deciding between an independent villa and a gated community villa, you must first identify your essential requirements and budget. Please look at the location, amenities, maintenance, and security to determine which option works best. A gated community villa offers a more hands-off experience with convenient amenities and social opportunities.

Gated coomunity-Choose your option

Identify Your Requirements 

Independent Villa: Evaluate how involved you want to be in the ongoing responsibilities of villa life. An independent villa offers maximum privacy and flexibility. You have complete control over the property and can modify it as desired. However, you are solely responsible for all maintenance, security, and amenities. Costs may be higher for an independent villa, and resale value can be lower without the appeal of community facilities and events. Independent villas typically require a larger budget and time commitment to oversee.

Gated Community Villa: A gated community provides shared amenities like a clubhouse, pool, and recreational activities at a lower cost than developing these yourself. Community fees cover expenses for security, landscaping, and infrastructure maintenance. Gated communities are often in desirable locations with higher resale potential. However, you need more flexibility and control over the property. Community rules aim to maintain appearance and harmony but may be restrictive. Fees and assessments can also increase over time.

Budget 

A gated community villa is very appealing for security, amenities, and less hands-on maintenance, despite the obligation of community fees. However, for budget-conscious homeowners willing to take on more responsibility, an independent villa can be a worthwhile investment with the potential for a higher return should you sell. The choice ultimately comes down to your priorities and needs.

Also Read, What Are The Benefits Of Gated Communities To Senior Citizens?  

How A Reputed Builder Can Help You?

In conclusion, choosing between independent villas and gated community villas can take time and effort. However, with the guidance of a reputed builder, you can make an informed decision and invest in a property that fits your budget and meets your lifestyle needs. A reputed builder can help you make the right investment decision when buying a villa. With their experience and expertise in the field, they can guide you through selecting the best property that suits your budget and needs. Moreover, a reputed builder can ensure the quality of construction and timely delivery of the property, which are crucial factors to consider when investing in real estate. Could you connect with them to review floor plans and locations that match your needs? Finally, you can enjoy the best of villa living with the right option and budget.

Conclusion 

Ultimately, whether to buy an independent villa or a gated community villa comes down to your priorities and needs. If independence, privacy, and flexibility are most important, an independent villa may be your ideal choice. However, a gated community villa could be better suited if security, amenities, and a sense of community are higher priorities. Do your research, visit properties that interest you, and think about how you want to live. Consider your budget, lifestyle, and plans to determine what will provide you with the most value and happiness in a new home. The decision is very personal, so please explore all options before committing to one or the other. With patience and insight into what matters, you'll find a home that fulfills your desires.

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07-Jul-2023

Explore the Art of Luxury Living: Luxury Villas in Irinjalakuda

Irinjalakuda is a traditional community where divinity reigns because of so many places of worship and spiritual retreats, Thriprayar Temple, Madathikara Chapel, Koodalmanikyam Temple, etc. to name a few. The stretches of lush greenery, old neighborhoods, and historic and religious marvels give a very rich and pious meaning to the place. The water quality and air quality are of high standards. The Koodalmanikyam Temple, for instance, is one of the most beautiful and talked about Hindu shrines in Kerala. It is a temple that is dedicated to Bharatha, one of the brothers of Lord Ram. The temple is visited by so many worshipers every year. And not just that! You get the ease of access to various facilities in and around the place in terms of educational institutions, for healthcare there are hospitals, and for relaxation, you have the Cherai beach, which makes the place simply perfect to buy a new home.

What is a Luxury Villa?

A luxury villa is a prestigious residential property known for its exceptional design, prime location, and availability of a wide range of lavish amenities. These properties are located in scenic landscapes, offering breathtaking views of natural surroundings like mountains, beaches, or lush greenery. The Luxury villas in Irinjalakuda by Victoria Realtors are one such perfect example. These villas are characterized by their spaciousness, elegant architecture, and exclusive features that bring us into serenity and indulgence.

Why buy a Luxury Villas in Irinjalakuda?

Irinjalakuda is a place that holds rich cultural heritage, spiritual significance, and picturesque surroundings which makes the place perfect to buy a new home. It's a place for nature lovers who would want their dream homes away from the city lights, nestled in the backdrop of divine nature and temples around. And with luxury villas in Irinjalakuda, everything falls right into place. With so much to offer, the luxury villas here will elevate the quality of your living. Focusing on spaciousness, natural light, and high-end finishes the architecture speaks for itself. You can take a look at the upcoming villa projects in Irinjalakuda that will elevate your living expereince.

Victoria Punyam by Victoria Realtors - luxury villas in Irinjalakuda

The Victoria Punyam a Gated Community by Victoria Realtors is one such project which blends modern architecture and traditional values. You can find villas for sale in Irinjalakuda A 4 BHK Villa that covers 2500 sq feet, set in a serene atmosphere, all set to welcome families that love to rejuvenate with nature. You get everything that you want in and around the villa. In terms of amenities, you have 24/7 security with CCTV surveillance assuring the well-being and safety of your families, for healthcare, there are hospitals nearby like the Government General Hospital and Lal Memorial Hospital, and educational facilities are nearby, like the Christ College, St Joseph's, S.N. higher secondary school, etc.

Better Connectivity:

With upcoming villa projects in Irinjalakuda you can enhance your living experience with access to many places. Irinjalakuda is conveniently located, with good transportation links to nearby cities like Thrissur and Kochi. If you want to relax and unwind, there’s Cherai Beach, which is a 50 min drive from the Villa. The Kochi International Airport is also within a reasonable driving distance from the place. You have the Koodalmanikyam Temple which is only a 2-minute drive from the place.

A Wise Investment:

Irinjalakuda's real estate market has been witnessing steady growth over the years. With Villas for sale in Irinjalakuda, buying a luxury villa in a desirable location can be a good investment, as the property value may appreciate over time.

Tranquility and Privacy:

Privacy is not a choice, it’s a necessity. Buying Luxury villas in Irinjalakuda can offer everything you want in terms of spacious layouts, and well-maintained gardens, providing a peaceful and private living experience. We need not mention tranquility because owning a villa in a serene town like Irinjalakuda can be an excellent choice.

Community and Social Life:

Irinjalakuda has a close-knit community and a warm, welcoming culture. When you Own a luxury villa in this town you eventually become a part of the local community, where you can engage in social events, and build lasting connections and bonds with like-minded individuals.

Huge Potential for Rental Income:

If you're not planning to occupy the villa year-round, Irinjalakuda's popularity as a tourist destination can offer the potential for rental income. You can choose to rent out ready to occupy villas in Irinjalakuda to vacationers or long-term tenants, providing a steady stream of revenue.

Behind every project by Victoria Realtors is a promise to better the quality of living, assuring the best management, safety, and ease of access for all your needs. Every design of these prestigious luxury villas beams because of their architectural brilliance without compromising on traditional values, giving a wholesome meaning to your home.

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31-May-2023

Luxury Villas: Understanding the Meaning of Quality Living

Making a statement about your status in the society by owning a luxury villa is definitely a matter of pride. But If you take a close peek into the world of Luxury Villas, you’ll understand that these homes are beyond Luxury, meaning they speak about spaces that enhance your quality of living. With evolving lifestyles and access to a variety of home loan schemes, luxury villas are becoming a top choice for many.

These architectural marvels bring an unparalleled experience of comfort and elegance.

We will delve into the definition and features that define luxury villas, showcasing the true meaning of quality living.

What is a Luxury Villa?

luxury villa projects in Trivandrum

A luxury villa, as the name suggests is a prestigious residential property known for its exceptional design, prime location, and availability of a wide range of lavish amenities. These properties are located in scenic landscapes, offering breathtaking views of natural surroundings like mountains, beaches or lush greenery. The luxury villa projects in Trivandrum by Victoria Realtors is one such perfect example which speaks spaciousness, elegant architecture, and exclusive features that bring us into serenity and indulgence.

The Key Features of Luxury Villas

1. Exquisite Architectural Design:

luxury villa projects in Trivandrum

Luxury villas are known for their architectural brilliance. They are well crafted by the best architects who pay close attention to every aspect of a home, creating a masterpiece that combines modern aesthetics with timeless elegance. The design elements often include impressive entrances, large and expansive windows, and beautiful landscapes. When it comes to Luxury Villas the architectural design and construction are key aspects to pay importance to. Behind every good property lies innovative techniques, premium materials and attention to detail. The exteriors, grand entrances and aesthetics contribute to the luxuriousness of a villa.

2. Beautiful Location and Views:

luxury villa projects in Trivandrum

No home feels wholesome if it doesn’t have a view. Everyone would love waking up to a beautiful view. When it comes to a villa the first and foremost aspect is the location. Luxury villas are typically located in prestigious areas, be it by the seaside or thick greenery. The Victoria Pranavam in Trivandrum, Kerala is one such project that is known for its calm and tranquil living spaces. These locations exceed expectations as they have a lot to offer to the residents who would want everything at their fingertips. Be it witnessing the divine forces through temples like Padmanabha Swami Temple, Attukal Devi Temple, or going shopping to the LuLu Mall. These luxury villa projects in Trivandrum bring a mixture of comfort, elegance, convenience, and authenticity. Privacy and exclusivity are given top priorities, ensuring an escape from the hustle and bustle of city life.

3. Spaciousness

One of the defining features of luxury villas is their generous living space. These residences boast interiors with multiple bedrooms, bathrooms, and spacious common areas such as living rooms, dining areas, and entertainment spaces. The luxury villa projects in Trivandrum contemplate spaciousness, emphasizing on proper floor plans and high ceilings bringing a sense of airiness to the homes.

4. Maintenance

luxury villa projects in Trivandrum

A luxurious villa is righteously measured based on the standard of maintenance. The villa must be well-built with the best of surroundings, but if the right maintenance is nowhere in the picture, your dream home will eventually fall to volumes of dust. Managing a luxury villa requires a good amount of time, energy and funds. Being a prestigious real estate company in the market, quality and standards are always associated with your name. So in order to sustain the name in the market, it’s important to pay heed to the maintenance of the properties.

5. High-end Amenities and Facilities

luxury villa projects in Trivandrum

Luxury villas offer an array of high-end amenities designed to cater to every need of the resident. These can include private swimming pools, Jacuzzis, fitness centers, home theaters, wine cellars, spa rooms, and even private gardens. Smart home automation systems are often integrated, providing residents with seamless control over lighting, temperature, and security.

6. Impeccable Interior Design:

luxury villa projects in Trivandrum

The interiors are to be spoken about as each and every space of the home exude sophistication and style. High-quality materials, luxurious finishes, and bespoke furnishings create a visually appealing ambience that you simply wouldn’t want to leave your home. Attention is given to every aspect, including the choice of flooring, lighting fixtures, artwork, and decorative elements, all carefully curated to enhance the overall aesthetic appeal.

The interior design of a luxury villa showcases meticulous craftsmanship, exquisite detailing, and high-quality materials. The selection of premium finishes, luxurious fabrics, and bespoke furnishings elevates the villa's opulence. Attention is given to creating a harmonious color palette, elegant lighting fixtures, and tasteful décor, reflecting sophistication and style.

A luxurious villa goes beyond the ordinary, creating a haven of refined living that epitomizes elegance, opulence, and exclusivity. The projects by Victoria Realtors, speak impeccable craftsmanship, meticulous attention to detail, and an unwavering commitment to providing an extraordinary living experience. With a strong technical team on board, Victoria Realtors assure to bring you living spaces that will elevate your quality of living and cherish moments that will last for a lifetime.

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08-May-2023

5 Foyer Ideas For Indian Apartments In 2023

We all know that first impressions are powerful. The entryway to your home speaks a lot of things about you and your home. Is the space inviting, warm, and well-designed? It sets the tone for the remaining of your home. The word foyer means entryway in french. The word foyer includes entrance halls, entryways, or hallways. Do you own a palatial house or a cozy 1 BHK? A foyer is sure to make a statement no matter how big or small your house is. A beautifully designed foyer is the first space to meet your guests or family members and can also be used as a waiting space for guests. It is the area where you welcome anyone who visits your house. Therefore this space should be one that is functional and beautiful.

You can design the foyer to be a simple, minimalistic place. The choicest home decor items and furniture are needed for a foyer of any size. The available floor space must be used and not wasted with the use of home decor objects or furniture. The space must be carefully designed to accommodate hats, coats, umbrellas, and other accessories. There can be carpets and rugs to adorn the floor, as well as paintings on the wall and chandeliers on the ceiling. You can add chairs or shelves in the area as well. Below, we have compiled five ideas for your apartment foyer this year.

1) Functional and minimal

Functional and minimal

Get a stylish and relaxed look for your foyer by placing an umbrella stand on the foyer. Keep open shoe shelves and a mirror to make this space functional yet appealing. Adorn the wall with minimalist paintings or photographs and light the area with small spotlights. Modern minimalist foyer designs contribute to the home's casual aesthetic. Keeping things simple is one of the best design trends for small apartments. The foyer must be cutter free if you are choosing to go with minimalist looks. You can also put up a huge mirror in the entryway. Maintain a monochrome color theme. You can even use wallpaper to adorn one of your walls. Maintain the monochrome in the case of furniture and fixtures as well. Use accent pieces like a mirror or plant to add a bit of verve to your modern and sleek entryway design.

2) Statement Looks

A statement artwork can be installed in your foyer to entice your visitors. This will be a great idea if you have some space behind the main entrance of your home. You can include beautiful latticework that will add a well-organized look to the space. Keep a shoe shelve with a padded seat that would make shoe-changing easy. If there is a window in the area, keep it unobstructed to let ample natural light into the space. You can keep a statement wall clock in the area as well.

3) Functional Foyer Seating

If you have the space, keep a few cozy chairs or ottomans in the entryway. You can also opt for a bench to add seating in the foyer. A cozy chair or cushioned bench can allow one to spend a lot of time in the entryway. You can add a console that doubles up as an area to keep your keys and wallet. Keeping a mirror can also lend beauty to the space. Especially if the space is less, adding a mirror will make it seem bigger. It is always good to have a quick look at yourself while entering or leaving home, and thus having a mirror in the foyer is functional.

4) Clutter-free foyer tables and artwork

Pair foyer tables with artwork and ditch those big seats and blocky storage for a sleek look. Position a console table behind the entryway, and keep a few statement pieces such as a grandfather clock, an ornate mirror, and a flower vase on it. You can keep a framed artwork on the opposite wall. This will allow you to keep the floor area clutter free and open.

5) Industrial Theme

Pull off an industrial-style entryway unit design with geometric-designed carpets and brick wall patterns. When you design an industrial-themed foyer, you would need to pay careful attention to details from the ceiling to the flooring. Marble, hardwood, or concrete flooring is a must for an industrial look. You can use soft carpets to improve the appearance of the floor. If there are any architectural elements in the interior of your home, they must be preserved. If you have huge paintings in vibrant hues, brick walls and mirrors in industrial style can be wonderful additions to an entryway that has an industrial theme. You must also take lights into consideration. To give an authentic industrial-themed look to your foyer, opt for light fixtures like hanging lights, pulley lights, or any lighting fixtures that can be hung from the ceiling. They must add a little style and personality to the area and are important home decor pieces one can toy with to design an industrial-themed foyer.

Finishing Line

In addition to the above ideas, it is important to put the right accessories to decorate an entryway. You can use statement mirrors to decorate the space. You can display figures of idols to welcome your guests and fill the area with positive vibes. Lighting is another important bit of foyer design. Choose from pendant lights, chandeliers, and soft bulbs to light up your entryway. It is important to keep the foyer well-lit. Add carpets and rugs to add a dash of color to your foyer. They can also help you keep the place clean. Shelves and cabinets are important additions. You can hang coats from hooks in the foyer. Add other furniture, like a shoe rack with a bench for utility and design.

The initial several minutes are important in giving guests a favorable first impression, so keep that in mind while designing your entryway. By following our advice, you will be able to effectively combine elegance and utility while making a positive impression on others.

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18-Apr-2023

What Is E-Stamp and Everything You Need To Know?

Stamp duty is payable to the government on the purchase, sale, or renting of any immovable property. This is nothing but a tax imposed by the state government and payable under section 3 of the Indian Stamp Act.

Earlier, the property buyers had to physically visit the concerned sub- registrar's office to make the stamp duty payment. But now, this process can be completed online through electronic stamping, commonly known as e-stamping. As there is no requirement for any physical document, the stamp is called E-stamp. It serves as legal proof of making the requisite payment to the government.

Introduction of E-Stamping in India

E-stamping was introduced in India in July 2013. The primary objective behind this move was to curb fraudulent transactions and minimize the errors in stamp duty payment. It also ensures a convenient & hassle-free method of making payments.

The authority to issue E-stamp papers in India vests with the Stock Holding Corporation of India Ltd (SHCIL). This entity is the central record-keeping agency that is responsible for the entire E-stamping process. SHCIL appoints several authorized collection centers (banks/post offices) across the country to issue the certificates.

What are the Benefits of the E-Stamping Facility?

E-stamping offers several benefits over the traditional method:

  • E-stamping enables faster payments, and the certificate can be generated within a few minutes.
  • It is a safe and convenient method of making payments. The advanced security features reduce the possibility of counterfeiting.
  • E-stamping significantly reduces physical documentation and record keeping. This helps in cutting down costs.
  • The authenticity of the certificate can be easily verified online through the inquiry module.
  • The E-stamp certificate has a unique identification number (UIN) which makes it difficult to tamper with.
  • There is no requirement for any specific denomination in the case of E-stamping.
  • The SHCIL database on E-stamping is useful for records & reference. SHCIL does not charge any fee for E-stamping services.

What is the Procedure for E-Stamping of Documents?

E-stamping of documents is a simple exercise. You can now make the stamp duty payment online and download the certificate. The step-by-step procedure is given below:

  • Step 1: Visit the official website of SHCIL. On the home page, click on 'Products & Services.' Go to 'e-Stamp Services' and click on 'e-Stamping.
  • Step 2: Select the state where the stamp duty payment is to be made. The charges vary across states.
  • Step 3: Fill up the application form and then click 'Download.' If the stamp duty amount is less than Rs.501, the form can be downloaded without any payment.
  • Step 4: Once you click 'Download,' you will get the stamp certificate.

How to Pay the Stamp Duty for E-Stamping?

The stamp duty payment can be made through cash, cheque, DD, RTGS, NEFT, or an account transfer. You can pay through cash, cheque, or DD at an authorized collection center.

How to Pay the Stamp Duty Online through SHCIL?

  • Step 1: New users should click on 'Register Now.'
  • Step 2: Provide the required information. Enter the user ID, password, security question, and bank account details.
  • Step 3: An activation link is sent to your registered email ID for confirmation. Please confirm the same and use the user ID and password to avail of the services.
  • Step 4: Log in using the activated user ID and password.
  • Step 5: Select the state where the stamp duty has to be paid.
  • Step 6: Select the 'Nearest SHCIL Branch' option. Provide all the mandatory details such as the First Party Name, Second Party Name, Article Number, Stamp Duty Payable, and the Stamp Duty Amount.
  • Step 7: An online acknowledgment reference number will be generated. Produce this at the nearest SHCIL branch to get the final printout of the e-stamp certificate.

Note:

(i) Bank & payment gateway charges have to be paid by the citizens only

(ii) Citizens of Delhi NCT, Karnataka, Himachal Pradesh, UT of Ladakh, Chandigarh, J&K, Puducherry, and Andaman can pay the stamp duty online and print the e-Stamp certificate from their homes

What is the Procedure to Verify an e-Stamp?

Step 1: On the home page, click on 'Verify e-Stamp' to proceed

Step 2: Now enter the details of your state, certificate number, type of stamp duty, date of issuance, and session ID. Click on 'Verify'

How to Verify an e-Stamp Using a Mobile App?

Download the app called 'e-Stamping' from Google Play Store or the App Store. The app has two verification options.

(i) You can scan the QR code on the certificate, and all the details shall be displayed. Please note that the scan option will not work for certificates generated before February 13, 2019 (ii) For manual verification, click on the manual button. Select the state. Then enter the certificate number and certificate issued to date. Click on 'Verify'

Which are the States that Provide e-Stamping Services?

The SHCIL offers e-Stamping services in 21 states and union territories (UT). The list is as follows:

1. Andaman & Nicobar 2. Andhra Pradesh 3. Bihar 4. Chhattisgarh 5. Chandigarh (UT) 6. Dadra & Nagar Haveli and Daman & Diu (UT) 7. Delhi 8. Gujarat 9. Himachal Pradesh 10. Jammu and Kashmir 11. Karnataka 12. Ladakh (UT) 13. Meghalaya 14. Odisha 15. Puducherry 16. Punjab 17. Rajasthan 18. Tamil Nadu 19. Tripura 20. Uttar Pradesh 21. Uttarakhand

Note: SHCIL does not provide e-Stamping services in the state of Maharashtra. The state provides another facility to its citizens called the Electronic Secured Bank Treasury Receipt (e-SBTR).

What is the Fee Payable for e-Stamping Services?

Only the applicable stamp duty charges are payable. No fee is required to be paid to SHCIL for e-Stamping services.

Can I Get a Duplicate e-Stamp Certificate?

No. You cannot get a duplicate e-Stamp certificate if you lose the original one.

How Can I Verify an e-Stamp Paper?

You can easily verify whether an e-Stamp paper is authentic or not. Visit the SHCIL website and provide the relevant details like the state, certificate number, certificate issue date, etc.

Conclusion

Payment of stamp duty is mandatory on the purchase or sale of immovable properties in India. The e-Stamping services provide a secure and convenient method to make the stamp duty payment. It has also contributed significantly to reducing counterfeiting and errors in transactions.

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03-Apr-2023

How to Declutter Your Home: 10 Creative Decluttering Tips

Many people find the concept of living a life that is simple and has less stuff quite appealing. However, there often comes a feeling of anxiousness and stress when one actually starts toying with the thought of having less stuff. Understanding how to declutter your home and, consequently, decluttering your life can be easy and has several advantages.

The advantages of decluttering

The advantages of having less stuff are numerous. However, it is difficult to perform the action of decluttering till the time the advantages start showing themselves.

    • Much Less Cleanup: Cleaning is already a bit of a chore. However, cleaning becomes much more difficult when you have to clean objects you are not emotionally attached to or dislike.
    • Simpler to organize: After decluttering, things become simpler to find. They do not disappear into a mess anymore. Instead of shifting items all around, you can move freely in your home and enjoy the space.
    • Less tension: Once the house is cluttered, looking at it can induce nausea. It is desirable for everyone to look around the home you dearly live in.
    • Fewer debts: Not spending much time shopping for items that add to the clutter implies that your bank account and wallet stay fuller, the credit card bills are lower and your house would not be filled with expensive stuff you do not need.
    • More savings: Owning less stuff as per minimalism would mean that you save money from buying unnecessary things. This means more financial freedom.
    • More vigor for your greatest pursuits: You can now devote much time and energy to activities you enjoy rather than worrying about acquiring more stuff. You will ultimately become happier.

Now that you know the benefits of decluttering your home (and your life), you can look forward to getting answers to the next question, where do you start?

10 Creative Tips For Decluttering

Clothes

You will need to think outside the box if you are thinking and need advice on ways to declutter. Here are a few creative tips for decluttering to inspire you to declutter your home:

  • Begin with 5 minutes at a time: If you have just begun decluttering, five minutes a day will help you to begin momentum.
  • Every day, give away one thing: This step will mean that you remove 365 things every year from your belongings. This can be doubled to make the number 730 in a year. You can keep increasing this number once you get too comfortable.
  • Completely fill a trash bag: Fill a trash bag as promptly as you can with things you can donate.
  • Donate your unused clothing: Simply put all your clothes in hangers facing in the opposite direction to identify which clothes you never wear. Reverse the hanger in the correct direction after you have worn that clothing. After several months discard the clothing that you have not used at all.
  • Make a checklist for decluttering: Making a decluttering checklist will give you a visual idea about where you need to begin and what you need to get rid of.
  • Accept the 12-12-12 challenge: Find 12 items to be thrown, to be donated, and returned to their rightful places.
  • Consider seeing your home with fresh eyes: It is simple for a new visitor to forget what your house looks like. As if you were paying a visit to your friend's home, enter your house. Jot down your first impression on the way to clean and make changes in your home.
  • Take pictures of a small area both before and after: Select a part of your house, for example, your study table, and click a picture. Clean the area quickly and then take an after picture. Once you have the visual cue of how the home looks after decluttering, it becomes easier to do so.
  • Ask a friend for assistance: Ask a family member or a friend to go through your house and give advice on a bunch of big things to give or throw away. If you don't want to discard any item, you have to give solid reasons for your friend to agree with. If you don't get the approval, you can discard that item.
  • Utilize the four-box approach: Take four boxes and label them as keep, trash, re-locate and give away. Enter any room you want to declutter and place things in each of the four boxes. This might take a considerable amount of time, such as days, weeks, or months but it will assist you in getting an idea of the amount of stuff you possess and what you want to do with each of them.

The aim is to take your first step to declutter with joy no matter which approach you take. You can also plan out your decluttering as per the rooms in your home.

Decluttering room by room

Before And After Room Declutter

Bathroom

Begin with your medicine cabinet. Take out everything and discard the items you need to. Put back everything you wish to keep. Next, do the same with your cabinet drawers, shower, and tub. Pull out everything you have and declutter.

Bedroom

Make your bed first. Begin with your nightstands. Remove items that do not belong there and throw out or recycle anything you don't use anymore. Follow suit with dresser, chest, and bureau tops. Put away the clothing that needs hanging or folding. Take out stuff from the drawers and sort the items out as per the four-box approach. Tackle the desk next. Discard anything that you have not used in the past six months. Place items in their usual places. Hang, fold, or store any clothing.

Wardrobe

The simplest way to declutter a wardrobe is by starting to declutter the clothing by its type. Begin by pulling out different types of dresses and then decluttering them using the four-box approach. If you have any clothing that is in the wrong spot, put them back in its right place. Put away your dirty laundry in laundry bags. If you have anything that needs to be repaired, send them to the tailors. You can donate the clothes you don't need anymore.

Kitchen

Begin decluttering your kitchen by paying heed to one category of things at a time. Go through the kitchen zone by zone. Empty each area fully, examine each object, and put everything back in its rightful place. Begin with storage spaces such as upper cabinets and pantry, and then continue with drawers, lower cabinets, and the area below the kitchen sink. Finally, pay attention to the countertops. Put away as many items as you can and keep only the things you use every day over them.

Living Room

Begin with side tables, bookcases, and consoles. Then continue decluttering your entertainment center and coffee table. Return items to their rightful places after emptying them and evaluating them. Put away books, discard paper clutter like mail, and put remote controls in the proper places. Next, take out every electronic item from the room that you are not using or is not working.

Final Words

It is not required to completely declutter your home or life in a day. This task can be finished in due time and can even be needed to be done on a frequent basis. As long as you start the process today, you are further advanced than yesterday. Simplification does not mean that your space becomes boring or your lifestyle becomes sparse. On the contrary, your home might become quiet, calm, and less chaotic with lesser distractions. Decluttering can make your home into a space of rest and comfort, transforming it from a stressful environment.

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03-Mar-2023

Here’s How You Can Clean The Dirtiest Places In Your House

It’s easy to notice and clean some of the most obvious dirty places in your home. Whether it’s spilled food, a dirty shower, laundry, or the garbage in your dustbin, you can easily notice and clean them.

However, doing just this is not enough. There are still rooms and places that might not look particularly dirty but can negatively affect your and your family’s health. For example, your bedroom. Even though it looks all neat and clean, it’s not. In this article, we are going to show you some of the dirtiest places and items in your house and how to clean them. Let’s dig in.

Kitchen

Clean trash bin in modern kitchen

The kitchen is one of the most important rooms in anyone’s house. Unfortunately, it’s also one of the dirtiest ones. Things like heat, moisture, and even food remain that are readily available in the kitchen work as catalysts for bacterial growth.

All of these things, including the items like unwashed fruits, unused vegetables, and raw meat, along with the germs you bring from the outside, can easily make the kitchen full of harmful bacteria like E.coli. Here’s a list of some of the dirtiest places in the kitchen:
  • Refrigerators
  • Countertops
  • Sinks
  • Cabinet pulls
  • Small kitchen tools and appliances

How to Clean the Kitchen?

Use disinfecting wipes to clean sinks and countertops after every use. Make sure to wash the cutting boards using soap, rinse them with hot water, and dry them well after you are done using them.

Clean your refrigerator with hot water and baking soda every three months to prevent bacterial infestations. And don’t forget to clean your small kitchen tools and appliances with hot soapy water and dry them well.

Bathroom

Bathroom cleaning

While you may think that your bathroom is absolutely clean, dirt and bacteria still lingers and accumulates thereafter every use.

How to Clean the Bathroom?

You need to pay attention to seemingly insignificant places like door nobs, light switches, and faucet handles to eliminate all the harmful bacteria. You can use disinfectant wipes to clean them at least once a day.

Change the hand towels as many times as possible a week. On the other hand, you need to wash the mats and bath towels at least once a week and dry them well. Use disinfectant wipes to clean the bathroom sinks on a daily basis. Meanwhile, keep cleaning the toothbrush holders and cups once or twice a week. Of course, don’t forget to clean the obviously dirty places like bathtubs, toilets, shower doors, etc. Make sure you use disinfecting agents while cleaning the floor of the bathroom and the walls near the toilets.

Living Areas

Living Areas

No matter if it’s a living room or media room, any room where your family members gather is bound to have bacteria and hidden dirt. Think amount how many time a family member get back from the outside and turn on the TV or AC using a remote without even washing their hands first.

Similarly, you and other family members also touch the computer, tablets, earphones, controllers, and other things in living areas on a daily basis. It’s just not possible to monitor if they clean their hands or wear clean shoes or socks when people are chilling in the living spaces.

How to Clean the Living Areas?

Clean the keyboard, remotes, and other controllers using disinfectant wipes on a regular basis. If any of your family members have a cold, clean the tools we have just mentioned every day until the family member is cured. Make sure you clean the door nobs, switches, and switch plates using disinfectant wipes too.

The upholsteries that cover your furniture can also have allergens and bacteria if you don’t clean them regularly. Touching them with uncleaned hands and sneezing near them further accumulates harmful germs on them. So, you should vacuum these fabrics at least once a week. Don’t forget to clean the floors of living areas using a vacuum cleaner at least once a day. This way, any unwanted specks of dirt or dust that come through the windows will be wiped out thoroughly.

Bedroom

Room Cleaning

Your bedroom is a place to have rest and sound sleeps, so you can wake up refreshed the next day. But do you know this is also the room that may have fungus, a lot of germs, and thousands of insects and mites? And many of them can be right on your bed.

People use their beds for sleeping, eating, working, hanging out with friends, and having sex. Clearly, if you don’t clean the bedsheets, blankets, pillow covers, and quilts regularly, the accumulated dirt and germ can cause:
  • Skin irritation and eczema
  • Acne
  • Bacterial and fungal infections
  • Allergies
  • Insect bites
  • Breathing issues

How to Clean the Bedroom?

To prevent the troubles we have mentioned above, you should change and wash your bed linens on a weekly basis. According to experts, your bed sheets might have more germs than the door knobs after a week of use.

So, never forget to wash them at least once a week to remove all the germs, dirt, soil particles, etc. Make sure you encase the pillows, mattresses, and box springs with allergy-proof, removable, and washable covers. Change and wash those covers on a weekly basis, too, to prevent insect and bacterial manifestation.

Other Dirty Places That You Often Overlook

Every home has many other places and items that they often overlook. However, if you don’t clean them on a regular basis, you could invite severe health issues. Some of the dirtiest but overlooked items in a home are as follows:

  • Pet toys and feeding bowls
  • Keys, purses, and wallets
  • Backpacks and gym bags
  • Reusable grocery bags
  • The drain stopper
  • Air vents
  • Radiators

Don’t forget to take your time to clean these things and places at least once or twice a week.

Wrapping It Up

And there you have it. We have just mentioned some of the dirtiest places and items in your home right now and how to clean them. However, since every home is different and people possess different items, it’s not possible to list them all. Still, the general rule of thumb is to keep your home clean and remove the dirt from the items and rooms as frequently as possible. Follow the tips we have mentioned in this blog, and you should be able to clean the most used places in your house. Do you have any place in mind that we probably forgot to mention? Let us know in the comment section!

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28-Feb-2023

What Are The Benefits Of Gated Communities To Senior Citizens?

Peace, comfort, and a better life. These are things that people often want to achieve by buying their very own homes. And senior citizens prioritize these things more than anyone else, and they do it for good reasons.

If you have elderly people in your family, you would want to buy a house that will give you a sense of safety and comfort and allow you to avoid irritating things like noise pollutants and extra charges. And an apartment in a gated community can provide you with these things. In this article, we will show you the top five benefits of gated communities for senior citizens and why you should buy an apartment in a gated society. Let's dig in.

Safety and Security

Safety and Security

Living in gated communities has one advantage over living in individual houses that everyone is concerned about – safety and security. And when it comes to senior citizens, this becomes one of the topmost priorities.

The gated communities are committed to providing well-organized security systems that work 24/7, so the people living there can stay safe from outside dangers like thieves, burglars, or any other suspicious activities. The gates of these communities have dedicated security guards. Many other mobile guards often petrol the community premise to prevent any accident from occurring. Not only that, but these communities also have CCTV cameras and security managers who always keep their eyes on the footage. Some communities also have electronic fencing on top of the tall and sturdy walls, raising the communities' security to another level. With these security measures in place, senior citizens can feel safe and secure while living in a gated community. This is something most elderly people can't get if they live in an individual house in an isolated location.

GreeneryGreenery

Most people are drawn toward greenery and the natural environment, and it's especially true for senior citizens. Many elderly people, especially those who have already retired from their jobs, want to live peaceful lives while being close to nature.

However, just adding a few plants with pots on your balcony is not going to be enough. In fact, it will just make your balcony congested, making your living environment messier. The gated communities are aware of this. That's why they try to incorporate trees and greens into the flats, lawns, and parks, so people who live there can breath fresh air and enjoy the greeneries. Do the elderly people in your family want to go for a morning walk? Probably they like to meditate and participate in yoga near trees. Or maybe he/she just wants to sit on a bench in the park and enjoy the view. No matter what it is, the fresh greens and trees of the gated communities will provide pure air filled with oxygen while elevating living standards. Because of it, senior citizens no longer need to travel a long distance just to enjoy the view of parks and nature. They can enjoy the greenery anytime they want in a secure environment.

Less Noise Pollution

No one wants to be disturbed by the horns and sounds made by the vehicles or the chaotic noise made by crowds while they are resting in their homes. While young people might just feel irritated, these kinds of noise pollution can be extremely harmful to elderly people.

Gated communities can easily solve these problems. The apartment complexes of the gated communities are widely spread, and they are often a few hundred meters away from the main road. As a result, the irritating vehicle horns, the rumbling sounds of heavy trucks passing, and other irritating noises simply don't reach your apartment. Because of this, elderly people can enjoy their leisure time doing whatever they want, without being disturbed by noise pollution. Even if there are vehicles inside the gated communities, like personal cars, bikes, and other vehicles, the vehicle owners need to follow certain rules to prevent accidents and unnecessary horns and sounds. Society has a well-planned and smooth road with proper safety and environmental protocols. This makes gated communities one of the best places for senior citizens to live.

Easy On Wallet

Easy On Wallet

Depending on your specific requirements, buying an apartment in a gated community can be a lot cheaper than buying an individual home. When you buy an apartment, you don't have to deal with many complicated documents that buying an individual home requires.

Plus, the cost of buying an individual house doesn't just end with the legal fees and the cost of the house itself. You would also have to spend tons of money on renovation, furnishing, and remodeling the garden. On the other hand, buying an apartment usually doesn't have these costs. Even electricity, water, gas, and other utilities are included in the apartments, and you can use them from the very first day. All you have to do is pay the utility fees. However, a new individual home might not even have a working electricity line, forcing you to spend more money to set up electricity too. In short, buying an apartment will cost elderly people a lot less money, and it will save them tons of back-breaking tasks.

A Close-knit Community

Senior citizens, especially those who have already retired from their jobs, suffer from serious cases of loneliness, depression, and detachment.

After all, whether it's children or adults of any family, many of them spend a lot of time outside of the home because of school, office, and other social activities, making it harder for them to find time to communicate with the elderly people of their families. In gated communities, senior citizens can join clubs, take part in different activities, and even hang out with a lot of people of similar age. This way, elderly people can receive proper emotional support by spending their free time with a close-knit community of similar-minded people. This is something they can only get if they live in a gated community and not in an isolated home.

Wrapping Things Up

While individual houses have their own benefits, living in an apartment in a gated community will benefit most senior citizens. By living in gated communities, senior citizens can:

  • Live in a secure environment free of threats from thieves and robbers.
  • Enjoy ample greeneries.
  • Avoid noise pollution.
  • Live in a close-knit community of like-minded people.
  • Save money.

So, if you have elderly people in your home and want to move to a new house, buy an apartment in a gated community to enjoy these benefits with your whole family.

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08-Feb-2023

Essential Things You Need For First Villa

Congratulations! You are the proud owners of your first villa. Owning an excellent piece of property that brings you great pleasure and feels improbable. You would indeed be soaking into the luxurious charm and comfort of your beautifully constructed new villa. Since it is your first purchase, you might be wondering how to go about decorating and furnishing your house. Importantly, you may want to consider the essential items you need to buy for the villa to increase its safety and utility quotient.

1) Decorating the living room:

Home decor

The living room is going to be the star of the show because it is here that you will throw parties and entertain your guests. With a good real estate company like Victoria Realtors, you can rest assured of the elemental essentials such as ample natural lighting, neat flooring, and so on. Before designing the living room, you must have some basic themes and colours in mind. Once you have the details, proceed to order or select these items for your living room.

Requisites for a living room:

When it comes to the living room, the first thing that comes to mind is a luxurious set of sofas. Go for a plush and stylish seating arrangement keeping in mind the comfort of your guests. Moreover, do up your living room with a big smart TV so that you can spend your spare time in luxury. Include sheer curtains for your windows and some artefacts to liven up the aura.

2) Making for a comfortable guest bedroom:

master bed room

Once you have invested in your first new villa, you might be eager to welcome and host your loved ones in your home. In some cases, someone might want to sleep over after a long night of partying, or your parents might want to visit. Therefore, it is important to create a comfortable guest room for your family and friends. Take this opportunity to become a great host and design your guest room in such a manner that it is minimal yet inviting and makes for a comfortable night’s sleep.

What do you need to put together a guest bedroom?

The foremost thing that comes to mind is the selection of a bed and a mattress. Do your research around the market diligently for these items. Select the bed size depending on the size of the room; ensure there is enough space for a bedside table, a small reading desk, and a wardrobe. Added amenities that could add a dab of style to the guestroom would be an indoor plant or wall art with fairy lights!

3)A kitchen that is efficient and chic:

Kitchen decor

Depending on your lifestyle, the significance of a kitchen comes into play. If you have a hectic schedule and are into ordering daily rather than cooking, then the kitchen might be equipped with basic machinery. You might also not have such a long list of essential items to buy for the kitchen. However, if you are someone who loves to cook and entertain friends over home-cooked dishes, then it makes a whole lot of sense to invest in good equipment for the kitchen for your new villa.

Essential items for the kitchen:

If you are someone who loves to cook, it makes sense to have a list of items ready for the kitchen. For example, you must have a coffee maker to help you freshen up and be prepared for the rest of the day. Another good investment is an air fryer to make quick and healthy snacks. Invest in a large and energy-efficient fridge if you are someone who cooks regularly. The kitchen should also have good ventilation, which an excellent builder like Victoria Realtors must have already taken care of.

4) Luxurious bathrooms that help you unwind:

Bathroom decor

Your private space must be able to give you the opportunity to relax and rejuvenate. Therefore, we are certain that your real estate company has given in deep thought to the design and construction of your bathroom. We imagine a place where you can relax and take some off-time from all the nitty-gritty of the day. A stylish bathroom pays attention to the finer details. The tiling should be immaculate, and the ceramicware must be elegant as well as sturdy.

Essential items for the bathroom:

You must have a pleasant experience in your bathroom in your new villa. Therefore, we have put together a list of items that are likely to highlight your experience. Some of the essential items that come to mind for the bathroom include bathroom curtains, loofahs, fancy soap trays, handmade soaps, soap dispensers, essential oils, aromatic candles, bathrobes, bath towels, hand towels, bathroom rugs, and so on. When you put all these accessories in the bathroom, you are bound to enjoy and unwind. Cherish these moments and feel rejuvenated!

5) Decorating your master bedroom:

Home Decor

Having invested in your first new villa, perhaps one of your biggest priorities would be to decorate the master bedroom. This is the place where you will ultimately de-stress, and therefore it should have positive vibes, peace, and a calm ambience. Design your master bedroom in such a manner that suits your personal needs as well as that of your spouse. Take into account specific requirements. Make the decision to decorate the master bedroom jointly with your partner.

Essential items for the master bedroom:

The essential items for your master bedroom include a cosy and comfortable bed of optimum size. Select the bed size in accordance with the size of the room because there would be more furniture occupying the space. For example, you can have a coffee table with two comfortable seating chairs in addition to a large and spacious wardrobe in the rare case that your new villa does not have a walk-in closet! A comfortable duvet will also go a long way!

Wrapping Up:

In conclusion, keep a stylish approach, and you will rock the ownership of your new villa perfectly. With all these things in place, your friends and family members are bound to have a comfortable stay in your new villa. In this article, we threw light on the essential things you need for your first villa. Now, we hope that you will implement these tips and begin experiencing the comfort of your new home! Wishing you all the happiness that comes with owning a new home!

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25-Jan-2023

5 Reasons Why Good Home Ventilation s Important

“Some old-fashioned things like fresh air & sunshine are hard to beat” - Laura Ingalls Wilder.

The covid-19 pandemic literally had the world gasping for breath. Something as normal as breathing seemed a huge luxury to people struck by the invisible virus. Patients began to panic and complained about low oxygen levels. It was quite strange that people were willing to pay any price just to be able to breathe naturally. Suddenly, the world woke up to realize the importance of things that were mostly taken for granted.

With families spending more time indoors, the need for spacious and well-ventilated homes gained huge traction. The Oxford dictionary defines ventilation as the act of allowing fresh air to enter and move around a space, such as a room or a building. This flow of fresh air reduces stale air and prevents the multiplication of virus particles. The pandemic may soon be forgotten, but the lessons should be remembered forever.

Top 5 Reasons Why Good Home Ventilation is Important

The atmosphere and the ambiance inside the house have a deep impact on the physical & mental well-being of its residents. So the first thing to be checked when you buy a home is the quality of ventilation. A well-ventilated house is one that ensures ample air & sunlight within. The top 5 reasons to elucidate the importance of good ventilation in homes are discussed below.

1) Family’s Health & Well-Being:

Prolonged stay in closed, poorly ventilated houses drastically increases the risk of infections, skin allergies, airborne diseases, etc., and may also lead to severe problems like respiratory diseases, eczema, nausea, and nervous disorders. Radon concentration in less ventilated spaces is reported to cause lung cancer. When a large family is confined to a poorly ventilated home, the environment can be suffocating for the kids & elderly people. A foul odor will linger throughout the day if the house is not ventilated. Damp conditions are very conducive to fungal growth. So proper air & sunlight are also necessary to protect the food items from quick spoilage.

Healthy Family

2) Regulation of Temperature:

High humidity levels inside homes are mostly due to low or no ventilation. A well-ventilated house ensures that air & sunlight are evenly distributed across the place. This provides warmth during the cold winter months and also makes the hot summer months less scorching. This regulation of temperature makes it very pleasant & comfortable to reside in the house throughout the year. Days & nights do not get abnormally hot & cold if the house is properly ventilated. With more and more people choosing to work from their homes, a nice ventilated room can make it more comfortable to work in and boost productivity levels.

3) Better Air Quality Inside Houses:

Whether you are conscious of it or not, the most important thing that you do is to breathe. If the air inside does not flow properly, it gradually gets impure due to dust particles and pollutants. Chemicals used in homes, like paint, cleaning products, room fresheners, etc., emit volatile organic compounds (VOC) that can get dangerous in higher concentrations. Good home ventilation helps to control this concentration as it may be nearly impossible to remove them from the air inside the house. It is not just sufficient to breathe. What matters is the quality of that air, and good ventilation helps to improve indoor air quality.Quality Air.

4) Reduces the Risk of Condensation:

When warm air comes in contact with a colder surface such as walls, floors, or windows, it becomes difficult for the warm air to retain moisture. When this water gets released to the colder surfaces, it creates tiny water droplets. This process, called condensation, can lead to problems such as damp walls, peeling of wallpapers, decaying of window frames, smelly room corners, mold/termite formation on wood & walls, etc., and cause damage to the property. Kitchens & bathrooms are highly vulnerable to this problem of condensation. Damp conditions are also a haven for mold & rotten surfaces. The best solution to this problem is to have a home that has sufficient ventilation. Proper airflow throughout the house makes sure that the place stays dry and does not collect moisture.

5) Cost Savings & Other Monetary Benefits:

A poorly ventilated house needs constant repairs & renovations for its maintenance and upkeep. As the property ages, you need to spend more and more money every year to keep it in a hospitable shape. Lack of maintenance can only lead to further problems and higher expenses in the future. Proper ventilation ensures that the house is more energy efficient. This can result in significant savings on your monthly utility bills. A well-ventilated house also commands a premium in property rental & sale markets. Despite other advantages, the house may not find any takers if the ventilation is bad. So, good ventilation is essential to earn higher rental incomes and appreciation in housing prices.

Tips to Ensure Good Home Ventilation

1. Make sure that the house has a sufficient number of windows. Keep the windows open during the daytime. This allows the fresh air outside to replace the stale one indoors. Opening windows in two different directions facilitates the flow of cross breeze.

2. Installing a few vents in the walls across the house ensures that there is a circulation of fresh air and the temperature is well regulated. Vents can also help to reduce your heating & cooling costs.

3.An exhaust fan is a must for the kitchen. Otherwise, the smell from the room would only spread all across the home. This would also help to prevent moisture buildup during the cooking process.

4. Bathrooms should be ventilated through the use of air ducts or exhaust fans. The bathroom door & window(s) can be left open for a while after the shower.

5. Using porous materials in construction helps the free movement of air. Installing a good air purifier will be beneficial, especially in bigger cities with higher pollution levels.

Conclusion

Buying a dream home is both challenging & exciting. But amid this rush & hurry, don’t overlook the aspect of home ventilation. Improper ventilation can be a cause of serious bane due to maintenance, discomfort, and health issues. So, ensure that every room in the house is well-ventilated before you sign the papers and beam with joy!

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04-Jan-2023

Why Is Location A Key Factor In Choosing Apartments?

Everyone dreams of owning a house. Having your own home is one of the most significant achievements among Indians. In fact, it is considered to be the definition of success. All of us want to own the best house. The best house definition can differ from person to person; for some, it can be the best price of the home, the size of the house, and so on. But the location of your house is an essential factor to be concerned about when you plan to purchase a house. It is a critical factor and should never be ignored.

Other factors that affect your decision to buy a house are the size of the house, its price, its condition, etc. These factors are variable, while the location is a static factor and, once selected, cannot be changed. When you opt for a good location, there are chances that it may cost more, but in spite of this, you have many other profitable alternatives in the future. A good location of your apartment serves you with a good neighborhood which has a direct effect on your lifestyle.

A good area leads to desirability, which results in demand, and an increase in demand will ultimately lead to a hike in the selling price of the property. And even if the same apartment is located in some underdeveloped or undeveloped area, then the price will be cheaper.

Factors To Be Considered While Choosing The Location For Your House

The following are the key factors to be considered while selecting the area for your apartment:

1) A Good Neighborhood:

Selecting a good neighborhood is very important as it will affect your lifestyle. You should always select the neighborhood that suits your lifestyle and is easy for you to acquaint yourself with the place. A better neighborhood gives you better accessibility, good facilities, and presentation. You should opt for a place that is equipped with facilities like a grocery store, healthcare facility, schools, fitness centers, recreational hubs, and other such amenities in the neighborhood that will always improve your lifestyle. You should look for the safety and crime rate of the area, which is the prime factor.

 Good Neighbors

2) Suitable Geographic Factors:

As you all know that the place where you live has a direct effect on your lifestyle, so selecting the right place to live is important. You should choose the place that suits you, especially when you are planning to settle down there for a longer period. Everyone’s body is designed differently, so all types of climates may not be suitable for everyone. Health being the prime concern, it is advisable that you should select the place where the climate is suitable for your health and your family.

3) Positioning of The House:

Everyone must remember that the value of your apartment is highly affected by its placement. Whenever you look for an apartment, you should see all the surrounding sides of it. Suppose the apartment is surrounded by greenery from all sides, has its own garden, is away from the polluted area, and is not even in a congested area; then it should not be left out; instead, it should be the priority. These factors usually increase the value of the house and are also worth spending.

Location of House

4) Lifestyle And Civic Amenities:

What kind of lifestyle do you desire? The location of your house will mainly depend on this whether you are willing to live in some historic place, any silent area, or a location that is friendly for the family having a good social life. So you should walk to places of your suitability and search for your dream house.

The other important factor that should be considered while choosing the area of your apartment is the civic amenities of the place. You need to decide what kind of services you desire to have in your surroundings, whether you want restaurants, recreational centers, shopping places, etc., or you prefer to stay away from the hustle and bustle of the city. Based on these factors, you should select the place for your stay.

5) Be Aware of Any Future Development In The Area:

The worth of any apartment is decided by its existing location and also by the developments that will happen in the near future. Thus, you should always talk to the builder of the property about whether any development will take place in that particular area in the near future or not; if yes, then what kind of developments will happen? This will help to increase the value of your property.

In order to ensure that the area is developing, you should just check if any new developments are underway or if any renovations are happening in the area, and if you come across any construction in the place or any raw materials, then it can be an indication that the developments are taking place in the area and you can think of investing there.

6) Proximity To Important Services:

Honestly speaking, there is hardly anyone who will prefer living in areas far from the city unless they want to live an isolated life. Close proximity to the city area or marketplace saves your time to get any services essential for your lifestyle and will even provide you with quality services.

Conclusion

Thus, it can be concluded that when you go for your house search, you should keep the location factor to be the prime deciding factor and should never ignore or compromise on it. A better location will be helpful in fulfilling your desirable lifestyle. Having the lifestyle of your choice benefits your health, and health is the biggest wealth. It will also benefit your property value in the future, so even your investment will be worth it.

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28-Dec-2022

Different Flooring Ideas For Your Home

Flooring is a crucial part of interior design that can make or mar the home's aesthetic value. It is often the first thing you notice and feel as soon as you step inside the house. The floor is also the surface that gets the maximum contact as people start living and keep moving around the place. The success of the entire design exercise rests on the standard of the flooring you choose.

The right type of flooring can completely transform the way your home looks. Despite the constant contact, the flooring should be able to maintain the quality for a long time period. It should also be appropriate to the region, climate, and people who regularly use the space. There are a few things that should be considered before you decide on your home's flooring.

Factors to Decide the Flooring

Some of the key factors that you should know before you select your home's flooring are discussed below:

1) Usage:

Certain places within your home will be used more frequently than others. For e.g., the living room, kitchen, or bedrooms will be used more than the guest/spare room. So, the flooring for these rooms should be of better quality to endure higher usage and facilitate easy cleaning.

2) Durability:

The shelf-life of the flooring is an important aspect that merits attention. Tiles & granite flooring are more durable than wood. All the spaces that witness higher movement & contact should get a tougher surface. The flooring in the bathrooms & kitchen should be water-resistant. Kids' rooms should be extra-resilient as they are more prone to grime & damage.

3) Size of the Room:

Larger rooms are usually loaded with more objects and require better upkeep. It is recommended to have flooring with lower maintenance in such rooms. For smaller rooms, you can choose lighter colors to make them feel more airy & spacious. You can spruce up the living room with high-quality flooring to amplify the home's beauty.

4) Flexibility:

The situation at your home may be quite different 5-10 years down the line. Your kids grow up, and your parents may get very old. The spare room may have to be turned into a study/work space. You may also feel the need to renovate the house to keep up with the time and your changing tastes. The flooring should be flexible enough to accommodate all the changes in your life.

5) Repairs & Maintenance:

A hardwood flooring might look exotic & luxurious. But it would entail higher maintenance for its upkeep. Certain floorings require regular scrubbing, polishing, and refinishing. If you are short on time & money, it is better to choose good-quality flooring with lower maintenance requirements.

Best Flooring Ideas for Your Home

Flooring is that element that can completely change the way your home looks & feels. But it is quite challenging to choose the right type of flooring from the myriad options available in the market. Keeping the above five factors in mind, you can choose any of the flooring types from the list below.

1) Granite Flooring:

This is one of the most popular flooring options for Indian homes. Granite is a natural stone that comes in a variety of colors. Though expensive, granite flooring is preferred for its durability and long-lasting capabilities. It retains its look & luster for a long time and is highly resistant to scratches and damage. It is very easy to clean & maintain a granite floor. The floor is highly resistant to chemicals and can easily last 80-100 years.

Granite Flooring

2) Marble Flooring:

Another choice that scores high on the durability aspect is the marble flooring. Some of the most iconic monuments in the world that have stood strong for centuries have been made of natural marble stone. The flooring made of marble can easily withstand high traffic, and it is the best choice for your living room & bedrooms. As a symbol of luxury, it magnifies the home's aesthetic beauty. As marble is a good insulator, the home stays cool during the summer and warm during the winter. The flooring has a smooth finish and is highly resistant to heat & scratches.

Marble Flooring

3) Ceramic Tiles:

From kitchens to bedrooms, from floors to walls, tiles are everywhere. Among tiles, the ceramic variety is immensely popular due to the ease & diversity of its use. The ceramic tiles are very affordable and provide the best value for money. They can easily last for 15-20 years. It is easy to clean & maintain a ceramic tile floor. As the material is stain & water-resistant, it is ideal for kitchens & bathrooms. It is available in a wide variety of sizes, colors, textures, and patterns. Today, digital printing technology makes it easy to get any design printed on ceramic tiles.

Ceramic Tiles

4) Vitrified Tiles:

Another popular option that is quite similar to ceramic tiles is vitrified tiles which are manufactured using clay & silica. The vitrification process makes these tiles hard and gives them low porosity. Due to this, the tiles are highly water & stain-resistant. The color of the tiles does not fade even when they are exposed to harsh sunlight for a long time. The thickness of vitrified tiles (10-12mm) makes them ideal for tolerating high traffic. The ease of installation is one of the primary benefits of vitrified tiles.

5) Hardwood Flooring:

Wooden flooring lends that classy, elegant, & opulent look to your dream home. There are a number of options in the market, like pine, maple, and walnut. As the wood grows dark with age, it renders a rich, rustic charm that you would love. As wood can deteriorate with moisture, it should not be used in kitchens and bathrooms. It is ideal for living rooms in places of moderate temperature as wood can shrink or expand due to extreme heat & cold. Though hardwood flooring is expensive, it can enhance your home's rental prospects & resale value.Hardwood Flooring

Conclusion

The factors that ultimately decide the flooring for your home are the budget and your lifestyle. Given the importance of flooring in a residential space, it should not be taken lightly and has to be accorded high priority. With a wide array of options available now, you don't have to compromise on the quality of the flooring, even if you cannot loosen the purse strings.

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07-Dec-2022

What Do You Know About IGBC & Green Building?

Climate change has become the most significant cause of concern in recent times. Floods, droughts, cyclones, and heat & cold waves have wreaked havoc across the globe. Climate change can be primarily attributed to the changes in human activities and interventions that endanger the planet. The earth is getting warmer due to rapid industrialization, urbanization, and major lifestyle changes made over the past few decades. A green planet is definitely the need of the hour for humanity to survive.

A hotter planet is just the tip of the iceberg. As the planet earth is an interconnected system, a change in temperature can lead to multiple other changes that are adverse in nature. Climate change can have serious repercussions on health, agriculture, safety, and life in general. Fortunately, most nations have realized the gravity of the situation.

The construction & real estate sectors, in particular, would have to play a pivotal role in addressing this grave challenge. Green building technology can drastically cut down the carbon footprint of real estate properties in India.

The Concept of Green Buildings

The word green simply refers to nature. So, a green building is a structure that supports the environment. Here, the entire project lifecycle encompassing the planning, construction, maintenance, and demolition phases of the building is designed to be efficient and environmentally friendly.

All the materials that are used to construct the building should make maximum use of renewable resources and eliminate wastage. Green buildings will have a strong, positive impact on the environment in the long run.

Real estate developers are now beginning to make suitable changes in their activities by embracing technology & innovation to achieve the goal of a greener planet.

What is IGBC?

The Indian Green Building Council (IGBC) was formed in 2001 and is a part of the Confederation of Indian Industry (CII). The council was formed with a vision to ensure a sustainable built environment for every Indian and make India one of the global leaders in the space by 2025. The major stakeholders of the construction industry take part in the council’s activities through its local chapters. IGBC is closely working with government agencies to popularize the green building movement in India.

The IGBC has developed a rating program (IGBC Green Homes®) in India for the residential real estate sector based on established environmental and energy principles. This rating system is voluntary and is developed on the basis of resources & technology that are currently available. The stated objectives of IGBC Green Homes® are as follows:

  • Efficient utilization of site resources
  • Adopting water conservation & energy efficient methods
  • Effective handling of household waste materials
  • Designing comfortable & environmentally friendly homes

The rating system evaluates a few fixed requirements through a prescriptive approach and others on the basis of actual performance. The system is well-designed to be comprehensive and yet user-friendly.

IGBC Green New Buildings Rating System® addresses green features under the following seven categories:

  • Sustainable Architecture & Design
  • Site Selection & Planning
  • Water Conservation
  • Energy Efficiency
  • Building Materials & Resources
  • Indoor Environmental Quality
  • Innovation & Development

The level of green building certification shall be based on the total credit points earned by the project. There are some mandatory requirements that have to be met by every green building.

Characteristics of Green Buildings

A green building minimizes the use of water, increases energy efficiency, and makes maximum use of recyclable materials. The wastage in construction is low & negligible.

The building is largely self-sufficient through the use of renewable energy sources. Solar water heaters and light panels are used for heating & lighting purposes. Rainwater is conserved by installing an efficient rainwater harvesting system in the building complex. The building is designed to provide sufficient air & sunlight in every home. The consequent reduction in artificial lighting, heating, and air-conditioning can significantly reduce the building’s overall energy consumption.

Green buildings make the maximum use of locally sourced, recyclable materials. The disposal of construction waste is not a serious concern as it can be reused effectively. A proper waste management system takes care of both solid & wet waste generated within the complex.

Another hallmark feature of green buildings is the provision of ample green cover & lung space for people to relax and bond with nature. The housing project also encourages the residents to grow their own food through the kitchen & rooftop gardens and community farming initiatives.

Advantages of Green Buildings

  • People who live & work in green buildings will enjoy very good health due to the use of eco-friendly construction materials, less pollution, and much better ventilation. The productivity levels of workers will be much higher. The physical, mental, emotional, and social health of the community will witness a remarkable improvement due to the positive ambiance and aura of the place.
 
  • Green buildings make a significant contribution to the cause of environmental protection. The construction & real estate sectors are one of the biggest users of natural resources and also generate a tremendous amount of waste. Green buildings reduce the load on the environment by optimum utilization of scarce resources and efficient management of waste.
 
  • Green buildings are relatively much easier & cheaper to maintain. By conservative estimates, green buildings can save 20-30% of energy and 30-50% of water requirements. The reduction in power & water bills can help you save millions in the long run. The use of local materials can cut down the construction cost too.

Conclusion

The green building movement in India has received a massive fillip over the past few years. Beginning with just 20,000 square feet of green building area in 2003, over 8,600 green buildings with 9.75 billion square feet are now registered with the IGBC.

A greener planet is a safer and healthy planet for every living being to survive & thrive. As the opening quote says, there is no point in having a beautiful home by destroying the very source of life. The movement has just begun, and there is a long road to travel!

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30-Nov-2022

Benefits Of Making Your Home Eco-Friendly

Did you know that the last year, i.e., 2021 was the sixth warmest year on Earth? Yes, that is indeed true! There's no doubt that global warming is to blame. It is high time for us to be mindful of everything we do. But how do we take the first step towards reducing environmental catastrophes? It can all start from our home. The moment you decide to redesign or build your house - ensure that it is sustainable from the first stone to the last polish, or simply buy a ready house from a realtor who deals with sustainable homes. Easy, right?

New sustainable solutions are available today, making it simple for humans to go eco-friendly. For instance, chemical free-paints, recycled wood furniture, the use of solar lights, and making roofs and walls from sustainable materials are some methods by which you can build an eco-friendly home. You may obviously know that it can be of great benefit to the environment, but do you know that switching to an eco-friendly home can be of benefit to you as well? Yes, it is possible! Let us have a look at a few social, environmental, and economical perks of having a sustainable house/building.

1. Energy and water efficiency:

Sustainable homes function majorly on non-renewable sources of energy such as sunlight, natural gas, or coal. For example, solar panels penetrate the sun's rays, which can be used for lights and fans. Other than this, a rainwater tank can be installed for uses like toilet flush, gardening, and laundry to ensure maximum use of rainwater. These shall surely give you less electricity and water bills in the long run!

2. Low maintenance:

Imagine building your house with regular methods that stay for a year or two. You will have to engage in constant maintenance to keep your home intact. Well, this does not happen with eco-friendly homes. Eco-friendly building materials are more durable than artificially created ones. Recycled wood, steel, and bamboo last longer and require less maintenance as compared to other building materials. You save a good chunk of money from the costly repairs, thereby reducing the negative impact on the environment.

3. Increase in property's worth:

Simply browse through the internet and compare non-green homes with green ones. Sustainable houses are generally of a higher cost. One possible reason for this could be that it not only gives you a roof to stay on, but you also get a good quality of life. And who doesn't want a better lifestyle? Almost everyone is ready to pay for such a bonus!

4. Healthy surroundings:

Standard quality materials contain harmful substances that are a great threat to human beings. Would you like to invest in a house that is dangerous to your life? Preferring for an eco-friendly home has the greatest advantage- it will keep you healthy and free from chemicals. Such houses also reduce the risk of potential pollutants entering the house.

5. Improved Air Quality:

As said above, a sustainable house leads to healthy surroundings and sustainable living. Do you know how? Sustainable things avoid using plastic and other toxic substances, and the atmosphere around them is good. Thus, we tend to breathe fresh air only. This improves our overall condition. Eco-friendly materials have the power to purify indoor air, which means you inhale two to five times better air than the outdoor one. Isn't it fascinating?

Air Quality

6. Lower carbon footprint:

One solid reason for living ecologically is that our carbon footprints are increasing day by day. We all need to take serious action towards this. If not taken care of, we will see the worst effects of climate change. Trust us; individuals are going to be really affected by it! A greenhouse can reduce the carbon footprint and make a difference on the planet.

CO2

7. Long-term investment with good returns:

OneThe expense involved in making an eco-friendly home is definitely more, but all of this can result in long-term savings. All you have to do is look for green loans, which are availed by any country these days. Additionally, several governments also provide financing choices for people who choose to live sustainably. You might be wondering about the future, right? Let us tell you that you will definitely get a fair price if you decide to sell this property because green homes are more than ordinary homes. Now that the world is trying to be ecologically conscious, the demand for ecological homes is also going to rise.

8. Greater comfort:

Better insulation is a key component of an eco-friendly home, and it helps to keep the interior temperature steady and comfortable regardless of the hot outside temperature. Adequate insulation, sturdy doors and windows, and elevated building materials protect from draughts and daily temperature fluctuations. This enables a pleasant temperature in the house, which provides excellent comfort and relaxation. Wouldn't you love to stay in such a surrounding?

9. Increases scope for creativity:

Building a sustainable house can be a wonderful platform to showcase your creativity. It means that you can include intriguing designs, concepts, or cutting-edge solutions depending on your budget. Additionally, you can use unusual building materials or collaborate with an architect to create a plan that meets all your requirements. For instance, if you want to have a tiny personal garden to grow food products, you can build this in your way too.

Summing Up:

Building an eco-friendly home is very different from building a typical home. It gives you more creative design and construction options. You may be assured that your home will be a healthy and comfortable environment if you build it by using sustainable and non-toxic materials. Even while purchasing a greenhouse can be expensive, doing so is a wise decision that will save you money in the long run. Long-term benefits include improved health and a contribution to the preservation of the environment in the present and future. So when are you planning to have an eco home? Contact Victoria Realtors today!

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02-Nov-2022

What Are The Challenges of Finding Villas or Apartments In Kerala?

"Investing in Real Estate is all about Numbers" – Dolf De Roos"

The land of Ayurveda, the vast coconut groves, the lush greenery, the pristine backwaters, the magnificent hills, and the scenic beaches – Welcome to Kerala. Legend has it that Parasurama, an incarnation of Lord Vishnu, created this place for his devotees to live peacefully. No wonder Kerala is called 'God's Own Country.'

Natural beauty apart, it is India's most literate state, with high scores on socio-economic indicators. Health & education infrastructure are top-notch. The state attracts millions of local and foreign tourists and consistently tops the list of states in foreign remittances. The people of Kerala are extremely progressive and enjoy a high standard of living. Due to its inherent advantages, a lot of people, especially NRIs, have shown a massive interest in buying land & property in Kerala. What are the factors that potential buyers must look into before they take that plunge? What are the challenges of finding apartments and villas in Kerala? Read on to know!

High Property Prices in Big Cities:

The demand for an apartment or a villa is primarily in the bigger cities of the state because they offer a cosmopolitan lifestyle to the upwardly mobile crowd. Kochi, with its Metro rail, malls, hotels, and an international airport, remains the top choice for property investors.This has led to a massive surge in property prices in Kochi. According to a market survey conducted by major banks & housing finance companies, prices have shot up almost 60-70% over the past 6-7 years. A 3/4 BHK apartment by a premium builder in an up-market area like Marine Drive costs at least Rs.2.50-3.00 Crore.

The smart city tag, its emergence as an IT hub, huge NRI demand, and a good standard of life compared to other metropolitan cities have all contributed to the rise of Kochi. Greater employment and business opportunities in the city, high disposable incomes, and easy access to housing finance have led to a boom in the Kochi property market.

The Small vs. Large Conundrum:

Everybody wants to own a home. It's not just a financial decision but an emotional one too. Both apartments & villas have their respective merits and demerits.

  • Apartments are multi-storied structures that offer units of different sizes; villas are large & independent houses.
  • Apartments can be found in & around city centers; villas are generally situated in the suburbs.
  • Apartments are affordable & convenient to manage; villas provide you with privacy & luxury but can be expensive to maintain.
  • Apartments cater primarily to middle-class & upper-middle-class sections, but villas cater primarily to rich & high net worthy individuals.

Often it's a compromise that you have to make while buying an apartment or a villa. Ultimately it's your requirements, objectives & convenience that should drive the decision.

Advantage of Apartments

  • Affordable & budget friendly
  • Suitable for nuclear families
  • Easy to maintain
  • Safety is assured
  • Situated close to city centers
  • Easy to rent

Disadvantage of Apartments

  • Smaller in size
  • Unsuitable for large families
  • Low luxury quotient
  • Not possible to customize
  • Possibility of overcrowding
  • Managing tenants is cumbersome

Advantages Villa Projects

  • Ensures luxury living & privacy
  • Large & independent houses
  • High on prestige quotient
  • Easy to customize the space
  • Provides ownership of land

Disadvantages Villa Projects

  • Very expensive
  • Difficult to maintain
  • Low rental yields
  • Difficulty to dispose of the property
  • Situated in distant suburbs
 

Devil Lies in the Details

A recent survey had some interesting findings. It said that nearly two-thirds of buyers regret their decision soon after buying a home. This is mainly because the decision was purely emotional & impulsive. Once the euphoria of the new home fades, you are faced with reality. Be it a flat or a villa, do not compromise on the following factors before you sign the papers:

  • Clear property titles (as verified by legal professionals)
  • Reputation and track record of the builder
  • Quality/age of construction and the amenities offered
  • Location & neighborhood – safety is paramount; beauty comes next
  • Negotiate hard – a group of buyers can get together to avail discounts
  • Availability of finances, tax benefits & property registration

Final Thoughts

Kerala is one of the most beautiful states in India. It is endowed with natural beauty and a rich cultural heritage. You feel deeply connected to nature as soon as you set foot in this paradise. People are warm & friendly too. No doubt, it is one of the best places to own a home and lead a peaceful life. Home is a very emotional possession to most people. You live with your family, build sweet memories and then pass it on to your children. But investing in property has to be a sensible, logical & rational choice to avoid any regret later!

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26-Oct-2022

Solar Panels For Villas - Things to Consider Before Installing

Installing solar panels is the first step toward a greener future. In fact, by doing so, you are already in line with the UN's sustainable development goals of clean energy and climate action. It has several advantages for households, including lowering their carbon footprints and saving the money you pay as electricity bill. Not only that, it can raise the value of your home significantly. Many variables, such as the locality of your Villa, the roof type, etc., can affect the amount of electricity your solar panels generate. You can estimate the money you should invest in a solar power system.

To evaluate the savings potential and the energy output from the system, keep these five considerations in mind when installing solar panels on your house.

The Location of Your Villa:

Solar Panels convert sunlight into electricity. So it is evident that the more exposure to sunshine, your solar panels will be able to generate more electricity. That's why location plays a significant role in the effectiveness of your solar power panels. Your panels could generate more energy if your home is in a region with a high incidence of sunlight. Even though Villas in areas with more cloud cover can still profit from solar panels, the number of panels required for your system to generate enough electricity can increase.

In addition to the geography of your location, your house's design might hinder your solar panels' ability to produce electricity. Make sure no tall things, such as tower structures or trees, might obscure your solar panels leading to lesser power generation.

Villa

Roof Type and Material:

There are roofs that can withstand for a more extended period, while there are some that require repair work in a comparatively short span. Some roofs, like the Asphalt roof, have a life of twenty years, so the roof might need repair. If repair works are essential for your roof, do it before installing the solar panels because removing and reinstalling the solar panels can be costly during repair works. The longevity of solar panels is one of its outstanding qualities. Solar Panels of good quality bought from a reputable solar panel supplier can last up to 30 years. You should make sure the roof stays in perfect condition.

The roof type, design, and in which direction it faces - all play a part in the installation. It might cost you more to install panels on flat, ceramic, or concrete roofs because of the support structures needed for maximum efficiency. Depending on the quantity and kinds of solar panels you decide to install, you'll also have to clear out the roof to have enough room for the panels to be installed without any obstacles.

The Types of Solar Panels:

Solar Panels need not be mounted on the roof only; they can also be mounted on the ground. Roof-mounted is widely used, whereas the ground-mounted also offers some unparalleled features that make them a desirable selection.

1) Ground Mounted Panels:

Ground-mounted panels give the advantage that the roof need not be facing north to use fully. They are also suitable for roofs with less room for installing roof-mounted panels but are expensive because of the labour requirements.

2) Panels With Trackers:

There are panels with trackers that you can decide to install for their ability to move in response to the sun's position. Due to this ability, panels can continuously be in the exposure to the sun, resulting in the generation of more electricity. As the system is advanced, the cost is also high.

3)Solar Roof Shingles:

There is another option called solar roof shingles. They look similar to the regular shingles, and if you have a roof made out of shingles, then it can be laid over it. It saves a lot of money, generates electricity for your home, and can weatherproof your roof.

You can choose from various solar panel types with different mounting possibilities. To achieve greater returns, contact the manufacturer to know about the efficiency of the solar panels before installing them.

Cost and Finances:

1) Paying Upfront:

The cost of installing solar panels can be on the higher side and is associated with certain factors such as the size of the solar panel system, your preferred panel type, the brand, and many more. It can cost several thousand rupees, and paying upfront can start your work immediately.

2) Solar Loans:

Paying upfront several thousand rupees is not a feasible option for everyone. Banks offer a practical alternative called solar loans in such situations, which you can use fully. These loans can be acquired with a modest downpayment, and you can pay the loan in easy monthly installments.

3) Leasing Solar Unit:

If your loan application is unsuccessful, leasing the solar power unit is an alternative. The company that owns the panel charges a lease amount and lets you utilize the panels according to your power requirements. You can even enable an agreement between the solar panel company installing and producing power on your premises and yourself to buy the power at a lesser cost for your home.The above method can help you reduce electricity costs and let professionals handle panels, but you are devoid of refunds or tax benefits.

Subsidies, Tax, and Incentives:

Subsidies on Capital under SRISTI and SAUBAGHYA scheme can tremendously help you reduce the installation cost of your solar panels. Tax benefits include zero income tax for up to 10 years in case of generating income by setting up solar power projects. Other tax benefits include sales tax, excise duty exemptions safeguard or anti-dumping duty inclusions, and custom duty exceptions for project developers. Assured Power Purchase Agreements are made with power generating investors, DISCOM, and the authorities responsible for regulations and purchasing the power at peak power prices for the load that comes to the grid. Renewable Energy Certificates(RECs) are tradable certificates that can provide incentives for every unit generated from solar panels installed at homes.

Conclusion:

The best way to find a reputable solar panel firm is to get into a detailed analysis of prices from multiple suppliers, weed out the options that are not fruitful, and finalize the most affordable one after you have considered the suitability of the solar panels for your house. Tax benefits, Subsidies, RECs, and PPAs, are essential points since they significantly increase your savings. You can switch to a sustainable energy source in a few easy steps. Doing so will reduce energy costs for your home and make you a predecessor in taking a firm step towards a future with a lesser carbon footprint.

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05-Oct-2022

Main Benefits of Buying Villa From A Reputable Villa Developer

Buying a home is a tedious and overwhelming journey. The market is saturated with builders, and it is challenging to select one. Nevertheless, you should keep one thing in mind: You need to buy from a developer who has already established himself in the market. The reason should be as clear as day. Reputation comes only to companies that have given results and proven themselves as builders who provide the most promising projects. You should scrutinize several factors to choose the best among the best. You cannot afford to invest in a project that does not have a track record of successful projects. Continue reading this article to get an in-depth idea about what and all you should consider.

1) On-Time Deliveries:

Earlier, many mishaps caused a strain in the relationship between a builder and a buyer resulting in untimely home deliveries. The buyers had to suffer because they took loans and put their hard-earned money into buying their dream house. Developers that missed deadlines preyed on new homebuyers. It forced the buyers to file suits against the developers. With multiple developers defending furious consumers in court, on-time home delivery became no longer an option but has been effectively integrated into RERA. Regulations have provided discipline and order to Indian real estate. Under RERA, homebuyers must make timely payments, and developers have to hand over the property once the first loan installment is paid. Nowadays, top developers ensure consumers get their homes on schedule. Reputable developers have the infrastructure and finances to produce projects consistently and on schedule. RERA assists in preserving buyer-developer openness and protecting your safety.

2) Easy Sanction of Home Loans:

Your house-hunting journey has led you to your ideal home, but it can be challenging to manage your finances; if you fail to secure a mortgage. Your financing may be readily approved if you purchase from a reputable developer because banks have a tie-up with reputable real estate partakers. Due diligence by enterprises and financing organizations minimizes the risk of fraud.

Easy-Sanction-of-Home-Loans

3) Crystal Clear Dealings:

Buying a home from a reputable real estate developer reduces the risk of fraud since they are always open and honest in their transactions. A reputable builder will provide the guaranteed carpet area and the total built-up area, which is ethically and lawfully yours. With a trusted dealer, you'll get the price that the market is charging, whereas a lesser-known developer may demand more than the current rate. Reputable real estate agents are RERA-registered and make their clients aware of their registration, so they can be at peace knowing the builder follows the regulations. Before selecting a developer, make sure to look at this one aspect because when you purchase a home through a less reputable real estate organisation, you run the risk of being scammed. When signing the contract, make sure that you are treating all the clauses as if they were iron-clad. RERA guidelines are there to eradicate shady dealings and protect the common man's interests.

4) Exclusive Amenities:

For the convenience and safety of your entire family, you want your dream house to have cutting-edge features and equipment. If you purchase a home from a reputable developer, you'll get a variety of contemporary conveniences for healthy living. Many reputable developers have based their identities on the facilities they provide. These developers build premium homes with modern amenities.

Exterior and Interior Amenities: Reserved Parking, 24/7 security, clubhouse, pool, jogging track, amphitheater, home automation, large balconies, vast room spaces, superior kitchen facilities, etc., are all high-end amenities that only a reputable developer can provide you for a reasonable price. They know a homeowner's needs and desires, which is reflected in their project. With neck-to-neck rivalry among real estate developers, offering high-end facilities makes the key differentiation of a reputable developer from any ordinary developer.

Sustainable Development: Sustainability is one of the features that only reputable developers who are concerned about the future generation and the environment focus on. Rainwater harvesting and wastewater treatment help conserve water and can be advantageous in times of water scarcity. Solar power and e-mobility are some of the features that help reduce carbon footprint by moving towards green energy.

5) ROI Multiplier:

When buying a house, it is essential to choose its brand. Real estate is a popular investment in India, and if you want to resell a place, its brand value will affect its market value. The reason is brand development projects are well planned, in a popular locality that is well-connected, and in a region where the value keeps ascending. There is a good chance that a popular brand has already impacted people's minds, and many know about the facilities they can get from that brand. During the selling, these factors act as a multiplier on the ROI and increase it several times. It is one of the primary reasons you should buy from a reputable developer.

6) Superior Construction:

Every homebuyer should investigate the support structures of a home because nobody wants to risk their life and hard-earned money. Through market research and comparing different companies' history and the quality of construction, one can identify the best brand. A reputable builder knows well that a sustainable structure with long-lasting strength and quality develops a home's key components. These real estate developers guarantee high-quality construction in each and every project they undertake. It is already evident to them because that's what has built their reputation in the market. So they won't go on to do something to tamper with it themselves.

Expertise in Field

7) Expertise in Field:

A developer's productivity rises according to their level of expertise. It highlights the builder's quality, success rate, and industry understanding. More satisfied consumers indicate a builder's trustworthiness. A reputable real estate dealer understands clients' demands and has a team of qualified people ready to give excellent service and practical advice on their new property. They endeavor to answer all questions and satisfy all customers. A real estate firm with decades of experience is sure to be knowledgeable. These firms set standards for others to follow. Such pioneers will assist you with your property demands and prevent you from making mistakes. They want to make sure you are receiving value for your money. Most people only purchase a house once, so it is necessary to ensure it's their best.

Conclusion:

A good reputation is worthier than a golden belt because you can buy a golden belt if you have enough money, but a good reputation can neither be bought with money nor built overnight. However, purchasing a house through a less than reputable real estate organisation has its risks. Earning a trustworthy builder title takes years of hard work and consistent performance. So if you have to purchase the house of your dreams, it should be from one of them. Only a reputable builder can give you all the advantages you can get during your house purchase. Their reputation can get your bank loan sanctioned easily. To keep their reputation intact, they provide quality work, and their reputation can help you sell your house for a huge chunk of profit. So make sure you buy your house from such a developer.

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28-Sep-2022

9 Way To Increase The Natural Lighting in Villa

In today's world, we are so much used to artificial light. Even when the brightest sun shines, there is no guarantee that it will reach every corner of your home. Instead, you miss out on the natural daylight and its many advantages. If you want your house to be bright and welcoming, then increasing the amount of natural light is imperative. Luckily, with a bit of planning, it's easier to increase the amount of natural lighting in your home. In this blog post, we'll cover everything you need to know about increasing the natural lighting in your home- and it's as simple as implementing some basic changes.

1) Paint Your Roof Hangs White:

Paint your roof white if you want to wow your guests with the beautiful view and bright natural sunlight. If you have shingles, you can paint them as well; it is a better choice. It is a quick, inexpensive, and easy way to increase the amount of natural light in your home. The white roof devises an incredible amount of natural light because it reflects the light from the sky and makes your home even brighter. The best part about painting your roof white is that it doesn't require you to do anything big or expensive. White roofs are very easy to maintain and clean. Therefore, they can be an excellent solution for anyone looking to work within budget costs while increasing their home's natural lighting.

 Paint Your Roof Hangs

2) Paint The Interior Walls And Ceilings With Lighter Colors.

Wall and ceiling paint containing more light-reflecting pigments will create a brighter interior. Many interior paints are designed to increase the amount of natural lighting in your home. Another option is to choose a lighter shade of wall and ceiling paint. Interior paint that is lighter will reflect light more than the typical paint, which will create more natural light. White walls are the most common interior color, but they can be boring. Instead, choose a more light-friendly interior paint color like the interior green or blue. Darker shades will create a more welcoming atmosphere but will be less bright.

walls and ceilings with lighter colors.

3) Turn Your Walls Into Mirrors With Higher Gloss Paint:

If your walls are painted a traditional color, you can use higher gloss paint to turn them into mirrors. You can use higher gloss paint on your walls and ceilings, but it is best to use it on an adjoining wall because it will look better. Higher gloss paint is designed to reflect light, which means it will create more natural lighting. Adding a few drops of low-luster acrylic paint increases the sheen. By turning your walls into mirrors, you are increasing the amount of natural light in your home and adding more space to your rooms. This type of paint is excellent for rooms where the ceiling is not very high, as it can generate light without covering up the ceiling.

4) Light-Friendly Floors:

The floors in your home can drastically affect the amount of natural light in a room. If you want to add more natural light to a room, ensure the flooring is light-friendly. This will create a lot of natural light in your home because it will reflect the light from the floor. Light-friendly floors are hard-wearing and low-maintenance. They are also stain and scratch-resistant, meaning you don't need to maintain them or cover them with throw rugs. This means you can change the color of the flooring or refinish the entire flooring without worrying about the rest of the house's interior. Light-friendly floors are made with natural materials like cork, stone, and porcelain. You also have tile, linoleum, and hardwood flooring, which are all low-maintenance and easy to clean. You can also try adding a layer of varnish to your floors. Varnish is a paint used on floors, and it is exceptionally light-reflective, so you can use it to create a lot of natural light.

Light Friendly Doors

5) Maintain Outside Greenery:

You don't have to live with a barren and unkempt yard. Instead, you can add more greenery to your yard, serving as a natural light source. You can maintain the foliage if you have a garden outside your home. You can do this by watering the plants and cleaning up their messes. You can also try planting flowers that bounce a lot of sunlight, like sunflowers, marigolds, and zinnias, or planting trees that provide a lot of light like golden oaks and maples are also low-maintenance and easy to maintain. Also, remember to plant your trees far away from your doors and windows, so they don't block the sunlight.

7) Keep Your Windows Clean And Open:

You can increase natural light by maintaining clean windows that are not covered with dirt. Dirty windows will block the light from entering your home. Clean windows will let in enough natural light, so you don't need to turn artificial lights on. Even the tiniest speck of dirt on your windows is too much. You can clean your windows with a sponge and a bit of water. Another way to increase natural light in your home is by opening curtains during the day, not at night. This way, you won't have to turn artificial lights on, saving money. You can also open blinds during the day to let in natural light.

Opening Window

8) Add Reflective Room Features:

Light-reflective room features such as ceiling fans and light switches can help increase the amount of natural light in your home. This is especially helpful if you have high ceilings. Adding a light-reflective feature to your home can also add a sense of modern elegance to your space. You can also choose light-reflective elements that have a warm glow, like copper, or you can make your choice based on your interior design. Another way to increase the amount of natural lighting in your home is with overhead lights.

9) Incorporate Lighter Shade Furniture:

Not only can dark furniture make your home seem gloomy, but it can also lead to reduced light levels, negatively affecting your mood and overall sense of wellbeing. Dark colors absorb light, so if you have dark wooden furniture, consider switching to lighter shades. You could also try installing large, white shutters on your windows to increase the amount of light in your space. If you have large windows or doors, consider removing dark draperies or shades to let in as much natural light as possible.

Conclusion:

Natural light is not only lovely but essential for a healthy life. It is vital to keep your home as bright as possible because this light keeps us awake and energized. It is important to keep a balance between artificial and natural light. If you want to keep your home bright and full of light, then you need to add more natural lighting. With some planning and simple changes, you can easily add more natural light to your home. These natural light-increasing tips will help add more natural light to your home.

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07-Sep-2022

How to Choose the Best Villa in Kerala for Your Ageing Parents?

1) Know What You Want:

Before you search for a villa, you must familiarise yourself with the many desirable characteristics of Kerala villas. These will help you understand how a perfect villa for your parents should look. If you have the chance to visit a few villas in person, you will be able to get a better idea of what the villa has to offer.

2) Survey The Locality:

When you are looking for the best villa in Kerala, you should begin by analyzing the locality. It’s crucial to explore the locality because that will help you understand the level of accessibility it offers to your parents. You would want a villa that is easily accessible by all modes of transportation, right? So make sure the one you choose is located in a place that is easily accessible by public transport, taxis, and even auto-rickshaws. If your parents are the type who likes to walk to nearby places, make sure the locality is safe and secure enough for them to do so. If they’re the type who loves to be indoors, then make sure the locality is peaceful enough for them to enjoy their time there.

Nearby Houses

3) Consider The Budget:

Considering the budget is a must when selecting a villa for your parents. It’s best to settle on a budget before you begin your hunt for the best villa in Kerala. If you have a precise amount in mind, make sure you don’t go over it while selecting a villa. You can do this by choosing a villa that is within your budget while still being able to offer your parents all the amenities they need. If you’re looking for a luxurious villa, make sure you have enough money to settle on one that offers all the luxuries your parents deserve. If you’re looking for a budget-friendly villa, make sure you select one that doesn’t compromise on its amenities.

4) Contemplate The Community:

You would want your parents to feel a sense of belonging while residing in a new place, right? So make sure the community in which the villa you select is a part is full of welcoming and kind people. A helpful and friendly society towards your parents is sure to make their retired life a lot more comfortable and relaxed. This is because such a community is bound to help your parents with whatever they might need, be it directions to the nearby supermarkets or medical facilities or even recommending a good mechanic. So make sure you select a villa that is a part of a welcoming community.

5) Prioritise The Comforts:

You would want the villa you select to offer your parents all the amenities they need, right? So be sure the one you choose has the basic amenities like a well-equipped kitchen, a bathroom, and a comfortable living room. Apart from these, you would also want the villa to offer a few extra facilities that make your parents’ retired life more comfortable and enjoyable. These include a swimming pool, an outdoor gardening area, and a yoga or meditation room. If you’re looking for a standard villa, ensure it has all the amenities mentioned earlier. If you’re looking for a luxurious villa, make sure it offers the amenities discussed earlier, plus a few extra ones.

6) Ensure Safety And Security:

One of the most important things you would want to consider while selecting a villa for your parents is the safety and security it offers. You would wish the estate to be well-secured with a few safety measures in place to protect the residents from any danger. Ensure the villa you select has a few basic safety measures like CCTV cameras, fire extinguishers, and smoke detectors. In addition to these, villas may also provide other safety and security features you might want to consider. These include a medical assistance facility, a separate grocery lift, and a well-maintained garden. These are sure to make your parents’ retired life even more comfortable and secure.

CCTV Cameras

7) Hire Professionals With Experience

This may appear to be an expensive venture, but it will pay off in the long term. Experienced and qualified personnel from a reputable business will assist you in building the retirement villa for your parents and creating an age-friendly floor plan at the best possible price. Professionals can be hired for painting, interior design, and legal paperwork, among other things. Professionals with a lot of experience have a heads up before something backfires. It is usually good to hire trained and talented pros when house hunting.

Hire Professionals

8) Know The Lifestyle of Your Parents:

It’s important to know what needs your parents have and their daily routine and habits in their old home. You may have to make some adjustments to suit their needs or preferences, but it will be worth it. You can also ask your parents to help organise their daily lives better to make it easier for you to settle them in their new home. From the villa’s location to the amenities it offers, you can talk to your parents to find out what they would like in a villa.Old Aged People Walking

9) Select A Villa In Kerala That Meets All Your Needs:

There are many Kerala Villas that you can choose from. However, you should never forget that you get what you pay for. Therefore, you should not compromise on quality to save on your budget. When choosing the best Kerala Villa for your parents, you should look for many things. One of these is the type of home they would love to live in while they’re older. You should also look for the kind of home with all the amenities your parents would love to have.

Conclusion:

Retirement is a time when you get to enjoy the freedom of not having to go to a workplace and being able to do whatever you want. However, it is not easy for everyone to transition from a life of working to retired life. This is because it is a time when you have to look after your finances and plan for the future. That’s why sending your parents off on a happy retirement by giving them a residence in a villa in Kerala is the best way to send them off. So if you’re looking for a retirement home for your parents, you can choose to send them to one of the many magnificent villas in Kerala.

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31-Aug-2022

Decor Ideas For Beautiful Villas

Villas are the new home trend, and they’re here to stay! Villas come in many shapes and sizes — from sprawling homes to cozy cottages. However, no matter what type of villa you have, there’s one common denominator: they all need some decor design ideas to make them look beautiful. You can do many things with your villa, including designing the interior. Whether you’re looking for inspiration or just trying to figure out what kind of aesthetic you’d like your villa to have, this article is for you! Here are some decor tips that will help you create beauty and serenity in your new home:

1) Use Neutral Shades:

No matter what kind of décor you use, it’s always safe to stick to neutral colors. These colors allow you to use many different decor design ideas without worrying about the colors conflicting with each other. Keeping your interiors in neutral shades will ensure that the space blends in with its surroundings. Natural tones work well for all kinds of interiors. By choosing a light-colored shade, you can create a sense of openness in your living area. Moreover, you can also use lighting fixtures in a neutral shade.

Neutral Color Bedroom

2) Choose Accent Colors Wisely:

Interior decorating is a great way to bring some color into your home, but be sure to do so in a way that doesn’t clash with the other interior elements. Accent colors add some pizzazz to your interior design. Make sure you choose the right colors to accent your interior. However, you don’t want to paint your walls the same color as your furniture. Pick a color that complements the rest of your interior, then ensure it doesn’t clash with the other colors in your home. You can also choose brightly colored rugs, pillows, and curtains if you want to keep things simple. Some good accent color ideas include yellow, orange, aqua blue, turquoise, purple, red, and pink.

Blue Color Bedroom

3) Go Minimal With Furniture:

It’s generally a good idea to keep the furniture in your villa minimal. Don’t fill the space with too many pieces. This will help keep the interior space open, which is essential when decorating a villa. Simple, minimal pieces are best for your new home and are relatively inexpensive. So, don’t stress if you’re on a tight budget — you can still decorate your villa with minimal furniture. You can use light furniture like sofas, chairs, and tables or go for darker pieces like armchairs or couches. You can also use artificial lighting to create a relaxing oasis.

Minimal Furniture in Room

4) Develop An Interior Eye-Catcher:

There’s no doubt that your interior is the centerpiece of your villa, but it’s also essential to consider the exterior of your home. You can do many things to create an interior focal point. This can be from hanging artwork on the walls to placing a rug in the center of the room. You can also choose to include objects with special meanings to you, such as photographs, figurines, or other objects with sentimental value. Elements like these can make your villa feel exclusive, as they typically tie the decor together.

Interior-Eye-Catcher

5) Don’t Forget The Exterior:

You’ve spent a lot of time and energy decorating your interior, so don’t forget about the exterior, as it plays a massive role in the overall look of your home. This is often overlooked when decorating because people think it takes too much time, but you should also make this part of your decor plan. You can use your exterior in multiple ways, such as an excellent stone or brick exterior, limestone or stucco exterior, or an admirable wood exterior. You can also use your exterior to tie your interior and exterior design ideas together. It also means putting up trees or other plants around your villa.

6) Decorate With Candles:

Another way to make your interior decor feel elegant is to add some personal touch with the addition of candles. You can use them in different ways, including placing them on tables or using them as wall hangings. You can also use candles to create scents, such as burning incense to create a relaxing scent or a romantic atmosphere in your villa. When using candles, make sure you choose safe ones. Some good ideas for safe candles include scented votives, beeswax, and soy candles.

Decorate With Candles

7) Include Some Artworks In Your Interior:

Try to include some artwork in your interior. This can help to create beauty and add a bit of color to your home. You can use paintings, sculptures, or fountains to decorate your interior. These items can help create serenity and peace in your home, giving you a break from the hustle and bustle of everyday life. You can also add idols or statues from Feng-shui. This can help create a more sophisticated look and feel in your home. You can try to mix and match artworks to create a more eclectic look.Artworks In Interior

8) Don’t Forget About Lighting:

When lighting your villa, it’s best to be creative and think outside the box. Lighting has always had a significant effect on how people feel. You can use floor lamps with diffusers, ceiling lights, wall lights, or chandeliers to illuminate your interior. Make sure to place them in a way that creates good lighting in your room. Good lighting can add some ambiance to your home. You can generate distinct moods for different rooms. It also makes your villa look more cohesive and organized.

9) Play With Curtains And Drapes:

To transform the aesthetic of a room, curtains are integral. Depending on the style and placement, they can enlarge a space, provide a splash of color, and disperse natural light. The more vibrant your room decor, the happier and more energetic you will feel. Curtain panels come in different lengths and widths, as well as materials. You can choose a neutral sheen or a high-shine fabric or go for a pattern or a fabric with a subtle shimmer. You can add texture to your curtains, such as ruffles or tassels, to give your room a more polished look. If you don’t want to spend a lot of money on curtains, there are DIY options that are just as effective.

 Curtains And Drapes

Figure Out What You Love And Stick To It!

When designing your new home, the most important thing is to enjoy it. Interior decorating can be very stressful, so remember to take things slowly and enjoy each process step. Choosing the right mix of neutrals and pops of color is the key to pulling together any room. When you let your creativity loose, you can create any decor style. With the proper guidance, home decor can be fun. Once you’ve gotten the hang of it, you can take your interior decorating to the next level. You don’t have to spend a fortune on interior décor, so keep it simple and opt for affordable yet beautiful options.

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03-Aug-2022

6 Things You Should Know While Keeping Pets in Villas or Apartments

Introduction:

Pets are considered a part of the family by many people, and they often enjoy the companionship of these animals. All the villa and apartment owners, on the other hand, may not always share this sentiment. There are several things owners should know while keeping pets in villas or apartments.

While there are numerous benefits to owning a pet, it's essential that you fully understand the responsibilities associated with pet ownership before committing. If you live in a villa or apartment complex, there may be certain restrictions on what type of pets you can own, as well as limits on the size and number of pets you can have. Before bringing a pet home, make sure you understand your lease agreement and talk to your landlord to get their approval. But it is also essential to know what the bye-laws have to tell about keeping pets in an apartment or villa.

Rules Regarding Pets and Animals:

According to the AWBI or Animal Welfare Board of India, apartments or their managing authorities have no right to lay down rules for any pet animals or ask their owners to keep them leashed. Under Article 51(g), India's Constitution has stated that every citizen of India has to show compassion toward animals and the environment

1.No one can force you not to own a pet in an apartment or villa

2.Just because you own a pet, no one can deny the basic amenities like using a lift or the park.

3.No one can ask you to evacuate the premises because you own a pet. Under the law, it is a punishable offence.

4.Reach out to the Animal Welfare Board of India in case your four-legged friend or any other animal is under threat.

5.For its unjustified treatment of a pet-owning household, the Registrar of Societies (RoS) might take action against or even dissolve an RWA.

6.If the RWA refuses to cooperate, you can submit a complaint with the nearest local police station under Sections 428 and 429 of the Indian Penal Code (IPC).

7.Another place where you may voice your problem is the District Consumer Disputes Redressal Forum. Section 2 (1)(g) of the Consumers Protection Act allows action against RWA members.

But as a person who lives in a community as a pet owner, it is also your duty to respect other people's boundaries. There are certain things you can follow to avoid any difficulties with each other.

Points to remember as a pet owner:

1) Choose a small pet: If you already don't have a pet and you're going to buy or adopt one for yourself, choose a small one. People adore dogs or cats or birds of small size. Small pets can make an excellent addition to any home. They can provide companionship and entertainment and even help teach children responsibility. However, before choosing a small pet, it is essential to research the best suited for your lifestyle and home. Each pet has its own distinctive set of needs, so it is vital to learn about their care and housing requirements before deciding. Small breeds can be well managed and help you avoid confrontation with anyone when living.

Small Pet in Home

2) Go through the guidelines: Check with the apartment association for any policies regarding owning a pet, or if you are a tenant, talk to your apartment or villa owner about your willingness to own a pet. If you already own a pet and are going to move into an apartment or villa, make sure to discuss it with the villa or apartment association.

3) Keep in mind the duties of a pet owner: As a pet owner, you have to ensure that you take adequate care of your pet. Ensure that they don't miss vaccines and prevent your pet from threatening anyone. Train them properly so that their behaviour doesn't cause discomfort to anyone. Give them proper exercise so that there won't be any stress build-up, and also helps them sleep at night so that your dog doesn't bark unnecessarily the night and cause disturbance to others and yourself. If it is a cat or bird, you don't face much of many difficulties.

Pet Owner

4) Don't let your pet unrestrained in the common area: Never leave your pet unattended or leave them free in the common areas, as it can bring a lot of trouble. Unless your pet is absolutely well trained, always keep them on a leash while taking them out. In case your pet makes any mess in the common area, clean up after them. You are responsible for any misbehaviour by your pet.

5) Keep a check on their behaviour toward others: Pets are not always soft and welcoming because they are afraid of strangers. Only when they are threatened by others; do they tend to intimidate others. It is a protective instinct. In order to overcome this anxiety issue of your pet, it is always necessary to socialize them well to keep them from showing any aggression toward others.

Family-Members-With-Pets

6) Breed Restrictions: Make sure you understand how your apartment management or villa society interprets breed limits so you know if your pet will be an issue. If the list of breeds that is a sure "no" includes aggressive dogs or bigger dogs, and your dog fits into any of these categories, you'll have to try your best to convince your society members that your dog can cope in the apartment settings. Certain dog breeds adapt well to living in a community space such as an apartment or villa. If you don't already have a dog but want to obtain one, with due permission, look into those breeds first.

Conclusion:

This article has looked at a few things you should consider when keeping pets in villas or apartments. Pets can be a great addition to any household, but there are some things you need to keep in mind to make sure they are happy and safe. If adequately planned, apartment life with a pet may be a fun and pleasant experience. Remember that you live in a community with other people and that there are rules you must observe. Always be kind, exercise common sense, and remember that your pets are always your responsibility.

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27-Jul-2022

How to Get Top-Up Home Loans in Thrissur for Villas?

Being one of the most popular tourist destinations in the South Indian state of Kerala, Thrissur offers plenty of villas for sale. If you intend to purchase a villa in Thrissur, you can get a top-up home loan from the city's leading banks and financial institutions. However, it is always advisable to do some research and compare interest rates, features, and benefits before deciding. Let's get started.

What is a Top-Up Loan?

A top-up loan is a mechanism for obtaining more cash on top of your existing home loan against the worth of your property to cover the cost of the villa. When you have a loan that has already been disbursed and is being repaid, why go through the loan requirements all over again? You may simply obtain more funding on the same loan, saving time, effort, and money. Your current essential papers and collateral are adequate to provide you with additional funding. To obtain the top-up loan, you need to furnish only a few pieces of documentation. The best way to qualify for top-up home loans is to have an excellent repayment history and a decent market value. In addition to these factors, banks will also look at your ability to repay the loan.

What is the interest rate on top-up loans?

The interest rates on top-up loans are generally lower, and you can also claim tax concessions on your home loan top-up. The lowest interest rate on a top-up house loan is 7.10 per cent. The home loan interest rate is mainly dependent on the applicant's credit rating. Repayment terms might be the same as those of a house loan. The maximum amount might be determined by the outstanding balance of the house loan or by a specified amount established by the bank. Processing costs might be approximately 1% of the loan amount.

Who Can Apply

Who Can Apply?

If you already have an ongoing loan with your lender (such as a home improvement loan or house extension loan) and have possession of the financed property, you can apply for a top-up loan. It streamlines their procedural requirements and allows you to get additional funds quickly and easily. You can also get a top-up loan (shifting your loan from one lender to another). In any scenario, you can apply after a minimum of one year of repayment on your existing house loan and following ownership or completion of the funded property.

Applying Loan

What Are the Advantages of a Top-Up Loan?

Top-up home loans provide several advantages, including:

*Interest rates are lower when compared to personal loans or house loans.

*Tax benefits are available if the funds are utilized only for house building or renovation.

*Faster loan processing and disbursement.

*It can be used for various pursuits ranging from building costs to renovation and constructing a new wing.

*As long as the bank allows it, it can also be used for personal or business purposes.

Advantage of Loan

What Are The Tax Benefits Of Top-Up Loans in Thrissur?

In order to claim tax benefits on a home loan top-up, the loan must have been used to construct, renovate, extend, or repair residential property.

If the top-up loan is utilized to purchase or construct a new villa in Thrissur, the principal and interest element of the top-up loan will be deductible. If the house loan top-up is used for residential property rehabilitation, alteration, or repair, the deduction can only be declared for the interest component of the loan and not for the principle. To claim the tax advantages, save all invoices and documentation for any work done on the residential property using the top-up loan.

Here's a closer look at how to get a top-up loan in Thrissur:

1) Eligibility:

The qualifying criteria for the home top-up loan for buying a villa in Thrissur will be the same as the requirements for the house loan of the bank from whom you are requesting or have previously obtained a home loan. It varies by bank. The general conditions are as follows:

*Applicants must be between 21 and 65 years old

*Resident or non-resident Indian nationality

*Individuals that are salaried or self-employed

However, some key factors to remember for eligibility are as follows:

*There should not have been more than one EMI bounce in the previous year.

*If an EMI bounced, it should be settled before the next EMI is due.

*The current house loan must be paid off in full within six months.

*A year of clear payments history is required for top-up loans coupled with balance transfer home loans from other institutions.

2) Documentation:

As you are an existing client, receiving a top-up loan may not involve the submission of any additional paperwork, as your bank already has documentation such as:

*KYC Address verification

*Proof of income

*Property documents

*Business validation

*Account statements

A revised bank statement confirming your current home loan payments is a necessary document for a top-up loan. Before you apply, gather information on the papers required for a Home Loan and submit them as soon as possible to expedite the approval process. You may be required to provide basic KYC and property-related documents in the event of a home loan balance transfer and a top-up loan.

3) Application Process:

The application process varies from bank to bank as there are several ways to apply for a top-up house loan. However, the most typical methods to apply for a top-up loan are as follows:

*Visit the bank branch where you obtained your home loan and apply immediately.

*Visit the bank's website and apply online, leaving your contact information, and the bank will contact you.

Wrapping it Up:

Are you looking for a top-up loan to buy a villa in Thrissur? We hope this blog post helped you understand how to get a top-up loan. It is essential to consider your credit score and your ability to pay back the loan before you apply. A top-up loan can be a great way to get the money you need to purchase a villa in Thrissur if you meet these criteria.

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06-Jul-2022

6 Tips For Improving Home Security in Villas

A burglary happens almost anywhere, anytime. Nowadays, it is not just in the dark. Approximately in a year, 1/2 million of these crimes occur during broad daylight and in communities, according to studies. There are still householders who fail to adequately secure their houses, even in the face of these alarming figures.

The good news is that you don't have to complicate stuff or make considerable changes to start improving your home's security. You can make some simple tweaks or add some features that we are about to discuss in this article to beef up the security of your villa.

1. Don't Invite The Burglar Through The Front Door:

 

There is no such code of conduct in the thieving rule book that thieves must enter through the back door at any cost. They can walk right via the front door if you have not ensured the entrance doors are robust and the hinges are secured. So, make sure it is. If there is an opening for mail, check if someone can get to the door knob or your locking system to unlock it.

If you're shifting to a house where other people used to live, do a thorough checking and change the locking system asap. It is to be on the safer side. So when you are in a villa, it is better to use the best locking systems.

*Deadbolt is excellent for strengthening security.

*A strike plate can help to make your doors sturdy.

*Use technology to protect your house by upgrading to smart locks.

*A video doorbell can keep sketchy people out.

Looking Through Front Door.

2. Seal The Windows Of Your Fortress:

Theft experts say Windows are a tempting access point for burglars unless you have made it thief-proof by securing it. Certain window locks provided by builders are fragile, ineffective, and just for show. They look so exquisite but are practically useless for security.

You can upgrade your security by installing key-operated levers or aftermarket window locks if you feel the latches are not sturdy.

There are a few more things you can do to your windows to keep your fortress from being breached.

*Sensors can alert you when somebody breaks the glass.

*Bars are traditional but are an excellent security system.

*Utilize a window security film to strengthen the glass.

Closing-the-Window

3. Install a Home Security System:

Installation of a security system is inevitable when you live in a villa-type house. Even though there might be neighbours, they too have a handful of things to do. Whether it's a do-it-yourself system or one that includes expert monitoring and home automation capabilities, your new house should have some kind of security system installed. Many home security alternatives are available today, ranging from the most basic to the most comprehensive.

You can have experts assess your home and select the security system based on their suggestions. It will be more appropriate to take advice from people with experience.

You can even take your time to learn about local crime trends by taking a cue from your local police department and adding security systems based on their inputs.

When choosing a professional security system,

*Research on their reputation in the market and customer service.

*Learn in detail about the capabilities of the bright house

*Get knowledge about the upfront charges and the monthly maintenance charges

Many DIY systems are also available in the market if you prefer to upgrade the security yourself.

 Home Security System

4. Secure Your Garage:

Criminals are increasingly using the garage doors to get access to your property. There's a strong possibility that you might have a lot of excellent items in your garage as you already have essentials in your house. It makes the criminals break through your garage doors even if you have secured your home. So, keeping the garage door locked on both sides is always essential.

Always ensure the garage opener is inside your house and not in your car to avoid the possibility of a thief getting access to it from your car. If you have a smart lock, never input the code in front of anybody.

A few additional simple methods to keep your garage safe:

*Replace your old garage door opener with a smart one.

*Ensure the windows are covered so no one can take a peek inside.

*You can use additional locks for more security.

*Use technology to automate the doors.

*Use door alarms.

 Secure-Your-Garrage

5. Use Security Cameras:

Security cameras can prevent the activities of crime as thieves and porch pirates are afraid of getting caught in the video. Thus security cameras act as a deterrent and a tool for identifying criminals. Home security cameras may be integrated into a more comprehensive system or used as stand-alone devices.

Mobile applications integrated with the security camera are the best method to keep track of the surroundings of your house, so if anything happens, you'll know you have a clear-cut picture. Make sure your cameras are safe from hackers by taking necessary preventive steps.

Ensure the camera has these features:

*Motion tracking system to alert movements

*The ability to see in the dark, aka night vision

*Should be Wi-Fi accessible

*A two-way conversation ability

*Cloud storing option

*Protection from harsh weather conditions.

Security-Cameras

6. Ensure Wi-Fi Security:

Securing your home's wireless network with a strong password and firewall is a substantial precaution to not give a leeway for criminals to access your personal or financial information. In addition, if your home automation system works on the same network, it can lead to jeopardy in case someone hacks your password. Beefing up the security of your Wi-Fi network is the only option to avoid any mishap.

Simple Steps to protect your home network:

*Use Wi-Fi Protected Access (WPA) or WPA2 encryption to secure your network

*Keep your Wi-Fi hidden and secure it with unique passwords.

*Install firewall, anti-malware, and anti-virus software that can protect your network from cyber threats.

*Ensure that your passwords are secure.

 Ensure-Wi-Fi-Security

Conclusion:

With the advancement of technology and tools, crimes are also evolving, and criminals are using methods you are unaware of to get into your house and steal your valuables. Rather than being sorry later, it is high time you should understand the situation and take whatever measures are needed to boost your home security. Take a well-informed decision by accessing all the possible security features you can provide to your villa in a detailed and elaborative manner. Select the system that your house needs and install them at the earliest to have a peaceful sleep at night and tension-free work life during the day.

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29-Jun-2022

How to Decorate Your New Home in 5 Easy Steps?

Are you moving into a new home? Moving into an unexplored place is always an exciting time. However, it can also be slightly daunting. When embellishing your apartment, it's critical to understand which aspects function best together and impact your living area most. Finding the right furniture and decorating your space just the way you want it can feel like there's a lot to do! Luckily, we're here to help. But before we dig into the steps, let's see some points to remember when designing your interiors.

Considerations While Designing Your House:

Budget: Construct a plan and stick to it. Consider how much you want to do and how soon you want to accomplish it.

DIY: Some DIY projects can be enjoyable, but if it's not for you, it's not for you. If sustainability is essential to you, then DIY and upcycling and thrifting are the way to go.

You can complete all of your home decorating projects efficiently if you prepare a to-do list before beginning. Find your ideas, make a strategy, and go shopping. It truly is that simple, and it does not require a considerable expense to provide yourself with a lovely house.

Here Are 5 Easy Efforts To Help You Get Started On Your Way To An Amazing-Looking New Home:

1) Make Tiny Rooms Look Much Bigger:

When space is tight, it's essential to make the most of every nook and cranny. It is important to use light colours when decorating a small room. Choose light colours for walls and ceilings. The darker the shades, the smaller the space. In addition, light colours will also help to make the ceilings and walls appear higher. You can also use light-coloured furniture and flooring to achieve the same effect. Avoid using busy patterns on walls and furniture. A dynamic design will make the space feel cramped. You can also use mirrors to contemplate light and create the illusion of more space. Install floor-to-ceiling mirrors. Furniture with lots of curves and details will take up more space. So choose furniture with legs to make the area seem more significant because it will take up less visual space. You can also keep the furniture lines simple and sleek with minimal details.

Beautiful Large Room

2) Be Creative With The Storage Space:

Creative storage space is key when you are redecorating your house. It can be frustrating to shove everything into a closet and close the door or find a spot for the cleaning supplies when you're trying to enjoy your new living room. You should not clutter up your residence space with too many things, but you also want to be able to store your belongings in a way that is accessible and attractive. Fortunately, there are a lot of creative storage solutions out there that can help you get your house redecorated without sacrificing your sanity. Here are a few of our favourites:

*Under the bed storage

*Murphy Bed

*Hanging shelves on the walls

*A standing mirror to store jewellery and other small items

*Pegboards

Interior With Dining Table

3) Add Rugs And Statement Artifacts:

A living area with hardwood flooring but no rug appears to be bare. One of the quickest and easiest ways to change the feel of a room is to add an area rug. It's a great way to revamp the look of a room on a budget, and it's also a fun way to get creative. In addition to adding colour and texture, this element also helps define the space. If you're not confident about what kind of rug to buy, keep a few things in mind.

*Consider the size of the room. You want to choose a big enough rug, so it doesn't look like it's floating in the middle of the space, but not so big that it takes up the entire room.

*Think about the colours and styles that will complement the room. Divide a more prominent space into various seating zones by utilizing carpets to connect each chair group visually.

*Stack smaller rugs on top of a larger one to provide visual interest while complementing the room's arrangement.

4) Don't Miss The Accessories:

Start by thinking about the mood you want to create. Do you want the room to be cozy and inviting or more modern and sleek? Start browsing for accessories that fit that style once you have an idea of the vibe you're going for. One splendid way to add personality to a space on a budget is by using art. Adding pops of colour and personality to a room is a great way to make it feel like your own. You don't need to expend tonnes of money on art and accessories. There are numerous adding accessories to redecorate the house can be a fun and relatively inexpensive way to change the appearance of a room. It's also a great way to show off your personality and style. There are many different ways to add accent pieces to a room, and it's essential to choose the right ones to make the space look its best. Painting-in-Room

5) Pay Heed To Textures And Fabrics:

Paintings, sculptures, and object art are the mainstay of traditional art. Still, in the last century, new materials and objects have been used by artists to create exciting and innovative works of art. One of the most effortless ways to sprinkle some personality and pizazz into your home décor is by playing around with different textures and materials. Today, almost anything can be used to create art. Texture and fabric can be used to add interest to any room. A few well-placed pieces can completely change the look and feel of a space. In addition to paintings and sculptures, try mixing different fabric types and using pillows, cushions and curtains. You can add in some fun patterns and textures with fabrics like silk, velvet, or satin. Another easy way to add some visual interest to your décor is by going for a natural look using bamboo, jute, or cotton materials.

Textures-and-Fabrics-in-Room

Bottom Line:

Even if you have a broad idea of what you want, it's essential to take your time decorating your home. You may be excited to start moving furniture and hanging pictures, but it's worth taking a step back and considering the finishing touches. Adding accessories and small details can make all the difference in terms of your home's overall look and feel. Choose pieces that reflect your personal style and that you love. Don't be afraid to experiment - you may be surprised at how well a new colour or pattern can brighten up a room.

Ultimately, remember that decorating should be comforting. Starting with a plan and following the same methodologies as the experts will make the experience far less stressful than doing it haphazardly. And, perhaps, you'll wind up with the ultimate prize: your dream home.

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01-Jun-2022

What are The Top Advantages of Purchasing a Property When You Are Young?

Buying a house is usually considered a huge milestone in one's life. It is a critical decision that requires careful thought and planning. There are many factors to consider when purchasing a property, such as budget, location, and lifestyle. One of the most significant judgments you will make when buying a property is when to do it. Many people opt to buy a home after establishing solid jobs or getting more income to provide for increasing families. The trend to buy a house when you are young is rising for all the good reasons. Perhaps there are several advantages to purchasing a property when you are young.

Let's Dig Deeper And Find Out The Benefits In Detail:

1) Tax Benefits:

Tax benefits are one of the most prominent reasons to invest in a property at a young age. When purchasing a property, various tax deductions are available under the Indian Taxation system. Homebuyers can benefit from a deduction of up to Rs 1.5 lakhs under Section 80C of the Income Tax Act. When you buy your first home before you turn 30, you can get a tax deduction on the interest you expend on the home loan. Additionally, the principal amount of the loan can be deducted from your taxes. It is a great incentive to help young people purchase their first home. If you invest while you are young, you can take advantage of tax breaks at a young age.

Tax Benefits

2) Owning Is Better Than Renting:

Purchasing a property when you are young can be difficult, but it is definitely worth it in the long run because it's better to own a house than rent one. You are paying someone else's mortgage when you rent. Plus, you have no control over what happens to the property if your landlord decides to sell it. You will be able to live in your own home, which is excellent for your independence and privacy. Many young individuals opt to buy because they believe they are investing in the future and understand that monthly mortgage payments are more profitable than paying rent to a landlord.

Buy or Rent

3) A Sound Financial Health:

Possessing your own home at a young age can help you learn about money management and how to save. Not only does this position you up for a more secure future, but it can also instil smarter financial habits that will last a lifetime. When you purchase a property at a young age, you can build equity in that property that you can utilise as leverage. In addition, buying a property at a young age allows you to start saving for retirement much earlier. Thus, by owning your own home, you will be able to create stability for yourself and your family.

4) Enhanced Credit Score:

Another benefit is that it can help improve your credit score. A high credit score is essential because it can make it easier to get approved for loans and credit cards and get better interest rates on mortgages, car loans, and other types of loans when you need them in the future. Your credit score is determined by several factors, including your payment history, the amount of credit available to you, and your debt-to-income ratio. You can improve your credit score by producing on-time payments on all of your debts. When you purchase a property and make regular mortgage payments, you prove you are financially responsible and can be trusted to repay loans. It will echo positively on your credit score.

Credit Score

5) Bank Benefits:

A lot of young people dream about one day becoming homeowners. But the prospect of saving up for a down payment and going through the home-buying process can seem daunting. Luckily, there are some great mortgage benefits available to young buyers. Many banks or credit institutions provide unique alternatives for their younger consumers, giving specific concessions such as larger mortgages and lower commissions, exclusively for persons in this age bracket. It is a great way to get started in the property market. When you are young, you may not have a lot of money saved up, but with a mortgage, you can purchase a property that is within your budget. With a mortgage, you can lock in your interest rate. The interest rates for mortgages are generally lower when you are younger. Thus, a mortgage secured by a young individual to purchase a property might be considerably more favourable and provide better terms than one obtained later in life.

6) Fewer Burdens And Responsibilities:

Marriage and kids are among the most extensive responsibilities a person can have. It's not just about providing for them financially but also about being there for them emotionally and physically. There are many things to juggle when you have a family, and it can be tough to make time for everything. When you are unmarried, you have fewer responsibilities and can therefore afford to purchase a property with a larger mortgage. Additionally, you will likely have more time to devote to building and maintaining the property, which can be a problem if you are juggling other responsibilities.

7) Fruitful Lifelong Investment:

Buying a home is traditionally seen as owning a place to live, but you're investing in your future. When you buy a house while you are young, you buy something that will increase in value over time. You are building equity, which is the percentage of your home's total value that you own. Over time, this equity can grow, and it can be used as a down payment on a new home or to help cover other costs associated with homeownership. It is especially true in today's market, where prices are increasing faster than they have in years. It also offers priceless stability and security. You can't put a price on that. Over time, the value of your home will likely increase, allowing you to sell it for a higher price or take out a home equity loan later in life.

Investing in Your Future

Bottom Line:

There are many benefits of homeownership, and these benefits are amplified when you purchase a property at a young age. This article outlined the advantages of buying a property at a young age. If you are on the fence about whether to buy a home, now is the right time to do it. Consider the points mentioned above and evaluate. You will find that a house may be more affordable than you think.

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25-May-2022

Factors To Consider Before Purchasing a Villa

"Home is not a place; it's a feeling."

 

Every one of us has at least one dream home on our bucket list. Acting on this dream is one of the most rewarding experiences. Everyone seeks to discover a home that seems tailored for their family. Purchasing the right home is one of life's most significant wins in your life.

1) Costs Should Not Be A Burden:

There are numerous things to ponder about when buying a house. One factor that is sometimes overlooked is the cost of owning a home. It is not the most enjoyable thing to consider, especially when compared to improvements and aesthetics. But the home price is not the only thing you have to worry about. You also need to assess property taxes, insurance, maintenance, and other fees associated with homeownership. However, if cost is not taken into account, your ideal house may wind up being more of a source of anxiety than a source of happiness.

Costs Should Not Be A Burden

2) Plot location and dimensions:

When purchasing a home, one of the most important things to consider is where the house is located. It is the one aspect of a property that cannot change. It's not just about how close the place is to stores and other necessary amenities but also about noise levels and traffic. Another factor to consider is how much space the home has. If you have a large family or many roommates, you'll need a house to accommodate everyone comfortably. You don't desire to be cramped up in an undersized space or constantly fighting for elbow room. Do you wish you had a big enough backyard for your kids to play in? Is there a sight from the lot that you can visualise yourself enjoying for years?

3) The neighbourhood and its surroundings:

When considering purchasing a house, many people think about the inside of the house - the number of bedrooms, bathrooms, and square footage. While those things are essential, it's also important to think about your neighbourhood and surroundings. When buying a house, the saying goes, you're not just buying a house; you're buying a community. And it's true - the character and feel of a neighbourhood can be a huge deciding factor when choosing your home. Your property is a part of a broader community where you will live regularly. Keeping this in mind, you must discover a community that meets your needs before purchasing. Whatever your heart desires, don't be afraid to do your homework before buying your villa.

Neighbourhood and Surroundings

4) Don't Forget The Age:

When you contemplate purchasing a house, there are multiple things to think about. But one factor that's easy to forget is the property's age. Villas can last for centuries with the proper care, but they don't all last that long. If you're not buying a brand-new build, it's vital to consider how much its age will affect your day-to-day life. For instance, an older property might need more repairs and have fewer modern amenities. Alternatively, can your perfect home be accessed with no effort at all? Do you fantasize about having a large closet to store your significant clothing and a spa-like master bath? In that situation, a newly constructed villa could be a superior option. So make your choices wisely.

5) Layout To Lay Your Heart On:

One of the most important things to consider when buying a house is the layout. You might love a specific style or design, but it's not worth considering if it doesn't fit your needs. You want to find a house that will work for your needs now and in the future. Make an effort to find a layout as nearly perfect as feasible for you. Consider how you would use the area as you stroll through the property. Assess what you'd like to do in the years you'll live in your ideal home. If you feel pride in hosting the family Christmas party every year, choose an open-concept layout that will give your guests plenty of space to explore. On the other hand, maybe a more conventional plan is a better alternative if each family member enjoys having their private place—the amount of natural light in each room and how it will flow throughout the home. Also, think about your storage needs and whether the house has enough closets and cabinet space.

Layout of House

6) Compromises you can deal with:

It's paramount to be conscious of what you'd like to find in your ideal house, but it's also necessary to be mindful of which aspects of homeownership will make you unhappy. As a result, you may steer your home search away from those characteristics and prevent having your utopian living experience ruined by a trait you can't change. Every property will have some arrangement of sacrifice, but they should be limited when it comes to your ideal house. As a general guideline, if you spend more time after a showing dwelling on the one less-than-desirable characteristic of a home than the handful of positive attributes it offers, the tradeoff is not worth it.

7) Property Construction Quality:

Before you are enticed by the decked-out sample apartment and finish the purchase, verify the quality of construction by evaluating the strength of the walls, the type of flooring used, the type of colour used, the window frames, and the level of bathroom fittings, and so on. Some materials endure longer than others, and some are better at keeping out the weather. If you are looking for a house that will last for a long time, you should consider the material used to build it. If you are interested in reserving an undeveloped property, check online or, if feasible, pay a visit to the developer's other properties that he has built recently. To learn more, you may go to the developer's project, which is nearing completion, and do a walkthrough to get a good feel of the builder's building style and quality.

Quality of Construction

8) Property Rental and Resale Value:

Two of the most important factors to consider are your property's rental and resale value. When buying a new property, you have to think about more than just how much it costs. You also need to consider the resale value and how easy it will be to rent out if you ever decide to move. It is critical not just for those who intend to rent or resell their property but also for those who intend to buy a home and live in it for an extended time, if not for the rest of their lives. If unsure whether a property is worth buying, ask an expert like a real estate agent for their advice. They will be able to help you find the best deal and make sure that you're getting something that is going to be worth your money in the long run.

Summing Up:

Everyone has the liberty to uncover their ideal house. It is achievable with the correct amount of investigation. It is important to remember that you will be living in this home for years, so consider all of these factors when making your decision. They'll assist you in narrowing down the characteristics that a house must have to be your ideal match. What exactly are you waiting for? There's no need to put off bringing your ambition to fruition. Please share with us about your ideal house.

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04-May-2022

Vertical Garden - Top Trends

"Just being surrounded by bountiful nature rejuvenates and inspires us. " – EO Wilson.

 

Spending time in nature every day is practically impossible with a busy life. A 'home garden' is just what you require. As with most landscape and house designs, some trends come and go throughout time. If you have some extra room on your balcony, terrace, porch, or verandah, you may utilise it to grow your own vertical garden. Vertical gardens appear to have gained in popularity recently, but why?

Before we go into the vertical garden trends, consider why you should have one:

Vertical gardens are an excellent alternative for folks with limited space and who want to add some greenery to their surroundings. If you live in an apartment with a patio or balcony, a vertical garden is an easy way to add extra greenery to your area. Vertical garden components can bring attention to a specific region or hide an unappealing perspective. This type of gardening is ideal for almost any garden, indoors or out. If you have a small apartment or an empty windowsill, you may start vertical gardening by breeding plants in wall vases and arranging wall plants in your kitchen.

Latest Trends in Vertical Gardening:

1) Green Walls: A vertical garden may stand alone or be affixed to a wall. It adds a splash of color while also allowing you to produce plants and veggies in compact areas. Green walls are another vertical gardening idea. Some climb plant-covered walls, while others have a panel that allows plants to grow inside.

2) Delightful Wall Planters: If you're going to add some flora to your wall, why not include some wildlife as well? Buy charming wall planters to put your favourite plants into a vertical display. Choose between a hippo, a rhino, an elephant, or a combination of animal-shaped ceramic planters to walk hand-in-hand with the trend.

Delightful Wall Planters

3) A Magnificent Living Recycled Wall: Vertical gardens create a dramatic living wall that is much easier to maintain than it appears. Use adaptable planters made of 100 percent recycled PET plastic that can be daisy-chained to create blooming vegetative displays that may be as large or as tiny as you choose.

4) Wooden Frame Planters: You can choose a wooden frame that will fit into the wall where you wish to pin it. Take succulent plants in a variety of forms, colours, and sizes. You should place soil and succulents in the planting frame. The most excellent aspect about growing succulents is that they don't require much water and will continue to bring beauty to your house.

Wooden Frame Planters

5) Welded-Iron Grid Planters: Make a wall grid out of iron rods by welding them together or arranging them in any other way. Paint the iron grid in a pastel colour to glow behind the green plants and create a focal point in a particular area of your home. Once completed, you will be able to hang the pots vertically and exhibit the green beauties.

6) Vertical Herb Garden: The vertical herb garden is the best way to cultivate herbs in a small space. Nail a wooden board to an empty wall. Using a utility knife, cut around the neck of old plastic water bottles. Fill plastic bottles with soil and plants and attach them vertically to the wood plank. It's now time to start growing your favourite herbs.

Vertical Herb Garden

7) Chalkboard Planter: Hang a chalkboard on a wall next to a bright east or south window for adequate lighting. Fill the planting frame with dirt and plants, ensuring that they are angled so that the whole garden receives light. After planting, water thoroughly and let the plants and soil settle for 2-3 hours before hanging.

8) Bottled Vertical Garden: It's time to put those old mineral water and soda bottles to good use. Make a rectangular incision on old plastic bottles using a utility knife—drill two holes at the bottom and two at the top. Fill the bottles with your favourite soil and plant. Line the bottles on balcony railings or a wall and bind them with twine to create a vertical bottle garden.

Bottled Vertical Garden

9) Perennial Vine: Plant a perennial vine to climb a garden building or a garden wall. Clinging vines, such as the climbing hydrangea, English ivy, Swiss cheese plant, Green coins, Inch plant, String of pearls, or Grape ivy can be a perfect addition to your vertical gardening wall. Additionally, it can serve as a privacy screen if your neighbour's patio is too close to yours.

10) Grow Your Edibles: Growing foods in pockets and container systems is a terrific concept for vertical gardens. They require less area and are simple to harvest and maintain.

11) Climb up the ladder: Vertical gardens adopt a more conventional approach, employing everything from one or more pergola designs to containers to take advantage of the garden's vertical plane. As a result, we adore the notion of repurposing old ladder space for a rustic display.

12) Hanging Baskets: Hanging baskets don't have to be dull, and they're one of the simplest ways to start a vertical garden blossoming. Containers on windowsills, balconies, or along walls are another simple way to add sheer appeal

13) Thermal Insulator: If you're ready to take your vertical gardening to the next level, you can be as creative as possible with your green wall design. Your blooming wall will also act as a thermal insulator, keeping your space cooler in the summer and warmer in the winter.

To Sum Up:

While it is true that vertical gardens have not always been in trend and that their popularity has lately increased, we do not believe that these gardens are merely another fad, especially with the development in small-space living, environmental consciousness, and understanding of plant advantages for mental and physical health. We believe that these gardens are an excellent way to add extra greenery to your home or workplace. What are your views about this latest trend? Share your opinions in the comments.

                       

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27-Apr-2022

How to Protect Your Terrace Garden From the Scorching Sun in Summer?

Though summer is perhaps the most profitable season for fruit farmers everywhere, for the average terrace gardener it can be a real test. This is especially true when terrace gardeners follow organic practices to grow their garden. Summers can be harsh on all trees and plants, but the green cover on the terrace might be receiving the most heat because of its placement. Fortunately there are several ways to protect your plants from the summer heat and keep them hydrated throughout the hottest days of the year. With the adequate shade and moisture, terrace gardeners may enjoy fruits of their labour too, quite literally!

Know the do’s and don’t of watering plants in summer

Terrace gardens are often equated to children because they are solely dependent on us for their survival. This is especially true when it comes to watering. A regular garden may still receive excess water from other sources, but a terrace garden has no sources of water with the exception of rain. That said, there are still many precautions you need to keep in mind before simply watering your plants. If you are a beginner, then your instinct may tell you to water your plants all day long so they don’t dry up. But the best practices for a terrace garden during summers are:

  1. 1. In preparation for a heat wave, be sure to water your plants generously - if you water too quickly or not enough, often only the top of the soil gets wet, while the rest runs down the sides of the pot and spills to the bottom.

  2. 2. As a good practice, always try to water the soil around the base of the plant and not the plant itself, especially during hot weather. Long-term watering at the base of the plant is the best way to revitalise and protect the plants, as it pushes the roots deeper into the soil.

  3. 3. It is always best to water your terrace garden during the morning or evening hours when the sun is mild. If you water your plant during the high noon hours, the water you pour may be hot or heat up and eventually burn your plant.

  4. 4. Most plants’ leaves may droop during afternoon hours when the sun is at its hottest but may revive later in the evening. Observe your plant for a day or two and see if it can recuperate on its own. And if it can it is best left alone.

  5. 5. You may have sometimes watered your plants already and they may still look very beat down from the heat. In such cases, watering or simply sprinkling the leaves can help them cool down a bit and look fresh.

Use mulch

After watering, mulch with organic material such as compost, leaves, or grass clippings to shade the soil, cool the root zone, and reduce evaporation. Mulch the pots liberally with organic material to reduce water evaporation from the soil. Apply about 2 inches of mulch around the base of the plants or the entire bed. You can also shade the soil with live mulch by planting thickly and/or using plants such as pumpkins that are vigorous or have large leaves.

Create shade for your terrace garden

Some plants don't need direct sunlight and some may not need the sun all day, so cover these plants with a cloth or place it under the shade of a bigger plant or tree. If you do not have natural shade, then use a shade cloth or shade net to protect plants from direct sunlight. The shade fabric available in markets can usually cover the entire terrace. You can also cut shade fabric and arrange them individually for each plant.

If the only fabric you have on hand is dark in colour, remember that it can absorb heat and in turn can burn any foliage they touch, so keep it a few inches away from your plants. Remember to use fabric as a temporary solution because if your plants get used to this shade, they will have a hard time surviving without it.

Use pebbles

Pebbles don’t just look pretty in your terrace garden, but they can save your plants too. For plants that are susceptible to burning in the sun, place the plant in a shallow pot and create a top layer of pebbles. This is essentially another form of mulch. The pebbles will prevent hot air from sucking out all the moisture out of the soil and keep your plant satiated for a longer duration. You can also use cardboard, old sheets, and the more commonly available construction jelly stones.

Using fertilisers

It is not recommended to use fertilisers during summer as they can have a negative impact on your plant. Naturally, fertilisers can have a burn effect on the plants. THis is especially true if the fertiliser is a strong one. Using excess amounts of fertilisers can also burn plants up. So it is ideal that you avoid fertilising your plants altogether in summer. However, compost used in moderation can benefit your terrace garden well in summers.

Summers can be a great time to nourish and truly enjoy your terrace garden. With a little care, your terrace garden can give back to you in many ways in refreshing ways.

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06-Apr-2022

10 Tips to Keep Your House Cool This Summer

Summer brings a lot of joy with it—vacations, picnics, mangoes, and so much more! But the only downfall of summer is perhaps the heat. With rising temperatures around the globe, summers are getting almost unbearable and the scorching heat is taking its toll on all of us. Staying indoors as the heat rages on is the best way to stay protected during summer.

At the same time, maintaining pleasant temperatures inside the home isn’t easy without air conditioners. That said, air conditioners aren’t the best way to stay cool as they impact the environment and at a steep cost too. Though ACs may seem like the ideal way to keep cool this summer, there are other nifty ways to enjoy a cool home. Let us take a look at some of them!

1. Invest in block out curtains

Block out curtains are made from thick fabric or material that have insulating properties. They are especially useful if you have a home or windows that face north or west. Block out curtains prevent heat from getting trapped inside and retain cooler temperatures. In summers, the afternoon sun is at its hottest and windows receiving light from the west usually have the hottest rooms in the house.

2. Cross ventilate

Closing doors on the sun may be an effective way to stay cool, but cross ventilation is a proven way to reduce indoor temperatures too. Cross ventilation is when you have two doors/openings one after the other that keep air flowing freely and freshly through the space. This helps move stale air through the house creating a cooling atmosphere indoors.

3. Make friends with the green

Enjoy a cooler home by strategically placing potted plants or planting trees around the home. You can also try placing large potted plants directly in the way of the sun during summers is a great way to block out heat while adding beauty to your indoor spaces. Creepers like pothos grown on windows can also effectively soak up most of the heat and cool small spaces in your home. If you have the space outside the home, plant deciduous trees that provide shade without hindering ventilation at the same time.

4. Check your ceiling fans

Did you know? Ceiling fans rotating in the clockwise direction may be increasing the temperature of your home instead of cooling it down. Ceiling fans rotating clockwise pull cool air upwards and are counter effective to the purpose of installing them in the first place. So the next time you have a fan running and still feel like you are in an oven, check the direction of the fan.

5. Seal gaps

Now, this one may seem obvious but a lot of homeowners still miss it. Most windows may have thin gaps between the walls and frames. In summers, this seemingly small gap could trap a lot of heat in the room despite curtains, awnings, or shades. Use sealants to close off any gaps and enjoy cooler temperatures during summers.

6. Go outdoors in the evenings

Staying inside during the day in summers may seem like the most logical way to stay cool. But during the evenings, enjoy the temperature drop outside. Taking a walk outside or doing activities outdoors can help you enjoy the cool side of summer.

7. Stay hydrated

Though this may seem like a no-brainer, staying hydrated can significantly help you enjoy a cooler summer. Sip on cool beverages, apply a damp cloth to the back of your neck, and munch on watery fruits. Wear loose fitting clothes made from cotton and other natural fabrics. Fit your bed with cotton bedsheets and take a break from blankets. Though they are small changes, they can help you feel cooler as the sun beats down.

8. Invest in a dehumidifier

Most coastal areas in India have a hot and humid climate. Humidity causes you to sweat a lot more leaving you in soaked clothes and feeling sticky. A dehumidifier can help reduce the feeling of discomfort and thus help you feel cooler even in very hot locations.

9. Declutter the house

Unsurprisingly, too much clutter in the room can increase temperatures inside the house. In summers, hot air tends to get trapped between furniture creating stagnant hot air pockets. Moving the furniture frequently can help release these pockets, and decluttering helps avoid them altogether.

10. Switch to energy saving bulbs

If you have done everything in your control to keep your home cool but still can’t figure out where the heat is coming from, maybe you should check out your lights. Incandescent bulbs create a lot of heat and are damaging to the environment too. Install energy saving bulbs in your home for a cooler summer.

Our country is well known for clever hacks and tricks and this holds true for keeping homes cool during summers too. Other tips like dampening entrances, installing heat resistant tiles on the terrace floor, hanging damp clothes in the way of the breeze are some hacks you can try to further cool your home.

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30-Mar-2022

False Ceiling Ideas for Your Home

The ceiling is one of the most underrated walls of the home - which is not to say it's not important. The height of a home’s ceiling, and also its colour and detailing plays an important role in lending the interiors a feeling of luxury.

False ceilings let you take things up a notch in your home. A ceiling should be practical and also aesthetic to the surroundings of your interiors. As an interior designer or home owner, you’re probably trying to discover ways to give an outworldly look to your home.

In this article we will be looking at ideas that you can use to improve your home using a false ceiling. Usually, it is found that interior decorators give more importance to the walls and flooring of the home but do not focus on the look of the false ceiling.

This should not be the case as the false ceiling can really beautify a home and give an uplifting effect to the interiors. The ceiling plays a huge role in making a home look aesthetic and pleasing and this can go a long way in impressing your guests.

If you are an interior designer or home decorator who is in the mood to refurbish your home, you’re probably looking for ways to improve the look of your false ceiling. Or you may wish to install a false ceiling in your home from scratch. If this is the case, this article is for you.

Here are some great ideas to make your false ceiling at home look glamorous and give an uplifting effect to your home interiors.

Intricate carving on the false ceiling

Carvings have been used in architecture and design for a long time. It is a delicate process in which a skilled workman carves out a design on the false ceiling out of a solid material.

These days, POP is a common material that is used to make carved false ceilings for homes.

A false ceiling with coffers and grids

A false ceiling with a grid lends a spacious and geometric feel to the home. Coffered ceilings have a lot of depth and style and give a home a modern look.

Pastel shades like pink and other light colours look great for this kind of false ceiling. The design of a coffered false ceiling should highlight the grids and vertical/horizontal lines of the false ceiling.

Layered false ceiling

Layered false ceilings serve the dual purpose of adding to beauty to your home, and also act as a source of lighting. You can add showroom style LED lights to the grooves in a false ceiling to brighten up your home and make it look more spacious. LED strip lights can also be used along the corners of the false ceiling and the wall, to brighten up a room.

Asymmetrical false ceiling ideas

Asymmetrical false ceilings are quite common in a home which has a modern look and feel. Asymmetrical false ceilings have seemingly random shapes that are made in layers on the false ceiling. Lighting can also be added to the extended panels on the wall to highlight the asymmetrical shape.

Minimalistic false ceiling

A minimalistic false ceiling has one major advantage, that it promotes a look of spaciousness in a home. A minimalist small ceiling has very little detail, however, it may have a single panel or layered extension. Minimalistic false ceilings look great in smaller homes and have a functional but contemporary look.

Wallpapered false ceilings

This is a very popular idea for false ceilings in modern homes. Wallpaper, which is more commonly used on walls can also be used on false ceilings. It is important to note however that if you do plan to apply wallpaper to your fall ceiling, you should make sure to ensure that your room has a high ceiling, is spacious and well lit. A wallpapered false ceiling lets you explore various colours, shades and textures for your home.

Wooden wall ceilings

Though not as common as panelled or POP wall ceilings, wooden false ceilings have a rustic look and lend a home a very classic interior. The false ceiling can be made from panels of wood, fitted with light so that it can give the room a warm and comfy glow. LED strip lights can also be used along the corners of the false ceiling and the wall, to brighten up a room. Wooden wall ceilings are an uncomplicated and stylish design element for any home.

Multi coloured false ceilings

There’s no reason why a false ceiling should be plain. A multi-coloured false ceiling adds a riot of colours to your home. When creating this look for your home, it’s recommended that you keep the walls plain, and allow the ceiling to create a pop of colours for the interiors.

Royal looking false ceilings

Inspired by castles and mansions, this type of false ceiling looks wonderful in the bedroom of larger homes. Royal looking ceilings are extremely detailed and a lot of grandeur to the interiors of your home.

There’s no doubt that even a modest 2BHK flat or villa can make a stylish dwelling place with added features like a false ceiling. We hope you enjoy a premium looking and feeling home with our false ceiling ideas.

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02-Mar-2022

Wardrobe Design Ideas to Make Use of Every Inch

When you love fashion and clothes with a passion, there’s no such thing as a wardrobe that is too large to store your favourite outfits. The wardrobe is a very personal space, and like every personal space, it should be large enough to contain your interests - be it clothes, shoes, hats, scarves, ties, accessories and more.

If you are looking to reinvent your wardrobe - there’s a lot that has happened in the world of furniture that you may have not noticed. Wardrobe spaces have been evolving, and we’re here to tell you all about it.

What you should be prioritising when designing your wardrobe

Let’s go back to the basics of what a wardrobe is. A wardrobe or almirah is a cupboard (usually placed in the bedroom) where people store their clothes and accessories. This is a very loose and fast definition, because wardrobes come in all shapes and sizes.

We all dream of the fabulous wardrobe. One that we’ve seen on tv. Take for example, the walk in wardrobe from the hit show ‘Sex & the City’. It’s a wardrobe that’s a designer space, replete with vanity mirrors, lighting that would put a haute high-street showroom to shame, and yet serves a simple purpose. To act as a place where you can store your clothes, glance through them, and pick an outfit that has been neatly stored away.

Ofcourse, not everyone is as lucky as the characters from the show. We’re not all blessed with cavernous homes that have the space to create the perfect wardrobe.

So, what should you do when you want to redesign our wardrobe? If you want the most space, convenience and usability - you need to improvise.

In this article, we’ll give you some ideas that make use of every spare inch in your home, to design a wardrobe that can rival even the Kadarshians.

Mounted wardrobes that are built into the walls

Making the most use of the room that your wardrobe is in, sometimes requires that you have to think beyond four walls. What we mean is that a wardrobe that is built within the walls of a home with a sliding door offers ample space as well as makes excellent use of your home.

Ofcourse, if your home does not have the facility to allow you to build a wardrobe into the wall, then you can rely on this next wardrobe idea.

A wardrobe that’s built around the bed

For bedrooms in which the bed is the centrepiece, or a mantle of the room, building a wardrobe around the bed lets you maximise on space, while not cluttering the interiors.

The second idea proposed is that you build the wardrobe around the bed. This way you can create a lot of shelf space, not just for your clothes on the inside - but also as a place to store your books and trinkets on the shelves around the outside.

The walk in closet

The walk in closet uses a clever illusion to make the closet feel like a room within a room. It is created by placing a partition in the room, and lighting up the space so that you can quite literally - walk into your closet. Walk in closet work as a changing room as well, and you are equipped with vanity mirrors and lighting.

The under the stairs closet

If you live in a duplex, why should the space under your stairs go to waste? It’s the perfect space to build a closet so that you can maximise on room and not let an inch go to waste.

The corner wardrobe

Let’s face it, the corners of the room can be an awkward space. However, with the right vision, interior decorator or carpenter - you can use this space to fit your wardrobe. The corner of a room is an excellent space to build a wardrobe.

Under the bed wardrobe

The under the bed wardrobe can be a great place to store your shoes,linen or winter wear. The under the bed wardrobe makes room for the leg room under your bed and is a nifty way to put things out of sight and out of mind.

The sliding wall wardrobe

Sometimes you want a room that has a minimal and clean feel to it. In that case you might prefer a wardrobe with a sliding wall.

Sliding wall wardrobe has a sliding door that looks like a wall. But when you want to access your fashion, all you have to do is slide the wall away to reveal your wardrobe.

Wardrobes with mirrors

One of those most amazing aspects of a mirror is that you can use it to make your room look bigger. Large and bold mirrors on your wardrobe doors can lend your bedroom the illusion of being larger than it actually is.

We hope you found some great ideas to design your next wardrobe in this article. These wardrobe ideas are not just functional but also help to beautify your home and make the most of the space that you have at hand. When you are all set to buy your dream 2BHK or 3BHK home, go one step ahead and complete it with fabulous wardrobes too! Choose from our ideas for a beautiful home that makes use of every inch of space.

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23-Feb-2022

Everything You Need to Know About Apartment Owners Association

When an apartment eventually gets occupied by families, a handful of questions usually abound in the new community.

Generally, these are issues related to flat maintenance, troubles with handover involving the builder, electricity, water, common areas within the property, and more. To help establish a common ground of rules that residents of the apartment are supposed to abide by, an Apartment Owners Association is formed. In essence, an apartment owners association caters to a handful of benefits:

  • It helps improve the quality of life for the residents in the new community
  • It helps set forth an effective body in place to address recurring issues faced
  • Stands responsible to maintain and oversee the amenities and facilities within the apartment
  • Conducts timely events like meetings and awareness programs to ensure safety and enforcement of resident rights.

In other words, an apartment owners association is more like a governing body. Although such bodies are controlled internally, in many cases, residents can get their association legalized which gives them the authority to sue, defend, or take other legal routes whenever the need arises.

In this post, we take a closer dig at what all is expected from an Apartments Owners Association, its formation, member rights, and everything else in between.

Read on!

The Membership - Duties and Rights

All resident owners within a complex are readily members of the Apartment Owners Association. However, in case it's joint ownership, the first holder is usually counted among the members of the association. That being said, anyone who is not the rightful owner of a flat within the complex can never be a member of the Apartment Owners Association.

Further, the members of every Apartment Owners Association are entitled to the following rights and will have to abide by certain duties. These include :

  • Attending the general meetings held monthly or quarterly, depending on the need and convenience of the residents.
  • Every single member of the association has the right to cast their vote for electing principal positions like the President, Treasurer, and Secretary.
  • Also, all members have the right to inspect records, book of accounts by giving prior notice to the Management Committee.

What to expect from the Governing Body of an Apartment Owners Association

The governing body of an Apartment Owners Association is primarily responsible to maintain peace, harmony and ensure the safety and protection of all residents.

Besides, they are also expected to do the following:

  • Delegate certain responsibilities to members as a part of administrative tasks of the building
  • Represent members of the association on matters related to the protection of one’s rights and interests
  • Conduct and oversee all religious and cultural celebrations
  • Maintain bank accounts in the name of the association where the President, Secretary, and Treasurer shall act as signatories
  • Ensure that all payments made towards the association are used in welfare activities and maintenance work of the building
  • Keep all vital documents establishing the identity of the Association and its members in safe custody

The principal members of the Association and their duties

Broadly speaking, an Apartment Owners Association has three primary members, namely the President, the Secretary, and the Treasurer.

The President is generally responsible to oversee the state of affairs within the complex and usually voices the opinions of members and single-handedly can take decisions pertaining to the general well-being of the building.

The Secretary comes right after and acts as the responsible head for general administration activities. He is more like second in command and can act as the authority figure in absence of the President.

Lastly, we have the Treasurer who is generally empowered to handle and operate the bank accounts in the name of the Association along with the President and the Secretary. He is also responsible for maintaining a tally of all payments made by the resident members.

Dealing with disputes

There may be times when your apartment or its resident members can run into some disputes. If things are so, as a responsible resident and member of the owners association, you should inform such matters to the President or the Secretary, if their intervention is needed to sort out things.

Also, in case of a non-personal dispute arising between one or two resident members, the Association head invariably has to intervene and solve it amicably.

In other scenarios like non-payment of maintenance fees or anyone found guilty of carrying out illegal activities within the premises to threaten the peace and safety of other resident members, the Association is vested with full power to take action or resort to legal help.

In numerous instances, any resident member willingly not paying maintenance fees has been subjected to a penalty which includes added interest. However, it must be noted that although the association enjoys the right to sue the defaulter, it cannot deny any facility on the grounds of non-payment.

Wrap Up

So, you see, it takes a lot for an Apartment Owners Association to be a functional body looking after the wellbeing of all resident members.

Nevertheless, in reality, several apartment owners' associations fail to match the ideal standards. The reasons aren't too obscure to scan and include the likes of incompatibility between the resident members. In extreme scenarios where an existing Association fails to take appropriate actions against any mishap, a resident member has the right to approach the Registrar of Societies, which in turn, enjoys supreme power to cancel the registration of a particular owner’s association.

Thus, it is necessary that you choose your governing body members wisely and all resident members should reside in harmony like one, big, happy family!

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02-Feb-2022

Rental Deposit Loans to Aid Easy Relocation

Being a millennial isn’t easy. No other generation has perhaps dealt with the rapid and drastic changes the millennial generation has been through. From coping with the giant advancement in technology to working through a pandemic, millennials have seen it all. The housing industry also witnessed tectonic changes in the past few decades. As millennials grew up watching their parents put in their life’s savings into buying homes, millennials have far more flexible and ingenious ways to live in the home of their dreams, renting being the top of the list. Most jobs these days demand that their employees be ready to work in different locations across the country, and sometimes the world. Owning a home everywhere you move to isn’t practical. Renting a home with all comforts makes the most sense for anybody. Given that renting a home can never be the same as owning it, changing times need us to have adaptable mindsets, and one has to admit that renting a home to enjoy certain things isn’t such a bad idea.

Now, imagine this - you have stumbled across the home of your dreams but for various reasons, you can only rent it for now. The home has all the elements you’ve ever wanted in your home. The perfect number of balconies, a great location, the right size for your family, and the sunlight falls inside the home just the way you like. You absolutely don’t let go of this opportunity to rent the home, except the rental deposit is way out of your budget. Relocating to a new city can take a toll on your bank balance. Especially in metro cities, most homeowners charge 10 months’ rent as a rental deposit. Negotiating with a landlord or personal loans may not seem ideal in all citations. So for a uniquely millennial problem, only an exclusively millennial solution can cut it - A rental Deposit Loan.

What is a rental deposit loan?

As the name suggests, a rental deposit loan is a loan amount exclusively borrowed from a financial institution to make the security deposit or advance on a home you are renting. The rental deposit loan can vary anywhere from Rs. 1 Lakh to Rs. 7 Lakhs depending on the city. The tenure of the loan is the same as your rental agreement and is in multiples of 11. Rental agreements are usually signed for 11, 22, or 33 months, and the loan tenure can last for the same duration.

A rental deposit loan is a huge relief for people who find it difficult to come up with huge sums of money alongside the financial strain of moving to a new place, especially considering that rental deposit loans charge just about 1.5 to 3 percent. For instance, if one borrows a rental deposit loan of Rs. 1 Lakh at 2% for an 11-month duration, then they are to pay Rs. 2000 as monthly interest and the total interest for eleven months will be Rs. 22,000. Rental deposit loans are ideal especially because the borrower only needs to pay the interest amount throughout their loan duration, and the principal amount can be repaid once the landlord returns the security deposit.

Advantages of rental deposit loan

1. A financial relief

Rental deposit loans are essentially no EMI loans and at very low-interest rates. When moving to a new city, one may need liquid funds for a lot of expenses. In such times, a rental deposit loan can be a huge weight off your shoulders without depleting your savings.

2. Short disbursement time

Most rental deposit loans take just about 24 hours for disbursement once all the formalities are completed.

3. Flexible tenures and plans

Most companies offer a flexible tenure of up to 36 months based on your capacity to repay. Rental deposit loans and flexi hybrid plans allow you to withdraw liquid cash as and when you need it from the sanctioned amount.

4. Pre-closure

Borrowers can pre-close their rental deposit loans after six months of sanctioning at a minimal foreclosure charge. Borrowers can also choose to make higher repayments after six months for faster loan closure.

Documents required for a rental deposit loan

Like all other loans, the borrower needs a set of documents to avail of a rental deposit loan. Identity Proof, employment proof, three months’ income proof, mail confirmation from official email ID, rental agreement, and six months’ bank statement are the basic set of documents one may need for processing their loan. The list will vary from one financial institution to the other.

Are you eligible for a rental deposit loan?

Only employees working for private firms or the government are eligible for rental deposit loans. That said, financial institutions have certain criteria that need to be matched when applying for such a loan:

1. A minimum monthly income of Rs. 30,000 is compulsory for most lending institutions offering rental deposit loans.

2. The borrower must either be an employee of a private company or should be in a government job.

Though owning a home is ideal and the safety that home ownership offers is undebatable, renting is necessary given the changing times. From moving to a new city to upgrading to a new home without the financial burden of a home loan, one may rent a home for various reasons. Whatever the reason, a rental deposit loan makes our lives easier and brings us closer to our dreams.

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26-Jan-2022

Pretty Pastels to Jazz up Your Home

Pastels are a delightful shade to add to your home. They create a comforting and inviting atmosphere for your home. Their light shades make your home feel like a wonderful space that is easy on the eyes and welcomes guests

Colour theory has a huge effect on the mood and ambiance of your home. In this article, we will explore the variety of pastel colours and how interior designers incorporate them into the decor of homes.

Firstly, pastels have a calming effect on people's moods. It’s no surprise that for this reason pastels have been incorporated into art for a long time. Pastels have a natural feel to them, according to colour science pastels are calming and soft, yet they have a dual personality. They can be vibrant too.

Essentially, pastels are a tint of colour that is created when you add white to a shade. To give you a better understanding of pastels, bright colours like green become mint when you add white to them. Purple becomes lavender, and so on and so forth. Pastel colours are most associated with spring, so they bring a mood of brightness and cheer to your home.

If you are looking for pretty pastel colours to jazz up your home, you’ve come to the right place. Let's explore the pleasant world of pastel shades, and how you can incorporate them into your home through paint or decor to give a calming and welcoming feel to your interiors.

Pastel colours can vary from purples to pinks and blues to cool shades of green. Let’s begin to explore the pastel colours that you can add to your interiors.

Feminine pastel shades of purple

This shade is an especially popular pastel colour for homes. According to colour science, purple has for a long time been a colour that is associated with strength, and yet emits a feeling of intelligence and welcoming. Pastel purple is no ordinary colour, it is elegant and intelligent. Purple can be incorporated into various parts of your decor, from a tablecloth to the linens in your bedroom. You could also use it for your curtains. Lavender has a soothing and relaxing effect when incorporated into your bathroom decor.

Pastel Blue

The pastel shade of blue lends a feeling of openness to your home. Perhaps because the color blue is closely associated with the sky. Pastel blue is a pleasant and pleasing colour. It is not overpowering, yet encompassing. Pastel blue looks wonderful in children’s rooms especially. It is a serene colour and is often described as having a tranquil effect on the mind. Not to forget, pastel blue is closely associated with security and being organized.

Lively yellow

Yellow is an energizing and warm colour, but when manifested in its pastel form, it lends a glow and is not necessarily overpowering. Yellow is closely associated with happiness. Pastel yellow is a luminous shade in the colour spectrum. It is a colour that you can incorporate both as a stripe in your home, or as a focus colour. Yellow can be used outdoors as well and looks especially good when it is in a space that enjoys the warm glow of light.

Robin’s egg blue

This pastel colour is lively and playful. It has a relieving effect from stress. It is a trendy colour that has a personal feel. The colour has been embraced by stylists from over the world and is often used in Moroccan design. The pastel Robin’s egg blue is a rich medium blue colour with green undertones. It is a colour that works very well with neutral shades. It is a colour that has been described by many stylists as being positive yet soft, classic, clean, and tranquil.

Peachy pastels

Peach is a colour that just like its namesake is pulpy and sweet. Pastel peach comes from a mix of three predominant colours - orange, yellow and white. It is a youthful colour that is comforting, yet lively and evokes a sense of warmth. Peach is a very neutral colour that is softened by its light hue. Peach is a colour that has long been associated with the quality of being able to communicate. It is also associated with the virtues of good manners and calmness.

Beach-inspired pastels

Sometimes you just need to welcome the openness and calmness of the sea into your home. Beach-inspired colours can be the palettes of soft greens or turquoise, and other blue and green hues. Seaglass green is a pleasant shade that looks wonderful in homes. Beach-inspired colours have a healing effect on the mind. It symbolizes renewal and rebirth.

In this article, we’ve given you an introduction to the most common and sought-after colours of pastels. Depending on your personal taste and preference, and the needs of your home, you could incorporate these options into your interiors either through paint or decor.

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05-Jan-2022

How To Determine The Fair Market Value of a Property?

If you are in the market to buy or sell a home, one of the first questions that come to mind is, what is the fair market value of a home?

In order to answer the question, you first need to understand what the meaning of fair market price is.

The fair market price is the valuation of a property based on the prevailing condition in the market. It depends on various factors such as the current trends in the market, the appraisal value of the property, and the assessment of the price of the current property in the market.

One of the key determinants of the fair value price of a home is the size of the home. The price of the home is calculated according to the square feet of the home, its interiors, and surrounding assets.

The fair market value of a home has a huge role to play when it comes to the buying and selling of a home. It determines the listing price of the home - when a homeowner puts it up in the market. It also determines the home insurance fees that the owner will pay when he buys the home, as well as the ease at which the home buyer will be able to secure a mortgage from the bank.

The purpose of Fair Market Value

The fair market value price of a home determines many factors when it comes to the valuation of a home and the processes that involve buying or selling it. In this section, we look at some of the purposes of the fair value price of a home.

Fair market value price determines the price of a home

This is one of the first factors of a home in the market, that the Fair market value price determines. In this case, one of the difficult things that homeowner must do when selling his home is determining the price of his property based on the price of other homes in the same market. However, he must do this without undervaluing his own home and the assets it contains. It is important to remember that the actual value of a home depends very much on the supply and demand of homes in that area. For this reason, the Fair market value price of a home may vary from the actual value of the home, as the open market determines the value of a property.

Securing a loan

For most home buyers, the loan is the most important step taken in the process of buying a home. Fair market value price plays a huge role in determining the loan mortgage that a bank is willing to give a home buyer. By knowing the Fair market value price of a home, the bank is able to determine the future value of a home. In this way, the bank is able to give a loan that does not overshoot the actual value of the property. The bank gives a loan after it factors in the listing price of the property as well as the appraisal price of the property in the future.

Insurance claims

The quotes and rates of an insurance policy are determined according to the Fair market value price of the home. Loan providers evaluate the price of properties according to the market they belong to every year. This way the loan provider is able to determine the appreciation or depreciation of the property every year. Homeowners with high fair market value prices homes are expected to pay more premium for their home insurance.

How is the fair market value price of a home determined

The Fair market value price of a home is determined by these factors

1. Home appraisal value

Every year, the price of a home in the market may fluctuate according to the open market and supply or demand of property. The home appraisal value is a key factor in determining the Fair market value price of a home. The appraisal of a home is determined by a licensed home appraiser. He is able to determine the appraisal of a home-based on the open market and the assets of a home. An appraisal is done taking into consideration factors such as comparative properties, location and land surveys.

2. The state of the market

By using an approach known as the “Sales Comparison Approach” a professional appraiser is able to determine the Fair market value price of a property. The approach uses a comparative market study of the property and determines its Fair market value price. The process is done by comparing the price at which other properties of its class were sold in the same geographic market. Next, factors such as the market condition, home assets, and location are taken into consideration and the final Fair market value price of the property is determined.

3. Square footage

When determining the Fair market value price, the size and square footage of the property take precedence. The Fair market value price of a home is determined by the value of square footage of properties in that area. This variable is then multiplied by the number of Square feet in your property, to determine the Fair market value price.

When you buy a 2BHK apartment or a 3BHK flat, one of the first and foremost things to keep in mind is to invest with a reputed builder. When you are buying your flat from a well-known developer, you can rest assured that you are paying the fair market value, and not a penny more.

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29-Dec-2021

What Happens to a Home Loan if the Borrower Dies Before Clearing the Loan?

If the Covid pandemic has taught us anything, it is the absolute fragility of life. Though it is an unfortunate lesson, it was a much-needed one and it has opened our eyes to the harsh realities of mortality. And as a new homeowner high on the joy of owning a property to your name, unfortunate events surrounding death are perhaps the last thing on your mind. However, as someone responsible for your family’s well being, it is important that you factor in all kinds of situations, unprecedented events included. So, the big question: What happens to a home loan if the borrower dies before closing the loan?

The emotional toll

It is sufficient to say that the death of a family member is tragic enough for their family; but if the member were a property owner, that complicates the situation a lot more. The problem becomes more financially stressful for their family if they were the sole earning member of the family. The family is ultimately faced with a lot of questions. How will the family manage to pay the loan EMI? Will the bank repossess the home for non-payment?

The SARFAESI Act

The SARFAESI Act or the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act, 2002) was passed by the Supreme Courts specifically for events of non-payment. AMong other things, the SARFAESI Act allows another person to stake claim on a defaulted borrower and pay their loan.

Though banks can repossess the property on non-payment and sell it to recover their losses, it is the last option for a financial institution. THe prime business of a bank is to lend money and earn profits from interests, and selling off a property goes against the core of their business. In fact, repossession and sale of a property is a huge loss for a financial institution financially speaking and it is why banks go all the way in creating win-win situations for themselves and the borrower before taking drastic steps.

Home loan insurance

Life insurance is always one of the biggest safety nets a person can offer their family. Enough has been said in the financial world about the virtues of life insurance. Another form of insurance that is gaining popularity in recent times is Home Loan Insurance. The home loan insurance offers borrowers a cover for their home loan in case of their untimely demise. It allows for financial institutions to recover the pending home loan amount directly from the insurer when a borrower passes. Most banks encourage home loan borrowers to apply for one during the home application process. Though a life insurance can cover the home loan amount, a home loan insurance leaves the family free from the burden of repayment in the absence of their dear one. It allows the family to continue to feel secure in their home with their loved one gone.

In the event of death of the borrower, the insurer scrutinizes the events of death and releases the insurance amount directly to the bank. The insurance does not cover events like natural death, death from illness, and accidental death. However, the home loan insurance does not cover death by suicide, death by alchohol abuse, death by STDs, and murder by a beneficiary.

It is important to note that financial institutions do not offer a home loan and home insurance to the same person. Typically, you will end up borrowing a home loan from one institution and get your home insurance cover from another. It will take several days for your home loan insurer to release funds in the event of death. It is the beneficiary’s responsibility to negotiate with the lender for time until they receive the home loan insurance cover.

Joint home loans

If the home loan was taken jointly, the responsibility of paying the home loan falls directly on the co-borrower or co-applicant. Joint home loans are granted to co-borrowers and co-applicants. A co-applicant may or may not be an earning member. Even if the co-applicant is a non earning person, it is up to them to repay the loan. In many places of employment, on the passing of the earning member of the family, a qualified next of kin os offered a job. This gives sufficient leeway for members of the family to repay the loan though it may leave them feeling financially constricted.

Guarantor or legal heir

If the borrower doesn’t have a home loan insurance cover, the bank looks for the next source for repayment. This can either be the legal heir of the property or the guarantor. In such cases, the bank draws a new loan contract with the guarantor or the heir taking into account their paying capacity, CIBIL score, credit profile, and financial standing. The bank considers repossession and selling of the poetry only when these steps turn out futile.

That said, banks cannot force the next of kin to repay the loan amount. However, the legal heir can claim their right to the property only after repaying the home loan amount.

What’s next for banks?

In the event of non-payment due to death, the banks will first approach the co-applicant, next the legal heir to the property, and the closest family members of the deceased. The bank then offers them options to reduce the EMI and increase tenure or reduce tenure with a higher EMI. As a final resort the bank will consider selling off the property to cover its losses.

All said and done, the importance of home loan insurance cannot be overstated and it is perhaps the safest and best way to go for a home loan borrower.

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01-Dec-2021

All You Need to Know About Preparing Your Property for Rental Market

Your home is your pride and joy, you’ve lived in it for some time and have to rent it out now for reasons. Or you are probably renting the home you purchased as an investment. In India, many homeowners are not able to occupy their homes due to the nature of their professions. Either way, renting out a property is a complicated journey that needs a fair amount of preparation. You worry if the tenant will take care of your home the way you would. From hygiene and cleanliness to keeping the tiles and switches damage-free, a landlord’s worries can be many. That said, preparing your property cosmetically and keeping all the documents you may need ready could go a long way in keeping the entire process hassle-free. Here are some steps to follow through before you put up that ‘To-let’ sign on your property to attract good tenants and enjoy a smooth way forward.

Conduct repairs if any Conduct a thorough inspection of your home when it is empty. Leaky faucets, taps, creaky doors, leaky roofs, pest infestation if any are all things you need to check thoroughly before renting out your property. Take a good look at electrical outlets, plug points, and other appliances if they work well.

Is your home safe for your tenant? Safety should be on the top of your mind whether you occupy it or a tenant does. If you are renting out a portion of your home, then make sure to separate your home from the rental portion securely. Install gates, check locks, ensure your doors are installed properly and cover open areas if any on the property. Note that a safe home is easier to rent out and your tenants will feel safe and more at ease in your property.

Clean up before renting This is a no-brainer, yet not a lot of landlords take note of it: clean your home before a potential tenant comes to look at the property. No matter how beautiful your home is, or however desirable its location, a dirty home turns off tenants very fast. Make your home look presentable with clean floors, doors, windows, and shelves. Ensure that your previous tenant has cleared out clutter from lofts and other cupboards. Invest in a cleaning service to brighten up bathrooms and kitchen for a sparkly new home that everyone will want to live in.

Take a good look at your furnishing If you are renting out your property on a semi-furnished or fully-furnished basis, make sure the furnishing and appliance you are leaving behind are spic and span. Curtains, beds, carpets, sofas, and other upholstery you leave for rent need to be clean to attract premium tenants. Appliances like geysers, chimneys, fans, and lights can experience wear and tear from continuous use. So make sure all the appliances in your property are clean and in good working condition.

Consider getting a landlord insurance Landlord insurance will help put you at ease during the tenancy period. Landlord insurance, a relatively less known cover, is a great way to recover any minor or major mishaps in your rental property. Natural disasters, injuries, accidents, etc. are liabilities that the landlord insurance can cover. Some landlord insurance policies cover damage and repairs that you may incur when a tenant vacates your property. The landlord insurance cost depends on the size of the property, its geographical location, climate conditions of the area, etc. The security systems you have installed on your property like burglar alarms, CCTV cameras also factor in when you opt for landlord insurance.

Getting a rent agreement ready A rent agreement is a legal document that details specifics of the tenancy like names of the tenant and the landlord, addresses of both parties, the monthly rent for the property, the duration of the tenancy, penalties if any on rent default, and maintenance of property if applicable. A rent agreement is an important document for both the tenant and the landlord in case any dispute arises between the two. Some of the reasons that may lead to disputes are if the tenant tries to sublet your property, the landlord increases the rent without notice, the tenant sets up a commercial business in a residential property, or if there are issues in the receipt or return of the security deposit. Rental agreements also come in handy for landlords if a tenant causes damage to the property.

Decide the rent and security deposit To decide the rent you want to charge for your home, you need to first dig deep and do your homework. First, inquire about the rental cost in your locality. Factor in the size of your property and the amenities you provide to your tenant if your home is a semi-furnished or fully furnished home. Most homeowners add the maintenance cost of the property to the rent too. Additional charges may include electricity, water, etc. Arrive at a final cost and check with other landlords in your locality if that is price tenants are willing to pay.

When you think your home is ready to be rented out, take your time to screen tenants who approach you. Hand over the keys to your home only after you make sure of the credibility of your tenant. After all, renting out a property isn’t just for its monetary returns. Your home is still yours and finding the best tenant who will treat your home like theirs is important too.

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24-Nov-2021

How is Jointly Owned Property Taxed?

Homebuyers can jointly own or co-own a property for various reasons like sharing a loan, smooth succession, funding, and other reasons. In Indian families where both spouses work, a joint home loan is the most preferred. The same case applies to siblings in many families. Though the joint purchase of a residential property isn’t very different from single ownership, their taxation is slightly more complicated. Taxes can be applied on any profit that an owner may be gaining from their property either through rent or sale. Similarly, tax benefits that come with home loans can be claimed by co-borrowers.

Co-ownership/joint ownership vs co-applicant

Co-owner and joint owner of a property are interchangeable terms. However, a co-applicant or co-borrower of a home need not necessarily be a co-owner of the property. Taxation of a jointly owned property comes with its own advantages. And only a co-borrower and a co-owner of the property can enjoy the tax benefits of a home loan.

What is Hindu Unit Family(HUF)?

Under the Hindu Law, a Hindu Unit Family or a HUF is a family consisting of members lineally descended from a common ancestor including wives and unmarried daughters. A HUF cannot be ‘created’ under contracts, but can only be created naturally. Though Jain and Sikh families aren’t governed by the Hindu Law, they are treated as HUFs under the Act. The Income Tax Act issues clear directives for the taxation of HUFs.

The Income Tax Act

The Indian Income Tax Act directs that all single owners of a property may be taxed as an ‘individual’. However, for jointly owned properties, the owners are categorized as:

1. An association of persons

2. A body of individuals

3. A partnership firm

In the case of a jointly owned property, Section 26 of the Income Tax Act lays down clear guidelines for the taxation of the co-owners of the property. The income from a property is either the rental income gained from it or the capital income from the sale of the said property. Section 26 of the Act clearly directs that if the share of each of the joint owners is specifically defined and is ascertainable, then the share of each owner is considered taxable as an individual owner and not as AOP (Association of Persons) or BOI (Body of Individuals). In the case of a Hindu Undivided Family (HUF), the property is not considered jointly owned. The income gained through such HUF shall be taxable as a single-owned property and not apportioned among the family members.

How is the ownership share of a co-owned property determined?

When co-owners of a property is added to a will, they may have varying shares of the property. At times, more co-owners are added to the will for various reasons like a smooth succession of the property. It is important to note that the respective share of the co-owners of the property will be corresponding to the ratio of their contribution towards the purchase of the property.

The contribution of the co-owner towards the purchase of the property may be in the way of downpayment, or their share of the home loan taken. The cost each owner incurred during or after the purchase of the property can be ascertained from bank statements. But, if a co-owner hasn’t contributed towards the purchase of the property, then for income tax purposes, they will not be considered a co-owner and this applies even if their name is included as a co-owner in the deed. This could happen when the co-owner is added only for the sake of clear succession and not for loan repayment.

Taxation of the rent received from a jointly owned property

For a jointly owned property that has been rented out, the rent received is to be apportioned as per the ownership ratio. The rent divided is considered the annual value of the property, of which 30% of the rent value is deducted to arrive at the taxable rent value. In addition to the standard 30%, co-owners can also deduct any cost they may incur in the way of construction, repair, renovation, etc.

Taxation of the profit from selling the co-owned property

Taxes can be applied on the profit owners make after a sale. In the case of profits co-owners may arrive at after selling their jointly owned property, taxes are applied to individual owners and their share of profits, and not on the property as a whole. The apportionment of the profit from selling the property is ascertained at the ‘sale consideration’ and ‘cost of acquisition’ stages. This is again determined from their share of the home loan and contribution towards the purchase of the property.

Taxes and finances can seem complicated, especially when it comes to joint ownership. But like a lot of other advantages that come with joint homeownership, taxation procedures pertaining to jointly owned property can also come as a huge relief to co-owners of a property.

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03-Nov-2021

Ideas to Illuminate Your Home With Ceiling Lights

The very basics of home interior design begin with lighting. Lighting is the key to beautifying a home. It doesn’t matter how luxurious the interiors, or how contemporary the designs and decor, without good lighting, your home interiors cannot exude the charm you expect. Lighting is also the designers’ secret tool that helps make any compact space look spacious.

Natural light aside, ceiling lights are now a key to home interior design. Ceiling lights are either directly installed into the ceiling or to a false ceiling. White tube lights have long been on their way out and ceiling lights have made a permanent stay in homes. They add a special touch to various rooms when used the right way. For instance, recessed ceiling lights can help create an atmosphere of calm. Recessed lights are extensively used in living rooms and bedrooms for the restful ambiance they create. On the other hand, chandeliers can add spark, create an energetic mood in the room and grab eyeballs for all the right reasons. Dining areas lit by pendant lights are ideal for cozy family conversations and create a warm and loving environment. To use ceiling lights to your advantage in the different parts of your home, let us look in detail at the types and how you can hack them to create beautiful home interiors.

Is a false ceiling necessary to install ceiling lights?

Ceiling lights like pendant lights, chandeliers, and strips can be installed directly onto the ceiling. However, the right false ceiling can enhance the lighting, create the right shadow play, and increase the impact of the illumination. Recessed lights and cove lights, which are recent favourites, can only be installed on false ceilings.

Types of ceiling lights

1. Chandeliers

Chandeliers are the oldest ceiling lights to be created. Before even electricity was discovered, chandeliers were illuminated by candles and oil to create an effect of grandeur and awe. They were and still are centerpieces of many homes. Though the traditional chandelier has taken on many more shapes and forms, the charm of the chandelier remains unchallenged. Chandeliers installed on false ceilings bolstered by recessed lights are a look that can leave guests talking for years to come. One thing to remember when installing chandeliers is that your ceiling should at least be 10 feet high for the right lighting and also to avoid any contact.

2. Flush lights

Flush lights are perhaps the safest ceiling lights there are and are also suitable for all parts of the home. Flush lights are also widely used in offices where too many design elements are not preferred. They are perfect for homes and spaces with low ceilings. A huge advantage that flush lights are the unbelievable arrays of varieties they come with. From material to design, flush lights can be suited to any decor or theme. CFLs, LEDs, and halogen bulbs can be installed within flush light fixtures and they can come in many materials including copper and plastic. Semi-flush lights are another type that is a cross between pendant lights and flush lights. They can dangle at 3 to 8 inches from the ceiling and are great lobbies and rooms that need a little extra than flush lights, but where chandeliers or pendant lights are not suited.

3. Pendant lights

The hanging pendant light is a minimalist take on the chandelier, and their versatility doesn’t hurt either. Pendant lights suit every part of the house and can come in a range of designs, varieties, heights, and sizes. They instantly lift any space and can be quite easy on the eye. A stylish pendant light in the living room can serve as a centerpiece. In the dining room, pendant lights can bring about chatter and jor.

4. Track lights

Track lights use 3W to 9W bulbs and are used exclusively when you need to highlight a particular piece of decor or display. A painting, a picture, or even a textured wall can be further enhanced by track lights installed above it. Track lights installed above dressers can be a fashionista’s best friend. Other alternatives to track lights are focus lights, directional, and rail lights.

5. Recessed lights

Recessed lights or downward lights are considered a novelty in the design world and are pretty much like spotlights or broad floodlights. Recessed lights are placed within holes of a false ceiling and create luxurious ambient lighting. They are a minimalist way of lighting up the room without too much clutter. They shine down on a limited circumference from where they are installed but can offer complete room coverage when properly arranged, unlike other ceiling lights that can diminish with increasing room area. It is best when recessed lights are an added accessory or layer to an existing ceiling light like a chandelier or pendant.

6. Cove lights

Like recessed lights, cove lights are often used as an added source of light in the room. Cove lights are softer and exude a gentle glow as they are placed within the recess of a false ceiling. Cove lights add charm, luxury, and warmth to any room they are installed. However, they are ideal for hallways and entryways.

For many, home interiors are the final touch to creating their dream home. Lights play a crucial role in creating the ideal home and going the extra mile in finding the right for your home is important. Find the right ceiling light for your dream home and you will give yourself a pat on the back for it.

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27-Oct-2021

Most Common Home Loan Mistakes to Avoid

Home loans are long-term investments for most home buyers. Depending on the buyer, the tenure of the loan can be anywhere between 10 to 30 years. Considering that for most homebuyers, a home loan can seem like a life-long commitment. Also, compromising on the loan amount is not something many homebuyers would be willing to do, because making compromises with the loan amount means buying a home that isn’t perfect for them. So applying for a home loan is a process that doesn’t have much margin for mistakes. Wrong choices and mistakes can affect the loan approval process and the amount that can be sanctioned to the applicant. Home loan mistakes can also affect the repayment of the loan. It is crucial that home loan applicants be extra careful during their loan application process and educate themselves about any possible mistakes they can make. We have put together some of the most common home loan mistakes applicants tend to make so you can avoid them while you buy your dream home.

1. Not planning funds properly

Perhaps the most common home loan mistake that applicants make is not taking out the time to create an investment plan. An investment plan details how an applicant will spread out their funds including an emergency fund, home loan, investments, expenses, and savings. Not making a plan can lead to confusion about how much you can actually put aside for your home loan EMI. An improper plan can put undue pressure on your entire home loan journey and make homeownership an unpleasant experience. It can also lead to a situation where you are left with no savings for emergencies and contingencies. Put aside time to create an investment plan for yourself so you enter risk-free homeownership.

2. Not availing a home loan insurance cover

Many home loan applicants blatantly overlook taking a home loan insurance cover. Even if you have a life insurance cover, a home loan insurance cover helps tick all checkboxes and ensures peace of mind to you and your family. A life insurance policy will definitely prove to be useful during unfortunate circumstances, but may only cover the basics your family may need in your absence. However, a home loan insurance policy ensures that your home loan is paid off in the unfortunate event of illness or death.

3. Not putting aside enough for the downpayment

The RBI dictates that banks and other lenders can finance 75 to 90% of a home loan to buyers depending on the loan amount. The bank can decide the final downpayment vs home ratio after a credit risk analysis of the borrower. However, most home loan applicants end up making at least a 10% downpayment on their home loan. One of the mistakes most home loan borrowers make is not accumulating or saving enough money for their down payment. A higher down payment means an increased success of home loan approval and chances of a lower rate of interest on home loan EMI. Many loan borrowers are unaware of this and end up applying for larger loan amounts which can, in turn, affect their EMIs negatively. Make good use of down payment finance options like down payment loans, gold loans, and personal loans. Though a big down payment may seem impossible at first, the hassle is totally worth it.

4. Not paying attention to credit score

Home loan applicants with a CIBIL score of 750+ are more likely to receive their loan. Not paying close and frequent attention to your credit score can lead to a drop in your score making loan sanctions a difficult and tedious process. Before applying for a home loan, the applicant should make sure their credit score is in the 750 range. If not, loan applicants must undertake corrective measures like closing pre-existing loans to improve their scores to better their chances of getting a home loan.

5. Not comparing home loan offers

Every bank, financial institution, and lender offers different home loan policies, interest rates, processing charges, and loan tenures. The loan to value ratio (LTV) also varies from bank to bank. All home loan applicants need to thoroughly evaluate their options, study loan policies, and decide what is best for them before applying for a loan.

6. Not asking the right questions

Home loan application, especially for first-timers, can be an intimidating process. The paperwork can seem too complicated, the financial nitty-gritty can be intimidating, and you may have too many questions on your mind. But the complexity of the process should not stop loan applicants from asking the right questions to the right people. From questions that may seem silly to seemingly important questions, never hesitate to speak out and clear your doubts, you will thank yourself later for it.

7. Not staying updated with the home loan news

Homeowners can pay dearly if they don’t stay up to date with their lender’s policies and home loan policies in general. Lenders frequently change their loan interest rates based on various factors and it is important for borrowers to know these changes to make sure they get the best possible offer.

Owning a home is a prolonged journey that doesn’t just end with registration. To be able to enjoy it and take pride in homeownership, home loan applicants should make sure they are treading the right tracks. Before you buy a home, make sure you educate yourself on these possible mistakes you could make so your homeownership is as beautiful as you dreamt of.

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06-Oct-2021

The 5 Biggest Smart Home Trends

While traditional homes were designed for ownership pride, safety, and investment, smart homes are banking on one aspect of homeownership more than the others - comfort. If the location of the home is a comfort factor, the intelligence of the home unit is also one. The ability to control one’s home from anywhere, whether at the office or a vacation destination, has empowered homeowners like never before. To be able to tune our home to our preferences and to make it an extension of our technological lives is an enticing proposal to all.

The smart home segment has faced science-fiction-like innovation in the past few years, but that is only the tip of the iceberg. With nearly 175 million smart homes in the world currently, the smart home device market is expected to reach $174 billion in 2024 from a meager $55 billion in 2016. This curve is expected to steadily rise over the next decade and is set to be the next big technological advancement after smart homes.

It is safe to say that smart homes are the domestic version of the Internet of Things that is only starting to evolve faster and take on more powerful forms. Starting with the domestic favourite TV, we have begun connecting everyday devices to smart devices. The air conditioning, refrigerators, security systems, etc. have all got a cutting-edge facelift and the home automation technology is only expected to grow. It is now only a matter of time before artificial intelligence gives us smarter, innovative, and intuitive home assistants who make our lives easier. With the technology underpinning the smart home revolution developing faster than ever, let us take a look at some of the trends that are set to rule the smart home segment in the coming years.

1. One size fits all standardization

Connectivity is the heart of smart home appliances. But a headache all smart home manufacturers have to deal with is putting together a home with a competing range of standards and technology platforms. Top smart home service providers like Google, Apple, Amazon, and Samsung have a varied customer base. An interested home buyer may not be in favor of the technology provider, jeopardizing all the parties involved. They may fear being ‘tied’ to one service provider who may not be compatible with the devices they own. Also, homeowners may end up needing a whole set of apps to control the various devices in their homes and that could be a hassle. Relying on different platforms for different needs also causes security vulnerabilities. Technology giants recognized this as a real problem and have come together to create a holistic set of standards that make smart homes safer and simpler. This trend towards standardization will not just be an improvement in the smart home sector, but will also improve their adoption among the masses.

2. A smart home that is actually alive

The ‘smart’ in smart homes is only at its primitive stages now. Automatic window blinds, automatic temperature control, smart-phone controlled lights, etc. may have seemed like a big step a couple of years ago. But they are obsolete technologies now considering what is to come. Smart homes are set to become living and breathing extensions of their homeowners, thanks to machine learning. Refrigerators that can ‘see’ its contents, smart thermostat systems that ‘train’ themselves to the habits of the home dwellers, facial recognition-based security systems are all just some of the technological advancements in the smart home sector. The analytics derived from these technologies are aimed at improving our living standards. For instance, homeowners can gauge energy wastage if any, and shift their focus to a more sustainable lifestyle. Smart refrigerators can send timely reminders for groceries based on their contents and can also be trained to order in replacements.

3. Robotic assistants at home

Though humanoid robots are still a distant future away, robotic assistants are already a reality in many homes. Robotic vacuum cleaners and lawnmowers are growing in popularity and are replacing domestic help in many homes. Artificial intelligence is evolving at a rapid rate and is set to provide robotic assistants who can cook meals, clean the house, provide companionship and healthcare if need be. Robotic home assistants can carry out day-to-day tasks freeing us from chores and helping us spend time more valuably. For the elderly dwellers, robotic assistants could provide much-needed healthcare or call for health services in case of emergencies. Like smartphones, robots, and smart home technology, in general, is expected to become more affordable with time. In the coming decade, mobile robots that can act autonomously will become more affordable, common, and wanted.

4. Smart in-home healthcare

Smartwatches from tech giants already provide a range of healthcare services. From monitoring sleep to carrying out Electrocardiograms (ECGs), smartwatches have helped wearers monitor their health more closely. In fact, smartwatches can even alert wearers about an oncoming heart issue based on their heart activity. These functions can be extended to smart home devices too. For instance, smart in-home healthcare devices can help us connect to h healthcare providers remotely, diagnose illnesses by means of symptoms, give us timely reminders, and call for help if an elderly person suffers a fall. Smart homes can provide useful insights into a resident’s lifestyle, eating habits, and sleep habits when there is a need for the data.

5. The impact of faster network

With the launch of the 5G network and WiFi6 technology, the internet is set to take a leap globally. Faster networks will finally be able to keep up with an increasing number of data-hungry devices and appliances. Smart homes will get more cutting-edge as all devices start working synchronously and at the same fast speeds. Faster networks pave the way for larger and more sophisticated home devices to work seamlessly. Smart homes are set to only get smarter with the rollout of faster internet technology.

Homebuyers have been limited to buying apartments and villas and the options have only stretched to the number of bedrooms. But things are about to get more exciting, thanks to the advent of smart homes. Before you buy a home, explore your options in the smart home sector and ready yourself for a technologically better lifestyle.

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29-Sep-2021

How To Plan Your Home Loan EMIs?

For many of us, after buying a home EMIs could be the biggest expense of the month. Home loans are usually repaid over a 20 to 30 years period. Planning a home loan EMI for such a long duration may seem daunting and impossible at first. But with a little planning and wisdom, you can lead a financially stable and comfortable life through your repayment period.

Defaulting on your home loan may lead you to incur penalties and a steep increase in the interest cost. The trick to planning home loan EMIs lies in being ready for contingency situations related to your health or employment. That said, let us look at some tips and pointers that will come in handy when planning your home loan EMIs.

Chart out your investment plan first

Before applying for a home loan, it is important that you sit down and create a monthly investment plan. The investment plan must include an emergency contingency fund that you will add to every month, your home loan, expenses, and investment or savings. Many new-age homebuyers invest their savings money with mutual funds, shares, and other investment plans that could give them an interest.

Also, it is the advice of many top finance gurus that you schedule your home loan EMI within the first week of receiving your salary. This helps avoid any non-payment instances that are viewed seriously. Penalties don’t just put you back a few steps in your repayment schedule, but they can also negatively affect your CIBIL score.

Choose and change your home loan plan

It is always best to find a home loan plan to suit your monthly budget as the options available for home loan interests are many. The interest rates and plans vary from one lender to another. Take your time to research, study, and compare between various banks and financial institutions and find what will work for you best. Choose between floating and fixed interest rates and get advice from experienced homeowners on what will work best for you. You can ask for the home loan EMI calculator to gauge your home loan repayment.

Also, take your time to periodically update yourself on policy and interest changes of various banks and financial institutions. Various banks offer varying interest rates that can change from time to time. Information about any changes can help you make the right decision and reduce your interest expense significantly.

Make prepayments to reduce your EMI burden

A loan prepayment is a lump sum settlement of an EMI before the due date. A prepayment can be one month’s worth of EMI or more as and when you have a surplus of funds with you. Many experts suggest making one EMI prepayment extra per year. Take advantage of the no-penalty policy for home loan prepayment and put aside a little every month for a yearly prepayment. Though it may seem like a lot, a little effort can go a long way in your loan repayment and can in fact, reduce your loan tenure by a good couple of years.

Increase your loan rate of interest

Did you know? Many home buyers pay nearly 60% of the loan amount in interest. Though a lower rate of interest may seem more affordable to you, in the long run, low-interest rates can actually end up costing you a lot more than higher interest rates. A higher interest rate means a shorter duration, and a lower rate of interest could mean that you are paying back nearly 1.5 times the cost of your home. Take the time to ask the right questions with your loan officers and find out the best plan and interest rate for you.

Things to do before applying for a home loan

Here are some of the other things you can do before applying for a loan to enjoy a smooth home loan borrowing and repayment cycle.

-A good CIBIL score can help you get a higher loan amount at lower rates of interest. You can improve your CIBIL score by clearing out existing loans.

-Increase your repayment capacity by clearing existing debts and improve your debt to income ratio.

-Educate yourself about the down payment, down payment loans, and the pros and cons that go with them.

Planning your home loan EMIs is crucial to enjoying a hassle-free homeownership experience. Taking the time to understand the nuances of a home loan, and sitting down with your loan officer can go a long way. Be patient with loan officers to answer any questions they may have about your loan history as it will be beneficial to both parties.

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01-Sep-2021

What is an Occupancy Certificate and How is it Important?

Buying a home is a dream come true moment for most of us. The hard-earned money, the time spent searching for your perfect home can all be in vain if you are not careful enough about the Occupancy Certificate. The absence of this single paper could even result in your eviction. Since most of the apartments/villas are owned by first time owners, the chances of them being aware of such intricacies are less which in turn might cost them in future.

What is an Occupancy Certificate?

A legal document issued by the local municipal authority or the building proposal department, upon the completion of the residential project deeming the property fit for living is called an Occupancy Certificate. In other words, until and unless you obtain an Occupancy Certificate, living in your dream home would be illegal.

Things you need to know regarding the Occupancy Certificate

1. In the absence of an Occupancy Certificate, the local authorities have the right to evict you from your house and demolish it.

2. People often confuse Occupancy Certificate with Completion Certificate, which is another document that is in regard with the structural completion of your building, whereas Occupancy Certificate is about your home as a whole.

3. The Occupancy Certificate includes a list of pros including the local bodies to provide all the basic amenities like electricity, water, sanitation etc.

4. If there arises a situation where the builder can’t provide you with the Occupancy Certificate, then you have the right to approach the consumer court and file a petition.

5. RERA (Real Estate Regulatory Authority) has pointed out that until and unless the buyer is handed over their Occupancy Certificate the possession of the residential property will not be complete.

6. If the payment schedule is linked with the possession of the project, then you have the right to withhold the final payment till the builder can provide you with an Occupancy Certificate.

7. It is also vital to know that one can’t register their brand new home without an Occupancy Certificate.

8. There is another confusion regarding the term ‘Temporal Occupancy Certificate’ however, there is no such thing in existence in any rule books’. But there are ‘Partial Completion Certificate’ that certifies the builder to complete tower-wise construction.

Buyers need to know that the lifespan of such sanctions is only valid for 5 years, which at best can be extended for two more years with a fine.

How to get an Occupancy Certificate?

To acquire your Occupancy Certificate, you need to fill the Occupancy Certificate application with the list of documents given below at your local municipal body.

1. Commencement Certificate

2. Completion Certificate

3. Built & Section Plan

4. NOC for Fire & Pollution

5. Area Calculation sheet of floor signed by an authorized architect

6. Photographs of the completed project

7. Tax assessment paid receipt

8. Photographs of rain harvesting & solar panels

9. Copy of sanctioned plan

Once the application is submitted along with the documents, the concerned authorities will inspect within 30 days and if the papers submitted complies with the legal norms, your Occupancy Certificate shall be issued. One can also check the status of their Occupancy Certificate through the web portal of RERA (concerned state’s).

The authorities issue an Occupancy Certificate once they have ensured that all the requirements are met for the property to be habitable. Only upon issuing the Occupancy Certificate can a property become ready for possession.

The dream called home should be a thing of joy, not tension and hassles. When you join hands with a builder like Victoria Realtors, you can be sure of the promises we keep and the approach we take to make your experience as smooth as possible.

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25-Aug-2021

5 Tips to Use Mirrors to Your Advantage in Home Decor

Mirrors have held the undivided attention of humans ever since they were invented. They are the well-kept secret weapon of every decorator. Mirrors are used to enhance a space, increase ventilation, bring an element of drama, and can change the perception of space with interesting frame views. Your home is no exception to the enchanting effects a mirror can bring. Before we delve into how you can use them, let us see why mirrors make an important part of our homes.

Mirrors and the mind

Other than making your home appear bigger and amplifying light mirrors have an innate connection with the human mind. Though mirrors are connected with vanity, they play a bigger role than we realize in our emotional and psychological functioning.

Mirrors help reduce instances of social anxiety, make us less socially awkward, and improve our confidence during social presence. Studying our reflection helps us sync with our emotions and ground us in our bodies. The face-to-face feedback we receive from our reflections offers a sense of comfort even if it may not be palpable.

Mirrors can give us a sense of perspective that we may haven’t had for a long time. Many psychological experiments using mirrors demonstrate that we gain perspective about ourselves, ultimately resulting in a boost in confidence.

Mirrors help us develop a sense of self Our reflections remind us of our sense of individuality that needs to be nourished and nurtured.

Mirrors and their usage in our homes have evolved. We have come a long way from using polished metallic surfaces to using mirrors in creating breathtaking living spaces. Mirrors aren’t just easy to install, but they are extremely budget-friendly ways to create beautiful homes. A willingness to experiment and boundless creativity can help transform your home into a piece of paradise with a few mirrors. Take a look at some of the interesting ways mirrors can give your home a facelift.

1. Make your room appear better

A cleverly placed mirror can make your room appear larger, brighter, and better. Mirrors can serve a lot of purposes when you use them right, here are some:

a. Brightens the space

Mirrors double any source of light in a room. To light up a large space, simply place a mirror opposite a window or door. You can also place a mirror close to a lamp to effectively receive twice the brightness cost-effectively. No matter how cloudy it is outside, a mirror can harness the light it receives making your space instantly brighter. Mirrors are especially great when you want to open up space without having to make major renovations or redesigns.

b. Light up dark corners

Mirrors can help light up even the darkest corners of your home that lack natural ventilation. Place a mirror above or behind a switched-on lamp to create a well-lit corner in any part of your home. Using slim mirrors at the end of long narrow hallways and passages that receive little light can make the space appear larger.

c. Enhance

To use a mirror effectively, all you need is a little creative thinking. Did you know? Mirrors placed in visitors’ rooms lift the spirits of the occupants by tricking the mind into thinking that there are more people in the room. There are well-known stories of businesses increasing walk-ins by the mere installation of mirrors. Mirrors can enhance your space by either drawing focus to a particular point in the room or deflecting attention when not needed.

d. Double the space

Using a mirror strategically doubles the existing space in your room. A small storage space or an alcove can be converted into a functional space by installing a mirror on the wall. Narrow living spaces can be transformed into appearing more lively with mounted mirrors. Small kitchens can also benefit from mirrors. Mirrors installed along the backsplash can make your kitchen appear larger and roomier.

2. Create focal points with mirrors

In rooms that don’t have a central mantelpiece or a focal point, mirrors can help dictate the center of the room. You can place furniture and carpets based on the space the mirror occupies. And in homes that already have a centerpiece, mirrors can be used to exaggerate the beauty of the space. Mirrors with ornate frames in living rooms can very well replace paintings.

3. Multifunctional mirrors

Mirrors don’t just have to be decor pieces at your home. They can serve functions of storage too. Choose mirrors with frames that offer vertical storage if space is a constraint at your home. Decorative mirrors that appear like windows are great for homes with rustic decor. Traditional window frames applied on mirrors create beautiful separated window-like mirrors that can beautify your home instantly.

4. Experiment with shapes

A rectangular or circular mirror is passe now. Experiment and switch things up with differently shaped mirrors. Study your room and choose shapes that would bring in a flood of light and create intense drama. If your room has many geometric elements, break the monotony with a not-so-traditional-shaped mirror. That said, the placement of the mirror still takes precedence.

5. Outdoor mirrors

Mirrors aren’t just for the indoors anymore. Mirrors can help liven up dull basements, covered courtyards, and north-facing terraces. Mirrors are great for semi-open garden spaces; they multiply greenery and sustain a calm. Windows can also be installed with mirror glasses for a stylish outer facade.

Feeling inspired already? Before you go mirror shopping, just remember to explore the many frames available in the market. From terracotta and jute to brass and PU plastic, the options are exhaustive, and each of them is worth looking at.

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04-Aug-2021

Budget Friendly Ideas to Make Your Bedroom Look Luxurious

When you come home after a long and tiring day, the one place you would want to relax and unwind in is your bedroom. However, when you think about decorating your home, bedrooms come almost last on the list. Our living rooms and patios take precedence over bedrooms as they are frequented the most by visitors. Also, the fact that you are pretty much done with everything else when you hit the bed doesn’t help the cause. Though bedrooms are not privy to visitors, there is no reason to not have your bedroom look and feel luxurious as the rest of your home. After all, bedrooms are where you go to recover from the strain of the day and recharge for the next day. Fortunately, it is easier than you think to create a luxurious-looking bedroom on a shoestring budget.

Ways to make your bedroom luxurious on a budget

1. Invest in a good wallpaper

 

A good wallpaper can do miracles for your home when you are on a limited budget. The advancements in printing and installation techniques make wallpapers great alternatives to wall paint. Wallpapers also break the limits you may face with painting. You can choose from a range of patterns, textures, and sizes. Floral, abstract, geometric, mural, tropical, retro, etc. are some themes you can set for your bedroom through wallpapers.

 

2. Pay attention to the details

 

When it comes to making a space luxurious, small details can bring about big differences. Curtain rods, doorknobs, handles of wardrobes, etc. can set your bedroom apart on a budget. For instance, crystal pull ons on drawers can instantly give your bedroom a facelift. Though it may seem like a minor thing that could get missed, the sum of small changes can bring elegant opulence to your bedroom.

 

3. Dress your pillows

 

Run a simple internet search for luxury bedrooms and notice how every image has throw pillows in it. Throw pillows are a simple and budget-friendly way to make your bedroom look more luxurious. Find pillow covers that match the decor and theme of your room. Good throw pillows can tie bedroom decors together in an elegant way. It is why most hotels invest in throw pillows so their guests can have a restful and memorable experience. Use less conspicuous pillows against stand-out throw pillows and you will have a luxurious-looking bed in no time.

 

4. Bedsheets matter

 

Now that the pillows are out of the way, time to focus on the bedsheets. A soft and comfortable bed sheet is an absolute must-have for every bedroom. Make sure to choose bed sheets to choose the current theme of your bedroom for a collected finish. However, duvets and comforters are big investments that you may not be able to make too often. In such cases, choose a nice and chunky throw blanket that you can place at the foot of the bed so the focus is drawn towards instead of your tired bed sheets or duvets.

 

5.Play with textures

 

Mixing textures and creating an artistic finish can render a luxurious touch to your bedroom, especially when you are on a budget. This allows you to use what you may already have at home. A chunky rug against a brass-finish stool could create an interesting mix of textures that would also look great. Get creative and bring in texture through materials like rattan and copper. You can also add a dash of fun with embellishments.

 

6. Get a fun nightstand

 

Nightstands don’t have to be boring and color-coordinated to your bed anymore. Your nightstand could become your statement centerpiece of the bedroom with a few tweaks. Chalk painting your existing nightstand to an exciting color can transform your bedroom. Keep the things on your nightstand to a bare minimum and regularly clear it off any junk. You can also use your nightstand to display plants, a nice lamp, or family pictures.

 

7. Mirror your style

 

Mirrors are a must-have in all bedrooms; they open up space and can make your room appear bigger and brighter. So use the mirror in your bedroom to your style advantage. Do away with the boring mirror and add luxury to your bedroom with a statement mirror. Mirrors studded with crystals, or an ornate metallic frame can bring in an element of luxury to your bedroom. If you are vested in choosing decor items with functionality, then choose dressers that come with vertical storage options alongside mirrors. These can very well fit in your budget with the many options for cost-effective materials and styles available in the market now.

 

8. Lighting is everything

 

Good lighting can instantly make any room appear larger and more luxurious. Pay attention to how much light you let into your bedroom. At the same time, it is important to remember that too much light can interfere with your sleep. Put to work large curtains that can control the light in the room effectively.

Though you may have plenty of natural light in the room, lamps are a great way to introduce an element of luxury in the bedroom on a small budget. Invest in a lamp that ties in the design elements of the bedroom, and they might as well be the centerpiece of your bedroom. Pretty pendant lamps hung towards the center of the room can grab the focus away from everything else.

 

9. Bring art into the bedroom

 

Another sure shot way to make your bedroom appear luxurious on a budget is to invest in statement art pieces. A good frame can make a piece of art look like a luxurious add-on to your room.

Transforming your bedroom into a luxurious space shouldn’t cost too much as long as you don’t bring in too many elements. Ensure that most pieces of decor you choose serve a functional purpose for an elegant room that you would return to every night.

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28-Jul-2021

7 Smart Tips For Furniture Shopping For Your Home

Whether you are purchasing furniture for your new apartment or you just want to buy new furniture for your home, furniture shopping can quickly get complicated without a little planning. The options when it comes to furniture shopping are so many that you could end up spending a lot more than you originally planned on. Considering that furniture is a semi-permanent fixture of your home, it only makes sense that you would want only the best of the best. So here we have compiled 7 great tips for you when you go furniture shopping for your apartment.

1. Make an account of what you already have

It is easy to lose sight of the great things you already have when you are focused on buying new items for your home. Be it furniture, clothes, or accessories, there’s always something usable lying in the house that you can take advantage of. Though you may need new furniture, take a good look at everything you already have. The corner table, the carpets, cushions, or bookcases that you think you need to replace could be in good condition. Sometimes, you could give some furniture a new lease of life with just a fresh coat of paint or minor repairs. It is not only economical, but it is also a sustainable practice.

2. Decide on a budget and stick to it

Shopping on a budget is always a wise thing to do. It is easy to get carried away by the many options available in the market. To set a budget, first, visualize how you want your finished home to look like. Stick to minimalist decor themes with few but attention-grabbing focal pieces. That way every spend you make feels like an investment. Take into account other expenses that come with furniture shopping like transport, installation, and maintenance. You may also want to take into consideration the yearly maintenance your furniture may cost you. For instance, certain materials of upholstery may need yearly cleaning and maintenance for durability.

That said, not all beautiful homes are decorated based on themes. A theme may come in handy to create a framework for your budget.

3. Do not compromise on ventilation

No matter how well furnished the home, if it lacks ventilation, then it’s still not perfect. When furniture shopping, give the ventilation in your home the priority. If you end up buying furniture pieces that block out light and air, they are not worth it in the end. Large bookcases that could block light, tables that take up more space than needed, and kitchen furniture that leave no space for you to move around freely are just not worth the cost.

4. Invest in multi-purpose furniture

Multi-purpose furniture arrives close on the heels of the importance of ventilation. Multi-purpose furniture is a smart way to invest in essential pieces of furniture that serve more than just one function. Pull out beds, coffee tables with seats, pull out dining tables and work desks, sofa cum beds are all great options for multipurpose furniture. With the variety and exhaustive options of furniture available in the market, you don’t have to make any compromise with the look of your room either.

5. Dig deep into organizers

It isn’t just enough to buy nice furniture to have an organized home. This is especially true for kitchens, wardrobes, and workspaces. Organizers are accessories that, well, help you keep your possessions in a simpler and more organized way. They make everyday life easier by drastically reducing the time you need to sort and clean your cupboards. With organizers, you can easily reach the things you need without toppling other clothes or spice jars in the way. Before you buy furniture, take a look at the many organizers available online and in stores. See which organizer would suit your purpose and be compatible with the furniture you intend to buy.

6. Furnishing the kitchen

They say the kitchen of home grows with the family. As the needs of the family change and grow, the kitchen is expected to accommodate them too. Unfortunately, buildings don’t grow. When it comes to furnishing the kitchen, less is more. For example, a sturdy and expandable dining table would do you a lot more good than a breakfast bar. This rule also extends to the accessories in the kitchen. Also, when buying electronic gadgets for the kitchen, think long term. A smaller fridge or dishwasher may seem right now, but you may end up changing it within the next five years for a bigger one. Cut losses by planning when it comes to the capacity of your electronics.

Make comfort your mantra

All said and done, finding comfortable and sturdy furniture should be the foremost of your priorities. Check for various wood options available, and steer clear of cheap and light wood. Invest in furniture with soft seating options, furniture that improves posture, and are kids friendly. Look for furniture that grows with your children, like height-adjustable tables and chairs. Always opt for upholstery fabric that is durable and can withstand wear and tear.

When buying furniture, it would always be good to keep an eye out for offers and deals. Go for exchange offers if you would like to trade in your old furniture for new ones. And, if you are shopping online for furniture, make sure you go through reviews of previous customers. Lastly, always ask the seller, whether online or offline, for a warranty on your furniture. Good luck!

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07-Jul-2021

Points To Consider While Booking a Tour To a Sample Villa

A sample villa is a model villa constructed by the builder according to the floor plans they offer. The sample flat offers potential home buyers a chance to picturize the home they could be buying. Sample flats are usually fully decorated and equipped to give home buyers a visual idea of where they may live eventually. The sample villa tour It is part of the marketing activity that helps the builder showcase their construction quality, interior decor prowess, and the lifestyle they offer.

Visiting the sample villa is one of the first steps a home buyer could be making towards buying their home. A sample villa can either help bring you closer to your dream home or throw you off the track a bit depending on various factors. Some builders could carefully craft their sample villa for better sales, but may not follow through when it comes to the final delivery. And some builders may actually hand over a better home than your first impression from the model home. As it carries a lot of weightage, the sample villa tour or walkthrough needs to be carefully planned. So, here we offer you a few points to keep in mind before you head out for a sample villa tour.

Note down your expectations

It may be nice to go on a sample home tour with an open mind. But that doesn’t necessarily mean that you don’t keep a realistic idea of what you want in the first place. You may already have a basic set of expectations, like the configuration of your home, the size, and location. Aside from these, it would be good to have an idea of what would be a right home for you. It is important that the project you are visiting meets these expectations. This is important because sample villa walkthroughs can sway you if you don’t already have an idea yourself.

Do your research

Before you go for a sample villa tour, do your research about the builder, the project, their past projects, and their construction quality. You can find more about the builder from their website. Go through their portfolio completely to gauge your buying experience from them. If possible, talk to other home buyers investing in the project you have chosen. Also, most sample villas are made to cater to the most popular floor plans. But what if this doesn’t meet your expectations? A little research can help you find the answers to these questions too. You may also want to check if the builder would be willing to customize your villa if need be.

Ask to look at an undecorated sample flat

Sample flat tours are designed to impress; they could be designed to oversell. At the same time, a villa that could meet your expectations could be disguised in decor that you don’t identify with. To avoid disappointment either way,ask to visit an undecorate sample flat for a more honest idea of what you may be getting into.

Inspect construction quality

The sample flat tour isn’t just a look-see activity. It is an opportunity for you to get a closer look at the builder. With the model house you can gauge the builder’s construction quality, flooring, design skills, and their commitment to building good homes.

Ask questions (a lot!)

Ask as many questions as you can during your sample flat tour. We’ve put together a few queries you may want answered for a clearer picture of the home you could later live in.

1. Other available floor plans

Request the builder to show you the other floor plans too. If one floor plan doesn’t suit your expectations, then another one may be just right for you.

2. Find the actual price of your home

The final cost of a villa is the sum of the base cost along with the price you would be paying for the amenities, utilities, maintenance, interior decorations, and furnishing. So get a clear and final picture of what you may be paying.

3. Enquire about the possession and handover

If you are visiting a simple flat, then you are probably considering booking your home in an under-construction home. It is crucial to enquire about the possession date of your villa with the builder.

Explore the location

Take the time to drive around the locality of the construction site. Enquire with the locals about the proximity of schools, hospitals, and other leisure infrastructure. This can help you understand better if the location of the project will be convenient to you.

At the end of the day, trust your gut when it comes to booking a villa based on your model house tour. Take time to observe how the builder’s team interacts with you among other factors. Whether or not you book a villa right away, take time to explore and learn from your sample house tour experience.

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30-Jun-2021

6 Benefits of Buying a New Home Over a Resale

Buying a new home is never an easy decision. Most people buying their first home have a lot of questions and confusion about the location, price, loan procedure, and more. But one of the first questions soon-to-be homeowners ask themselves is whether to buy a newly constructed home or a resale property. The question can throw home buyers off their track completely because of the many options available in the market. To be confident in one’s decision to buy a new or a resale property is important.

However, any expert in the real estate industry will tell you how it is always a safer and better option to invest in a newly-constructed home over a resale property. We have put together 6 key benefits of buying a new home that any real estate expert will be happy to tell you.

1. Make no compromise in buying your home

From considerable factors like your preferred location to seemingly smaller preferences like the paint, when you buy a new villa you can enjoy a no-compromise purchase. When buying a newly constructed villa you also get to cherry-pick the right home for you. Your idea of a dream home is a very personal one, and only you can find the right home for yourself and your family.

Every homebuyer has a list of preferences that they would want their new home to meet. So finding a home unique to your priorities is possible when investing in a new home. For instance, if you are someone that likes to work out, it only makes sense that you want a home with a gym, a swimming pool, and running tracks. These are some of the things that many homeowners later ‘wish’ they had considered before they bought the property. The same applies to kids’ play zones and recreational amenities, location, the neighbourhood, and more. This is especially important learning that the pandemic has taught us - that you should live in a place that you like!

2. Customization options

Every home buyer’s preferences for their home could be different, and this especially holds true for the interiors. Home interior customizations are welcome by almost all builders at under-construction villas, and you can be involved in designing your home from the very beginning. Even villas with the same dimensions and square foot area can have very different looking homes based on the homeowners’ preference. Houses with two smaller bedrooms can be customized to have one large bedroom instead, and the interior decor can be done to your taste too. Customizing your home to your preference at the construction stage is a more economic and hassle-free thing to do than remodelling a resale property.

3. Easier to maintain

A resale property almost always comes with a host of repairs, reconstruction, and remodelling needs. Not only would you be altering the house to suit your style, but you could be spending almost half the cost of the home on repairs. Major issues like leaks could cost you lakhs before you finally settle into your new home. On the other hand, a newly-constructed home comes virtually maintenance-free. With brand new fittings and modern construction techniques, your newly constructed home is bound to be maintenance-free for a long time.

4. Better energy savings

There is a growing awareness surrounding energy conservation and the need to live a more sustainable lifestyle. This conversation has especially gained momentum since the pandemic confined us all to our homes. Running our gadgets all day has awoken us to the criticality of how much energy every house consumes. As mentioned in point 3, in a newly purchased home, you will hardly need any repairs. This is especially true for electrical fittings and connections. Your chances of saving energy, and living a more sustainable life are higher in a new house. Latest designs and architecture promote ventilation; this combined with more up to date electrical fittings, you are bound to save a lot on the electricity bills.

5. Simpler Loan Process

The loan process is a complicated one for any first-time homebuyer. But, it may come as a surprise that the loan application process for a resale property is furthermore complicated. For anyone who is looking to buy a home without going through the hassle of complicated loan processes, a newly constructed home should be a no-brainer.

6. Contemporary construction

All said and done, a newly constructed home is the smart way for a new homebuyer to invest their hard-earned money in.

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02-Jun-2021

All You Need to Know About Composting in Your Balcony

If you can have a prosperous garden growing out of your tiny 5x5ft balcony, then you may as well have a balcony compost. Composting in an apartment balcony is very much a reality that is being executed by enthusiastic gardeners around the world. The lack of space hasn’t deterred those seeking urban sufficiency. In fact, forest apartments are fast becoming a trend in major cities across the world.

Composting is the process of turning organic matter into manure for plants. The final product of composting is humus-like organic fertilizer that improves plant produce. With gardeners raising the most exotic and difficult to raise plants in their balcony, their search for healthy manure for their plants is a constant need. Managing waste in an apartment is no joke. Most urban apartments are compact and waste build up is a serious problem in most kitchens. To get rid of waste while benefiting your garden is an irresistible opportunity many apartment gardeners are jumping at.

How to begin composting in your balcony

Composting in apartment takes little effort, a few materials, and a whole lot of patience. With the right materials, you can get started right away. Some of the must-have items to start composting are:

1.Containers

Composting containers can be plastic buckets, terracotta pots, traditional terracotta khambas, or any container from your home. The ideal balcony composting container is 3x3x3 feet, a dimension that promotes aeration and turning of compost. It would be good to have a few containers that you can rotate the compost from one to another during different stages of composting.

2. Leaves from your garden

Composting is a messy business and it shouldn’t end up becoming a problem for you or your neighbours. Composting can create foul odour that can be bothersome. The foul odour is a result of excessive nitrogen that is released during decomposition of organic waste matter. To prevent odour, you may need to frequently add a layer of garden waste like leaves and small twigs. The carbon of the garden waste balances out the nitrogen of the compost for an odour-free result.

3.Microbes

The role of microbes in a compost is very important. One can purchase mircobe powders or starter kits available in stores to speed up composting. However, the simplest way to add good microbes to your compost is by adding a little curd to the container every day. The good bacteria in curd promote faster decomposition and produce healthier manure. However, remember that too much curd can attract pests and cause foul odour.

4.Soil

It is important to add garden soil to your compost every few days so the end result isn’t just mush. Add a couple handfuls of soil to your compost bin every day for the perfect compost.

5.Other

Rakes and gloves are other miscellaneous items that would come handy when using your compost bin.

Ventilation and drainage: the two pillars of balcony composting Composting is an aerobic process, meaning the presence of air is essential through the process. So a compost container or bin with perforations is necessary to start composting. Ventilation allows for the microbes, and other organisms involved in the composting process to breathe and thrive.

Water and other liquid is an essential part of kitchen waste, so choose compost bins that allow drainage. Drainage helps create a final compost that is moist, but not wet, and healthy.

Foods that can go into the compost

You may be tempted to dump all kitchen waste into the compost bin, but that is not always a great idea. Your compost is an attractive target for pests, so what goes into your compost shouldn’t bring you trouble. So we’ve put together a list of items that are good for your DIY apartment compost and that aren’t.

Yay for compost Nay for compost
1. Manure of cows and goats 1. Wood chips, toothpicks and sawdust can take a long time to decompose
2. Paper and paper towels 2. Meat, whole eggs, fish can cause odour problems
3. Coffee grounds 3. Dairy products can attract pests
4. Filtered off tea 4. Oils and fats
5. Crushed eggshells (not eggs) 5. Garden waste treated with pesticides can affect microbes in the compost
6. Cooked food waste 6. Pet wastes
7. Kitchen vegetable and fruit peels 7. Ashes
8. Nut shells
9. Leaves and other garden waste
10. Washed seaweed without salt

Why turn compost frequently

As you add new kitchen refuse to your compost bin every day, compost gets formed at the base of the bin. To speeden up the composting process and to allow for the compost material to stay balanced it is important to turn the compost every few days. Use a rake to mix the contents of your compost bin well for better aeration too.

Given that you allow your compost to process in the right conditions, you could be reaping manure in about 1.5 to 2 months.

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25-May-2021

Indoor Plants Do's and Don'ts

With the onset of the COVID pandemic, many cities in India saw a sudden spike in hobbyists taking up gardening, thanks to the back to back lockdowns. People are all too aware of the need for plants in their homes. With most urban homes being flats and apartments, indoor gardens and plants make more sense. Some of the top reasons why indoor plants have gained popularity during recent times are:

  • They are virtually maintenance-free; house plants need less watering.

  • They beautify indoor spaces and add colour.

  • They purify air, breathe out oxygen, and help you breathe better indoors.

  • They make for low-maintenance pets!

  • Some indoor plants like mint and basil have proven to repel pests for their medicinal properties.

  • They help manage stress caused by work and everyday monotony brought on lockdowns.

  • They give people a sense of purpose and offer a distraction from the news.

There is no denying that indoor house plants bring a much-needed vigour and colour through tough times, and they are needed now more than ever.

That said, though taking care of indoor plants is easy and they require less maintenance, there are certain do’s and don’ts to raising them; let us discuss them in detail.

The do’s of indoor plants

Understand the watering needs of your house plant.

First, read up on the plant's nutritional needs like water and manure. Every plant is unique and the needs of your various house plants may vary from one another. This is especially important when it comes to watering indoor plants. Most indoor plants don’t need constant watering. However, look out for not-so-direct signs of underwatering like dry tips. One of the easiest ways to recognize if the houseplant needs water is by sticking your finger one to two inches into the soil. If the soil feels dry, then your plant may need water.

Know the ideal conditions for your houseplant

including temperature, humidity, and ventilation. Most house plants thrive in temperatures ranging from 65 to 75 deg F and need less watering. However, good airflow is important for indoor plants to grow well as they cannot withstand condensation. Dust buildup is also a well-known enemy to houseplants. Check the leaves of indoor plants frequently to know their health status.

Does your indoor plant get enough light?

The light required by houseplants to thrive changes from one variety to another. So it is important to know beforehand what would be ideal for your plant. Most houseplants except for cacti and succulents grow well in indirect light conditions. For instance, a houseplant placed near a west-facing window grows better than when placed near east-facing walls or windows. Some signs of over or under lit plants are blackening or yellowing of leaves.

Use the right soil type and container for your houseplant.

When you buy a houseplant, they probably arrive in small containers. It is important to change the container on time to allow for roots to develop properly. One would also need to take the time to research the right soil mix for houseplants. Most succulents need loose soil to grow well. Many houseplants are capable of thriving in just water. In such cases, change water frequently to avoid odours or mosquito breeding. If you want to make use of fancy plant holders, then make sure there is a proper drainage system to get rid of excess water from the container. It would be best to invest in self-watering containers. There are many DIY tutorials available to make self-watering containers from waste that you can get a look at.

Reward your plants from time to time with fertilizers.

Most indoor flowering plants may need manure, fertilizers and added nutrition for better yield. Even the non-flowering plants look prettier and produce more attractive leaves when you feed them with fertilizers, enzymes, and other nutrients. This is especially important because houseplants are severely restricted from getting nutrients, unlike outdoor plants. Rains, bio-waste, and better-rooting systems allow outdoor plants to source their nutritional needs. But houseplants are disadvantaged in this case, which is why it is important to feed your plant pets healthily now and then.

The don’ts of indoor plants

Don’t over-water or under-water your houseplant.

If you cannot keep up with watering plants regularly, go for drought-resistant plants like cacti and succulents that can withstand low-water conditions.

Don’t leave a plant at the same place for a long time.

House plants need to be moved around the house time and again for better light and air. If not, you may need to move your plant at least for cleaning the spot better.

Don’t overwhelm yourself by buying a lot of houseplants at the same time.

Start small and spread out slowly only after you make sure you are ready for the commitment.

Don’t go for plants that may need extensive care initially.

Indoor flowering plants need more care than their outdoor counterparts. So learn the ropes before taking big steps.

Taking care of indoor plants is an art and a healthy mental exercise that needs dedication, patience and care, but one with beautiful returns. Indoor plants are a welcome distraction in these difficult times, and there is nothing quite like waking up to your colourful little paradise in the comfort of your home.

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05-May-2021

4 Tips to Declutter Your Home During Covid

The world as we know it has changed since the CoVid-19 pandemic. From education to weddings, there is a sudden and drastic change in the way we have known life. From one lockdown to another, we have all learned a lot, and most importantly, unlearned a lot too. The threat of imminent danger has given us a whole new perspective on life including materialism. It is safe to say that the pandemic has shown people what is more important, and what isn’t. An unexpected outcome of the shift in perspective has helped bring an important everyday aspect of our lives to the fore: clutter.

With the onset of the first wave, India, like the rest of the world, witnessed a massive spike in stockpiling. What began as ‘storing for rainy days’ quickly devolved into hoarding. The world witnessed record toilet paper sales. In India, creative new ways to disinfect everything from vegetables to groceries for long-term storage were discovered. Blinded by the fear of uncertainty, clutter has become a semi-permanent guest in all our households. At the same time, the longer we are at home, the more we realize how cluttered our homes are. Even after the pandemic, working from home could become a standardized work culture. So getting rid of clutter won’t just be a virtuous weekend activity, but it would also become essential for a stress-free life.

Decluttering

Decluttering has become quite the trend since working from home became the new normal. People took it up because they spent a lot more time at home, staring at the same spaces, walls, and storage spaces. In countries like the USA where professional decluttering services are offered, decluttering companies witnessed a 70% surge in demand. With popular social media phenomena like Konmari and Minimalism picking up pace, the former actively promoted by author and professional declutterer Marie Kondo, there is more awareness than ever. Minimalism is also promoted as a pillar for happiness, and long term stress beater. All these factors have helped people realize the importance of decluttering and its role in a calmer lifestyle.

Why declutter now of all times?

  • Decluttering makes disinfection and cleaning easier.

  • A decluttered workspace, whether at the office or at home, helps improve focus.

  • A decluttered home and home office can help promote productivity.

  • Getting rid of clutter can help improve mood by reducing stress and rendering a sense of accomplishment.

  • Decluttering the home can help save money by giving us a truthful account of what is needed and what isn’t.

  • Decluttering also gives us the opportunity to look back and cherish old memories that have long been forgotten in the attic or a cupboard.

  • An interesting outcome of decluttering is better sleep. All the aforementioned reasons indirectly contribute to deeper zzzs.

    • Precautions to take when decluttering

      1. As recreational and relieving decluttering is, it is equally important to match your enthusiasm with safety

      2. Wear masks and gloves throughout the time you take to declutter.

      3.Make sure you stay away from dust and dirt as even harmless colds could hit false alarms during these times.

      4. Take extra care when dumping or passing on the clutter.

      4 tips to declutter your home during COVID

      The art of tidying up is a tedious one without the right precautions. Here we give you 4 important tips to remember before you begin decluttering, especially during the pandemic:

      1. Start small

      Work feels a lot more like ‘work’ when professionals are tied to their desks at home. With the never-ending chores, the endless pile of dirty dishes, laundry that is begging to be folded and put away, decluttering shouldn’t become another chore pressing on you during an already hectic day. So before you make the leap, pick a less busy day. Spend just 30 minutes a day and take baby steps.

      2. Declutter small sections

      Decluttering can quickly become an overwhelming process for many. It is a process that can tire you mentally and physically. This is perhaps the reason why most decluttering ideas revolve around starting with small sections. Pick a cupboard on the first day, and then proceed towards bigger spaces.

      3. Use the three-box system

      The three-box system involves categorizing the clutter into three distinct categories, viz., throw away, put away and give away. The throw-away category is for the stuff that won’t benefit you or others; they need to be disposed of. The put-away category of clutter is to keep for yourself. You may need them later, so you could store them safely until the next time you need them. The give away pile is what you could donate to the needy, or people actively looking for hand downs. The three-box system is an effective way to declutter that many people swear by.

      4. Clean up after decluttering

      Take time to clean the spaces you declutter as soon as you can. This is one of the reasons to start small as cleaning big spaces after decluttering isn’t viable. Cleaning out decluttered space is important to get rid of accumulated dust and dirt.

      Do remember to disinfect and sanitize all the stuff you look to donate and dispose of. If you are donating some of your items, make sure to inform the receiving party to sanitize them before using them. The same rule applies to the items you dispose of as you never know whose hands they may end up in.

      In these gloomy times, it is important to pursue anything that may lift your spirit. And if decluttering feels like your soul’s calling, then so be it. Happy decluttering!

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27-Apr-2021

5 Reasons to Choose a Home Close to Your Workplace

Are you searching for a perfect location to buy a house? You would find hundreds of listings in your city, but how to find the right location that meets all your needs? While it is difficult to satisfy all the conditions, you can certainly look for the most convenient locality offering easy access to your work location. Living in a house just 5 minutes away from your office sounds like a dream, isn't it? It lets you save commute time and fuel expenses. You don’t have to drive for long hours in traffic and spend your energy on travel. Thankfully, builders now consider these aspects while planning to launch new projects. You can find various housing projects located near major IT parks, government offices and reputed educational institutions. The demand for housing near these landmarks is always high. Choosing to live close to your office has numerous benefits.

Let us see what are the major advantages of living close to where you work.

1.Save Time & Fuel Cost

2.More Personal Time

3.Enhanced Productivity

4.Good Work-Life Balance

5.Improved Health

1. Save Time & Fuel Cost

Commuting for long hours in traffic every day will take away a lot of your precious time. The longer the journey, the more time you will be wasting. When you stay next to your workplace, the travel time and the cost of transportation gets reduced. Thus by opting to live in a house near your work, you can save your time as well as fuel cost. You can forget the hassles caused by traffic jams during peak office hours and reach your office right on time.

2. More Personal Time

As already mentioned, living near your office can help you save a lot of time. This means that you can enjoy more quality time with your family and loved ones after work hours. Reaching back from work early gives you an opportunity to unwind and engage in some of your hobby activities. Investing time for self-care is very crucial for every individual’s personal development. Working parents can enjoy more time bonding with their kids and make life more meaningful.

3. Enhanced Productivity

It may sound surprising but it’s proven that having your home near to the office helps you to be a better employee. There are many factors that can directly impact your productivity and travel time to your office is one of them. Living a few blocks away from your office gives you the convenience of reporting to work despite bad weather conditions and roadblocks. You can also volunteer to work for a few hours on a holiday or a weekend in case of an urgent work requirement at the office. When you are available during critical times, the company will consider you as a reliable and valuable resource.

4. Good Work-Life Balance

It is not easy to strike a good balance between work life and personal life. Often we tend to get stressed when we don’t get enough time to relax and talk to our family. Work and family can go hand in hand if you are living near to your office. In such a case, you don’t have to wake up early in the morning to leave for work and you get enough time to prepare your meals and take care of your children. Everything will fall in place when you have some extra time for your personal work. So without a doubt, living near your workplace makes your life smooth & hassle-free.

5. Improved Health

Last but not the least, nothing is as important as living a healthy lifestyle. Reducing your travel time and exposure to environmental pollution will have a positive impact on your body. For instance, if your office is at a walkable distance from your home, you can have a daily walk which gives the added benefit of exercise also. If you know cycling, that’s another option to travel to your office. All these physical movements will help you to stay fit and healthy. Walking and cycling also have proven benefits for your mental wellness also. It is a good way of beating stress and anxiety. Another major advantage is that you can also consider coming back home for lunch and avoid eating processed food from restaurants.

Now you know how beneficial it is to choose a home near your workplace. Always consider the location aspect when you are searching for a property. The gated community projects launched by Victoria Realtors offer easy access to major city landmarks like offices, schools, hospitals, etc making it easy for working professionals to commute to work. You can browse through our latest range of villa projects here.

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07-Apr-2021

Tips to Make Your Home Monsoon Ready

Rains bring great relief to the scorching summer heat and it's a much-awaited season for most of us. The smell of wet earth and refreshing greenery after a shower fills our hearts will joy. However, it’s a season which causes a lot of damage to our homes. Be it leakages, waterlogging, fungus or other structural defects, there are many challenges that homeowners encounter during the rainy season. Excess water and dampness can create a favourable environment for the growth of algae and mold inside the home. These can in turn cause many health problems like allergy, asthma, skin irritation, bronchitis, etc for you and your family. So it is better to be informed about the possible challenges so that you can take the necessary precautions before the season starts.

Whether you are living in your own home or a rental home, there are certain things you can do to minimize the damage caused by the rains. Here are some practical tips to make your home monsoon ready.

  • Inspect your drainage system and if you find any leakages, get them fixed immediately.

  • Ensure that all the doors and windows are closing properly without any gaps through which water may get inside.

  • Clear the debris from all drainage holes regularly to avoid water logging in areas like terrace and balconies. You can also make use of drain cleaning chemicals for this purpose.

  • If you notice dampness on the walls or ceiling, get professional help to find the cause and fix it immediately.

  • High moisture content in the atmosphere can damage your wooden furniture. You can apply a fresh coat of varnish to protect them during the monsoons.

  • Most of the wooden doors get swollen during the rainy season due to excess moisture absorbed by wood and this issue can be resolved by seeking help from a carpenter

  • Heavy floor carpets look beautiful in your room but during the rainy season it is not advisable to keep them as they absorb a lot of moisture and allergens. So roll up these carpets and store them away during the rainy season.

  • Inspect the electrical system of your house well in advance and make sure that the wires and sockets are properly insulated. If you find any damages, get help from an experienced electrician.

  • Protect your clothes from dampness by keeping camphor balls or moisture absorbing sachets inside the wardrobes.

  • Wipe off the mold and fungal growth from interior walls and cupboards regularly with a dry cotton cloth.

  • If you are planning to paint your house, choose a waterproof paint solution that can prevent water seepage. It is ideal to finish off the painting work prior to the onset of monsoons.

  • Inspect the roof of your house and if you find any cracks in plastering get it repaired without delay.

  • If you have a terrace garden, ensure that the drainage hole is clear and allows proper flow of water through the pipes. Water accumulation on the terrace can damage your house badly.

  • Consider installing shades for areas like balcony, verandah and windows to prevent excess rainwater from getting inside the house.

  • Consult an expert to carry out waterproofing for your house which can help you to save cost on repairs and maintenance works. It is better to prevent the damages than to pay a hefty amount of money for frequent repairs.

Listening to the sound of raindrops and watching the evergreen beauty of our land in the rainy season is a beautiful experience in itself. By taking the above precautions you can also make your home look welcoming and cozy even while it's pouring heavily. Moreover, it helps you to be prepared for the season change and save a lot of money in the long run. Sit back in your favourite place and enjoy the rains!

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30-Mar-2021

Why Thrissur Is The Best Place For Property Investment

Thrissur, also known as the cultural capital of Kerala, has emerged as a sought-after destination for real estate investments. The lush green ambiance, gorgeous rivers, year-round cultural events and historic landmarks make this city ideal for a relaxed and enjoyable lifestyle. It is also a popular tourist destination in Kerala which attracts hundreds of tourists from all over the world. Thrissur Pooram, a world-famous temple festival, takes place in this city every year. Thrissur is a flourishing business hub housing various high-class shopping malls and other commercial establishments. With excellent infrastructure facilities and great connectivity, the demand for housing properties in Thrissur is witnessing exponential growth.

Here are the top reasons for buying a property in Thrissur.

Enjoy High ROI

A successful property investment is one that guarantees high returns in the future. Houses for sale in Thrissur are usually easy to buy and sell owing to their high demand in the market. These homes witness excellent value appreciation and promise higher profit for the buyers. The real estate market in Thrissur is rapidly growing and plenty of buyers are waiting to settle down in this city.

Great Connectivity

Thrissur lies in the central part of Kerala and it is almost equidistant from the Southern and Northern parts of the state. It is a connecting spot for people travelling from other cities in Kerala like Trivandrum, Kochi, Palakkad, Calicut, etc. Thrissur is just an hour’s drive away from Kochi, the economic capital of Kerala, making it an ideal location for IT professionals and businessmen. Cochin International Airport is the nearest airport. Thrissur is a very commuter-friendly city with frequent bus and train services operating 24/7.

Scenic Surroundings

From lush green forests and hilltops to serene waterfalls and rivulets, Thrissur is surrounded by picturesque locations. It is a perfect home for nature lovers, especially those who want to stay away from the noise of the cities. Athirappilly waterfalls, Vilangan Hills, Snehatheeram Beach, Ezhattumugham Prakriti Gramam, Munakkal Beach, Chimmini Dam, etc are some of the beautiful places to visit in the Thrissur district. Living in a calm and laid-back environment gives you a chance to live tension-free.

Art, Culture & Traditions

Thrissur is a melting pot of art and culture where artists and art lovers unite. The city plays host to a variety of cultural festivals and art events such as theatres, traditional dance, cinema, Kathakali, & much more. It is an ideal place for cultural exchange and learning new art forms of Kerala. The Kerala Kalamandalam, the prestigious university of Art & Culture, is located in Thrissur district. The town is dotted by many historic museums, temples and palaces of the ancient era. Living in such a vibrant city.

Friendly Community

Thrissur is a town which is known for its friendly natives and their wonderful hospitality. A good neighbourhood is the most welcoming sign for a homebuyer. With community living being so popular in Kerala now, you can consider living in a gated villa project in Thrissur enjoying a joyful lifestyle with plenty of like-minded neighbours. Gated villas also give your children a happy & pleasant childhood experience, as they can make friends with children in the same community. Life becomes hassle-free when you have good neighbours who are just a call away. Considering the safety aspects, social life and emotional well-being, Thrissur is the most ideal location to call home.

Explore the new villa projects in Thrissur by Victoria Realtors, offering a modern living experience in a beautiful residential locality. Our homes are placed in some of the most well-connected spots in the city with easy access to schools, hospitals, bus stands & railway stations. You are welcome to visit our project site and find your dream home.

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05-Mar-2021

Tips For Styling a Small Guest Room in Your Home

Are you a great host who likes to have guests coming over? Do you have an extra room that can serve the purpose of a guest room? With some creative design ideas, you can also make the most of your space to create a dreamy guest room in your home. It doesn’t matter whether your room is small or large, but it all depends on how well you style it. If you like to make your guests feel at home and give them a cosy space to sleep over, then read on these tips for styling a small guest room.

Less is More

Stick to minimalism, especially if your room is small. Never clutter your guest room with unnecessary furniture and decorative items. Keep a minimalistic approach while choosing the furniture for your guest room. A cosy bed, a side table, a sleek wardrobe, and a comfy chair are the basic things that can go in. Overall, the room should look airy & spacious without accommodating too many things.

Add a Bookshelf

Nothing like a good book and a quiet place to relax after a tiring day. It’s a thoughtful gesture to keep some books & magazines in the guest room to let your visitors know that you really care about their comfort. Invest in a good bookshelf for the guest room so that you can stock up some of your favourite reads in there. Another alternative is to mount sturdy wall shelves to keep books and other small decor pieces that you like.

Play with Colors

The guest room is a place where you can play with your imagination and experiment with colours. Jazz up the space by creating an accent wall with bright wall colour or designer wallpaper. Consider having white or neutral colour wall paint, as these shades will make the room look larger and more spacious. Or maybe throw in some colourful pillows and cushions on the bed to create a contrast. You can even add beautiful designer curtains which will enhance the aesthetics of the guest room and make it look absolutely gorgeous. The options are endless; it is up to you to choose whatever satisfies your mind.

Refreshing Greens

Who wouldn’t stop to admire the beauty of plants inside a home? Woo your guests by placing some charming indoor plants inside the guest room. Ideally, you can choose from the vast variety of air-purifying plants such as snake plants, money plants, spider plant, Lucky bamboo, Chinese evergreen, Peace Lily, etc. Plants make any dull corner look beautiful and they instantly create a positive vibe to the atmosphere. For larger pots, you can use a wooden or metal plant stand.

Mood Lighting

Lighting is one of the most important aspects to consider while designing a room for your guests. Mood lighting is in vogue nowadays as it sets a hotel-like ambience in the house. With a variety of lighting options available in the market, you can also make your visitors fall in love with your room. Bedside table lamps, sconces and wall lamps are great choices for guest rooms. Besides these, pendant lamps, chandeliers and false ceiling lights can also look great in your guest room.

Keep these tips in mind while decorating the guest room, and we can vouch that your guests will never feel like leaving your home. Thankfully, all these ideas are affordable and practically easy. So the good news is that, without burning a hole in your pocket, you can impress your visitors.

Liked these ideas? Don’t forget to share this with your family and friends.

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25-Feb-2021

Tips to Achieve Perfect Work From Home Balance

Work from home has become the new normal ever since the outbreak of the COVID-19 pandemic. It is now clear that working from home is going to be with us for a while. Achieving harmony between your work life and personal life is easier said than done. It is almost impossible to work without distractions when you are in a homely environment. Many factors like lack of proper workspace, limited or no social interaction, lack of routine, etc can severely affect your body & mind during this crisis.

Are you facing a lot of stress and anxiety while working from home? Are you having trouble maintaining good productivity at work? If you are someone who is trying to figure out ways to de-stress and achieve a good work-life balance, then the following tips are for you.

1. Define Boundaries

While you are at home, you end up doing too many things at one time and as a result, you may end up burned out. So it’s always good to define clear boundaries between your workspace and your family space. One way to make this happen is to have a dedicated workspace where you can sit alone and focus on your work. It is okay to keep the door closed while you are working. Also, try to work during the usual office hours even while working from home. This will allow you to unwind and spend some peaceful time with family. It may not be easy to do this at one go, but gradually you can achieve a fine balance.

2. Stick to a Routine

Managing a home along with a full-time work from home job definitely requires a lot of planning. It is not like the regular office routine where you get to work in a neat and organized office environment. People who are working from home have a tendency to postpone tasks, and completing them gets even more difficult later on. So experts say that it is crucial to stick to a set routine every day rather than doing things randomly. You can increase your productivity by creating and following a daily work schedule. Set your login and log out hours and try to complete your tasks within this timeline. Inform your colleagues and family members about your work schedule and it will help you achieve better work coordination.

3. Take Breaks Often

You may have a feeling that you are always in the comfort zone while you are working from home. But in reality, it is not true. You miss various aspects of your normal life, shopping, meeting friends, traveling and much more. While you are at home, you have no option to meet people and socialize. Remote work option has made our lives monotonous and uneventful. You keep moving on from one task to another and life goes on. With small children and aged parents at home, a majority of the working professionals are finding it difficult to cope with stress during the lockdown. A good solution to this growing concern is to have enough breaks. Just like working in an office, take short breaks from work and do things you enjoy such as reading, walking, listening to music, or gardening. Remember to give yourself time to reflect, recharge, and rejuvenate your mind & body.

4. Make Time for Exercise

Physical exercise has taken a back seat in our lives now owing to many reasons like lack of routine, laziness, depression, etc. We all are constantly on the go and hardly take time to care for our body. Exercise is an excellent way to achieve work-life balance while working from home. Exercise is not only important for our physical well-being but is also highly beneficial for our mental wellness. If you have been skipping your exercise routine all these days, it’s high time you restart it. Daily exercise can include any activity such as walking, running, yoga or cardio workout. Exercise results in the release of endorphins, which will relieve your stress and enhance your mood. You can even play your favourite sport every morning for a few minutes to feel energised for the day.

5. Eat Meals On Time

Work from home routine has given rise to unhealthy food habits for most people. With a variety of snacks and junk food available just a call away, you may even forget to have your lunch or dinner on a working day. Stick to a proper meal plan and try to avoid the consumption of fried snacks and fast food while working at home. Make a healthy meal plan for your family and yourself and try to follow it every day. Your work-life highly depends on the type of food you eat and the mealtime. Consider following your official lunch break and tea break hours for a healthy lifestyle. Also, remember to drink plenty of water to stay hydrated.

6. Communicate With People

Lack of support and understanding is the major problem that you may face while working remotely. With virtual meetings and phone conversations happening every day, we have almost forgotten how to interact with people. Lack of communication can cause a lot of issues at the work front as well in personal life. Keep some time to talk to your family members every day as it will help them understand you better. Also, interact more with your managers and co-workers to maintain a cordial relationship. Right communication is the key to achieving work from home harmony.

Remote work has its pros and cons, it is up to you to find that fine balance between both and make the job easier. The major benefit of working from home is that it gives you the freedom to manage your time and work. We hope these tips will help you stay productive and stress-free while working from home.

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05-Feb-2021

Best Ways to Refresh Your Living Room

Giving a fresh new look to your living room doesn’t mean you have to shell out a large amount of money and wait for weeks to get the renovation done. With some simple and thoughtful design tricks, you can perform an inexpensive living room makeover in a day or two.

Are you bored of seeing the same old living room every day when you wake up? Let’s get this sorted out in the easiest way possible. Monotony in life is real and it gets even worse when you live in the same place without much change happening around. We all love to have a change, but fear that it may require a lot of our effort and time. Fortunately, there are numerous ways to spruce up your living room without burning a hole in your pocket. Swap some furniture from other rooms, hang a new piece of art or repurpose antique articles to re-define the style of your home. Get ready to fall in love with your living room yet again.

Here are some super simple and creative ideas to refresh your living room.

Change the window treatments

Nothing like a fresh pair of curtains to make your living room come alive. Go with the seasonal trend and pick up a floral print or a soft cotton one in a pastel shade. The options are endless when it comes to restyling the window treatments. Apart from curtains, you can also try stylish blinds that are elegant and functional at the same time. Every living room is defined by the colors combinations that you choose. So make sure that you choose prints and patterns that compliment your room decor.

Roll out a stylish new rug

The easiest way to refresh any space is to bring a statement rug to adorn the floor. Be it near your sofa or the TV unit, a rug can add more warmth and cosiness to the room. So if you are longing to dress up your living room don’t hesitate to experiment with area rugs that come in different colors and patterns. Nowadays hand-woven rugs made of cotton and jute are in vogue. These materials are easy to manage and clean, unlike the traditional heavy carpets that we used to have in our homes.

Create an accent wall

Everyone likes to have some pops of colour when it comes to decorating the home. Creating an accent wall is one of the most widely used methods to jazz up the living room. An accent wall refers to a wall that is different color, design or material from the other walls around the room. And the best part is that you can do it yourself at a minimum cost. Apply a fresh coat of colorful paint and decorate the wall with artworks or photographs of your family and then you are good to go. Another simple method you can try is sticking designer wallpaper on one of the walls. Removable wallpapers of different size and patterns are easily available in the market at an affordable price.

Restyle the cushions & throws

Throws and cushions are essential elements that make a living room complete and perfect. Just like the curtains, you can consider changing the cushion covers and throws every few weeks to match your mood and season. Decorate your couch or sofa with cushions in vibrant shades like yellow, blue or red. While changing the covers, make sure that you pick up shades that match the sofa color. Throws are also a beautiful addition to your living room as they enhance the aesthetics of the space and make it look more welcoming.

Swap the furniture and decor

One of the easiest techniques to redecorate your home is to swap items from one room to another. And this applies to the living room as well. Be it the furniture, plants or decorative articles, you can experiment a lot with swapping stuff. For instance, shift some of the plants from your garden to your living room to bring a zen vibe. Or you can also create a relaxing reading nook for yourself with a floor seating and a low table. You can switch and swap the decor according to your mood and yes it will feel really good.

Repurposed Wall Art

What’s a living room without a touch of art? Get creative with old stuff lying useless in your home to create a dreamy living room. With so many DIY ideas available on the internet, you can try repurposing things like wicker baskets, ceramic plates or even discarded fabric. Convert old handwoven shawls or saree pieces to beautiful wall tapestries that create a sassy vibe to your space. Another idea is to make beautiful wall frames with your favourite quotes. You can even create a gallery wall with vintage movie posters or photographs. All these little additions will help you transform your living room to a place you always dreamt of.

The conclusion is that refreshing your living room doesn’t necessarily involve a lot of investment and time. All you need is a creative mind and some prior planning. You can keep the costs minimum by using the stuff you already have at home. Also, ensure that you don’t clutter your room with a lot of unwanted materials. So why wait? Try these out and make your room look as good as new.

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28-Jan-2021

5 Smart Tips for Designing Your Home Office

With working from home being part of the new normal, most of the people have now adapted to the home office model. If you are a working professional, you know how challenging it is to get your job done from the home environment.

Are you looking for some inspiration to create a WFH set up for yourself? That’s exactly what you will find here. Whether it is a separate office room or just a corner of your living room where you wish to set up a home office, you can easily get it done without much effort and extra investment. Having a neat and dedicated work space is something that you must never overlook. A well-organized and comfortable work station will help you stay motivated and concentrate on your tasks. Sitting on a couch near the TV with your office laptop may seem to be very relaxing but in the long run this practice will damage your body. We know that you need a little help to get started and so here are some practical tips to design your WFH space.

1. Find the Right Spot

First things first, go ahead and choose a comfortable location for your WFH area. It doesn’t matter if you live in a small apartment or large independent bungalow, choosing the ideal location is of utmost importance. Make sure that the spot serves the purpose and gives you enough space to place your work desk & chair. Choosing the spot depends on the nature of your work and your personal preferences. For example, if you need some extra privacy it is better to choose a room which is not frequently used by other members of your family. Whereas if you are a working mother and would like to keep an eye on your children, then place your home office accordingly.

2. Ensure Good lighting

Good lighting will not only help you see better but it will also give you some energy boost to work better. A well-ventilated space emanates so much positivity and good vibes. Try to position your home office near a window facing your garden to ensure maximum lighting and a good view. WFH gives you the flexibility to choose natural lighting or artificial lighting. If your room doesn’t bring in enough sunlight, then consider installing a ceiling light or a floor lamp to do the purpose. If you have a habit of working late into the night, then a good quality table lamp will be ideal.

3. Good posture matters

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We know that you may often feel tempted to sit on the sofa or the bed with the laptop. But is that good for you? No it is not. We recommend you to choose a work desk which is wide enough to accommodate your PC or laptop and other accessories like printer, keyboard, etc. Choose a desk with at least 48-50 inches width and 28-30 inches height. An height adjustable office chair is something you must consider buying if you don’t have one at home. A good sitting posture will save you from chronic back and neck pain, spondylosis, spinal problems, etc.

4. Clear the clutter

Believe it or not, a clean and clutter-free workspace can enhance your work productivity. Wires hanging around your work space, papers, stationary, etc can make your home office look crowded and messy. Such a messy workspace will create more anxiety and will cause a lot of distractions while working. So get rid of all the unwanted stuff and tidy up your WFH station before you sit down to work. A few smart organizing hacks can help you reduce this clutter and create a welcoming work station in your home.

Consider adding smart storage shelves and cabinets near your work desk to keep books, files and other materials out of sight. Choose wireless devices like keyboard, mouse & router to reduce the number of wires. Accessories like grommet, cord tamer, storage racks, desk organizers, etc can be used to put things in place and reduce visual clutter.

5. Add a Touch of Personalization

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One of the biggest perks of having a home office space is that you can design it the way you like it. You can introduce a touch of personalization by hanging good photographs, art works, your favourite quotes, your awards or anything you fancy. Such personal decorations not only creates positive vibes around you but will also motivate you to work better. If you are a plant lover, don’t hesitate to bring in some indoor plants because plants add a lot of freshness and calm to the environment. While you are at it, don’t overdo and stuff a lot of things to the WFH station. Keep it simple and minimal for a classy look.

Home offices can be large or small depending upon what type of property you are living in. If your home is large and spacious you have a great opportunity to design a dedicated office room for yourself. The key to choosing the right home office space depends a lot on your nature of work as we mentioned earlier. Whether you want to modify your existing workstation or create a new space, then go ahead and start implementing these tips we have shared. We hope that you will make the most of these ideas to create your dream work space at home.

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07-Jan-2021

How To Create The Perfect Study Room For Your Kids

With virtual learning and online classes being part of the new normal, life has become hectic and stressful for both parents and children alike. In most of the homes, kids are being confined to the four walls of the house while their parents are busy working. Creating a dedicated study room for children is the need of the hour and it is something many parents overlook. Young minds need a positive ambience at home conducive to learning. Every child deserves a neat and well-organized study room to attend classes and perform their routine learning activities. With some quick planning and restructuring, you can also create a perfect study room for your kids without much effort. If you are all set, follow these tips to create a room that your kids will fall in love with.

  • Pick the right furniture
  • Good lighting & ventilation
  • Colorful walls & decor
  • Keep it organized
  • Useful accessories

Pick the right furniture

Setting up a kids room starts with choosing the right furniture according to your child’s age. Instead of cluttering the room with heavy things, it is always ideal to pick only the most necessary things like a study table, chair, a cot and some storage cabinets. Nowadays you can find a lot of innovative and space-saving furniture models in the market such as a storage bed with drawers. While buying a study table and chair, ensure that it is the right height for your child. A straight and comfortable seating ensures the right posture for the child.

Good lighting and ventilation

Nothing is as important as the lighting in a study room. A well-lit space radiates positivity and creates an ideal environment for studying. While selecting a study room, always consider good ventilation and lighting. A room with many windows is ideal for children as it will ensure good air circulation and a healthy atmosphere. Bright lamps and lights are necessary for those little eyes to read and write comfortably. Studying and reading for long hours will create stress to their eyes. Consider placing a reading lamp on the table.

Colourful walls & decor

Light shades like pink, sky blue, off-white, etc are ideal for the walls of a kid’s room. You can also apply pastel shades which are soft on the eyes. Flashy and fluorescent shades are not suitable for little eyes. Introduce some pretty decorations like wall stickers, animal pictures, etc to jazz up the space. Temporary wallpapers and wall stickers are easily available in online stores nowadays. Consider placing some good photographs of the child to bring a touch of personalization.

Keep it organized

A messy room is synonymous with a messy mind. The more you organize, the more you feel good being in a space. Starting from a young age, children should be taught how to keep their room neat and organized. This will encourage them to continue this habit even when they are grown up. Having a clutter-free space motivates your child to learn without any distractions. Even if you do not have an entire room dedicated to your child, you can still make a study space in one corner of any other room. Get some desk organizers to keep the stationary in place. Store all the books neatly in book racks or shelves making it easy for your kids to find them.

Useful accessories

When you are almost done, don’t forget to add some useful learning accessories to the study room. Things like a whiteboard with marker, computer, pin-up boards, storage racks, etc are necessary for your growing champs. With the advent of online learning, gadgets like laptops and tablets have become indispensable for school children. Avoid giving children mobile phones and small-sized gadgets for learning. Instead, you can set up a desktop computer or a laptop with a widescreen for their online classes. Remember to keep the electrical outlets and wires out of children’s reach.

We hope that the above-mentioned tips were helpful for you and your family. Now that we have given you a good idea about how to create an ideal study room for kids, you can start implementing these at your home right away. A fun and lively study room will not only set the perfect mood for learning but will also make learning enjoyable for your little ones. A well-organized study room helps your children to develop a routine and daily habit of completing their assigned tasks. Give them the space that they deserve and you will see everything at home falling in place very soon.

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30-Dec-2020

5 Reasons Why You Should Consider Buying a Compact House

With changing lifestyles and choices, compact houses are increasingly becoming popular among home buyers as they offer more flexibility and convenience.

Compact homes are back in trend in the real estate market as more people are now willing to compromise on size for a better location and attractive prices. Smaller homes in a well-connected locality are perfect for young millennials who are planning to buy their first home. Owing to today’s busy lifestyle, most of the working professionals are looking for homes with low maintenance and investment. Moreover, with the availability of small gated villas offering round-the-clock security, recreation spaces and other lifestyle amenities, you can now enjoy a hassle-free lifestyle without burning a hole in your pocket. While you may be wondering why compact homes are so trending now we have found some solid reasons that make it clear.

Let us now see what are the benefits of living in a compact house.

  • Smaller is affordable
  • Less maintenance
  • Easy to clean
  • Better location
  • High rental demand

Smaller is affordable

It is always easier to start small when it comes to property investments. The major advantage of owning a smaller house is that you can cut down your investment burden. It doesn’t matter whether you are a first-time homebuyer or someone who is planning to make a second investment, a compact home is the best option as they are less pricey. People from lower and middle-income segments are always on the lookout for affordable homes. Owning a small budget-friendly home is better than paying monthly rent as you will get easy home loans with small EMIs. Realtors are now focusing more on the compact housing segment considering this growing demand.

Less maintenance

Living in a 2000 or 3000 square feet home can invite more expenses in terms of maintenance and repair as compared to small-sized homes. Whether it is the painting work, leakages or general upkeep, you will need to spend more money every time you call the service people. To be precise, a smaller home will have only fewer issues that you need to fix in the long run. So to save yourself from all these hassles it is better to invest in a good quality home with a lesser area. Compact villas are the best options as they also offer on the call maintenance services for the residents. Moreover, if you wish to have some modifications, the efforts will be minimal if it is a small home.

Easy to clean

The lesser the area of the house, the easier it is to manage the routine cleaning. We all know that house cleaning takes a lot of our time and energy. In smaller homes, you tend to store only the most necessary things due to limited space. Thus staying in a compact home saves you a lot of effort and helps you to effortlessly perform the decluttering. On the other hand, if you are living in a large house you will have more stuff stacked in your rooms and it becomes a menace to arrange everything neatly. This is the main reason why working professionals are preferring compact houses over larger houses.

Better location

Living in a spacious home in a remote location may sound very fascinating but when it comes to the practical side, smaller homes close to your workplace is always the most ideal choice. Especially if you are a nuclear family with small children living in a large independent house can become a disaster with a lack of social life and interaction with neighbours. Compact homes in a gated community are an ideal choice for small families as it promises an enjoyable lifestyle along with many like-minded neighbours. Both children and elders will feel more comfortable living in a secure gated community rather than in large secluded houses away from the city. Gated communities are strategically located near to day to day facilities like schools, hospitals, supermarkets, etc ensuring maximum convenience for the residents.

High rental demand

Smaller homes in prime locations attract people looking for rental homes. Most of the tenants look for the convenience of travelling to work when they search for a rental home. There is a huge demand for homes or villas located close to offices, schools, hospitals and other landmarks. Investing in a small-sized house within the city will ensure you great returns in future as you can earn a good amount from the monthly rent. Smaller homes in a sought-after locality give you the flexibility to live or rent depending upon your choice.

Apart from these, other factors such as ease of getting a home loan, lower EMI burden and tax charges also encourage buyers to consider investing in a small house. With the growing demand in the compact housing segment, many realtors are introducing small homes at affordable prices. Being one of the largest villa developers in South India, Victoria Realtors offer a range of compact houses for sale in some of the best residential localities in Palakkad and Ottapalam. These gated villas are ideal investments for your future as they promise great resale value and value appreciation. If you are looking for a house below 1500 sq ft area, explore our various villa projects here.

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09-Dec-2020

Why the Best Time to Buy a House is Now?

With lowest home loan interest rates, affordable property prices and amazing festive discounts going on, it is as clear as day that now is the perfect time to invest in a new home.

Are you planning to purchase a new home with a home loan? If yes, then look no further as now is indeed the best time to do so. The prevailing economic crisis in India has brought about many changes in the real estate market. For example, this year, the home loan interest rates have touched a historic low for the first time in the last 15 years. Also, the property prices have become more affordable now, making home buying easier for common man. In addition to these favourable aspects, there are plenty of attractive festive offers and special discounts that buyers can take advantage of during this season.

Owning a home is a lifetime achievement and an important milestone in your life. So it is better to invest when the time is favourable than to keep your plans waiting for long.

We have listed below the top reasons why we say that now is the best time to buy a new home.

Lowest Home Loan Interest Rates

Almost all the leading banks in India have reduced their home loan interest rates during the COVID-19 season. The lower the interest rate the lower the interest to be paid and monthly EMI amount. For instance, Kotak Mahindra Bank has recently reduced the interest on home loan to 6.75 percent a year, probably the lowest rate currently available. State Bank of India is now offering home loans at interest rates as low as 6.9% starting for a loan amount of up to Rs 30 Lakhs. This is the historic low when compared to the rates in the last few years. HDFC Bank also has reduced interest rates to 6.95% for a loan amount of up to Rs 75 Lakhs. Apart from these banks various other nationalized banks are also attractive interest rates below 8%. So wait no further as this is the right time to avail a home loan for those who are dreaming about owning a home.

Availability of Affordable Housing

Experts say that property prices are now at the lowest and chances are less that it will get reduced any further than this. Buying a home has become more affordable than the previous years. The good news is that more and more realtors have recently come up with the concept of affordable housing to cater to the lower and middle income segments. With plenty of budget properties available for sale in Kerala, today home buying is not just reserved for the upper class people. Owning a home is a basic right for an individual and considering this need, developers like Victoria Realtors are offering affordable gated villa homes across many cities in Kerala & Tamil Nadu. You can even buy a 2 or 3 bedroom villa with modern amenities at prices as low as 30 lakhs. With home loan EMI facilities at affordable rates it makes sense to buy a new home than to stay in a rental home forever. Now most of the banks are offering 80-90% home loan financing meaning you will only have to pay 10-2-% down payment while buying a home.

Exciting Festive Offers & Subsidies

Another most attractive aspect for prospective home buyers is that they can swoop in on many exciting festive offers and discounts during this time. Many realtors are offering price offers, exciting gifts & much more. Ready-move-in homes can be booked with zero GST. All these will help you get a great deal of benefits while looking for houses for sale. Moreover, if you are a first-time home buyer from the Middle Income Segment I or II then you can avail interest subsidy of up to Rs 2.67 Lakhs under the PMAY scheme. It is a Credit Linked Subsidy Scheme (CLSS) by government under which middle income group - I (MIG -I) with income between Rs 6 lakh and Rs 12 lakh can avail interest subsidy of 4% and middle income group - II (MIG -II) with income between Rs 12 lakh and 18 lakh can get interest subsidy of 3%. The government has also reduced the stamp duty charges for the benefit of buyers.

The conclusion is that you do not have to wait anymore to start searching for your dream home. In these uncertain times, it is always safe to have a property of your own. You probably won’t get any better deal than this and we advise you to go ahead and find the perfect abode for you & your family. Whether you are planning an investment for the future or want to move to a bigger home you can make use of all the above-mentioned advantages now.

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30-Nov-2020

Kid-Centric Homes: A Necessity of Urban Living

In this age of urban living, homes equipped with child-friendly amenities and spacious outdoors are more of a necessity than a luxury. Kids-centric homes ensure a safe and hygienic ambience for the growth and overall well-being of children. Hence while searching for a new home it is important to consider the need of your children also.

During the nationwide lockdown that happened due to COVID-19 pandemic, families living in small apartments struggled to manage kids staying indoors all the time. With no space or provisions to play outside or meet their friends, the kids were locked up for months without any entertainment or fun activity. In scenarios like this, living in a kid-centric home comes as a great advantage. Finding a kids-centric home is not that easy as it needs a lot of research and thought process. To make things easier for you let us take a look at the importance of choosing a kids-centric home and its distinguishing features.

Kids-centric homes: The need of the hour

Kid-centric projects is the latest emerging trend in the realty market which focuses on imparting a healthy atmosphere for child development. Most of the people staying in the cities have nuclear families with small children. Working parents are more worried about leaving their children at home while they are at work. Hence kid-centric homes with security and common play areas are the need of the hour as it allows children to step outside in a secure environment and enjoy their playtime. A happy childhood lays the foundation for a happy adulthood. Hence it is vital to provide a healthy and positive environment for children where they can participate in games and indulge in physical activities like cycling.

Features of Kids-centric homes:

Safety & security:

Safety is the first aspect that you need to consider while looking for a kid-centric home. Gated villas are ideal for families with small children as there will be round-the-clock security personnel and other safety measures like CCTV surveillance in place. Both kids and elderly people will feel comfortable and secure staying in gated villas as compared to independent homes. In a gated community, children can friendly neighbour families living next to their house.

Play & recreation:

Congested housing facilities and increased exposure to technology have made children stay away from games that involve physical activity. Popular games like cricket, football and basketball help in the mental and physical growth of children. However, when you are living in high rises chances are more your children get addicted to Television and gadgets. This is severely impacting their health as they are not getting enough daily exercise. Most of the children tend to eat a lot of junk food when they are inside the home watching cartoons and tv shows. If you are choosing to live in a gated villa community, your children can make use of the common play area and cycling tracks within the villa premises itself. Making friends of the same age group is also easy when your kids are part of a gated community.

Location near schools:

Another important feature of a kid-centric home is easy connectivity to schools and educational institutions. Dropping your kids to school and picking them up will go smooth and hassle-free if the distance between home and school is short. Also, travelling for a long distance every day will expose your kids to dust and pollution. So if you are out there looking for an ideal home, choosing a home near to reputed schools & colleges will make things easier for you and your kids. This is the reason why most of the realtors are now developing new villa projects with close proximity to schools.

Conclusion:

Kids-centric homes are now trending in the real estate market and will soon be a big hit among home buyers. Investing in a home with tailor-made amenities for children is something that every parent should consider. Such homes meet the growing needs of the family with well-maintained premises, spacious outdoor play areas, strict security surveillance, pollution-free environment,etc. Living in a kid-centric villa makes a significant impact on the holistic wellness of your young ones. It helps to make life stress-life and joyful for kids as well as parents.

Being one of the largest villa developers in South India, Victoria Realtors has developed a range of kid-centric homes across various cities in Kerala & Tamil Nadu. Our residents enjoy a wholesome living environment with a perfect balance of work and leisure.

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10-Nov-2020

Smart Tips to Lower Your Home Loan Interest Rates in 2020

A home loan allows you to get closer to the biggest dream in life – owning a home. However, taking a home loan may involve a lot of stress and anxiety as you will be liable to pay the monthly instalments without fail.

Home loan EMIs can take a significant part of your monthly expenses. These EMIs can vary according to the amount of loan availed, loan tenure, etc. If not planned well, you may end up paying a big amount of money every month with added interest. Remember this is not for short term as repaying a home loan takes long years and it will definitely add on to your financial burden during this period. So are you a home loan buyer looking for ways to reduce your interest rates? We understand your concern and that’s why we are here to help you. It doesn’t matter whether you are planning to take a new home loan or already availed a home loan. Here are some practical tips to reduce your home loan interest rates.

  • Choose Shorter Loan Tenures
  • Prepayment Facilities
  • Compare the Interest rates
  • Make a Higher Down Payment
  • Keep an Eye on the Offers
  • Refinance with another lender

Let us discuss each in detail now:

Choose Shorter Loan Tenures

One of the best ways to reduce home loan interest rate is to avail shorter loan tenure.

The interest payable will vary according to the loan tenure you are choosing. Even though longer tenures will help you cut down the monthly EMI, you will have to pay more interest if you are choosing 20 or 30 years of loan repayment tenure. You can make use of an online EMI calculator to check how much difference it makes when you are choosing a shorter-term i.e say 10 or 15 years. Consult a loan advisor if you need more clarity on this.

Avail Prepayment Facilities

Prepayment of loans will result in a substantial reduction of outstanding loan amount and also reduces the interest payable.

Pre-payment or foreclosure of home loan allows you to repay your loan either partially or fully before the completion of the loan tenure. If you have surplus money received from a bonus, term deposit or any other investments, you can use this money to make the loan repayment.

Most of the lenders or banks offer prepayment facilities with an additional charge in the case of fixed interest rate loans. However, if you have availed a home loan with floating interest rates, you will not have to pay any prepayment charges. So if you are planning to take a new home loan it is better to go for floating interest rate home loan so that you can avail prepayment facility at no charge.

Compare the Interest rates

In the age of the internet, finding the best interest rates has become much easier than before. All you have to do is check a reliable website such as bankbazaar.com which compares the home loan interest rates of different lenders. It is most important that you gain a clear understanding of the market rates before signing up for a home loan. You can either visit individual bank websites serving your location or visit third party websites. Moreover, you can also get an idea about the loan processing fee levied. Hence, before availing a home loan do thorough online research to check which lender offers you the lowest interest rates.

Make a Higher Down Payment

When it comes to home loans, most of the lenders will finance only up to 80-90 % of the total property value. The remaining 10 or 20% amount will be paid by the borrower as down payment. Most of the borrowers will tend to pay the minimum down payment because they think that it will take away all their savings. However, if you consider the interest rates you will pay in the long run, it is better to make a higher down payment which will reduce the total loan amount and associated interest. To be more precise, the higher the down payment, the lower will be the repayment amount & interest rate.

Keep an Eye on the Offers

Banks and financial institutions offer exciting festive offers and seasonal discounts for interest rates. As a home loan borrower, it is important that you keep track of the ongoing offers to grab the best interest deal.

For example, the PMAY (Pradhan Mantri Awas Yojana) scheme introduced by the government offers up to Rs. 2.67 Lakhs credit-linked interest subsidy for people from the Mid Income Segment I & II. Credit score plays a big role in determining the home loan interest rates. So if you have maintained a fairly good credit history and has a credit score above 800 you may be eligible to get a loan at lower interest rates from the lenders. Moreover, you can also negotiate with a lender if you had been their loyal customer for long and maintain a good rapport. Check with your trusted bank or financial advisor to know your eligibility. Another option is to take a home loan in the name of a female member in your family as banks give interest subsidies for women applicants.

Refinance with another lender

Changing the lender is the last option you can consider to reduce the interest rates. Suppose you have availed a home loan many years ago when the interest rates were considerably high. Now if rates are lower than that you can transfer the loan balance to another bank which offers reduced interest rates. Starting from April 2016, banks offer interest rates based on MCLR (Marginal Cost of Funds Lending Rates) as per RBI norms. Unlike the base rate system, this scheme allows the banks to set their own MCLR based on their marginal cost of funds. Any change in the REPO rate will cause a major change in the marginal cost of funds. In short, with the introduction of MCLR scheme borrowers can get the benefits of rate cuts in real-time. Loan transfer can be initiated by contacting your current lender and submitting an application form.

We hope that these tips on how to reduce home loan interest rates were beneficial for you. If you need further assistance on home loans to buy a new house, feel free to get in touch with a property expert at Victoria Realtors.

Looking for an ideal home that fits your budget? You can consider buying a spacious house in Palakkad presented by Victoria Realtors at some of the most beautiful residential localities in Kerala.

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05-Nov-2020

9 Ways to Make Your Home Colorful Without Using Paint

Want to do a quick home makeover? We’ll tell you how to add some colours without picking up a paintbrush. Most of the people staying in rental houses will have limited options to redecorate the home as they are not allowed to change the existing wall colours or change the flooring. However, choosing the right decorative elements and furnishings can transform your dull home to a vibrant one. Incorporating bold colours also help to make a smaller space look bigger.

So if you are wondering how to add some vibrant hues to the boring white spaces, try out these simple and budget-friendly ideas shared by home décor experts.

Deck up the walls with large colorful art

A plain white wall in your living room or bedroom can look quite unappealing to the eyes. Bring some life to the walls with a large piece of art which defines your taste. It can be a work of art by your favorite artist or a replica of a popular painting which you admire.

Fill empty spaces with plants

Plants always help to bring freshness and charm to an empty space. Place beautiful indoor plants to redecorate your rooms with shades of green. Choose easy and low maintenance plants which also purify the air inside the home. You can consider using colourful planters as it enhances the beauty of the space.

Make use of temporary wallpapers

We know that sticking wallpaper isn’t an option when you are staying in a rental house. This is why we suggest you go for temporary wallpapers to spruce up your living space. Using peel-and-stick wallpapers available in the market you can create a bright accent wall with floral designs or geometric patterns. The major advantage is that they are easily removable.

Colorful tapestry for the walls

Tapestry refers to a piece of thick textile fabric with pictures or designs formed by weaving colored weft threads. Installing bright and colorful tapestry on the walls is another great alternative to hanging artwork. Nowadays you get plenty of handmade tapestries for sale in home décor shops and online stores. Tapestries add a splash of color, texture and pattern to your rooms.

Introduce colorful lamps

Lighting is one of the most important factors that determine the beauty of your home. If you home features a neutral color tone, try to install vibrant colored pendant lamps or fabric patterned table lamps to brighten up the room. You can choose bright color tones such as turquoise, yellow or red to match with the furnishing.

Roll out a statement floor rug

Bored of seeing the same old flooring? Don’t worry! It’s time to introduce a designer floor rug to enhance the look and feel of your home. Rugs create a cozy and stylish ambiance to a rather boring living room or bedroom. Handloom rugs with geometric patterns and printed designs are trending now. Try to choose the right color that blends in well with other elements in your room.

Choose colorful cushions & pillows

When it comes to decorating your bedroom and living room spaces, cushions and pillows are unavoidable elements. While choosing the covers, don’t think of neutral color tones but rather choose vibrant hues like blue, orange, yellow or red. You can pair up a pastel-colored bedcover with bright, patterned cushions & pillows.

Go for accent furniture

Accent furniture is in vogue nowadays. So if you can’t paint the walls, go for bright painted furniture. If you are planning to buy new furniture, don’t go for the boring brown and beige tones. Investing in a new pair of accent chairs or a sofa for your living room is definitely worth it. This type of furniture not only adds pops of color but will create a contemporary look for your interiors. You can also consider painting your existing chairs or shelves with a bold color to have a quick home revamp.

Bright and Airy Curtains

Last but not the least; a home is incomplete without the right set of curtains that complement well with your furniture. Changing the curtains is a great way of breaking the monotony of a neutral space. Pick curtains made of bright and airy fabric that allows natural air and light to flow in. Curtains are available in all shapes and sizes or you can get them tailor-made for your home.

Revamping your home isn’t a big deal when you can rely on these pocket-friendly and simple home décor hacks. These are perfect for those who are looking for temporary styling techniques for the home. Instead of waiting for many years to change your wall paint go ahead and try the above-mentioned ideas. Following the above hacks gives you the flexibility to alter the setting every time you feel like having a fresh look. We hope that this article was insightful and informative for you.

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25-Sep-2020

Questions to Ask Before Buying a Villa in Coimbatore

Coimbatore also is known as ‘Kovai’ is a flourishing industrial hub in South India. The city offers a peaceful living experience with the provision of all modern facilities like shopping malls, premium restaurants, multiplexes, and cinema halls. With a pleasant climate and scenic localities, it is considered as one of the ideal cities in Tamil Nadu for long term living. The city’s rapid industrialization has resulted in a real estate boom over the last few years. Many renowned real estate brands have launched residential projects in the city to meet the growing demand for housing. You can find many luxury villa projects for sale in Coimbatore with state-of-the-art amenities that make life enjoyable and convenient.

Is the villa located in a prime locality?  

The first and foremost aspect to consider is the location of the villa. Whether you are planning to stay in your new villa or rent it out for others, you should make sure that you choose a prime locality in the city with good transport connectivity. If you live in a well-connected locality your life will be hassle-free and comfortable whereas if you choose a property in the suburbs, it will be difficult for you to move around. If you are a working professional then it is better to choose a place near to our workplace and save your travel time.

Are you choosing a reputed builder?  

The next important aspect is the reputation and reliability of the builder you have chosen. You can find a plethora of villa developers in Coimbatore but it is not easy to choose the right one. Always do a background study to understand the history of the brand to avoid any risk in the future. Choose a well-established and renowned builder with a good track record in real estate. You can also check with homebuyers who have previously bought a property from the builder to get genuine feedback.

Is the price of the villa affordable for you?  

Suppose you have zeroed in on a villa home but you are not sure whether you can afford it. This can be a confusing phase as financing is a crucial part of any investment. If you are not able to calculate the budget, you can seek help from a finance expert or a trusted property advisor to know how much money you can afford to invest.  You can also enquire about eligibility for a home loan. Do a comparison of costs with other similar projects to find the right home that fits your budget.

Does the villa come with good amenities?  

One of the major benefits of living in a villa is the provision of security and other complimentary amenities. So when you are choosing a villa home, check what are the amenities that they are offering at the community. Visit the project site to get a clear picture of the locality and the nearby facilities like shops, hospitals, and schools. Also, verify whether there is an uninterrupted supply of water and power to ensure a comfortable living.

Does the builder provide maintenance services?  

Most of the reputed builders are now offering home maintenance and repair services to the residents. This is an important factor to consider because once you move into the new home; you will get instant support if there is an urgent repair or maintenance needed for the property. A good villa developer will always ensure that their services are offered to their customers even after the home buying process is over. So choose wisely and compare various properties before you say yes to a deal.

Buying a villa will certainly be a life-changing experience for you and your family. So keep all these factors in mind while you are on the search for your dream villa. Explore our premium range of luxury villas in Perur featuring eco-friendly homes with world-class amenities made for nature lovers. We wish you good luck on finding your dream villa!

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04-Sep-2020

How to Protect Walls of Your Home This Monsoon?

Monsoon in Kerala is a season we all eagerly wait for. When the refreshing rains arrive after the scorching summer, it brings a lot of joy and bliss. It is a time when we enjoy watching the rains with a hot cup of coffee. The earthy smell, cool climate, and wonderful views of nature make us fall in love with this season.

However, monsoon is also a time when our homes need some extra care as excess water falling on the walls often causes issues like cracked walls, paint peeling off, damp patches, water seepage, etc. These damages can persist even after the season gets over. The growth of mold and fungus will also cause health issues in children and adults alike. All these monsoon spells can be prevented with a few simple precautionary measures.

Here are some useful tips to protect the walls of your home during monsoon:

Check for wall cracks

The first and foremost step you must take to prevent wall damages during monsoon season is to check for cracks on walls, ceilings, doors, or windows. Continuous rain can worsen these existing cracks leading to water leakage in the house. Water seepage occurs when there is damage in the internal plastering or painted surface. Smaller hairline cracks can be easily mended using filler or plastering material. However, if you find a bigger crack, it is always advisable to seek professional help to fix it. Gaps or cracks in the doors or windows can cause excess water to get inside your house. So it is recommended that you get these fixed as early as possible.

Choose Water Resistant Paint

Many homeowners do not give much importance to using good quality wall paints. Using poor quality paint on the house exterior surfaces can cause water seeping in through the concrete layers. This will lead to deterioration of the wall surfaces and will cause structural defects. So it is ideal to paint the exterior house walls with a good quality water-resistant paint prior to the onset of the monsoon season. Silicon-based waterproof paints available in the market are a good choice for this purpose. Waterproof paint can also help to avoid the formation of wall cracks and damages on plastering. Thus we recommend you invest in superior quality water-resistant paint for your home. Another important point to note is that painting your house wall during the rainy season is useless. It is ideal to get the walls painted during the summer season well before the onset of monsoon.

Waterproof the roof & walls

Water seepage from exterior walls and roofs can be prevented by applying waterproofing coats. This layer will provide extra protection during the rainy season and stop the absorption of water onto the walls. Damp walls are highly prone to damage and fungal growth. Similarly, if you are living in a villa or an independent house, the roof needs some extra care and protection as it is heavily exposed to rains. Ideally, you should get a waterproof coating done for the roof so that water does not seep in and cause leakage.

Use Wall Putty for Interiors

If you are wondering how to protect your interiors walls from the rains, here is what you can do. Wall putty or white cement is an excellent material that you can use to protect your walls from water damage. Wall putty is usually applied before the application of wall paint. It is ideal to use on interior walls to prevent water seepage as this material absorbs water without causing swelling. Wall putty provides an extra layer of protection for the walls. Applying wall putty also gives a good finish to the wall surface making it look smooth and attractive. Walls covered with wall putty will be more resistant to water damage and remains intact for a long time.

Ensure Proper Water Drainage

Improper functioning of the drainage system in your house can also lead to dampness on the walls. Check for leakage in drainage pipes and water tanks placed on the roof. These drainage pipes get overfilled with rainwater during this season. Hence if you notice any broken pipe or leakages, seal it immediately. To avoid the accumulation of water, regularly clean the drain holes that may get clogged with leaves and other debris.

If you need professional advice or assistance, feel free to get in touch with our experts. We hope that you found this information useful. Monsoon is a season to indulge in the beauty of Mother Nature. Let us all stay at home, be safe, and enjoy nature’s bounty.

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28-Aug-2020

Launch of IIT, BEML: Real Estate in Palakkad is All Set to Boom

Palakkad, the land of Palmyras and paddy fields was once celebrated as the ‘Granary of Kerala’. The town is surrounded by lofty mountains, streams and thick forests making it a beautiful and scenic location to live. It lies in the foothills of the Western Ghats range bordering the states Kerala and Tamil Nadu. With many major industrial developments happening in and around the city, Palakkad is rapidly transforming to become a hotspot for real estate business. Many reputed builders have launched gated villas in Palakkad in some of the most sought-after localities.

With a large number of new infrastructural developments and associated job opportunities coming up, Palakkad is all set to witness a real estate boom. In the wake of the ‘Make in India’ initiative put forward by the government, many large manufacturing units like BEML, Defence Park, etc have been established in Palakkad district. Kanjikode has become the 2largest industrial hub of Kerala which is located 12km away from Palakkad town. Many big companies like Indian Telephone Industries (ITI), Saint Gobain India Pvt Ltd, Pepsi, Marico, United breweries; etc have set up their production units here. An Integrated Textile Park housing many textile units were also set up by KINFRA in a 300-acre plot in Kanjikode. All these projects will provide employment to thousands of people directly or indirectly.

Let us now discuss some of the recent developments in Palakkad, making it a potential industrial destination.

IIT Palakkad

Palakkad offers excellent educational facilities for students as it houses many renowned schools and colleges. The town has started welcoming students from all parts of India with the launch of the IIT campus by the Central Government. Indian Institute of Technology (IIT), an institution of national repute was established in 2015 at the temporary campus located in the Ahalia Integrated campus in Kozhippara, Palakkad. The Nila campus sprawled across 30 acres of land in Kanjikode started functioning in February 2019. The construction of phase I permanent campus in a 500-acre land is ongoing. Today, the institute has around 600 students and 60 faculty members. Victoria College, Government Medical College Palakkad, NSS College of Engineering, Government Engineering College, etc, are some of the other popular higher education providers in Palakkad. With these institutions offering best-in-class education opportunities, Palakkad has become a popular destination for academics and research studies.

BEML Limited

Another major industrial development in Palakkad was the establishment of the BEML manufacturing unit. BEML Limited, a Public Service Undertaking company is the biggest Defence, Mining & Construction and Rail Coach Manufacturer in India.  The manufacturing unit in Palakkad was inaugurated in May 2010 with a capacity to manufacture 300 rail coaches annually. This 260 crore worth project houses facilities required for the manufacturing of Rail coaches, other components for rail coaches, bogies, Trailer for tank transportation, Tatra trucks, Ground Support vehicles for Guided Missile programme, etc. The company has three major business verticals namely Mining & Construction, Rail & Metro and Defence. BEML also manufactures a wide range of products to meet the needs of mining, construction, power, irrigation, fertiliser, cement, steel and rail sectors. The earthmoving equipment includes bulldozers, dump trucks, hydraulic excavators, wheel loaders, rope shovels, walking draglines, motor graders and scrapers.

Defence Park

Following a proposal made by Kerala Industrial Infrastructure Development Corporation as part of the ‘Make in Kerala’ initiative, the Union Government has chosen Ottapalam in Palakkad district to set up India’s first Defence Park. This major project which is estimated to cost around 231 crores is expected to bring a huge economic boost for the state. The park spread across 60 acres of land would manufacture a range of equipment such as parachutes, night vision equipment, flying suits, diving suits, and so on. The products manufactured in Defence Park will be exported to other parts of the world. Leading companies serving the defence and aerospace industries such as HAL and BEL are expected to set up their component manufacturing units in the park. 

Mega Food Park

KINFRA has established a Mega Food Park in Palakkad in accordance with the Mega Food Park Scheme (MFPS) of the Union ministry of food processing industries. This food park was set up with an aim to produce value-added products by sourcing various raw materials directly from the local farmers in the Palakkad region. The park is spread across 79.42 acres of land and the total project cost of Rs. 120 crore. The facilities include Cold storage, Ripening Chamber, Raw material warehouse, Finished Product Warehouse, Packing House, Spice processing facility, QC lab, etc. The park is expected to generate approximately 1500 direct employment opportunities and 5000 indirect job openings. 

With the launch of these big industrial projects, Palakkad is undergoing a major facelift and will soon be one of the top investment destinations for homebuyers and real estate companies alike. The rapid growth in job opportunities will directly cause a high demand in the housing sector. Invest in Palakkad today and you can be sure to receive great returns in future. 

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10-Aug-2020

Why It Is the Best Time to Invest in Coimbatore

Coimbatore or Kovai is a major industrial city in Tamil Nadu and the second-largest city in the state after Chennai. The city is referred to as the ‘Textile City of India’ and the ‘Manchester of South India’ due to the presence of flourishing textile industries.

Over the last few years, Coimbatore city has transformed into a popular industrial hub creating a large number of new job opportunities. Apart from the textile business, the economy of the city is influenced by many other industries like Manufacturing, Engineering, IT/ITES, Education, Commerce, and Healthcare. The city ranks 17th amongst the global outsourcing cities in the world. It is an ideal city in South India for real estate investments as these industrial developments have created a huge demand for housing facilities. You might be curious to know what makes Coimbatore an ideal investment destination. Here the top reasons why it is the best time to invest in Coimbatore.

Growing job opportunities

There is plenty of scope for real estate investments in Coimbatore as there is a steady growth in the job market. Coimbatore is home to a large number of small, medium, and large textile mills and textile research institutes like Meditech and InduTech. Some of the popular textile mills in Coimbatore include Lakshmi Mills, Kadri Mills, Premier Mills, Shiva Texyarn Ltd, Varadharaja Textile Mill, etc. Many reputed IT companies like TCS, Wipro, Bosch, Cognizant, etc have already opened their office spaces in Coimbatore. The IT/ITES industry in the city is expanding rapidly with the establishment of IT parks like SEZ-ELCOT, Tidel IT Park, KCT IT Park, etc. Kovai is also home to a large number of jewelry export businesses, yet another niche sector. Owing to these growing job opportunities, a large number of people are migrating to Coimbatore.

Best infrastructure facilities

Coimbatore is a city that boasts of excellent public infrastructure and civic amenities that make life easier and convenient. An efficient public transport system is in place which enables the residents to move around the city without any hassles. The city has all the necessary facilities like shopping malls, schools, colleges, and hospitals ensuring a seamless living experience for people. From big multiplexes and malls to reputed educational institutions and tech parks, Kovai has all the modern facilities that any homebuyer would be looking for. Some of the major shopping malls in the city include Brookefields Mall, Republic Mall, and Prozone Mall. The city offers excellent healthcare facilities and is home to many world-class medical institutions like PSG Hospital, Sree Ramakrishna Hospital, Kovai Medical Center, KG Hospital, etc.

Affordable living expenses

Despite the fact that Coimbatore offers a very modern lifestyle, living in the city is surprisingly very economical and pocket-friendly. There are plenty of affordable housing options available in the city. The living expenses in Coimbatore are less when compared to many other Tier-II cities in India. You can even find spacious villas for sale in Coimbatore at affordable prices in some of the best residential localities in Coimbatore.  For those who are looking for budget food and dining options, the city offers plenty of amazing options.

Popular education hub

Coimbatore is one of the most sought-after academic destinations in South India offering quality education across various schools and colleges. Many nationally recognized colleges and universities are present in the city, making it a popular hub for higher education. A few reputed technology institutions in the city are Coimbatore Institute of Technology, PSG College of Engineering, Karunya Institute of Technology, etc. Other popular courses offered here are nursing, pharmacy, medicine, law, and management. Kovai attracts a lot of students who wish to pursue medicine and healthcare courses as it houses many top-rated medical colleges in South India.

Pleasant weather

Unlike many other cities in Tamil Nadu, Kovai features a very pleasant climate. Even during summers, the temperature is not unbearable as the weather is mostly windy. Owing to its proximity to the mountains of the Western Ghats, Coimbatore has a favorable and neutral weather condition. Ooty, the famous hill station of Nilgiris is just a 3-hour drive away from the city. It is one of the most popular tourist attractions in India attracting hundreds of tourists every year. There are plenty of other cool weekend getaways within a short distance from the city, making it one of the ideal places to settle down and enjoy a relaxed life.

Great connectivity

Coimbatore is well connected to the neighboring states Kerala and Karnataka by road. Major cities like Mysore and Bengaluru are easily accessible from the city. Coimbatore International Airport operates flights to other major cities in India and abroad. With a strong public transport network, traveling within the city and to neighboring cities like Tirupur and Erode is a breeze. The state government has various proposed projects such as road widening, flyover construction, and the like which are aimed for the development of the city.

All these are added benefits for people who are planning to buy a new home in Coimbatore.

Location is one of the most important factors to consider while investing in real estate. Buying a new home in a wrong location can put your money at risk and cause huge losses. If you are searching for the right location to buy your dream home, look no further than Coimbatore city. You can explore our nature-friendly gated villas in Perur featuring state-of-the-art homes in a beautiful green locality in Kovai.

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27-Jul-2020

Checklist for Buying Villas in Palakkad

The reasons to buy a new villa in Palakkad are many. Be it the lush green landscapes, rich cultural heritage or the laid-back lifestyle offered here, Palakkad is a city that’s easy to fall in love with.  If you are searching for new independent houses for sale in Palakkad, a home buying checklist will help you to make the right choice. Referring to a checklist will also save you from the risk of getting into unexpected legal and financial hassles in future. 

Location

Location is very important when buying a house as it determines the value of your investment. A good location refers to a place having easy access to all daily-life facilities like shops, schools, hospitals, transport hubs, etc. As buying a property involves a large amount of money, you should always choose localities that have high land value appreciation. Villa projects which are close to the town with proper road & rail connectivity will get good resale value in future. Also, check if the villa is located near factories or any other industries which can cause air & noise pollution. Living in a polluted locality can affect the well-being of you and your family members.

Click here to know why location is a very important factor to look out before buying a home.

Legal clearances

Before you finalize a purchase deal, make sure that the property has got all necessary legal clearances. The property must possess a RERA registration number which is made mandatory by the government. This registration is to protect your rights as a home buyer and verify the credibility of the builder. If the property falls under an agricultural zone, there should be a Conversion Certificate or NOC which is obtained from the government authority. This document permits the use of agricultural land for non-agricultural purposes.

You must also verify the following important documents of a villa:

  • Building approval plan
  • Commencement certificate
  • Encumbrance certificate
  • Tax receipts
  • Power of Attorney
  • Completion certificate

Brand reputation

Buying a home is a life-changing phase and that’s why you should be very careful while choosing the builder. Even though you may find many builders in Palakkad,you have to do some research and find out the most reliable real estate developers in the city. A good builder will always deliver projects on time and will go the extra mile to keep their customers happy. They will offer quality homes with best-in-class lifestyle amenities. Moreover choosing a reputed and experienced builder will save you from fraudulent transactions and other financial issues. Check the customer testimonials or find out their completed projects to get an idea about the builder’s reputation.

Water & Power Supply

While buying a villa in Palakkad, water & power supply are two factors that should be given top priority. You would not want to end up living in a house with limited water supply as it will affect your day-to-day living. So check with other residents or find out more about the locality from locals to gain insights about water supply during all seasons. Even though most of the modern villas will have power back-up facilities, it is recommended that you enquire about the availability of electricity throughout the day. Ensure that there is uninterrupted power supply in the locality to have a seamless living experience.

Amenities

Modern villas offer unparalleled luxury and comfort for the residents with a range of in-house amenities. So while choosing a villa, ensure that it offers amenities like car parking, garden, round-the-clock security, etc. You & your family can enjoy a wholesome and social lifestyle while staying in a gated community.If you are planning to buy an under-construction project, consider paying a visit to the project location to get a real view. You may also visit the other project sites by the same builder to get a complete picture of the complimentary facilities.

We hope that you found this checklist informative and useful. Victoria Realtors, one of the leading gated villa developers in Kerala offers a range of luxury and budget villas in Palakkad at some of the most beautiful residential localities. You can read more about our ongoing villa projects here

   

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30-Jun-2020

Best Aspects of Living in Ottapalam

Looking for a nature-friendly living space in Kerala? Consider buying a house in Ottapalam, one of the most beautiful and scenic towns in Kerala. Also called the New Film City of Kerala, Ottapalam has become one of the most sought-after localities for real estate investors. The Kerala State Film Development Corporation has proposed to develop a film city spread across 4 acres of land in Ottapalam.

Owing to the natural charm of this region, it has always been a popular destination for movie shooting. Offering a laid-back lifestyle and tranquil living environment, this quaint town is attracting many prospective homebuyers. If you are someone who always wanted to enjoy a well-balanced life close to nature, Ottapalam is the best place to be. Wondering about how life will be like in Ottapalam? Here are some of the best aspects of living in Ottapalam.

Natural beauty:

Situated on the banks of the Bharathapuzha River, Ottapalam town is blessed with untouched natural beauty and offers a pleasant living experience to the residents. One can wake up to beautiful views of mountains, rivers and paddy fields while staying in this town. Ottapalam is a dream location for any nature lover as it gives you the opportunity to live in a pristine and unpolluted environment. Some of the famous tourist spots in India such as the Silent Valley national park, Parambikulam Tiger Reserve, Nelliyampathy Hills, etc are at a short distance away from Ottapalam. You can find many houses and villa projects in Ottapalam which offer breathtaking views of nature.

Low cost of living:

One of the best aspects of living in Ottapalam is the low cost of living. You can find spacious houses for sale in Ottapalam at affordable prices as compared to other major cities in Kerala. Food and groceries can be purchased at budget prices because of easy availability. A majority of the people in Palakkad district is into agriculture and farming. Public transport facilities in Ottapalam are convenient and provide easy commute thus allowing you to cut down on travel costs. Overall, you can enjoy a modern lifestyle here at an affordable monthly cost.

Great connectivity:

The town is served by the Ottapalam railway station which lies between Palakkad and Shoranur Junction. Ottapalam is well-connected to other major cities in Kerala via public transport. The Palakkad-Shoranur State Highway passes through Ottapalam town. Government and private bus services operate between Ottapalam town and other neighboring towns, such as Palakkad, Thrissur, Mannarkkad, Pattambi, Guruvayoor, etc. For those living in Ottapalam, it is also easy to travel to other neighboring states such as Tamil Nadu and Karnataka.

Friendly neighbourhood:

Living in a safe and friendly community is paramount as it defines the quality of your lifestyle. The natives of Palakkad district are known for their warm hospitality and welcoming attitude. If you choose to live in Ottapalam, you and your children will not find it difficult to get adjusted to the new environment. With plenty of helpful neighbors around, one can experience a very good social life in Ottapalam. There are plenty of natural and historic attractions in and around Ottapalam, making life enjoyable for people of all ages. Gated community villas are ideal for those who are looking for a safe haven with easy access to the town. These homes give you an opportunity to meet and interact with many like-minded individuals.

Modern facilities:

While maintaining a calm and peaceful environment, Ottapalam also has all modern facilities that make life easier for the residents. You can find many good hospitals, schools and shopping centers which are easily accessible from prime residential localities. Travelling from one place to another is a breeze with good road connectivity and frequent bus services in town. If you wish to stay away from the noise of the city yet have all facilities within easy reach, Ottapalam is your ideal choice.

Good appreciation value

Due to the fast growth and development, the land value for properties in Ottapalam is expected to steadily rise in the coming years. The upcoming projects like the film city will create an increased demand for housing and rental properties in Ottapalam. Whether you are looking for a good property investment or planning to settle down in Kerala, buying a property in Ottapalam will be a valuable asset for you.

While you can buy homes at affordable prices, now is the ideal time to invest in Ottapalam. If you are planning to settle down in Kerala, book a new villa from Victoria Realtors, one of the largest villa developers in South India. Choose from our two exclusive luxury villa projects in Ottapalam to experience a perfect blend of nature, luxury and comfort.

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10-Jun-2020

Villas in Akathethara: Live in Harmony with Nature

Searching for a new house to buy in Palakkad? You might be confused about choosing the right locality which is easily accessible and comfortable for you and your family. Although there are plenty of good and nature-friendly residential localities in Palakkad, Akathethara is a wonderful choice for nature lovers. Akathethara is a serene hamlet which is blessed with abundant natural beauty. A lot of families have chosen to settle down in this place owing to the tranquil lifestyle it offers. It is also a well-connected part of the town which is just 2 km away from Palakkad Junction Railway station. Akathethara is home to many tourist attractions and charming waterfalls such as Pappadi waterfall, Ayyappanchal waterfall, Bkb waterfall, Dhoni waterfalls. Malampuzha Dam & Gardens, one of the popular tourist spots in Palakkad is just a 10 minutes’ drive away from Akathethara. One can enjoy a perfect blend of nature and modern living in this neighbourhood. Many reputed CBSE & ICSE schools, colleges and hospitals are located in and around Akathethara, making it an ideal spot for families to buy a home. NSS Engineering College, one of the prominent engineering colleges in Kerala is located in this locality. If you are looking for an independent house or villas for sale in Akathethara, we recommend you to visit Chaithram villas, a premium gated villa project presented by Victoria Realtors.

Why Invest in Chaithram Villas?

Being one of the largest gated villa developers in Kerala, we are committed to offering state-of-the-art homes in choicest localities at affordable rates. With over 25 years of expertise in construction and real estate, we have won the trust of more than 1500 families. All our villa projects are meticulously designed by eminent architects who have many years of experience in the field. Chaithram Villas located near Akathethara is strategically located on the Puduppariyaram main road right next to the National Highway. It is a perfect abode for those looking for a modern lifestyle in sync with nature.

Moreover, these villas are priced at rates lesser than the rates of apartments in the same locality. Being very close to the NH and Palakkad town, these homes will have excellent appreciation value. Now you can book this 3 BHK luxury villa at an affordable price starting from just Rs. 37.5 lakhs. Pre-approved home loans are available from nationalized banks for those who wish to avail financing. Built across 5 cents of land, these villas have an area ranging from 1230-1500 sq ft. The villas are well-ventilated and feature top-quality fixtures and fittings to ensure a seamless living experience for the residents.

All essential facilities like shops, bus stations, railway station, hospitals and places of worship are easily accessible from this villa. Kendriya Vidyalaya, Cordova International School, BES Bharathi Tirtha Vidyalayam, etc are a reputed few schools located near this villa. Living in Chaithram Villas will give you an opportunity to be a part of an elite community. You can find many like-minded neighbours and enjoy socializing without stepping out of your comfort zone. Your children can have a happy childhood with plenty of friends around and spacious play areas.

Book your dream villa home now and experience living in harmony with nature.

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01-Jun-2020

Own a New Luxury Villa in the Heart of Ottapalam Town

Are you searching for an independent home in a beautiful, nature-friendly location in Palakkad? Then you can consider buying a gated luxury villa in Ottapalam as it is one of the most tranquil neighborhoods in Kerala to settle down and enjoy a laid-back lifestyle. Located close to Palakkad, Ottapalam is well-connected to other major cities through railways and the National Highway. With lush green paddy fields and palm trees flanked by tall mountain ranges, one can enjoy the scenic views of nature while living in Ottapalam. Living in Ottapalam is also very cost-effective as the living expenses are less as compared to many other cities in Kerala.

Victoria Realtors have identified some of the best residential localities in Ottapalam to build a range of gated community villas. Geetham Villas is one of our signature villas projects in Ottapalam, offering a perfect blend of the modern and the countryside living experience. Featuring 3 bedroom independent houses close to Ottapalam town, this brand new villa is an ideal investment for your future.

Now let us see the major benefits of buying this villa in Ottapalam:

Great location:

Geetham Villas gives you a chance to stay close to nature while having all day to day facilities within easy reach. You and your family can live in a pollution-free locality away from the hustle and bustle of busy city life. The railway station and proposed film city in Ottapalam are just a 5 minutes’ drive away from Geetham.

Walking distance to school:

Situated adjacent to Kendriya Vidyalaya in Ottapalam, a reputed school of national repute, the residents of this community can ensure high-quality education for their children. The villas are situated at a walking distance from the school.

Modern amenities:

Geetham villas promises a peaceful life for you and your loved ones in a secure neighbourhood with amenities like 24 hours security by HOA, uninterrupted power supply, spacious parking, etc. Each home is equipped with good quality fittings and fixtures to ensure a seamless living experience for the residents.

Well-designed interiors:

Each villa unit is designed to offer maximum comfort and is built over 4 cents of land with an area of 1550 sq ft. These spacious and well-ventilated homes are built in compliance with the principles of Vaastu.

Good connectivity:

Life at Geetham Villas will ensure ultimate convenience for the inmates as shopping centres, schools, hospitals and transport hubs are easily accessible from this location. Public transport and private bus services are available for travelling to nearby places or other cities.

Great appreciation value:

The demand for housing properties in Ottapalam is rising day by day owing to the rapid development. Due to the location advantages and facilities available in the town, villas will get high appreciation in the coming years. Whether you are planning to make a new investment or waiting to move into a bigger house, these villas are perfect options for you. Geetham Villa is a great blend of luxury and comfort available at a starting price of Rs.41 lakhs. This is the right opportunity to invest in your dream home at a great price. We invite you to be a part of this wonderful community in Ottapalam and experience a wholesome lifestyle.

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08-May-2020

Easy Ways to Keep Your House Germ-Free

While you are staying indoors during this lock down, you may think that your home is the safest place ever. But even your home is not safe if you don’t take efforts to keep it clean and germ-free. With the increasing number of disease-causing agents around us, living in a healthy environment is of high importance nowadays. By taking a few precautions at home, we can keep bacteria and viruses at the bay. Make the most of your time at home to develop a habit of cleaning and disinfecting your living space.

Here are some useful tips you can follow:

Kitchen :- Kitchen is an area which requires special attention as germs can easily spread through food substances. Clean the kitchen countertops stove and sink with a good quality disinfectant liquid.

Garbage bin:- Trash bins provide a favourable environment for the growth of microbes so make sure that you empty the bin daily by disposing of the garbage. Wash the bins thoroughly with cleaning liquid to prevent the spread of disease agents.

Cleaning materials:- We may not aware that cleaning sponges and cloths can host various types of germs and bacteria. So make sure that you wash the sponges, cleaning cloths and mops with disinfectant and hot water.

Refrigerator:- Clean the refrigerator shelves and trays weekly by wiping with soap water or disinfectant. Also, vegetables and fruits should be washed and rinsed with warm water and allowed to dry before storing them away.

Grocery bags:- If you want to reuse the grocery bags you got from a supermarket or vendor, soak them in soap water and dry them in the sun. If you don’t want to reuse just throw them away in the trash.

Door knobs:- Doorknobs or handles are germ hotspots are a regular touched item in the house so it is advised to disinfect door handles and taps weekly

Bathroom: Use a disinfectant cleaning liquid to clean the bathroom floor, washbasin and toilet seats. Do not forget to clear the bathroom trash bin daily.

Bath Towels: - Wet and used towels can harbor a lot of bacteria and germs. Regularly wash them with a good detergent and put them out in the sun to dry.

Laundry: Whenever you go out and return home put your clothes to wash using detergent and colour-safe bleach or peroxide. It is better if you can wash the clothes in warm water and let them dry in the sunlight.

Bedroom: Change the bed linen and pillow covers every week and wash them to remove harmful germs. You can also use a vacuum cleaner to keep the mattresses hygienic.

Household appliances: Use a wet cloth dipped in the disinfectant solution to wipe the surface of appliances like the Television, Microwave oven, Fridge, Washing machine, etc.

Footwear: Do not forget to wash or disinfect your footwear as they can bring in a lot of disease-causing agents to your home. Use waterproof sandals so that you can wash them regularly with soap water.

Buying disinfectants:

While buying disinfectants, you can choose from concentrated solutions, sprays or wipes. To meet the government safety instructions, you need to check for the mention of ‘disinfectant’ on the label and ensure that it has an EPA registration number.

Make your own disinfectant at home:

If you wish to make your own disinfectant at home, you can mix one tablespoon of bleach to 4 cups of water and use it as a surface cleaner. Allow this solution to remain on the surface for 3-4 minutes and rinse with water.

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23-Apr-2020

New Home Inspection Checklist for Home Buyers

A handy home inspection checklist can save you from unnecessary expenses in future and help you find a home without major defects.

In India, the concept of inspecting a home before purchasing it is often overlooked. Buying a home is a ‘dream come true’ occasion for most of us as it involves a lot of hard work, patience and money. While you are conducting walk-through visits to find that dream home, you must consider having a thorough inspection to find out possible structural defects, environmental issues, utilities, etc. Since you will be investing your hard-earned money in owning a new home, you must not take the aspect of a home inspection or property inspection lightly.

This new home inspection checklist is a must-follow for all the prospective home buyers out there.

New Home Inspection Checklist 2020

  • Check For Cracks – Interior and Exterior
  • Check For Leakages
  • Check The Plumbing
  • Check The Water Supply
  • Electrical Safety and Functionality
  • Environmental Factors
  • Avail The Services Of A Certified Home Inspector
Let’s talk a bit more about each factor to be followed in the new home inspection checklist.

Check For Cracks – Interior and Exterior

Make it a point to thoroughly inspect each wall, both interior and exterior, to see if any cracks are developing. If you find any, then it may be because of two issues – structural distress or a finishing issue. You can try to get a clear picture of how the cracks have developed. The latter issue can be fixed without much trouble and is often not a deal-breaker. But stay away, if the cracks are due to structural distress.

Check For Leakages

If you are looking at an independent villa, then leaks coming from the roof can be easily fixed. It’s not a major issue. However, if you are looking to invest in an apartment, then fixing the water seepage may be difficult. Leakage from the flat above you may seep through the walls, and over time will leave an ugly mark.

Check The Plumbing

Plumbing is one of the major factors to check before deciding on a house. Make sure that you get the details of all the aspects related to plumbing like the pipes and drainage system. Check for leaks at all the joints and shut off valves. Make it to a point to also inspect the pipe materials used for water supply. You can also check the leaks near the sink and bathrooms.

Check The Water Supply

The supply of water is another key factor that needs to be looked into. Check if the water pressure in the home you are looking to own is optimum and would serve all the needs of daily living. Usually, a few upgrades would fix the issues related to water pressure. But, if the problem lies with the water authority in the area and/or due to the geographical location of the spot, then there is nothing much you could do. So make it a point to thoroughly inspect the available water supply system.

Electrical Safety and Functionality

The electrical system is another important aspect to check while conducting a home inspection. Check whether all electrical outlets are grounded and switches are functioning. Old houses will have an electrical panel with fuses while the newer houses and villas with have circuit breakers or have both. Wiring must be in good condition to avoid any possible danger. Check the functionality of the electric meter or else you may have to face issues with payments later on. Some modern villas and apartments will have power back-up systems also.

Environmental Factors

While inspecting a house, you must pay attention to several environmental factors such as bad odours or possible pollutants from nearby factories or manufacturing plants. Some aged and unused houses will have an unpleasant odour due to mold or mildew. Also living in a place where there is high air/noise pollution will not be good for you and your family in the long run. Another important point to note is to check for a good garbage disposal system. If there is no proper waste disposal system in the residential locality, people may throw waste in nearby places which will create an unhealthy living environment. If you wish to enjoy living close to nature, you can consider buying a villa nestled in a peaceful, green neighborhood. So, always pay attention to the environmental conditions while doing a house inspection.

Avail The Services Of A Certified Home Inspector

Home inspectors are your best option to get a detailed report on the status of the house that you are looking to invest in. They have expertise in all the major areas that need to be looked into. There will an expense involved with availing the services of a certified inspector. If you are willing to overlook that, then it is the best option available as all the work will be done by them. In short, you’ll be able to get professional feedback and is hassle-free.

Nowadays more and more people are opting to buy gated villas in Kerala as these communities offer good quality homes with no major defects or complaints.

We are proud to present a range of villas in Palakkad which qualifies all the criteria mentioned in this checklist, making it easy for you to find a perfect home at an affordable price. They are easy to maintain and has better resale value than independent houses. Moreover, these villas are situated in safe and healthy residential localities and are equipped with all necessary amenities.

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06-Apr-2020

Land Buying Checklist

For most people, owning a piece of land is their biggest dream and lifetime achievement. A handy land buying checklist can save you from a lot of unnecessary trouble in your quest for owning a plot, be it for resale or to construct your own home. In India, land prices keep increasing every day and it makes sense to invest soon if you have made up your mind. Before you take action, you need to be aware of a few basic and important facts related to land buying in India. For many, the lack of understanding of the basic procedures to acquire a piece of land is what makes them fall prey to illegal deals.

In this blog, we will be focusing on a few points that will make your journey towards owning a piece of land easier and hassle-free.

Here is a checklist you can refer if you are planning to buy land in 2020:

  • Confirm Whether The Land Is Owned By the Seller

One must be extremely careful when it comes to buying a piece of land. Many property agents in the market thrive on conducting false business deals. Make sure that you don’t be a victim to these rackets by verifying the land ownership documents. The first thing you must ensure before buying a piece of land, and the most important part of this ‘land buying checklist,’ is to figure out if the seller actually owns the piece of land. Ask for all the relevant details regarding the plot and whether he/she has procured the legal rights to own and sell the land. If you have any doubt regarding this, then there should be no hesitance in getting legal help.

  • Check the Floor Space Index (FSI) of the plot

In India, a majority of the people purchase plots to build their dream home. If you are among one of them, then make sure that you understand the concept of FSI (Floor Space Index). By definition, Floor Space Index is the amount of permissible area on a piece of land that could be used for construction. Even if you manage to get your hands on a vast piece of land, the FSI regulations for that particular region would determine the footprint of the structure that could be put up. FSI mainly depends on the location of the plot. For example, if you bought a plot size of 2000 sq ft and the FSI is 75% then you can build a house with an area 1500 sq ft.

  • Ensure that land has Non-Agricultural Order (NA)

You may not be aware that, all land plots in India are categorized as agricultural land by default. Agricultural land can be used for agricultural purpose, but if you want to use it for other purposes, then you have to get a non-agricultural (NA) order from the government. So a piece of land is either agricultural or non-agricultural (NA). Now non- agricultural land falls into different categories depending on the purpose allotted for it such as for commercial use, for residential purpose, IT parks, resorts, etc. So when you are searching for a new plot for housing, you should verify whether that particular plot has a NA order which permits it to be used for residential purposes.

  • Obtain the Sale Deed without fail

‘Sale Deed’ is a legal proof of sale and is an important document which proves that you are the owner of the land. Unless you have a registered sale deed, you do not have legal ownership of the land. Once you have reached an agreement with the seller/owner of the property, procure your sale deed by applying for the same at the sub registrars’ office. It is a legal document and proves that upon successful completion of all the required paperwork and payment, you’ll be the actual owner of the land. So always ensure that you have the sale of the property in your name registered at the sub- registrar office.

  • Location and type of terrain

The location is one of the vital factors that determine the worth of your plot. You should always choose a property which is easily accessible from the town and has good road connectivity. Whether you are planning to build a house in the plot for yourself or purchasing the plot for investment, it should be located close to all amenities like shops, schools, hospitals and transport stations. Also check if the plot is located on flat land, slope or hilly terrain. If the plot is uneven, then you might face issues while constructing a house later on. It is always advisable to personally visit the location and then make a decision.

  • Resale Value of the plot

It’s always good to be prepared for the future. The resale value of the land is highly dependent on the location and developments around the area. As mentioned in the opening paragraph, land rates are sky-rocketing on a daily basis. To get the best value for your piece of land, if and when you decide to sell it in the future, it would be a good idea to have a basic understanding of the nearby localities and the upcoming facilities in that region. You wouldn’t want to invest in a piece of land that doesn’t get you maximum resale value in the future, would you?

  • Evaluate the Annual Maintenance of the plot

Once you own a land, you will have to spend some amount annually to maintain the plot in good condition. If you are buying a plot in a gated community, there will be common maintenance charges for cleaning, security, etc. It is better to list down the type of maintenance work required for the plot on an annual basis and calculate the approximate amount. This will help you in making an informed decision. This is especially beneficial if you are living in another country and planning to buy a plot for investment. Generally, the maintenance cost is calculated based on the size of the plot.

  • Check for the Civic Amenities

If you planning to get a piece of land in the outskirts of a city, or in other words, a spot that is still undergoing transformation, making it a point to check if all the basic civic amenities like water, electricity, roads, etc. are in place. If the seller claims that all these aspects are in the pipeline, it is your duty to check with the local authorities to verify the claim. So always ensure the availability of these most necessary facilities before making the final decision.

If you have the basics covered, then owning a piece of land in India is not as difficult as it seems. Follow this land buying checklist and you should face no issues whatsoever in your journey to becoming a property owner.

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25-Mar-2020

Gated Community Villas To Buy in Ottapalam

Looking for a new independent house in a calm and tranquil location? Ottapalam, a quaint town located close to Palakkad is an ideal location for those who are seeking eco-friendly living in a safe neighborhood. It has become one of the most sought-after destinations for homebuyers in Kerala.

Ottapalam is also a top favourite location among filmmakers owing to its rich natural beauty and pristine environs. The swaying palm trees, lush green paddy fields and the stunning view of the Western Ghats range make the perfect setting for any nature lover. Ottapalam is also called as The New Film City of Kerala as the Kerala State Film Development Corporation has proposed to develop a film city spread across 4 acres of land near Kanjirapuzha dam. Varikkassery Mana, a traditional style Kerala mansion in Ottapalam is a popular shooting location for movies.

Wake up to the sound of bird calls and breathtaking sceneries of nature by owning a new villa in Ottapalam. Victoria Realtors, one of the largest villa developers in South India have launched two exclusive luxury villa projects in Ottapalam. These villas are placed in choicest residential localities close to the town providing easy connectivity to all major landmarks. The residents can experience living close to nature while enjoying maximum privacy and a host of modern amenities. If you are looking for a good quality designer house at an attractive price, browse through our range of villas in Ottapalam.

Geetham Villas

Geetham Villas located near the Kendriya Vidyalaya school features 3 BHK villas in the heart of Ottapalam municipality. This villa project is just a 5 minutes’ drive away from the proposed film city. By choosing a villa in this project, you can live in one of the largest gated communities in Ottapalam.

The locality is well-connected to other neighboring cities via road and railways. Ottapalam Railway station is the nearest rail station which is just a 5 minutes drive from the villa. Each villa is built over 4 cents of land with an area of 1550 sq ft. The homes with well-ventilated living spaces are designed in compliance with the principles of Vastu. Starting at a price of 41 Lakhs this luxury villa is a perfect investment option for you in Ottapalam. The villa is located close to major hospitals, schools, shopping outlets and other day-to-day facilities.

Sayoojyam Villas

If you are looking for a designer luxury home in Ottapalam, Sayoojyam Villas is the ideal choice. A premium gated community villa which is located just 100m from the National Highway, this new project is all set to re-define luxury living in Ottapalam. Sayoojyam Villas feature 4 BHK villas in a secure gated community equipped with world-class amenities. Well-manicured gardens, walkways, large parking spaces and advanced security features make this villa a top favorite choice among homebuyers.

Starting at a price of Rs. 56.4 Lakhs,this premium villa will be an excellent choice for those who wish to experience modern living in a peaceful environment. Ottapalam town and railway station are just a 5 minutes’ drive from this villa. Each villa is built on 5.2 cents of land with an area of 2150 sq ft. The residents can enjoy hassle-free living in a well-connected neighborhood close to market, hospitals, schools and transport stations.

Ottapalam is well-connected to other major cities in Kerala via trains and buses. The Palakkad-Shoranur State Highway passes through Ottapalam town. Government buses, as well as private bus services operate between Ottapalam and other neighboring towns, such as Palakkad, Thrissur, Mannarkkad, Pattambi, Guruvayoor and Thiruvilwamala.

Due to the upcoming developments, the land prices are expected to steadily rise in the coming years. Now is the ideal time to invest in Ottapalam. If you are planning to settle down in Kerala, book a new villa from Victoria Realtors, one of the most trusted real estate promoters in South India.

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05-Mar-2020

5 Tips to Find a House on a Budget

Owning a house is most likely the biggest and most significant investment that you will ever make in your lifetime. So you should first understand your specific needs and then start searching for a matching property rather than blindly making a purchase. If you are from a middle-class background or buying a house for the first time you may want to invest in low budget properties. Are you someone who is confused about how to find a house on a budget?

Here are 5 tips to find a property that fits your budget.

  • Understand your needs
  • Decide your budget limit
  • Study the market rates
  • Be flexible about facilities
  • Under-construction projects

Now we can discuss how you can follow these aspects to find a budget home which is ideal for you and your family.

Understand your needs

A prospective home buyer should identify his/her requirements based on various factors like the number of family members, location and conveyance facilities, amenities you are looking for, the purpose of buying a house, etc. For instance, you are planning to buy the house as an investment, it is ideal to buy a house located in a well-developed locality near IT parks, hospitals and other major institutions. A centrally located property can fetch you a decent rental income. But on the other hand, if you are planning to stay in the new house, you might want to choose a calm and peaceful residential locality away from the hustle and bustle. Also, decide whether you wish to buy a villa or an independent house.

Decide your budget limit

Buying a house often means making a lot of compromises in your overall expenses. Before moving ahead to search for houses for sale, you must first analyse your financial status and decide your capable budget limit. Once you zero in on your requirements such as amenities, number of rooms, location preference, type of property, etc you can work out a budget that you will be able to invest in the property.

If you are planning to take a home loan, approach a bank to check the best interest rates and your eligibility for the loan. Often people may end up buying a property which is way too expensive for them and will struggle throughout to pay off the debts. Start saving in advance so that you can atleast afford to pay the down payment. This will ensure that your borrowings are limited to a manageable scale.

Study the market rates

Real estate market is ever-changing and the rates keep fluctuating every other day. This is caused due to the changing government norms and the upcoming infrastructural developments. Most of the house or villas located within the city are priced on the higher side when compared to those located in the outskirts. The rates will depend on the locality, living area, amenities, quality of fittings, etc. Then you can start by identifying a few reliable builders and find out more about the properties offered by them in your preferred city. By comparing the rates and other features you can get a clear picture of the prevailing property rates in the specific area.

Be flexible about facilities

We know that you don’t wish to compromise on certain amenities that you love, but if you choose a house with ultra-luxury amenities the price is likely to go beyond your budget. So be flexible with your choices and choose a house with the most necessary amenities such as play area, security services, waste disposal facilities, car parking, etc. Many builders are now offering beautiful gated community villas with all necessary amenities at affordable prices. Also, location is another factor that determines the price of a house. Look at places a bit away from the core of the city, where rates are still manageable. Compromise on factors that are not important to you at the present moment like a garage space or an extra bedroom. It will make a world of difference in your journey to find a home on a budget.

Under-construction projects

Nowadays, under-construction projects are in high demand among homebuyers as they are available at a much affordable price when compared to ready-to-move-in houses. If you are ready to wait for a few months before moving into the new house, then you can consider buying an under-construction villa project. Buying an ongoing project will also enable you to choose a spacious home at a lesser budget without compromising on the features. Gated villa projects are more popular as they are secure and offer a wholesome lifestyle to the residents with many common amenities. Most of the villas are located in calm and tranquil residential areas which ensures a healthy living environment.

We hope that this ‘checklist to buy a budget house’ was helpful. By doing good research keeping these factors in mind will assist you in finding a decent home that meets your budget requirements.

Many builders or owners may try to deceive you by offering properties at cheap price compromising on the quality of construction and durability of materials. Be extra careful when it comes to choosing a reliable builder or real estate agent as they are many frauds that are happening in the real estate business.

If you are willing to invest in a new villa in Kerala, choose from the various affordable villa projects offered by Victoria Realtors, one of the leading and most trusted villa developers in South India.

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26-Feb-2020

6 Simple Bedroom Decorating Ideas

A bedroom is a special part of our home because it’s the place where we wake up every morning. None of us would wish to begin our days seeing a cluttered and messy bedroom. So you should pay more attention to keep your bedrooms neat and organized. You can even add personalized décor to modify the look and feel of the bedroom. If you’re looking for easy ways to decorate your bedroom without shelling out a lot of money, we got you covered. A little bit of your time and creativity is all you need for this activity. Here are 6 simple bedroom decoration ideas that are sure to make you fall in love with your bedroom every time you walk in.

  • Follow minimalist style
  • Use images to decorate walls
  • Make use of wallpapers
  • Add beautiful curtains
  • Paint the walls and ceiling
  • Choose trendy bed linen

Follow minimalist style

Follow a minimalist style by giving more importance to your favourite essentials. Only keep furniture and accessories which are most essential for you. You can consider beds with built-in storage options and closets with sliding doors to save more space. Consider getting rid of heavy and outdated furniture that makes your bedroom look congested.

Use images to decorate walls

This is one of the most popular home décor ideas that you can consider while revamping your bedroom. Use artistic images or photographs to decorate the walls of your bedroom. Choose the images in such a way that they give a representation of your personal choices and lifestyle. It could be family portraits, visual of nature or framed pieces of your favourite quotes. In the kid’s bedroom, you can try innovative décor ideas using stickers of cartoon characters and animals. You can make stars out of colourful hard paper and hang them from the ceiling for a beautiful effect.

Make use of wallpapers

Using stylish wallpapers in your bedroom walls can make your space look more vibrant and attractive. Wallpapers are now available in varying designs and colours. Depending on the colour theme of the room, choose a design that matches with it. You can also consider beautiful wall stickers to give a fresh look for the bedrooms. The advantage will wallpaper is that when you feel bored of the pattern you can easily remove the existing wall pattern and replace it with a new design.

Add beautiful curtains

Colourful and decorative window curtains will add more elegance to the room. Give special care while choosing the colour and texture of the curtains. Light coloured curtains will let more light inside the rooms, while dark shades will keep the room cosy. You can also use curtains to divide the bedroom and dressing room.

Paint the walls and ceiling

The easiest way to change the look of your room is to simply paint them. Give a fresh coat of paint for the bedroom walls and ceiling with light colours. Use white colour to paint the bedroom to make it look big and spacious. If you want a trendy look, try dual colour tones of blue, grey or yellow. Painting an accent wall with bright shades like red or orange is another interesting décor trend you can consider.

Choose trendy bed linen

There is nothing like falling asleep on a fresh and brand new bed cover. Upgrade your bed linen set by introducing fresh bed sheets, pillow covers and blankets. You can look for fabric designs ranging from classic traditional ones to contemporary styles depending on your preferences. You can follow a seasonal makeover pattern by changing the bed linen to match with the changing seasons. For example, during the winter season you can choose an X’ mas themed or snow themed design. For spring, pick up fabric with vibrant floral patterns. Making such frequent changes would add more soul and life to your bedrooms.

We hope that these tips will save you time and money while attempting to upgrade your bedroom. So why wait? Give it a try and see how your dull space will look livelier than ever before.

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04-Feb-2020

7 Ways To Prep Your Home For Sale

Staying in the same home for a lifetime is not everyone's choice. Many people sell their old home and buy a new one due to several reasons like the need for more space or switching to a new job in a different location.

If you have decided to sell your home, the most important aspect you may consider would be - how to sell the house for a good price?

Here are 7 tips you can follow to prepare your home for sale at a better price:

  • Appealing exteriors
  • Clean the house
  • Keep the rooms organized
  • Complete pending repairs
  • Eliminate odors
  • Paint the house
  • Keep all your documents ready

Appealing Exteriors

The first impression that you can give to the buyer is always important. So you should make sure that the exterior look of your house is attractive and pleasing to give the buyer a good impression at the first visit itself.

  • Keep the housing plot neat
  • Paint the compound walls & main gate
  • Add good outdoor lighting
  • Maintain a garden & add more greens
  • Use new and attractive doormats

All these can be done to attract prospective buyers who are looking for a ready-to-move-in property which is visually appealing.

Clean the house

Ensure that you take time and thoroughly clean the place or at least spend some money on availing the services of a cleaning crew to ensure that the place looks as good as new. Take special attention to clean the windows, doors, appliances, cupboards, cabinets, etc.

Keep every room organized

It is important to keep the rooms in your house organized. Bedroom closets and storage cabinets can be organized in such a way that it gives the feeling of more space. If you keep the entire house well-organized it will give the buyer a good impression that you are taking good care of the house. Besides that, it will appear more clean and attractive to the buyer.

Complete pending repairs

A prospective buyer will be thoroughly inspecting your house to figure out if it is suitable for his or her family. They would be looking to steal a deal and move in as quickly as possible. This can only be possible if all the essentials like plumbing, electrical and other necessary aspects are working in top-notch condition. Make a dedicated effort to fix all the existing issues in this regard before posting the ad.

Eliminate bad odours

Bad odour is not a good impression since the buyer will be looking for a well-maintained and pleasing home to live in. Try and get a bit of nature into your house by introducing plants or freshly cut flowers and keep all the windows in the room open for that burst of fresh air. You can also use room freshers to eliminate unpleasant odours.

Paint the house

If there is enough budget, you can consider repainting the entire house. Repainting the house will give it a more fresh and clean appearance which will attract the buyer even more. You can consult a good interior designer to check the latest colour trends and ideas before painting the interiors.

Keep all your documents ready

Keep all the property-related documents ready to be legally transferred to the new owner. Complete all the legal formalities in advance so that both the seller and buyer can save so much time and effort while transferring the ownership of the property.

If you are in the market to sell your property, make sure that you follow the above-mentioned factors before even considering to post a home for sale ad. Ensure that you do your best to answer all the queries a prospect might have about your property. Have regular follow-ups with all the prospects who have shown interest in buying your property and keep a level of engagement active.

If you are looking to buy a new home, then do consider exclusive projects of Victoria Realtors :

Villas for sale in Palakkad

Ottapalam Villas

Villas in Thrissur

Villas in Coimbatore

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24-Jan-2020

Why is Location Important While Buying a House

There are varied factors that you must consider while buying a home. The reputation of the builder, style of architecture, quality of construction etc. play an important role in determining the worth of the property. Apart from these, location is a factor that carries utmost importance. If you wish to enjoy a well-rounded life of quality and comfort, choosing the right location is essential. You may find a beautiful home, but if it is not in a good location, it may not be an ideal option for you. Here are some reasons why location is an important factor to consider while buying a home. 1. Appreciation value The appreciation value of a property depends upon the location of the house. Some localities undergo tremendous development in terms of infrastructure, connectivity and facilities, which means that the value of the land will also increase rapidly. It is ideal to invest in a location that promises faster development in future. 2. Facilities While buying a new home, one should always check whether the property has easy access to grocery shops, hospitals, schools and other day-to-day facilities. If you are staying in a good neighbourhood within the city, you can lead a hassle-free life without wasting your time and money for the commute. A house which is located close to your workplace will let you enjoy more time with your family. 3. Connectivity Well-maintained roads and easy access to public transport services will enhance the value of a property. Your home must be conveniently located near your workplace and should facilitate easy commute to different parts of the city. Having good connectivity to major city landmarks, highways and business centres will ensure high returns in terms of rental income and resale value. 4. Neighbourhood A new home should ensure maximum safety and comfort for you and your family. Needless to say, one must choose a safe location that has a low crime rate and has an environment that is healthy, clean and well-maintained. If you choose to live in a gated community, you can enjoy many perks like 24 hours security by HOA, CCTV surveillance, etc. Nowadays, more & more people are opting to stay in villa communities to ensure the safety of their family members. 5. Water & Power Supply Many residential localities will have shortage of water and issues like frequent power cuts. So you must do a thorough study about the locality by interacting with local people to confirm the availability of clean water and electricity. We hope that now you have got a clear understanding of why location is a crucial factor to consider while buying a new home. If you are looking for a new home in Kerala, we would suggest you to consider buying a property in Palakkad. The city boasts of lush green landscapes and many famous historical attractions. You can lead a relaxed and carefree lifestyle by enjoying the scenic views of the Western Ghats. Palakkad is also home to many reputed educational institutions like IIT Palakkad, Government Victoria College, NSS College of Engineering, Government Medical College etc. You can also enjoy the rich traditions and culture of Kerala, as there are many Ayurvedic wellness centres and places of worship.

Victoria Realtors, one of the largest villa developers in South India, offers a range of luxury and budget-friendly villa homes in Palakkad. We have chosen the best residential neighbourhoods in Palakkad that offers the above-mentioned location advantages. All our gated community villas have easy access to the city and major highways. You can choose a home that fits your budget as we have a wide range of projects with in-house luxury amenities. Contact us for more details.

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06-Jan-2020

Features of an Ideal Home

An ideal home is one which satisfies your needs and offers a comfortable ambience for you and your family. A home gives you an opportunity to express your aspirations and enjoy a lifestyle that you have always envisioned for yourself.

For most of the people buying a home is a lifelong investment, and it has to be a perfect reflection of everything that you dream. So when you choose to buy a new home, make sure that you consider all the features that make the home perfect for you.

Here are a few features that make a house an ideal home.

  • Size of the house

The size of the property is an important aspect to consider while choosing a new home. Your home should be spacious enough to accommodate the growing needs of your family. Choose a house with spacious and well-ventilated rooms so that it does not cause congestion.

  • Construction and Architecture

The quality of the construction and materials used is another significant factor to consider. An ideal home is one that needs little maintenance and is sturdy enough to last a lifetime. Well-designed spaces that are optimised to offer maximum utility should be preferred. The architecture, spatial planning and master planning of the layout should be accommodative of your family's needs in the long run.

  • Location & Connectivity

Your home should be located in a prime location to ensure a hassle-free life for you and your family. Easy access to supermarkets, educational institutions, hospitals, etc. will be beneficial for you at any time. Apart from this, quick access to public transports facilities will be an added benefit. Also, try to choose a home located close to your workplace to make life more comfortable.

  • Safety and security

An ideal home offers it's residents a safe and secure living environment. Strong doors and windows, advanced lock system, burglar alarms, round-the-clock security surveillance, etc. will prevent the entry of unwanted intruders. Most of the gated community villas provide excellent safety features to offer a tension-free lifestyle for its residents.

  • Appreciation value

An ideal home should also be an ideal investment. This means that your dream home must offer a good appreciation to ensure value for money. Factors like location, facilities, development etc. determine the rate of appreciation. Some locations witness rapid growth which leads to the increase in property values, while some other areas develop slowly. So it is always better to find a location with good growth potential.

  • Amenities

The home that you choose to invest in must ideally offer amenities like children's play area, recreation zone, walking trail, etc. Having in-house facilities that promote physical activity will help you to stay healthy and fit. Most of the modern residential projects will provide a range of these complimentary amenities.

  • A good neighborhood

Living in a good residential neighborhood can help you lead a happy and content life. Friendly neighbours, pollution-free locality, ample greenery, etc. can contribute to your overall wellness. If you develop a good social circle in your locality, you can rely on them in case of any crisis. So do a thorough study of the neighbourhood before you decide to buy a new home.

  • Lifestyle

Your dream home must offer you a lifestyle that you wish to enjoy. Some people might want a life close to nature, while some others might look for a home right in the city. So depending upon your needs, invest in a home that gives you the freedom to enjoy life as you have always dreamt.

If you are looking for an ideal home with the above mentioned features, we have the right bet for you - Chaithram villas in Palakkad located adjacent to the National highway in Puduppariyaram road is a perfect choice for those seeking a life of comfort and convenience close to all facilities. These Vasthu compliant villas offer a hassle-free lifestyle in a tranquil environment. Built on 5 cents of land, these 3 BHK villas are built across an area ranging from 1230 -1500 Sq. Ft. Villas at Chaithram offers a secure lifestyle in a good neighbourhood close to schools, hospitals, transport hubs and shopping centres. The project site is located just a 15 min drive from Palakkad town and 12 min drive from Olavakode. If you would like to book a site visit or know more details, get in touch with -Victoria Realtors.

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27-Dec-2019

Why Remodel Your Old House When You Can Buy a New One?

Why Remodel Your Old House when you can buy a new one?

Planning for a house makeover? If you think your home looks old-fashioned and worn out, then you may consider remodeling your house to get a fresh new look. Weather, age of the property, lack of maintenance, etc. are some of the factors which affect the structure of a home.

Most of us choose to remodel the existing house due to budget constraints as buying a new house may seem to be difficult and expensive. But if you can buy a brand new home at an affordable price then why bother to remodel an old house? Yes, you heard it right! You do not have to go through the hassle of remodelling a house as we are presenting a range of budget-friendly villas in Kerala with modern amenities and features.

With many years of experience in the real estate industry, Victoria Realtors has been recognized as the largest gated community villa developer in Kerala. We create affordable homes without compromising on quality and space. All our projects feature ample greenery and open spaces to offer a peaceful living ambience to the residents. Our villa projects ensure high value for money as they are placed in some of the choicest localities in the town.

The Nellies is one of our latest budget villa projects located just 100 meters away from the National Highway in Palakkad. The price of this villa home starts at just Rs. 18.3 Lakhs onwards. Buying an independent home will often come with the burden of repairs and maintenance, however, if you buy a home at The Nellies, you don’t have to worry about it at all.

Apart from the low price, there are many more reasons to own a new villa at Nellies.

Here are a few highlights of this villa project by Victoria Realtors:

• Comprising of 150 units, Nellies is one of the largest gated community developments in Kerala

• It is located away from the hustle and bustle of the city, making it a perfect haven away from pollution and the chaos of the city.

• It is located adjacent to the National Highway providing easy transport facilities and good connectivity

• The residents of this project are sure to enjoy a hassle-free life as they have quick access to some of the best educational institutions, healthcare institutions, supermarkets etc.

• The architectural style of these villas is modern, simple and visually appealing

• The homes are spacious and vastu compliant, ensuring a positive and nourishing environment for the residents

• Situated at the foothills of the Western Ghats, one can enjoy scenic views from the comfort of their home. You can live a healthy lifestyle by living close to nature.

• The residents can enjoy a carefree life as there is 24-hour security by HOA, which ensures the safety of the residents. CCTV cameras and the presence of a compound wall keeps unwanted intruders at bay, further enhancing the safety of the residents.

• Ample parking space is provided here for all villa homes

• Superior quality fittings and finishes are used to construct these homes

• Features homes with excellent quality of construction and workmanship

• If you choose to sell your home, then a brand new home is certainly going to fetch you a better price than older construction.

• With substantial experience in the real estate sector, Victoria Realtors choose locations that show great potential when it comes to appreciation in value. Thus, a home at The Nellies is not only a perfect getaway to lead a peaceful life, but is also an ideal investment.

• You do not have to go through the ordeal of repairing and renovating a used home to suit your needs as the brand new homes at The Nellies are crafted to suit your needs and requirements.

By considering all these advantages, we advise you to buy a new home at the same price that it would take to renovate your old house.

We are quite certain that you are all set to book a site visit to The Nellies. Book now, before the villas are sold out!

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05-Dec-2019

5 Best Luxury Villas/Houses To Buy in Palakkad

If you are looking for villas in Palakkad, it is likely that you have seen the wide range of villas offered by many builders. However, one must realize that there are some projects that are amongst the best owing to many factors like the builder's reputation, location, quality of construction, value for money, etc. It is important to shortlist nothing but the best for you and your loved ones, and we help you do just that. Here is a list of some of the best villas in Palakkad that you should definitely have a look at, for you might find your dream home amongst them. 1. Chaithram Villas Situated about 4.5kms from Palakkad railway station and adjacent to Puduppariyaram Main Road, Chaithram is ideal for those who wish to enjoy a life of comfort and convenience while staying close to all essential facilities. A perfect combination of superior quality construction, thoughtful design, and budget-friendly pricing, these Vastu compliant homes are a dream come true. Comprising of 3BHK villas, starting at just 35 lakhs, Chaitram is surely a great deal if you are seeking a spacious and luxurious home in Palakkad. You can enjoy a wholesome life in a safe and secure environment offered by one of the leading real estate developers in Palakkad. 2. Sobhanam Villas Located in Kozhinjampara, this endeavor by Victoria Realtors is envisioned to be the largest gated community infrastructure in Kerala. It comprises of 2 and 3 BHK budget-friendly homes that are built to offer a well-rounded life at an unbelievable price. Residents can enjoy a peaceful life in a pollution-free environment in which Shobanam is nestled. If you are looking for a home that is away from the hustle of the city while staying close to facilities like schools, hospitals, etc, Shobanam is the perfect option for you. Starting at just Rs. 25.58 lakhs, homes at Shobhanam are perfect for those who are looking for their dream home within a budget. 3. Amrutham Villas Amrutham is another exclusive villa project from Victoria Realtors located in the historic town of Kottayi in Palakkad. Lush green landscapes and a tranquil environment welcomes inhabitants at this villa project. Situated in close proximity to the NH, residents can enjoy easy access to the city. With 24 hours security and a host of other amenities in tow, this villa project from South India's leading realtor is sure to offer a wholesome life to its residents. If you are someone who prefers to enjoy a peaceful living environment close to nature, Amrutham is the ideal choice for you. With 3 BHK villas starting from just 27.5 lakhs, villas at Amrutham are well suited for those who seek a perfect home in a budget. 4. The Nellies Villas The Nellies is one of Kerala's largest settlement of gated community projects in Palakkad. Located in Vandithavalam, this project is ideal for those who are seeking a home away from the crowd. Choosing a home in this gated community gives you an opportunity to enjoy scenic views and a tranquil life amongst the natural bounty that it is surrounded by. Envisioned to offer a lifestyle on par with global standards, homes here are a perfect blend of quality construction, modern design, and affordable pricing. Starting from just 21 lakhs, the 2 and 3 BHK villas at Nellies offer a life of comfort and convenience to its residents. As it is located adjacent to the highway, commuting is not a hassle. Added to this, the presence of reputed schools, colleges, healthcare institutions, etc. further, enhances the appeal of this limited edition project. 5. Victoria Prarthana If you wish to reside in Pirayari, Victoria Prarthana is the right option for you. This unique range of 3BHK villas come with a host of world-class amenities. Crafted to offer a luxurious lifestyle, each villa in this project comes with a media room and a utility room. These luxury villas offer maximum privacy, safety, and security to its inhabitants and are sure to redefine luxury living in Palakkad. By staying here, you can relax in the lap of nature as Prarthana is cosily tucked amidst ample greenery and natural beauty. These homes are priced from 50 lakhs onwards. The superior quality construction, along with contemporary design, makes them all the more appealing for aspiring home buyers. If you are looking for a signature home, a villa at Victoria Prarthana is the perfect option for you. An ideal home is more than a mere shelter. It should offer an environment for the healthy and positive development of its residents. Privacy, comfort, and proximity to essential facilities should be on top of your checklist while looking for your dream home. The projects listed above are sure to offer you a wholesome life in a safe and serene environment. We are certain that you have already shortlisted one of the above projects for your dream home, if you haven't, hurry! It's time to make your dream of owning a villa a reality.

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22-Nov-2019

Top Things to Know While Buying a New Home in 2020

Buying a home is a 'dream come true' occasion for most of the individuals. But most often finding the ideal home is a big challenge as there would be so many properties listed for sale in the market. From finding a good builder to getting finances ready, the process can turn out to be extremely overwhelming. However, if you can identify the most important considerations before making a purchase, it is definitely going to help you to make the right choice.

So how do you choose the right property? What are the basic qualifiers you need to check before you finalize the investment decision? Here are some home-buying tips that will help you pick the right home this coming year. 

Location & Accessibility 

A property located at a prime location will have a high-value appreciation in the future. So, always ensure that you choose a property that has a high appreciation value. Proper roads that lead to your apartment or house are a must for safety as well as accessibility. Thanks to the rapid development in the real estate sector, now you can find comfortable housing options located close to schools, hospitals, shopping centers, etc. Staying close to your workplace and having easy access to facilities that you need on a day-to-day basis are top factors that you must consider while buying a home. 

Budget & Affordability

Your budget and affordability are important factors to consider while looking for a new home. If you invest in a property that is beyond your affordability, you will end up paying a high EMI and hence will get into trouble very soon. In that case, you may have to take further loans which will only increase your debts. So it is better to invest in a home you can afford for the time being and then as you progress in your life, consider buying a bigger house. Analyzing your expenses and zeroing in on a budget will help you streamline your choices. 

Reputation of Builder

Whether it is an apartment or a villa, it is always better to do a background study about the builder to be on the safe side. Since you will be spending a significant amount of your savings to buy your dream home, make sure that you are investing in a property that is built to last. We advise you to do a detailed analysis of the brand's history, quality of construction, customer feedback and past projects to get a fair idea about the builder's reputation. Reputed builders will always ensure good quality of fittings and provision of all modern amenities. Construction delays have become very common these days, and if you are buying a property under construction, this will be a concern. But if you are choosing a reliable builder, they will ensure on-time delivery of projects. 

Type of Property

Everyone will have a different requirement when it comes to their dream home. Depending on your preference for space, privacy, and other features, you can choose between an apartment or a villa. Apart from this, ample greenery, a pollution-free environment, clean water and convenient access to daily necessities should also be considered while choosing your dream home in the coming year. If you choose to have more privacy and space, buying a villa is the best option. Villa communities will offer perks like spacious car parking, garden and other common amenities like a pool, clubhouse, security, etc. If you like to socialize more and have a compact living space, then you can choose to buy an apartment. 

Age of the Property

If you are buying an already existing property, always check for the age of the property. The condition of the property, renovation costs if any are some of the factors that you must consider if you are buying a home from another owner. As the property gets older, the resale value recedes further. So when you are planning for a real estate investment, choose new constructions or those below 5-6 years of age. With reputed builders like Victoria Realtors offering villa homes at affordable rates, it is always better to go for a brand new home. 

Amenities

Whether it is a gated community villaor an apartment, the basic facilities and amenities offered can influence its value and appreciation. Homes with modern security systems and recreational space fetch better value than those without these facilities. Apart from this, well-maintained roads, waste management facility, power back-up, kids play area, garden, etc. are also some of the amenities that you must look for to ensure a healthy and wholesome life for your loved ones.

Maintenance & Post-sales service

While the journey of buying a home can come with its ups and downs, the process of occupying it and residing it is a new experience by itself. Reputed builders offer great post-sales service and help you take care of any repairs or maintenance work that may be needed for your home after purchase. This is especially important in the case of NRIs who are either planning to rent the property or buy a home as an investment.

Our lives are getting busier, and in such circumstances, it is necessary to choose a builder who offers reliable post-sales services. 

Seek The Help of Home inspectors

Most people overlook the idea of conducting a home inspection before buying a property. A detailed home inspection will help you find structural defects of building, plumbing and leakage issues, cracks and damages if any. Water and power supply are two other important aspects to be checked while inspecting a home. So before you purchase a property, do a thorough inspection of the house with the help of a reliable home inspector. 

So, why wait? Make the most of all these tips and invest in your dream home this coming year!

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05-Nov-2019

Tips To Save Space In Your Home 

Be it a large villa or a compact apartment, proper planning and space optimization is essential to ensure that your home doesn't look small and congested. A well-designed home is one that is flexible to adapt to the constantly changing needs of the family that it accommodates. The architectural planning should be such that it ensures functional spaces avoiding the presence of dead spaces. You do not have to be an expert in the industry to do space optimization in your home. Follow these interesting tips to make the most of the spaces you have in your home.

Some areas in the house need special attention and the kitchen is one of them. Since it is a space that is most important for you and your family, you must ensure that you have ample space to work comfortably. If you feel that your kitchen is small and congested, consider these tips that will help to make your kitchen look large and spacious.

Colour palette and wall treatment

Irrespective of how big or small your kitchen is, we'd strongly recommend that you stick to a light colour palette. Lighter colours make the spaces look more bright and large thus making your kitchen look large and airy. Likewise, choose tiles with minimal and small designs in order to create an impression of spaciousness. Also, avoid too many contrasting patterns, textures and designs to make your space look large and tidy.

Opt for open shelves

Yes, we are going back in time, as open shelves are yet again replacing closed cabinets. Closed overhead cabinets create a sense of claustrophobia and make a space look really congested. Opting for open shelves will make your kitchen look larger and will also provide you with space that is unrestricted.

Include a kitchen island

If your kitchen has enough space, you should definitely consider getting an island. Having an island in the kitchen is a great asset as it not only provides extra workspace but it also comes with extra storage that you can use to store away things that you use frequently. Kitchen islands come in varied sizes and can be used as worktops and as breakfast tables too.

Keep it clutter-free

This is something that you must practice religiously to make your kitchen look clean, large and well maintained. Clutter is a real problem in every home, and not getting rid of unwanted things is often the biggest reason why your home may look messy and small. Sticking to a routine and getting rid of waste, not just in the kitchen but in every part of the home will help you make the most of the space that you have.

Now that we have taken care of the most crucial section of the home let us look at some tips that you can use in the rest of the home to save space.

Stackable furniture

We urge you to choose stackable furniture for your home. If you are a social person, you will understand the challenges you face to accommodate all your guests. This is where stackable furniture comes to your rescue. It could be stackable stools, chairs or even side tables- having these handy will help you add more furniture to your home when needed. As these are very easy to store, they can be stored away when not needed, thus making the most of your spaces.

Adjustable furniture

Adjustable furniture, another essential in today's times, is a great addition to every home. Items like sofa cum bed, expandable dining tables etc are great and help you optimize and make the best use of the space that you have. You can find many options that come in varied qualities, sizes and prices.

Choose wall storage

Having storage that occupies floor space is a big no if you are looking to optimize spaces. Wall-mounted shelves, hanging temporary racks etc. are your best options if you are looking to make your home look large and spacious. Replace that chunky shoe stand with a hanging shoe rack, choose wall shelves instead of a chest of drawers as they not only take up less space but are easy to assemble and dismantle too.

Choose minimal decor

You may have experienced a sense of suffocation or anxiety in rooms that are full of textures, rich colours and too many patterns. Another trick to optimize the space in your home is to go for minimal decor. Usage of a single colour- ideally a light shade with similar or same coloured upholstery creates an illusion of spaciousness. You could pepper this simple look with a splash of colour, but maintaining a single tone in your interiors can do wonders to your space.

You do not have to burn a hole in your pocket to make your home look good and airy. We hope that these simple tips will help you make the most of the space you have in your home.

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23-Oct-2019

Advantages Of Living In A Gated Community

Buying a home is a dream which we cherish all our lives. It is an investment of a lifetime, and we are constantly working towards owning our dream home. So you should choose the right type of home that will cater to your needs of today and that of times to come

If you are an aspiring home buyer, you may be spoilt for choice with the many options that you see in the real estate market. Independent homes, plotted development, budget apartments, luxury apartments, villas - the list goes on. For most of us, safety and comfort are two top priorities when it comes to home buying. Keeping this in mind, builders are now focusing more on gated community villa projects. Homes which are enclosed in a gated community have many advantages as compared to standalone houses. More and more people in Kerala are now opting to invest in gated community villas. Let us discuss the benefits of living in a gated community.

1. Safety and security

Almost every gated community project comes with a strong security system to prevent the entry of unwanted miscreants or intruders. A reputed builder will offer a combination of ground staff and CCTVs that will offer better security, and you can be at ease knowing that your home and loved ones are in a safe environment. Be it your aged parents, or your children, the safety of your family and your assets will not be compromised upon in a gated community.

2. A reliable neighbourhood

If you choose to live in a gated community, you are not just choosing a home, but an entire neighbourhood. Living in a gated community gives you a chance to live alongside like-minded individuals who can go on to become good friends and people that you can count on. For example, if you choose to live in a high-end gated community, you will be living with people of similar social standing and of a similar mindset which helps you and your family to blend in comfortably. Your wife will surely find a friend to bond with, your children will have scope to make life-long friendships, and your parents will never get bored as they are sure to strike a bond with someone like them. Hence, living in a gated community gives you access to a good neighbourhood.

3. Quality of spaces

Gated community villas are often built on large plots which gives you a chance to live in spacious homes. Unlike apartments, villas are not compact and come with larger living spaces. You can enjoy maximum quality of living spaces as each house will be an individual entity and free from the influence of the other houses around. It is not just the indoor spaces, but the layout of the entire project, good internal roads, sufficient street lighting, hygiene etc. will also be taken care of in a gated community, making your life pleasant and peaceful.

4. Ventilation and open spaces

Gated communities come with lush landscaped areas, gardens and more open spaces compared to apartments or independent homes. You can enjoy enough set back around your villa, a large portico and even a garden space, apart from the common parks and green pockets. Since there are no shared walls or need to compromise on ventilation, you can have large openings and windows that provide plenty of natural ventilation throughout the day.

5. Land ownership

Irrespective of which home you buy, you are the owner of it, but living in an apartment may not give you the sense of ownership that living in a villa can offer. As it is built on your exclusive patch of land, you will feel more comfortable and have a sense of ownership of your home. This may not occur in an apartment where lots of people are staking a claim in the same parcel of land. Though you may have a claim on the land, it isn't same and as gratifying as owning a villa.

6. Privacy

Privacy is another major advantage you will have while living in a gated community villa. If you were to build a home independently, or if you lived in an apartment, due to lack of setbacks or due to sharing of walls, you may not enjoy complete privacy. But living in a villa gives you the luxury of having your own private space without the inference of the outside world.

7. Amenities

Gated communities give you access to many amenities that you may not enjoy while living in an independent home. You can enjoy unlimited access to facilities like gym, swimming pool, party area, etc. which are located in the premises of your home. Apart from this, you can also have access to kid's play area, outdoor game facilities, indoor game rooms etc. You and your family can lead a comfortable and healthy life if you are choosing to buy a gated community villa.

8. Good location

Reputed builders often do a lot of research before choosing a project location. They consider many factors like access to the city centre, road conditions, presence of other facilities like educational institutions, hospitals etc before they zero in a location. Hence, when you buy a villa from a good builder, you don't have to worry about the location or property appreciation value. This will reduce your burden of researching about the housing locality and concerned factors.

You can truly enjoy a life away from the hustle and bustle of the city by choosing to live in a gated community. Gated villa homes offer you a chance to lead a wholesome and well-balanced life in the lap of greenery and comfort. We hope these aspects have helped you gain more clarity about living in a gated community. Now it's time you find the right home for you and your family.

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11-Oct-2019

2020 - The Best Year to Buy or Build a House

Owning a home is a long-cherished dream for many among us. There is no denying the fact that time is a crucial factor for many of the decisions that we take in our lives. If you are a prospective homebuyer, the year 2020 is a perfect time to invest in a new home in Kerala. The following are a few tips that will help you decide whether it is the best time to buy your dream home.

  • It is important to analyze your personal financial status before investing in a new house. You should evaluate your capability of managing a home loan, property taxes, insurance, utility expenses, etc. to ensure that you are ready for the investment.
  • Economic factors including inflation, market conditions and cost of living affect interest rates. If you are taking a home loan, it is better to buy a home when the interest rates are low as it will reduce your burden of monthly installments.
  • Rental income is a significant source of income for homebuyers if you are buying a property for investment or tax exemption purposes. So choose a home in a good location which has a high demand for rentals.
  • Never plan to buy a home based on your future income. You should anticipate circumstances like a job change, business loss or other factors that may affect your income. The more amount you invest in a property, the more risk you will be facing. So, always make sure that you have a back-up money plan before investing in a new house.
  • When the real estate market is healthy, the builders will offer competitive prices for properties. It signifies that there is a good demand among buyers. So, keep a track on the real estate market trends and invest in the right property when you get a good price deal.

Why 2020 is the best time for homebuyers in Kerala?

Rapid industrial development

Kerala is home to many Tier-II and Tier-III cities that are now witnessing rapid growth in terms of infrastructure and property value. Infrastructural development in a locality brings about an increase in the values of property in and around its vicinity. Kerala is now home to various global IT hubs located across cities like Kochi, Trivandrum, Calicut and Thrissur. These technology centres has brought about a huge rise in demand for residential properties. The state is attracting a lot of realtors owing to the high demand for housing & rentals. Kerala is one among the top destinations in India for real estate investment.

Spacious homes at best prices

Realtors are launching exclusive luxury villas across many cities in Kerala. These independent villas are equipped with modern lifestyle amenities and are available at competitive prices. Moreover, these villa projects are set in a beautiful and eco-friendly environment and let the owners lead a comfortable and wholesome lifestyle.

Low-interest rates

More customers are investing in a new home as the banks are offering low-interest rates on home loans. Most of the banks currently offer loans at interest rates ranging between 8.3-9%. According to new RBI rules, banks have to link all new floating rate home, auto and other retail loans to external benchmarks from 1 st October 2019. So for borrowers whose home loan rates are linked to the repo rate, the EMIs will come down when the rates are reset depending on the change in repo rate. For home loan borrowers whose home loan rates are linked to the bank's MCLR rates, the EMIs are expected to fall as banks gradually lower their rates.

Favorable Government rules

RERA (Real Estate Regulation and Development) Act and other favourable schemes introduced by the government ensures the credibility of real estate properties and related legal formalities. RERA has brought about certain rules to ensure the accountability and transparency of real estate transactions. This act has come to effect across many South Indian cities like Bangalore and Coimbatore. Much to the relief of homebuyers, we expect that RERA will soon be implemented in Kerala also.

Lower GST rates

The year 2019 has seen a reduction in the GST rates since April 1, which is an outcome of the 33rd GST council meeting. The GST rates were drastically reduced for under-construction projects to 5% from the earlier value of 12%. The affordable housing sector has now a reduced GST rate of 1%. This is indeed a positive sign for those who wish to buy properties in Kerala.

Best time for NRIs to invest

The state is also witnessing rapid growth in terms of infrastructure with the construction of new International airport terminals, Metro train services, Shopping malls and other road transport facilities. By considering all these factors, more and more NRIs are opting to invest in Kerala. NRIs can avail home loan facilities from any RBI approved bank at 80% of the value of the property. Besides these factors, the regulatory reforms of the government prove that the coming year is the best time for the NRIs to invest in Kerala.

We hope that you found this article beneficial. Now go ahead and invest in your dream home without any ado.

Victoria Realtors is one of the largest gated community developers in Kerala and offers exclusive villa projects in Palakkad, Ottapalam, Thrissur and Coimbatore. Please get in touch with us to schedule a site visit.

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23-Sep-2019

Villa Vs Apartment – Which One To Choose?

If you are an aspiring home buyer, you may be weighing the different home options that are available in your preferred location. Buying a home is no simple task and added to it the many options available might leave one spoilt for choice. While there may be many properties that are built to suit your budget, architectural preferences or to cater to different spatial requirements, there are predominantly two types of homes that you can buy from a builder - villas and apartments. Both may come with the same set of shared amenities, but various features set them apart. Here is a brief comparison of villas and apartments, which will help you pick the right home that suits your needs.

•Location

Many often, villas are located slightly away from the heart of the city. Since villa projects need larger space, they are often placed in the suburbs. Villas are individual homes surrounded by large open spaces. These homes let you lead a peaceful life away from the hustle and bustle of the city. Apartments, on the other hand, are more compact and can be found both within the city limits and in the suburbs. Depending on the kind of ambience you wish to enjoy, you can pick a villa or an apartment based on the location.

• Architecture

The style of architecture can also be a determining factor for many home buyers. While most apartments are contemporary in their design, you may find villas that are both traditional and modern in style. Villas can be built by adopting local indigenous styles that are reminiscent of traditional homes that we grew up in, while apartments come with modern and suave designs to fit the urban cityscapes. You can choose between villas and apartments as per your choice of design.

• Spatial planning

Quite naturally, villas and apartments come with completely different spatial planning. While apartments offer more compact spaces, villas offer large and more open spaces. Most of the modern home buyers seek compact homes for the ease of maintenance, but if you wish to enjoy a more relaxed and peaceful life, villas may be a better option for you. One can enjoy the luxury of having a garden space, ample parking area and large utility spaces while living in a villa. On the other hand, apartments greet you with swanky balconies and smaller utility spaces. Many villas are either single-storeyed or double-storeyed, giving one the feeling of living in an independent home. Apartments units are mostly restricted to a single floor, barring a few exceptions where you may see apartments which are designed in a duplex style.

• Privacy

No shared walls and sufficient set-back between homes allow residents of villas to enjoy complete privacy in their homes, as compared to apartments. Apartments do not assure a lot of privacy due to shared walls and close proximity between the homes. So, if you are looking for more privacy and personal space, you can consider buying a villa home.

• Community living

Due to the compact and cluster design of apartments, the residents can enjoy living in a more close-knit community as compared to independent villas. When you stay in an apartment, you can interact and bond with your neighbours easily. Hence, in an apartment, you will have more opportunities to socialize as compared to a villa community primarily due to the distance between the homes. Many often, the residents of villas will be busy in their own personal space and may not favour socialising with their neighbours. However, in both, the presence of common lifestyle amenities and house owners associations can help to encourage interaction between the residents.

• Safety and security

While both villas and apartments are gated developments and feature round-the-clock security services, apartments can be considered to be more secure than villas. Due to the close spatial arrangements, an apartment complex will have more people and activity around. A villa home will need CCTV cameras and additional security to have close-monitoring of each home.

•Parking

You may enjoy larger parking spaces while residing in a villa as compared to an apartment. Most villas come with multiple parking spaces while apartments may come with a single or limited parking space in the basement. Of course, one can always request for an additional parking slot in an apartment at an additional cost while this may not be necessary in a villa as there is already sufficient space provided.

• Ease of alterations and expansion

Most villa projects and apartments come with a standard design in terms of spatial planning. Villa projects mostly adopt standard facade designs for the sake of uniformity; however, there is a larger scope for personalisation in a villa as compared to an apartment. Since a structural grid is in place in an apartment, there is very little or no room for customisation of spaces while no such restrictions are present in a villa. If you are choosing a plotted development, the restrictions are further relaxed as you can build a home completely based on your preferences, free of any fixed prototype.

• Lifestyle and symbolism

Apartments come at different prices and are built for different purposes. You may find both budget flats and high-end projects that promise a luxurious life while looking for a home. However, villas have always been recognized as a symbol of status and fine living. One can completely enjoy a private life in a villa which is not the case in an apartment. Thus villas are considered as a choice for the elite few. While many apartments may claim to offer a luxurious life, villas have always been considered as the ultimate choice for those who are looking for uncompromised luxury and comfort.

These are some of the major determining factors that you can consider while looking for your home. Each person's needs and aspirations vary, but the factors mentioned above must be considered irrespective of your personal preferences. We hope that this comparison between villas and apartments will help you make a more informed decision while buying your dream home.

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12-Sep-2019

Renting a House Checklist in 2019

Looking for a home for rent can be a tiresome task. Going through the many rental property listings, ensuring that they fit your requirements and your budget and then moving in can be a long process. However, having a checklist that comprises of essential factors will make this task easier and more efficient. Every person will have different requirements and what they seek in a home varies from person to person. We have rounded up some tips that will help you pick the best home to rent. Read on to make your own checklist for renting a home.

House Location

The location of the home plays a crucial role in the wellbeing of your family. From having access to everyday essentials like shops, schools and hospitals to having good transport connectivity, the location of the property is a major factor to consider while renting a home. If you are already aware of the best residential localities, it is ideal to make a list of preferred locations in the order of your choice. If you are unaware of the localities, it is better to interact with a few local residents to get a glimpse of life in these locations. While the owner might be full of praise for what he has to offer, you must ensure that you are choosing a home which is located in a safe and well-facilitated neighborhood.

The reputation of the Builder/Owner

If you are opting for a rental apartment or villa, doing a background check about the builder and the owner is important. A good builder offers quality construction and well-planned spaces that you can live in and enjoy a hassle-free life. While you tick off the builder from your checklist, you must also check the reputation of the property owner. Factors like the owner's temperament, behavior with tenants, his past record with respect to renting properties and his authenticity must be verified through reliable sources. This background verification will help you to avoid unnecessary disputes related to money and home maintenance.

The legal status of the property

This is one of the most important factors to consider while you are renting a home. You may not be buying the property, but a home that comes with any legal issues can be an unpleasant affair. Making sure that the home you wish to rent is legally clear of any ambiguities must be on top of your checklist. Once you have zeroed in on a property, it is advised to seek legal help to verify the property status to ensure a pleasant stay in the home.

Maintenance and amenities

If you are planning to rent a home in a community housing project, it is important to check the amenities and maintenance services they offer. Most often, the addition of the maintenance cost can make the home more pricey. You must be informed about the various amenities offered in the house and whether you require them all. Some of the amenities may not come to your requirement, but you will still be liable to pay for the same. Hence it is strongly advised to add the amenities you prefer to the checklist and tick them off while looking for a rental home.

Electricity meter reading

This is another major factor that must be on your checklist while you are looking for a home to rent. The different meter readings for water, electricity etc. should be up-to-date and free of any dues. You should ideally check all pending monthly bills for the home to understand their authenticity. If you notice any concerns, you should inform the owner immediately to get it clarified.

Planning and construction quality

While you may have ensured that you are choosing a home from a good builder and a genuine owner, the structural factors of the home should also be considered. The quality of living spaces and natural ventilation should be looked into while shortlisting different homes. Apart from this, construction quality, finishes, age of the home, fittings used etc. should be checked to make sure that the home offers a comfortable living atmosphere. If you have any concerns or find any damages, it should be brought to the notice of the owner immediately. This will help to avoid any accusations that may arise at a later date. Apart from this, the strength of locks, sound wiring, water supply etc. must be checked to ensure that your home is safe and well-equipped.

Agreements and other documents

Now that you have gone through the points that you need to add to your checklist, the last and most important point to add is the verification of documents. Seeking legal help to understand the rental document and its finer nuances is essential. Understanding the rental clause and signing the documents will help you move into a home with much ease and peace of mind. Any ambiguities or terms that do not suit your preferences can be worked upon based on a discussion with the owner.

Insurance

Insurance is another factor that must appear on your checklist that will help you find the perfect rental home for you and your family. You must choose trusted rental insurance that will ease your burden in case of any damages or accidents. You can compare different insurance policies and choose what works best for you and your family.

Renting a home does not have to be tiring and time-consuming, and this can be achieved by making a checklist, as discussed above. The factors listed above are some of the core factors that determine the credibility of a rental home and more points can be added based on your individual needs and requirements.

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21-Aug-2019

8 Simple Kitchen Renovation Ideas for 2019

Good food is what brings a family together and that’s why we say that the heart of a home lies in the kitchen. Kitchen is not merely a room to prepare food but a special gathering place for the family. From quick bites to heart-to-heart conversations, many good memories are made in the kitchen. It is probably the most used area in your entire house.

If you are looking for kitchen remodel ideas it can be confusing as you may not know where to begin, or what to change. Even though your kitchen is one of the most loved spaces in your home, you might not want to spend too much money on a renovation. The good news is that kitchen renovation will not cost you much unless you are planning to have a complete makeover. You can go for easy kitchen remodelling solutions like a fresh coat of paint on the walls, adding some cute planters or a new artwork. So whether you are renovating an existing kitchen or planning to deck-up a new one, here are 8 simple kitchen renovation ideas you can try without burning a hole in your pocket.

1.  Wall Art

Spruce up your kitchen walls with some vintage paintings or a few personal artworks. Take advantage of those empty kitchen walls to display your creative work or favourite family pictures. You can also create your own canvas art with a favourite phrase or quote to bring a positive vibe. Hanging ceramic designer plates is also another new trend in kitchen décor. If you like to have a wall clock in your kitchen, pick up a fancy or vintage designer clock.

2.  Open shelving

One of the easiest and most cost-effective ways to update your kitchen is to replace wooden cabinets with open shelves. These open shelves can be made of wooden slabs or glass. You can utilize the open shelving in your kitchen to display fancy utensils and collectibles. Add a personalised touch by arranging photo frames, flowers and your favourite cookbooks. So if you have some vintage crockery or precious souvenirs, don’t hesitate to show it off in your kitchen.

3.  Glass cabinets

If you love transparency, replace solid wooden or metal cabinets with designer glass cabinets for a stylish new look. The benefits of having glass cabinets are many. The first advantage is that you will be able to see the contents and so it will help you to locate things easily. Modern glass cabinets give you the privilege to safely exhibit your precious glass and kitchenware.

Using accent lights to highlight the contents enhances the overall appeal. If you like to have some privacy, you can also opt for frosted glass or tinted glass doors which doesn’t reveal the stored contents.

4.  Paint it

Adding colour is the easiest way to remodel your kitchen. So, if you had been longing to have a kitchen revamp, simply go for a fresh coat of paint. White, ivory, yellow, red, green, blue and grey shades are all popularly used for kitchen walls and accents. If you would like to go trendy, choose colour pops for the kitchen cabinets and wall shelves. If you wish to make a small kitchen look more spacious and elegant, try an all-white kitchen theme. Yellow colour can make the room look bigger and brighter. It goes well with white and grey shades. It is believed that warmer colours such as red stimulates the appetite and are best suitable for kitchens. Green is a soothing colour that can present an earthy vibe to a kitchen when paired with wooden accents.

5.  Indoor plants

Add more life to your kitchen by introducing cute planters with indoor plants. Growing herbs and leafy veggies will not only bring an aesthetic appeal to your kitchen but will also present edible stuff to add in your recipes. You can try growing mint, basil, parsley, spinach and curry leaves. Keep the pots near the window sill to ensure a daily dose of sunlight. If your kitchen sink is facing the window, keep the planters near it so that you will never forget to water your plants.

6.  Backsplash trends

Kitchen backsplash is the space between the countertop and the bottom portion of the wall cabinetry. Backsplashes protect your walls from splashes and spills. It is a space which is often overlooked while considering a makeover. Getting a new tile backsplash is one of the most cost-effective ways to style up your kitchen. The options to experiment with colours, patterns and texture here are endless. You can introduce materials like natural stone, glass, patterned tiles, coloured glass or wood to pep up the overall appearance of the kitchen. Ceramic, glass tiles and porcelain are ideal choices for kitchen backsplashes because these surfaces are heat-resistant and easy to clean.

7.  Use bar chairs

All modern kitchens are now integrated with a functional dining space. If there is an existing island in your kitchen, you can introduce a few bar chairs to create a stylish dining area. Bright coloured bar chairs will add some personality to a neutral kitchen.

 You may also choose a colour which is in contrast with your kitchen walls. These barstools come in a variety of designs and materials. Rustic wooden stools and colourful metal bar stools are in vogue nowadays.

8.  Bring Patterns

If you like to play with patterns, go for a designer rug sporting geometric or floral patterns. You can also try bright and patterned wallpapers for the kitchen walls. When you choose the wallpaper, make sure that it pairs up perfectly with the colour theme of your kitchen. If you are planning to revamp the floors, try patterned tiles to add a vintage touch.

Hope you will try these simple kitchen renovation ideas to bring a new look and feel to your kitchen. If you are planning to buy a new house, look for homes that feature a spacious and well-ventilated kitchen layout. If you have any custom design ideas or colour choices, it is better to speak with the builder beforehand. Victoria Realtors, one of the leading builders in Kerala, has a range of luxury villas in Palakkad. Drop into our project site to get a glimpse of our architectural designs and complimentary amenities.

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05-Aug-2019

Smart Ways To Save Electricity at Home in 2019

Worried about your rising electricity bill? Being mindful and making some changes in your day to day habits can bring about great savings on your monthly electricity charges. Saving electricity is the need of the hour as it takes up a significant part of our monthly savings and also leads to global energy wastage. Thus energy saving is not only an individual requirement but is also essential for our planet.

The first step towards saving electricity is to prepare your mind for the same. You don’t necessarily have to spend too much money on buying energy-efficient products to reduce household electricity usage. There are a few simple and smart ways to save electricity free of cost. You can start by adopting a few useful daily habits, such as turning off a light or home cooling unit when not required. If you are planning to buy a new appliance, choose products which are energy efficient. Even though the initial cost will be a bit on the higher side, it will pay off in the long run. Installing a home energy monitoring meter can help you understand which appliances are using more electricity on a daily basis.

Following are a few practical and cost-effective ways to reduce your electricity bill.

Use air-conditioning wisely

Home air-conditioning units contribute to a major part of the household electricity bill. If you are using A/c in your home, make sure that you switch them off when the outside weather is pleasant. During summer, you can use large screens or dark curtains for your bedroom windows to block sunlight and keep the rooms cool. Whenever you use the A/c, close all windows and doors tightly for faster cooling. Closing the room doors when you step out of the room helps to retain the air-conditioning effect even after switching it off. During the night, try to switch on the A/c for one or two hours, let the room cool and then switch if off. You should also consider replacing old air-conditioners with better energy-efficient systems to save more electricity.

Minimal use of heating appliances

Hot water geysers consume a large amount of electricity as compared to other appliances. Even though you will be tempted to take long hot showers, try to minimise their usage time to enjoy great energy savings. Avoid the habit of switching on the geyser before taking bath. Switch it on when you are ready for bath and switch it off immediately after the use. Even if you are using a geyser with auto-off features, practice this habit to stop wastage of electricity. You can consider installing solar water heaters if you live in a place where you receive ample sunlight. Are you regularly using a hairdryer to dry your hair? You can save more power if you choose to let your hair dry naturally after a shower.

Adjust the home lighting

Let in natural light during the day and minimize the use of overhead lights. Avoid using porch lights and garden lights during the night. Instead, you can consider installing lights that switch on automatically with motion sensors. Avoid using incandescent bulbs and shift to CFL bulbs or LED lights. Also, use LED tubes or T5 fluorescent tubes for better energy savings in common areas like the kitchen, living room, etc. Thus you would save a major portion of your electricity bill by installing low energy lighting systems in your home.

Unplug all devices

Most of the home appliances like televisions, set-up box, speakers, cordless telephones, computers, and charging devices draw power even when they are switched off. This energy loss is called as standby power or vampire power.  Stand by power accounts for 5 to 10 % of household energy usage. So instead of switching off these devices when not in use, unplug them from the power outlet to save electricity.

Adjust your washing habits

Avoid using the washing machine daily with half-load, instead, wash clothes thrice a week or wait till you have a full load. Skip the drier, if you have provisions for hang drying the clothes. If you are using a dishwasher in the kitchen, make use of the economy cycle and ensure that you are operating it only when it’s full. These are effective methods to save water and electricity.

Save energy while cooking

If you are looking for ways to save electricity bill at home, you must know how to save it in your kitchen. You can enjoy great savings if you are ready to change a few kitchen habits. If you are using an electric oven for baking, try to do batch-cooking to avoid pre-heating the oven several times. Whenever possible, cook in a microwave instead of an electric oven. Microwave ovens use much lesser electricity than conventional electric ovens. While using an electric stove, use lids to cover the top of your cooking vessel, which will reduce the cooking time and also electricity.

Refrigerator power saving

A refrigerator accounts for 15% of the total household power consumption. Keep the fridge about half feet away from the wall to allow continuous airflow. This will help heat generated by the motor and compressor to escape quickly and save power. Never place the fridge near heating sources like direct sunlight, oven, cooking range and radiators. It is advisable to keep the fridge full to retain the cooling inside. However, do not stuff it with a lot of food items as it will block free air circulation. However. Allow warm or hot food items to cool down well before placing them in the refrigerator as otherwise, it will take more power for cooling. Avoid opening the fridge door frequently to maintain optimal cooling inside. Regularly defrost the freezer to prevent the accumulation of ice. Ice acts as a layer of insulation and will increase the cooling time. During winters, set the cooling to minimum to save more energy.

Use of computers

Your desktop computer draws a lot of power, especially if you have activated screen savers. During idle time, adjust the setting to sleep or hibernate mode to save power. This helps to reduce energy costs by approximately 40%. Pull the power cables and laptop chargers out of the power socket when the device is not in use. It is ideal to use a laptop computer as laptops use up to 80% less electricity than desktop computers. Typically a laptop consumes about 60 Watts of power or even less while desktops can use up to 200 Watts of power.

Finally, if you are buying any new appliance for your home, go for energy-efficient products to increase power savings. We hope that you will try these simple tips to save electricity at home.

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22-Jul-2019

Best Ways to Increase Natural Light in Your Home

The health of a human being is highly influenced by his/her home and surroundings. The nature itself is a treasure trove of nutrients required by humans to lead a healthy and balanced life. Sunlight is one such gift of nature that is packed with vitamin D essential for our bodies. Unfortunately we overlook the significance of sunlight in our daily lives. It is high time that we analyse the amount of sunlight that we are exposed to while we are indoors. However it is refreshing to note that people are increasingly looking for ways and means to improve natural light in their homes. Here are a few techniques and tips to keep in mind for getting natural light into a dark room.

1. Too much greenery can block the natural daylight

Trim the plants, bushes and trees outside your home that have especially grown big enough to cover the doors and windows. This is because these plants block the sunlight from entering your house. Having green cover near your home is good for you and your family but it should not prevent sunlight from coming through.

2. See that your windows and doors are spic and span

Ensure that your doors and windows are clean and dust-free. The more dirt the windows accumulate, the less sunlight passes through them.

3. Experiment with mirrors in your home

Surfaces that reflect off sunlight create an illusion of more light in your room. Mirrors bounce off light falling on them and hanging them at strategic locations will help you spread sunlight in your house. You can either opt for a single large mirror or play with an array of small mirrors to illuminate your space with natural daylight.

4. Choose a white or neutral colour palette for your home

Walls of your home will reflect more light if painted with a light colour. It helps to use soft shades of white paint as shimmery white paint can make the space feel cold. An off-white shade can create warmer effect. Also, another way to increase sunlight is to paint the ceiling one or two shades lighter than that of the walls which will create a wrong impression of height and space.

5. Go metallic with your interior decor

Introducing glittering gold and silver showpieces or artwork in your home will not only add a touch of luxury but will also brighten up your rooms. Since these metals reflect light, they bring about a remarkable change when placed in a dull gloomy room of your house.

6. Ditch your hefty curtains and large paintings

Replace your hefty, dark and opaque curtains with translucent ones that let in sunlight into your rooms. It is advised to use light shades of colours for your curtains and blinds. Also, it is high time that you bid adieu to the large paintings sprawling on the walls of your house as they absorb all the sunlight that penetrates into the room. Thus your attempt to beautify your room will unknowingly deprive itself of the much-needed daylight. Avoid heavy curtains and large paintings for getting more natural light into a dark room.

7. Embrace French windows and skylights

Though expensive, installing skylights or roof windows in your ceilings works wonders when it comes to trapping natural light. They are windows built facing upwards towards the roof. This is a method that is gaining popularity in order to bring in more sunlight. You can also construct large windows or French doors that allow huge amounts of sunlight into your home. Both these remedies involve huge cost and they are time consuming too.

8. Location of Bookshelves and room partitions matters

It is recommended that you place the bookshelves or partitions perpendicular to the wall that has windows in your home. This is because they hinder the passage of light if kept parallel to the window. Furniture that disturb the flow of light should be placed in strategic locations.

9. Use frosted or tinted glass and bi folding doors

Using frosted or tinted glass for windows and doors can amp up the level of sunlight passing through them. Frosted or tinted glass makes them translucent and therefore lets in more sunlight without compromising on privacy. Using Bi folding doors is a great idea to gather more sunlight inside houses. Also known as folding sliding doors, these are made of glass and can transform your room with glass doors that spread across an entire wall. Apart from offering breath-taking views of the surroundings, it facilitates a lot of sunlight to stream into the room. Moreover it is an excellent option for those who do not have any constraints of budget.

10. Opt for furniture/accessories in lighter shades

No rooms in your home are devoid of furniture and accessories. Therefore special attention needs to be paid while choosing the colour palette of your furniture. Ensure that you buy furniture that come in lighter shades so that they reflect more light which in turn brightens up the room.

So hope you have learnt how to brighten up the dark corners of your home after reading this article. If so, share the above mentioned tips with your friends and family. Getting natural light into a dark room not only lights up your space but also provides you with optimal health as sunlight is the best source of Vitamin D, a key nutrient required by human body.

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05-Jul-2019

Best Residential Neighbourhood in Thrissur

Are you wondering about the best residential area in Thrissur? Then this blog post is for you. Ever since the real estate builders discovered its potential, Thrissur has never looked back. The city has seen umpteen number of housing projects mushrooming in varied locations over the past few years. Thrissur is gifted with many good residential localities. So, how do home-buyers rate the location of a property? Safety, accessibility, and infrastructure are the prime concerns among many others before deciding on the location of your dream home.

Kuttur, located 6 km away from the city of Thrissur ticks all the right boxes when it comes to an ideal real estate location. For those in search of villas in Thrissur, Kuttur is undeniable, the perfect location to own one. Victoria Realtors has therefore chosen one of the best residential neighborhoods for its premium residential project called ‘Vrinthavan Villas’which is located in Kuttur.

Historical Background of Kuttur:

Located in the Kolazhy Grama Panchayath under the Puzhakkal Block, Kuttur lies approximately 7 kilometers to the north of Thrissur. Situated at a distance of 6 kilometers from the famous Vadakkunnathan Shiva Temple, the city is surrounded by a lot of Shiva temples. The old Kuttur village had strong links with the erstwhile Royal family of Cochin during their reign. It is said that the regional deity of Kuttur at the Neithalakavu temple had the sole authority to open the Thekke Gopuram (South Gopuram) of Vadakkunatha Temple for Thrissur Pooram. It is a place with great cultural and historical significance.

‘Vrinthavan Villas’: The ambitious project of Victoria Realtors:

We at Victoria Realtors are more than happy to present to you, one of our exclusive projects – the ‘Vrinthavan Villas’ right here at Kuttur. Sprawling over 2100 square feet and prized at 70 lakhs, the project follows the European model of gated villas and complies with Vasthu standards of architecture with 4bhk specifications.

Why should you own a home at ‘Vrinthavan Villas’?

· Excellent Location:

Since the project is located near Thrissur city, it has very good infrastructure in transportation, education and health. The place maintains its rich culture and tradition despite witnessing rapid development. The land value especially in residential localities of Kuttur is on the higher side. The location is an excellent choice for those investing in real estate. Kuttur as a location does not disappoint real estate investors or property owners as it is bound to fetch excellent financial returns for them when it comes to resale of their properties. The place will also attract those who seek accommodation on rent due its close proximity to the city. So your property can double up as a source of income. You can even rent out one or more rooms to your tenants. Undoubtedly ‘Vrinthavan Villas’ has an excellent and strategic location.

· Price:

The prospective buyers will enjoy an advantage when it comes to the pricing of this project. The project priced at Rs 70 lakhs offers one of the best in class carpet area to per square feet rates especially as a location close to the city. ‘Vrinthavan’ has a rate lower than the apartment projects within the same locality. Owners of this project stand a golden chance to live a villa life among a host of amenities at this price. Among the villas in Thrissur, it offers the most attractive price.

· Safety:

Victoria Realtors has followed the much famed European model of gated villas. Living in a gated community is extremely secure for your loved ones. The presence of a security gate and a guard along with 24 x 7 CCTV surveillance will prevent the entry of illegal intruders.

Victoria Realtors are one of the most trusted real estate builders in South India. We have proven expertise in the real estate sector across various locations especially in Palakkad where Victoria Realtors have made a strong footprint. With state-of -the art architecture and design, all our ambitious projects have earned us a large customer base. So hope this article has shed light on why Kutturis a promising location for home-buyers looking for villas in Thrissur. Come to Kuttur and invest in a life filled with happiness and luxury.

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26-Jun-2019

5 Best Locations in Palakkad to Buy a Villa

Palakkad is one of the most ideal cities in Kerala to buy a home and settle down. With lush green paddy fields, forests, and the mountains making a perfect backdrop, anyone would easily fall in love with the place. If you are searching for a new home in Palakkad, consider these beautiful and well-connected localities in town for investment. 

Here are the best 5 localities in Palakkad to buy a new home.  

Pirayiri


Pirayiri is a scenic locality in Palakkad rich in culture and traditions. It is home to many traditional Brahmin settlements and is one of the most beautiful locations in Palakkad that retains its old-world charm. The place is famed for its traditional vegetarian snacks and sadya. Located nearly 7 kilometers from Palakkad town, Pirayiri offers beautiful views of the surrounding rivers and mountains. The famous Chembai Memorial Government Music College established in 1957, lies at a distance of 8 km from Pirayiri and is a favorite destination for students passionate about music. 

The beautiful scenic locations in Pirayiri have also been featured in visuals of many songs in movies. Palakkad Town Railway Station and Palakkad Junction are the nearest railway stations. Of late Pirayiri has seen fast development with more and more realtors exploring its potential. It is a perfect destination for nature lovers to lead a healthy and peaceful life amidst greenery. 

Kodunthirapully


Kodunthirapully is a laid-back locality nestling in a picturesque landscape in Pirayiri, Palakkad. It is an area that houses many Tamil Brahmin settlements called Agraharams and is famous for its temple festivals. The region attracts plenty of visitors during the 9-day long Navaratri celebrations. The annual festival is conducted with much pomp and fervor in typical Kerala style with a colorful procession of caparisoned elephants, fireworks, traditional orchestra - Panchavadyam and Chendamelam. During this season, visitors throng the two famous temples of Lord Adhikesavaperumal and Lord Ayyappa in Kodunthirapully. 

If you like to enjoy a relaxed and peaceful lifestyle while having access to all modern amenities like shops, hospitals, and schools, Kodunthirapully is a perfect place to invest. You can find gated villas in Kodunthirapully which provides a wholesome living experience to the residents with top-class amenities. 

Kozhinjampara


Kozhinjampara belongs to the Chittur block of the Palakkad district at a distance of nearly 23 km from the city. Kozhinjampara has reputed government institutions in the field of education and health. The Government Arts and Science College, Government Hospital Kozhinjampara, and Government Veterinary Hospital are some of the major institutions located here. KINFRA Integrated Industrial & Textile Park is located at a distance of 9 km from Kozhinjampara. The place is home to a few temples including Mariamman Temple and Sree Murugan Temple. 

Kozhinjampara has easy access to Walayar check post and prominent towns in Tamil Nadu like Coimbatore and Pollachi. Kanjikode is the nearest railway station located 14 km from Kozhinjampara. Parambikulam Wildlife Sanctuary, Malampuzha Dam, Siruvani Waterfalls, and Dhoni Waterfalls are some of the tourist attractions easily accessible from Kozhinjampara. The State Highway passes through this locality and the nearest airport is Coimbatore International Airport which is 56 km away. As it is a locality well-connected by all means of transport, Kozhinjampara is a very good destination for people looking to invest in real estate. 

Puduppariyaram


Puduppariyaram is yet another location in Palakkad that is witnessing rapid development. The locale is all set to transform into a major real estate hotspot in the near future. This potential has given rise to many state-of-the-art villas with a host of features and conveniences. If you are in search of villas in Palakkad with the highest potential in value appreciation then investing in a home located in or around Puduppariyaram is simply the best option. 

Residents in Puduppariyaram can enjoy staying near the National Highway and easy access to Palakkad town. You can be assured of great connectivity with Government and private buses plying across this locality round the clock. Palakkad Junction Railway Station is just 2 km away from Puduppariyaram. Sai Hospital, ESI Hospital, Welcare Hospital, Dr.Menon Hospital are some of the reputed hospitals located near Puduppariyaram. 

Kottayi


Kottayi is a scenic village located at a distance of 18 km from Palakkad. Kottayi is the birthplace of the renowned Carnatic musician Chembai Vaidyanatha Bhagavathar who was born in 1896. Come February and March, the whole village turns into a festive mood with the annual Chembai Parthasarathy Ekadasi Music Festival. The festival is a tribute to Chembai Bhagavathar and attracts scores of singers who perform at the festival.

Kottayi was a buzzing marketplace even in the olden days during the reign of Hyder Ali who had built a fort called Kottanchantha here. The IHRD College and College of Applied Sciences are two prominent educational institutions near Kottayi, located at a distance of 3 and 3.5 km from here. Mankara and Parli are the nearest railway stations located at a distance of fewer than 11 km. Kottayi offers its residents a perfect combination of traditional and modern lifestyle.

Hope you found this article on the beautiful locations in Palakkad to buy a villa helpful. Get in touch with us today if you wish to invest in your dream home in Palakkad. With projects starting from just 29.5 Lakhs, you can now choose from a range of villas in Palakkad from the most trusted villa promoters in South India, Victoria Realtors.

 

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07-Jun-2019

7 Tips to Improve The Air Quality of Your Home

We often find ourselves whining about the polluted air outside, be it the smoke emitted by the vehicles plying on the roads or the bad odour sent out by a chemical factory. And if you think you are in the safe zone as soon as you enter your home, you might be wrong. You need to know that your home cannot always guarantee you good quality of the air that you breathe. For example, people especially in Kerala use coconut oil extensively in cooking. Coconut oil which has a comparatively low smoking point can leave your kitchen filled with smoke, not to mention the smell of burnt oil. Similarly, there are many other factors that contribute to polluting the air we breathe at home. To improve the air quality in your home, we have some exclusive tips listed below that can be easily followed so as to ensure you breathe pure air at home.

1. Ensure proper airflow in your home

Without even spending a penny, you can breathe fresh and pure air by increasing the airflow within your home. This can be achieved by simply opening the doors and windows of your home. Proper air circulation will refresh the air inside by removing stagnant air. If you live in a city, it is advised that you choose a time either early in the morning or late in the evening when the pollution levels in the air are very low.

2. Your Air-conditioner doubles up as air purifier

The air-conditioner at your home can also act as an air purifier with its in-built filters that trap pollutants like dust particles. So as it sucks in the air to pump out cooler air, it also makes it clean and pure. Anyway, it is up to us to clean the filter system of the AC regularly, so that it can serve the purpose of an air purifier.

3. House-Plants are a natural air detoxifier

All of us know it for a fact from childhood that plants inhale carbon- dioxide and exhale oxygen. So there can’t be a better option than placing some indoor plants in your home to improve the air quality. Apart from making your home look beautiful, the additional oxygen from these plants will rejuvenate the air around you. Some of the commonly used indoor plants in India are aloe vera, bamboo and spider plants.

4. Keep your bed linen clean

Keeping your bedding clean and dust-free along with the sofas, cushions and curtains is very important to ensure that you breathe in air of good quality. Dust mites often stick to the fabric of bed linen and cushions that can expose you to allergies and respiratory infections. Also it is recommended to keep pets off your bed and sofas to get rid of pet fur and dander which can further aggravate already existing illnesses including breathing problems.

5. Substitute room fresheners with essential air oil purifiers

You might think that you are embracing modern life by using room fresheners for your home. But it is high time you realised that these store-bought room fresheners that contain harmful chemicals will only pollute the air you breathe. To combat health issues that arise from reckless usage of these products, you can substitute them with natural essential oil air purifiers. A blend of essential oils has anti-bacterial properties and help in disinfecting our homes. These essential oils curb the amount of bacteria and viruses in the surroundings and help cure illnesses like common flu, sinuses, insomnia and bronchitis. Apart from lending a sweet and pleasant aroma to the air, these oils that include clove oil, eucalyptus oil and tree oil serve as very good stress-relievers.

6. Use natural cleaning products

Many house-hold cleaners that you buy from the supermarket are loaded with chemicals that can be toxic when they come to direct contact with our eyes and nose. It can irritate the throat and lungs paving way for many illnesses. You can replace such cleaners with their natural counterparts. For example, you can prepare your own cleaning lotion using ingredients like lemon juice, vinegar and baking soda. If you insist on using the store-bought cleaners, make sure that you open the windows and doors to release the toxins.

7. Choose furniture made of natural materials

Did you know that the furniture at your home can entrap dust mites? These furniture often contain certain glues, resins and other synthetic materials that release toxic substances into the air. The paints and fabrics used in the furniture have volatile organic compounds (VOC) like toluene and benzene that have poisonous effects on the surroundings. To minimize the slow-poisoning effect of these substances, it is advisable to keep your newly purchased furniture in an open space like a garage before you start using them. However, opting for antique wooden furniture and those made of solid wood will be healthy and sustainable.

It is indeed our responsibility to maintain clean and healthy air at home. Breathing clean air is key to the overall health of our bodies. We hope that all the tips that are mentioned above will help you improve the air quality when you are indoors.

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03-Jun-2019

Top Four Carpet Materials to Use in Your Home

There are many different ways to enhance the beauty and functionality of your home. While some people opt for beautification through paints, wallpapers etc, some others opt to add interesting upholstery to their home for the same purpose. Using carpets at home is not only a great way to enhance the aesthetics of your space, but they are also quite useful when used in an appropriate manner. There are different types of carpets for home and careful placement of these can help you make your home more beautiful and functional. Bedrooms, children's rooms, stairs and parts of living rooms are the ideal places where you can use carpets. They provide warmth  and comfort making them a preferred upholstery in living rooms and bedrooms. Apart from this, they are used in children's bedrooms, play areas and staircases as they provide cushioning and a soft landing spot in case of a fall. There are different materials and different styles of weaving in carpets. You can get both natural fibres and synthetic fibres in carpets depending on your budget. Basically, there are many types of carpets for home and today we are going to discuss four types of carpets that you can use based on the needs of your home.

1. Loop pile carpets Loop pile or berber carpets have fibers that are formed into  small loops which are  then stuck to the backing. This type of carpet can have tall or short loops that are tightly or loosely constructed for different finishes, depending on the size and number of loops. Loop pile carpets are best for hiding dirt and very durable. These are ideal for foyers, staircases etc.

2. Cut Pile carpets Unlike loop pile, cut pile carpets have no loops.  The frayed fibers are sticking straight up on the backing. Cut pile  carpets are typically much softer and more plush than loop pile carpets making them a good choice for living rooms, children's rooms or bedrooms.

3.  Cut loop carpets This type of carpet is a combination of both cut and loop styles. This makes them more plush and comfortable, making them more suitable for colder places or ideal for those who seek a plush footing in their living rooms.

4. Carpets made of different materials  There are different types of carpets for home based on the material used. You can find carpets that are made of wool, olefin, acrylic, polyester, etc.  Here are some ways in which you can choose the right material for your carpets.

Stain Resistant materials: Acrylic, polyester, loop pile.

Durable materials: High density & weight, twist style construction in loop pile made of nylon.

Fade-resistant materials: Olefin, acrylic, polyester.

For a comfortable and plush finish: Medium density & weight in cut pile style made of wool.

For a Sleek appearance: High density & weight, twist style construction in a loop pile.

For a Textured appearance: Medium density & weight, cut-loop or cut pile in wool.

We hope that this concise guide helps you pick the right carpet for your dream home.

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13-May-2019

Tips to Ensure Electrical Safety at Home

The safety of your home and its occupants should be on top of your list of priorities. One must constantly strive to make their home a safe place for the inhabitants so that they may lead a life of peace and tranquility in the safe confines of their home. One of the key things that you must take care is the electrical safety of your home. Here are some electrical safety precautions that you can take to make your home a safer space for your loved ones.

• Take care of any exposed wires:

Exposed wires are a huge threat to the safety of your family and must be taken care of immediately. If the protective coating is missing or the wire is damaged in some other fashion, make sure that you replace it or repair it right away.

• Keep electrical appliances and outlets away from water:

To ensure electrical safety at home, don't forget to keep electrical appliances away from water. It is also important to never touch electric outlets or appliances connected to power with wet hands. This can lead to shocks and one is prone to more danger if water enters electrical outlets. Thus, this is one domestic electrical protection that everyone must be aware of and every individual should be educated about its dangers in order to create a safe environment at home.

• Overloading electrical outlets:

Every outlet is designed to deliver a certain amount of electricity. It is frequently seen that many a time, people use extension cords and plug in one too many devices thus putting a lot of pressure on a single outlet. This can lead to a fire or an explosion and one must be extremely cautious while connecting multiple appliances to one source.

• Precautions with appliances:

Always remember to switch off an appliance after its use. It may be hazardous especially if you have kids or pets around and it is imperative to not only switch off the appliance but to also store it in a place that is not easily accessible by children to ensure utmost electrical safety at home.

• Check your cords:

It is commonly seen that chords are extended and run long distance. While if it's carefully done at an appropriate height and with the right precautions, it can be safe. Or, if you have an end to end carpeting, cords can be run underneath the same too. Otherwise, it can be extremely risky and best avoided. There is a risk of someone tripping over it or of children or pets reaching for it. Hence, it is important to take care of long cords and they must be treated as a serious threat to one's safety at home.

•Children's safety:

Additional precautions must be taken if you have children or pets around. As discussed above, no exposed wires, plugged in appliances or long cords should be within the reach of children. One must also make sure that outlets that are within reach of children are either safely secured or sealed off for good. Children tend to be curious and can insert fingers or use water around electrical outlets and appliances making it a severe threat to their safety. Constant supervision is the key to ensure the safety and well being of your little ones.

These are just a few of the many electrical safety precautions that one must practice to ensure that their home is safe for their loved ones.

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24-Apr-2019

Flourishing City - Palakkad

Palakkad derives its name from the combined words “Pala” and “Kaadu”.”Pala” is a tropical tree commonly known as the devil tree whereas “kaadu” means forest. It is believed that the region was once densely covered with these trees and thus got its name. It was one of the last districts to have formed when the state of Kerala was created and was part of the Malabar District of Madras Presidency during the British rule.

Also known as the “Rice Bowl of Kerala”, Palakkad serves as the gateway to Kerala from the north. Palakkad is especially famous for its rice variety known as the “Palakkadan Matta”.The district is the largest in Kerala with a total area of 4480 square kilometres. The district has several dams of which the Malampuzha dam is the largest in the whole state. Built in 1955, it is located in the foothills of Western Ghats and a must-visit picnic spot. Malampuzha Gardens near this region was developed by renowned artist Nek Chand and is the only rock-cut garden in South India. The garden also houses a massive sculpture called the “Malampuzha Yakshi”, built by the reputed sculptor Kanayi Kunjiraman which attracts huge number of visitors to this place.

Dams namely Mangalam Dam, Parambikulam Dam and Pothundi Dam are a few other dams in the district that are also tourist destinations. The Silent Valley National Park, Mailadumpara, Kottayi, Attapadi, Thunchan Gurumadom, Kunchan Smarakom and MeenVallam are a few among many tourist attractions in the district. Kalpathy Cart Festival, Ottapalam Nercha Festival and Retholsavam at Kodumba Subrahmanya Temple are a few unique festivals native to Palakkad that bring in huge number of visitors from across the country.

Location:

Palakkad lies near the Palghat Gap in the Western Ghats and it connects Kerala to the plains of Tamil Nadu in the east. It is located around 350 kilometres north of Thiruvananthapuram, the state capital. It shares its border with Malappuram and Thrissur districts on the western side and the Nilgiri Hills on the northern side.

Growth of the city:

The heritage city of Palakkad has witnessed a humongous growth over the years. That the Kerala Industrial Infrastructure Development Corporation (KINFRA) has established five of its industrial parks in this district alone stands testimony to this fact.

As part of boosting the industrial infrastructure in the state, KINFRA has launched five of its parks in the district namely Defence Park, Industrial Park, Mega Food Park, Integrated Industrial and Textile Park and also WISE Park. Out of these parks, WISE Park is a joint venture of KINFRA and Kalpakka Infrastructure Pvt Ltd, located at Kanjikode in Palakkad. The food park is a sector-specific project for the food processing industry. In fact the Kanjikode-Pudussery-Walayar industrial belt in Palakkad claims to be the most developed industrial area after Kochi. Palakkad also witnessed the setting up of premier educational institutions like the IIT and IIMS in the year 2014.The city is therefore increasingly becoming a favourite location for those who are looking for quality housing projects including villas in Palakkad. Here, Victoria Realtors, as one of the premier real estate developers in the state, will guide you through some of the best reasons for choosing Palakkad as your hometown.

1. Connectivity:

Coimbatore International Airport is the nearest airport to Palakkad located at a distance of 62 kilometres from the city. The two main railway stations nearby are the Palakkad Junction Railway Station and the Palakkad Town Railway Station. Palakkad junction is around 4 kilometres from the main town and the Palakkad Town station is located right at the centre of the town. Train services to cities like Pollachi, Din Digul and Madurai pass through this station. The Pollachi Railway station in Tamil Nadu is located at a distance of 60 kilometres from Palakkad town. The railway stations in Palakkad also connect people to prominent cities like Erode, Coimbatore, Ernakulum, Kollam and Trivandrum. The National Highways NH47 and NH213 pass through the district. It is well connected by roads to major cities and towns in the district. All our projects are in locations with very good connectivity to roads and railway stations for those looking for villas in Palakkad.

2. Civic Infrastructure:

The city has a commendable history of development in the fields of health and education. Palakkad recently got one of the five recently proposed IITs. Though it started operating from its temporary campus, it has been functioning from its new transit campus in Kanjikode. Palakkad also received a Government Medical College also known as the Institute of Integrated Medical Sciences in 2014 located at a distance of 7 kilometres from the city. Government Victoria College established in 1888 is one of the oldest and reputed institutions in the Malabar region offering courses in Science, Arts and Commerce subjects in Palakkad and is located at a distance of 1 kilometre from the town. Palakkad also has one of the renowned engineering institutes in Kerala called the NSS College of Engineering in Akathethara, located 7.5 kilometres from the Palakkad town. Palakkad offers quality education in terms of schools and other skilled training centres across the city. All these facilities are sure to attract many people especially those who are interested in buying villas in Palakkad.

3. Climate:

Palakkad has a tropical wet and dry climate and the temperatures remain moderate throughout the year except during the summer months which are extremely hot.

4. Great Investment Option:

Villas in Palakkad will offer you the best resale value. Besides, these villas offer you enough privacy and are a better choice than apartments. Since villas are more spacious there is a scope of even renting out the unused space as well.

As one of the top-notch builders in the housing sector, Victoria Realtors is all set to redefine luxury in Palakkad. Starting from 21 lakhs onwards, we have our independent villas built in locations like Puduppariyaram Main Road, Chandranagar, Pirayiri, Kottayi, Vennakkara, Kozhinjampara and Vandithavalam in Palakkad.

Apart from offering state of the art facilities, these villas are situated in strategic locations and are also vaastu compliant. With projects that are set amidst prime locations Victoria Realtors provide an exclusive range of villas tailor-made for prospective buyers who want to own villas in Palakkad.

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02-Apr-2019

Eco Friendly Interior Décor Ideas:

The destruction to the ecology caused by mankind due to our raising demands in order to maintain a trendy lifestyle is increasing with every passing day. Here are some eco-friendly interior décor ideas you can use to do up your home by being more considerate towards nature. Reuse what’s easily available With the love for hoarding, we have innumerable amount of items that see no use after a certain period of time. Why not reuse them, and opt for a décor that is not only personalized but also nature friendly. From discarded or excessive concrete blocks to tiles, from that cashmere shawl that you barely use to the discarded old tire – there is use to everything. Use those barely used silken dupattas or warm shawls as throws on your furniture, or that old tire up-styled as a seat – the options are many, and fun to do too. Most of our home essentials come in bottles, jars and tins , which are mindlessly discarded after use. These items use a lot of resources to be made, hence reusing them will extend their lives and prevent the necessity to buy more items. Using them as storage essentials or with minimal effort these items can be enhanced to become not just utilitarian but beautiful as well. You can also use them to create your herb garden or plant low maintenance plants that will add serenity to the space. Add some candles, or fairy lights and you have your own unique lighting system that will envelope your home in a warm cozy glow. Pick clay and hand molded décor items Home essentials made of glass or metal are beautiful but they take abundant natural resources to be made as they are. Replacing these with alternate materials like clay, or items made out of wood, bamboo, or even paper are ideal choices to go green. However, sometimes having these items is inevitable, hence reutilizing them is a definite go to, as it is economic and eco-friendly, and simply outstanding when done right. Opting for clay molded items and hand-made décor essentials instead is an eco-friendly alternative as they are easy to decompose and use lesser resources. Choosing eco-friendly materials for upholstery. Though the synthetically made materials are extensively and cheaply available, replacing them with natural fibers will not only help you take a step towards being eco friendly but makes your lifestyle healthier. These materials will prevent skin eruptions often seen due to contact with synthetically produced materials. They are sturdy and long lasting and add a warm aura to your home, and when they reach a point beyond utility they are easily recyclable. Replace stone with wood To be very precise, both wood and stone are precious natural resources that are becoming more scant with every passing day. However, the mining of stone from quarries, and finishing them into products and stone slabs is an energy consuming process - not to forget the facts that it takes thousands of years for stone to form, all of which leads to disturbance to the ecology. Due to this, wood is a better replacement. With the advent of cultivated wood, which aims at producing wood for the purpose of making wooden items, it’s a better option to replace stone. With these simple tips, one can resort to being more eco friendly. It is a fun process to undertake and these ideas give you customized products that are uniquely crafted for your home! Hope you found this article on “Eco-Friendly Interior Décor Ideas" helpful. Do share your thoughts in the comments section below.

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07-Mar-2019

6 Key Real Estate Terms You Should Be Aware Of

If this is the first time that you have forayed into the world of real estate, it is important for you to understand and know a few terms in order to make the best of what is available to you. It is extremely important to know a few important terminologies in the realm of real estate as the lack of knowledge of the same can land you in a lot of trouble. One can conveniently misguide you or you may misinterpret the wrong things which may land you an incompetent deal. In order to find a property that is best suited for your needs, you must familiarise yourself with the workings of this industry. To get started on that, here are some important real estate terms to know that will help you a lot in the long run too.

· Per square foot rate:

This is the most basic term that you may have heard extensively in the process of looking for a property. The cost of the property is often calculated on square feet basis. The saleable area or the super built up area is taken into consideration while determining the rate of a building. Usually, developers use per square foot rate on the super built-up area to determine the value of the building.

· Super built-up area:

The super built-up area or saleable area is yet another term that you must understand. It is the built-up area combined with common areas like lobby, lifts, stair cases, corridors, walkways, terrace of the house, etc. Often, the super built-up area is 15 to 25 percent more than the built-up area. Generally in cases of flats and apartments, common areas like gymnasium, swimming pool, garden and clubhouse, etc. are also considered while calculating super built-up area.

· Carpet Area:

Carpet area is nothing but the actual space which you can use in a house. It is the area that does not include the thickness of the walls or common spaces. It is basically the enclosed space within the walls which is used to lay a carpet. Often, the area for terrace and balconies are considered as half of the main area while calculating the carpet area.

· Built-up area:

Built-up area is the area that is inclusive of the carpet area, the thickness of the outer walls, inner partition walls and the balcony area. The terrace area is considered as half of the built-up area. In simpler terms, it is the actual area of the house that comprises of the area covered by the walls. Built-up area is usually 10 to 20 percent more than the carpet area.

· Allotment Letter :

This is a letter given by the developer which allots a specific piece of land, villa or apartment unit to the buyer. It could be an empty land, under development or a project that is completed.

· Certificate of occupancy :

This is an important document that ensures the authenticity of the builder and the project. It is issued by the local municipal corporation to the owner of a house and it can only be obtained after ensuring that the building complies with all permissible construction plans and local laws. A good builder will adhere to the byelaws and a home from a trustworthy builder always comes with a certificate of occupancy.

These are just a few terms that will help you take your first steps in the world of real estate. One must understand the legalities and the finer nuances of buying a property and seeking the help of a legal expert is the best way to ensure that you are getting a deal that is not only beneficial but is authentic as well. Hope you found this article on real estate terms helpful. Do share your feedback in the comments section below.

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19-Feb-2019

Tips To Set Up Indoor Garden At Home

We all are well aware of the many benefits of surrounding ourselves with greenery and plants. There are hundreds of plants that we can use in our gardens that suit the weather conditions that we experience outdoors. However, setting up a garden inside your home is a little more challenging but extremely beneficial. There are a plethora of plants that can be grown indoors where some require complete shade, and some others require a little sunlight. It is important to understand which plants are suited for your home to have an indoor garden that is not only beautiful but is safe and beneficial for the occupants. We are listing some simple facts and tips that will help you create your own indoor garden without much hassle.

• There are three different kinds of plants that one might find while building a garden. Some plants require lots of sunshine and are best kept outdoors. These plants are ideal for gardens and balconies as they need to be exposed to the sun for a longer duration of time. The second type of plants is those that require partial sunlight and can be kept close to windows or in those parts of your home that receive ample natural light during the day. Lastly, there are some plants that demand gentle light and can be grown in complete shade. One must visit their local nursery and go through the various plants under the aforementioned categories in order to source what they need. If you do not have much experience in gardening, it would be best to go for plants that are sturdy and easy to maintain.

• If you have children or pets at home, you should be extremely cautious to not choose plants with thorns or plants that are poisonous in nature. Succulents and cacti are seen to adorn homes extensively, but if you have a pet or a baby, you must ensure to opt for succulents that don’t have thorns. Avoid flowering plants indoors as they attract bees and also come with a risk of allergies. Flowering plants, though extremely beautiful, are best suited outdoors.

• There is a range of plants that are known to enhance the air quality by purifying it. It would be ideal to add those along with other plants that you may include for aesthetic purpose.

• It would be advisable to place the pot in a container as sometimes when plants are watered, they tend to release excess water. This can be dangerous as one may slip and fall when not observed carefully.

• If a particular space in your home is going to be defined by the garden you wish to create, then it would be ideal if you followed a certain theme while choosing pots for your plants. You can go for the earthen pots, or opt for colorful ones. There is a wide range of hand-painted pots that you can find quite easily that are just as charming and make space look a lot more beautiful. You do not have to get your plants repotted in these containers, but instead, use them as an outer container- this comes with a dual advantage. One being that these outer containers trap excess water and dried leaves. It also evades the need for repotting.

These simple tips should help you take the first step towards building your indoor garden. Each home has a unique character, and one must understand their home and their needs to create a garden that is best suited for them.

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31-Jan-2019

Essential Features of a Luxury Villa

We all dream of a perfect home and each of us have different ideas of what our dream home should be like. Owning a villa is always the first choice for many aspiring homeowners. There are many options in the market today across various price brackets. If you are a prospective buyer looking for villas in Thrissur, here are some qualities that you must seek in your tranquil abode :

- The most important factor is space. Spaciousness is what sets villas apart from other types of home. If you are buying a villa, make sure that it is large and airy with abundant natural ventilation and open space around it.

- Villas are often considered a symbol of luxury. An ideal villa is one that offers ample parking for more than just one car.

- Large landscaped gardens, walkways and abundant greenery is yet another feature of an ideal villa. Make sure that there is plenty of open space that ensures a peaceful and tranquil life in the lap of nature.

- Top end amenities for the benefit of you and your family are an important feature that you must seek in your villa community. Play area for kids, paved walkways, etc. are some of the amenities that are seen in many villa projects.

- If you are looking for villas in Thrissur, ensure that your villa comes with round the clock security. An ideal villa must allow you to stay carefree without having to worry about the safety of your family or assets. CCTV cameras and a team of security personnel is essential in a good villa community.

- While all the factors listed above are essential, a well-planned home and sound construction with the best finishes are the most important factors that you must consider. The strength of the structure and the quality of spaces in your home are the key elements that determine the quality of the villa.

Keeping these points in mind will help you choose an ideal villa for you and your family. If you are searching for villas in Thrissur, then Victoria Realtors has the best option for you. The Vrinthavan is an exclusive limited edition project based on the European concept of design located in the most sought-after residential neighborhood of Kuttoor. With just a few luxury villas on offer, we invite you to experience the finest range of homebound with the perfect mix of comfort and convenience.

With over 1500 satisfied customers and more than 25 years of expertise, Victoria Realtors is today one of the most reputable real estate brands in Kerala with projects across multiple locations. From budget-friendly homes to uber luxurious bungalows, Victoria Realtors offers homes for all aspirations. The Victoria QSP (Quality, Service & Pricing) advantage is another unique proposition offered to customers to ensure a wholesome and comfortable living experience. The best quality of materials, top-notch pre and post sales services and affordable pricing makes owning a home with Victoria Realtors even more fruitful and hassle-free.

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04-Jan-2019

Is it Better To Buy an Independent House or a Villa

Each individual has a different preference when it comes to their lifestyle and the type of housing they choose. While there are different types of houses like villas, independent villas, apartment, etc., today we look at the comparison of an independent house and a villa. It is important to understand the benefits and shortcomings of the different types of houses available in the market before one decides which suits his needs the best.

The most important factor to consider is the safety and security that a villa comes with that an independent home lacks. Most gated communities and villa projects have top-notch security that includes a team of security personnel, CCTV cameras, etc. which ensure the safety of both the houses and the inhabitants. This is one of the main advantages of living in a villa as this facility is not readily available in an independent house.

If you are someone who wishes to enjoy health and leisure based amenities at your convenience, then staying in a villa would be more advantageous. Most villas come with a host of amenities like a gym, play area, etc. making it extremely convenient to use them at a very reasonable price at our convenience and within our very own housing complex. This is not a facility that you can redeem in an independent home.

Some people enjoy living in a niche neighborhood. As we all have a very busy life, often, we may not find time to socialize extensively. Living in a villa community gives one a chance to live amongst likeminded people thus creating a wholesome and engaging neighborhood that they can socialize with at their convenience. This may not be the case with most independent houses as they often come with a mixed crowd of individuals unless one specifically seeks out a locality where he might find likeminded people.

Often, villas come with a uniform design language, which means that all the homes are similarly designed. This, while it creates a pleasant experience for the viewer may not always be beneficial for the resident. One cannot expand their house or build it according to their preference, while the same can be done in an independent home. One has complete freedom to design their home as per their choice and choose any number of floors keeping the guidelines in mind.

Most villas come with play areas, landscaped courts and gardens and lot of greenery and open spaces dedicated to the purpose of recreation. This is not available in independent homes and one will have to depend on public parks and recreational areas to enjoy the bounty of nature.

Independent homes do not necessarily come with large wide roads that are well maintained.  This, however, is taken care of in a villa community as one can enjoy uniformly large roads, paved walkways, etc. that are maintained well and kept clean.

Whether it be ready to move in the villa or a villa bought while or before its construction, you can be assured of good quality workmanship and material if you buy it from a reliable builder like Victoria Realtors. You do not have to bother about overseeing every small detail or worry about being cheated on, as the builder takes care of everything. But when it comes to an independent home, one must constantly keep a watch and a lot of time and effort is spent on making sure everything is happening as per schedule. Irrespective of what kind of contract you give for an independent home, the amount of time dedicated to ensuring that your home is being built on schedule can be very high.?

These are some of the factors that you must keep in mind while choosing between a villa and an independent house. If you are looking for villas in Thrissur, look no further as Victoria Realtors offers Vrinthavan villas which are ideal for those looking to enjoy the many perks of living in a villa. It comes with a range of amenities and the trust and promise of authenticity that South India’s leading realtor offers.

   

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11-Dec-2018

How To Maximize Space In A Small Kitchen

Kitchens are one of the most significant part of any home. In earlier times, kitchens were larger as homes accommodated larger number of people and meal preparations were elaborate. However, now the space crunch has lead to smaller kitchens. Here are some ways in which small kitchens can be utilized to their utmost potential without losing out on aesthetics.

Spatial Planning:

While in a closed kitchen, parallel counter space works best, followed by an L shaped counter, it is very essential to keep the kitchen in close proximity to the dining. It is important to include large windows to bring in more light and to ensure good ventilation, however they should be placed strategically so as to not lose out on precious storage space.

In an open kitchen, it is always recommended to include an island, as it is a great way to enhance the functionality of the kitchen. It should not be in direct view of the living room and should ideally open into the dining area. In both cases, the organization of spaces and storage should ensure that it is user friendly, making preparation of meals a less arduous experience.

The kitchen should be provided with both sufficient natural and artificial task lighting, artificial exhaust system and a well laid sanitation layout. Apart from providing sufficient storage, one must ensure that it is appealing to look at without looking unhygienic and uninviting.

Colours and finishes:

If the space is small, it is always recommended that one opts for lighter and brighter colours to create an impression of a breezy, open space. One must always opt for cheerful and appetizing colours and stay away from shades of blue, green or grey as they tend to make the space look cold. However, adding too many colours will make the space look smaller, hence using a monotone palette or opting for different shades of the same colour will help in making the kitchen look larger, and seamless.

Using metallic and reflective surfaces is another way to create an illusion of space. Using metallic surfaces and finishes also gives the space a sleek and clean look, and more people are opting for this look as it is minimalistic and very classy in its appearance and looks wholesome with the inclusion of smart kitchen gadgets in the same finish.

Storage and counters:

The two main things that one must take care of in the kitchen are – sufficient storage, and functional counter space for meal preparation. In kitchens that are small, having too many overhead closed storage units can be a bad idea as they often close up the space, making it look smaller. Instead, you can opt for open shelves, smart vertical storage ideas and resort to hanging kitchen essentials, while having closed storage below the counter. The counter space should be planned for washing, drying, meal preparation and cooking.

It is highly recommended to use the insides of cupboard doors, underside of shelves, etc. to hang light kitchen essentials. It is also a good idea to use organizers instead of large boxy storage cabinets that will take up large amount of space.

Including an island in a small open kitchen is a great way to optimize space. Islands are accessible on all four sides making them very functional and they can also be used as breakfast counters, making them a great option to create a smooth transition between the kitchen and dining areas. You can either opt for an island with closed storage on all sides, or a combination of open and closed storage where you can store your kitchen essentials without a hassle.

These are some ways that you can use to make the most of your kitchen. The size of the kitchen should not hinder you from having a beautiful space where you bond with your family over a quick meal or during the preparation of a lazy brunch.

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17-Oct-2018

How To Make a Small Room Look Bigger. Designing Tips and Suggestions.

Rapid urbanization is leading to an increase in demand of homes. Due to this, the cost of land is increasing on a daily basis, and therefore the cost of construction might not be on par with the budget that you have. So, you might be stuck with a smaller house, especially in metropolitan cities. The real estate is one of the most expensive sectors. Due to this reason, buying a home to your liking might be an obstacle for you. Now, you have purchased a new house. It could be a small house but don't worry. With a little bit of creativity, you could make it look big and elegant. After all, the feel of the inside of a house should be such that, you feel welcome. Let's learn how to make a small room look bigger. Here are some interior designing tips that will help you make a small room look big :

Painting the walls and ceiling

One of the easiest ways in which you could make your room look bigger is by using light coloured paint on the walls and ceiling. It is better to use white colour for the walls and a cream colour for the ceiling. It gives the room brightness, added to that, light coloured walls will help in reflecting the sunlight as opposed to dark shades which absorbs the same, thus making the room look small. You could decorate the walls with decoration light to give it an elegant feel.  For the ceiling, you can use wallpapers. If it seems attractive enough for the person's eyes to be drawn upwards, then it will be great.

Open up the space

Opt for a window with no window bars or a mesh-like window bar. Big windows will give the room an "open feel" and thus, the space will look big. You could use either translucent or light coloured curtains and also, make sure that the curtains are long enough. Another important facet is cleanliness, keep the windows clean and clear all the time. Presence of dirt on the window or the sill will not only make the place look congested but also ugly.

Painted wooden shelves

You could use DIY wooden shelves on the wall and colour it with different shades. As a cherry on top, decorate it with similar coloured items to go with it. For e.g., in the orange region use an orange vase, orange books. Or you could make a wooden shelf and use items to decorate the same with it. Another method is to construct the rack close to the ceiling so that it will appear somewhat lifted and the room will seem relatively big.

Use a single sofa set

It is better to have a unique sofa set and similar coloured stools or chairs. Also, keep the sofa few inches away from the walls so that the room will look big. You can place a wooden console table behind it with decorative items like photo frames or flower vase on it.

Use large-sized paintings

This is one of the best ways you could use to decorate a living room. Putting up a colourful paint reflects positive energy, and at the same time, people could enjoy the art form. If you put a long frame featuring a colourful painting, then you will feel as if the room looks bigger.

Use mirrors

If you don't want to use paint you can use mirrors as it will help in reflecting light and make the space look relatively big. You could use either small round ones or a big square shaped mirror. Make sure that the mirror frames and curtain have similar colour tone. It will look ravishing.

Use mats

Apart from protecting our feet from the coldness of the floor, mats play a charming role regarding decoration. Using mats could be useful in two ways. Either you use smaller different rugs under furniture sets in your room, or you could cover the entire floor with a large mat. Use elongated strip mats so that the floor will look longer.

Multi-purpose furniture

People tend to buy a lot of furniture for their homes.

This is unnecessary.

One multi-purpose furniture is any day more economical than having a congested interior with too many furnitures. So, it is better to buy a single multipurpose furniture. There are sofa sets that could be used as beds or table and chair sets that have a versatile purpose, like storage. You can use them for decoration as well.

   

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28-Sep-2018

How To Choose A Home Builder

Getting your dream home done just like the way you need it can be a daunting task. Buying a home or buying a site and building your home is one of the most important decisions of anyone's life and you can’t afford to get it wrong. While there are a plethora of home building agencies, who could help you construct the home you dream of, choosing one of them can be quite challenging. If you're struggling to finalize your decision about finding the right home builder to build your home, this blog is for you. Read on and discover the best tips on how to choose a home builder.

Let's get started!
1) Know your needs well in advance:

Before anything else, the first thing you need to do is to define your needs precisely. What type, size, structure, and style of home you're looking at. You need to have a concrete understanding of all these needs because you'll never find the right builder until you are aware of your needs in the first place!

2) Experience is not to be neglected:

Although we cannot deny that every builder was once a new builder, it is still imperative for builders to have a good experience. With so many building agencies out there, the new builders are less competitive both in terms of their prices and quality of work. However, if you do find a builder who is new to the industry but has some exceptional portfolio of projects completed which are in tandem with the kind of designs you're eyeing at, there's no harm in trying your luck.

3) Is your builder the right fit for your plan?

Regardless of the number of years of experience one has, you have to note that the builder you'll be choosing has to be the right fit for your design. A builder who's got an exceptional portfolio of building traditional homes might not be able to make the contemporary style of home you're looking at or vice versa. Therefore, it's important for a home builder to fit in the right for the kind of design you're eyeing.

4) Check for the testimonials:

Many home builders offer testimonials and references of their old customers to newer ones. If your builder hasn't provided it, then, ask for it. Feel no hitch in asking your builder for good testimonials from their previous customers. Ensure that you ask the right questions to the previous customers like "Would you get another home built by this builder? What were the challenges you faced while working with the builder?" and so on. Testimonials are one of the most significant ways to be ensured about the quality of the work of any home builder.

5) Look deeply for the signs of quality:

Not every home builder is going to tell you all the details about the quality of the materials used for construction, the warranty that comes along with the fittings to the home and so on. So, you can take up the responsibility on your own and look deeply for signs of quality. Before you close the deal with your home builder, you must ensure that the materials used in the construction of your home are of the best quality. Doing that gives you a peace of mind about not having to bother about any major repairs for at least a good two to three years.

6) Go on a stroll to have a look at the buildings built by this builder in the past:

It's a great idea to go on a tour to check out the structures built by your builder of choice till date. You'll get a clear idea about the quality of work. These homes can serve as models and you'll also get an idea about the variety of designs your builder has worked upon.

These were some of the tips how to choose the right builder for your home. Remember that it's always better to invest enough time in making your decision because it's essential for you to get this decision right! So, do your research and homework and find the right builder for your dream home.

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30-Aug-2018

Factors That Increase The Value Of Your Property

In the business of real estate, some people 'just get lucky' all the time and some people don't get lucky for a long time. You'll often hear comments like, "Luck is on your side and so your property value is increasing consistently". But the question is "Is it really the luck factor that is influencing the appreciation in the values of certain properties or is there something beyond that?". The answer is NO. It is not really a matter of luck. There are a plethora of reasons for why the values of certain properties increase consistently and why some others do not. Here's a comprehensive list of such factors that increase the value of your property. Read on and bust the myth about the luck factor having an influence on the increase in the value of the property. Let's get started.

Factors that contribute to an increase in the value of your property:

Number 1 - The infrastructure:

The physical and the social infrastructure of a particular location has a great influence on the appreciation of your property. All the changes in and around the property will contribute to a better livability quotient to the residents, causing an increase in the value of real estate properties in that particular location. Certain infrastructural developments like flyovers, schools and colleges, hospitals, new shopping malls, new workspace etc will increase the livability quotient and will increase the value of the property. The better the infrastructure gets, the higher the value of properties will be!

Number 2 - The population growth:

The population growth in a particular locality has a direct impact on the value of the properties. The bigger the population gets, the higher the demand for the real estate properties which translates to a direct increase in the value of the properties. It follows the fundamental principle of economics - The higher the demand, the higher the price! There can be various reasons responsible for an increase in the population growth like a new workspace, new industry set up and so on. So, the infrastructure of the locality has a major influence on the population growth which in turn has a direct impact on the increase in the value of your property.

Number 3 - Changes in the nearby properties:

The upward or downward trends in the value of properties around your property also influence the price of your property. Let's say there is great economic development in the adjacent locality which led to an appreciation in the value of properties around. This will have an indirect impact on the value of properties in your locality. Thus, the infrastructural developments happening in the neighbourhood localities also influence the value of your property.

Number 4 - Inflation:

Inflation is caused by the excessive circulation of money which leads to the fall in the value of money. Inflation often becomes responsible for an increase in the value of almost all the commodities including the construction commodities. The increase in the value of construction commodities in turn leads to an increase in the value of properties. Thus, it is a good time for real estate investors who're looking to sell their properties. Inflation is often referred to as the best time for investors to close transactions. In a nutshell, inflation has a direct impact on the increase in the value of properties.

Number 5 - The demand and supply rule:

The demand and supply concept is often influenced by human behaviour. Some localities have increased demand simply because its livability conditions are very high. Especially when one is talking about the residential properties, some localities have high demand because they are liked by people in general. It is for this reason that some of the localities manage to have high property values despite poor infrastructure. Higher the demand for the property gets, higher the value of the property.

These were some of the primary reasons behind the increase in the value of properties. However, it's worth noting that there are far many factors influencing the value of properties which may not be very evident or in other words, direct. There are plenty of indirect reasons for the value of properties to increase. A closer and deeper look into the overall economic development of the locality alone can provide answers as to why there is an increase in the value of certain properties.

If you are looking to buy properties in Kerala or Tamil Nadu, then do consider the exclusive collection of projects at prime locations in the state:

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06-Jul-2018

How RERA Impacts Property Buying for NRIs

Many NRIs wish to have a property back in India due to various reasons including wanting to have roots back in the country they were born. The Indian real estate market has been very kind to such NRIs who wish to purchase properties in India. While some of them only wish to upgrade their existing property so that they can provide better lifestyle to their parents, some of them go aggressive on having a beautiful property built where they plan to live after relocating to India. The Real Estate Regulatory Authority or the RERA has had significant impact on such property investments for NRIs and here's all you need to know about it. Read on!

Impact of RERA on Property buying for NRIs:

Many NRIs often back out from their plan of buying a property in India due to the non-transparent and fraudulent activities done by many real estate agents in the past. The lack of standardized processes for buying properties, untimely completion of projects done by local constructors and the non-availability of legal recourse for property buyers are the major reasons behind NRIs backing out from buying properties in India. However, RERA has made significant changes in the way real estate operations happen and is trying to regain the confidence of NRIs looking to invest in India. This blog is an overview of how RERA is going to transform the real estate industry in India

1) Increased transparency:

One of the biggest reasons behind NRIs backing out from investing in real estate properties in India was the lack of transparency exhibited by the property owners or real estate agents. The days when builders concealed relevant information regarding the property space or the project completion details are gone for good with the RERA Act. RERA has now made it mandatory for all property builders to publish relevant information about the property on their website including the number and types of home available for occupancy, layout plan of the construction, status of the title and so on. This step of making it a mandatory rule to remain transparent by publishing all the relevant data online is a great news for all the NRIs out there dreaming about buying their property in India.

2) Assurance about the timely delivery:

In a pre RERA scenario, property buyers often felt disheartened due to the untimely delivery of projects. The builders often delayed the completion of their projects at hand either because they re-routed the funds that were allocated for completion of a particular project to other projects as an advance or they sold the projects without obtaining the required permissions from the government. Post RERA, such fraudulent acts have almost reduced to zero as RERA has made it mandatory for builders to deposit 70% of the money collected from property buyers in a separate bank account and the usage of such funds is strictly restricted. Thus, the NRIs can now rest assured about the timely delivery of their real estate properties.

3) Regulations to specify the exact property area:

Pre RERA, many unscrupulous builders often deceived property buyers by specifying flowery property area including the common areas like balcony, terraces and the verandas as part of the overall layout. The result was that many owners ended up with properties much smaller than the portrayed picture. Post RERA, there have been regulations which makes it mandatory for the builders to specify the exact property area by providing the break-up of carpet area, balcony area, bathroom area and so on.

4) Builders need to pay penalties for delays caused:

Delays in the completion of building projects was a common deal pre RERA and the builders often easily got away by giving lame and weird excuses and investors were almost always on the losing side. Post RERA, such issues have significantly decreased due to the clause that builders will now have to to pay huge penalties for delays caused. This particular clause has made builders directly responsible and more importantly accountable to customers.

If you are an NRI and looking to buy a house in Kerala then, do checkout exclusive range of projects from Victoria realtors :

Villas in Palakkad

Villas in Thrissur

Villas in Coimbatore

Hope you found this article helpful. Feel free to share your thoughts in the comments section below.

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29-Jun-2018

RERA Impact On Builders

The Real Estate Regulatory and Development Act passed in the year of 2016 by the government of India is proposed to put an end to various issues in the real estate sector with a promise of protecting the interests of the home buyers. RERA includes many policies that will increase the transparency of transactions in the world of real estate. Lack of transparency is one of the major reasons to many fraudulent activities and RERA has created a hope for better and a more systematic way of dealing with the real estate transactions. Post RERA, there have been significant changes in the way things are carried out in the real estate industry. The impact of RERA is seen not only on the home buyers but also on the builders. Home buyers can now confidently invest in real estate without having to bother too much about scams and frauds. This blog is an overview of RERA's impact on builders. Read on!

RERA impact on builders:

 
1) Full and complete disclosure on the website:

RERA has made it mandatory for every property builder to post information of projects on their websites. Builders are also required to clearly specify all the relevant data and specifications about the property on their website. Information concerning the title of the deed, co-owners, details about common area space like the parking lot, gardens, gym area, club area etc must be clearly specified as well.

2) Approval of a 2/3rd majority of allottees is now needed to make alterations to the property:

Gone are those days where builders made minor or major alterations to the property layout without seeking the approval of the respective allottees. RERA has now made it mandatory for builders to get a formal approval of 2/3rd majority of the property allottees before they proceed with any minor or major alterations.

3) Specifying the exact carpet area is mandatory:

A lot of home buyers had various issues with the fraud or scam made by the builders with regards to the carpet area. The total area of the house specified by the builder or agents were quoted after including the area occupied by the balcony, store room, veranda and so on. This resulted in huge disappointment in the buyers as they ended up having homes smaller than what they had expected. RERA has fixed this issue and regulations have been made to ensure that builders specify the exact carpet area of the home.

4) 70% of the funds collected from the property allottees must be deposited in a separate bank account and will be treated as a reserve account:

Pre RERA, builders had no legal restrictions on the application of the amount collected from the property allottees. This often led to delay in the project deliveries as builders often allocated the money collected from property allottees for various other projects. RERA has now made it mandatory to deposit 70% of the total amount collected from the property allottees once it is collected. This ensures the right usage of funds and minimises the chances of delay in project deliveries.

5) Withdrawal of funds must be in proportion to the completion of a project:

The amount withdrawn from the reserve account must now be in proportion to the project completion as per the law in RERA. Such withdrawals must also be audited by professional statutory auditors, accountants or chartered accountants. Thus, the builders cannot withdraw money for purposes other than the completion of the project.

6) Interest levied for delay in the completion of projects:

Delays in the project deliveries had become a common deal in the world of real estate. This had diminished the hopes of many buyers. But with the RERA, there's going to be a huge downfall in the trend of delay in project deliveries. The builders are charged extra interest and penalties for the period of delay.

If you are looking for villas in Palakkad, Coimbatore or Thrissur, do get in touch with us.

Hope you found this article on ‘RERA Impact On Builders’ helpful. Feel free to share your thoughts in the comments section below.

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06-Jun-2018

Is Buying House a Good Investment?

Buying your first home can be a daunting task. Deciding whether or not investing in a home is a good idea is more or less complicated task! There are many people who can help you with what type of properties suits your requirements and budget or where and how to get things done to own your first home, but taking the call of whether or not you need to invest in a home is totally your decision. Investing in a home is one of those things where you should not make a wrong decision! Buying a home or investing in your first property can be a good or bad idea depending upon a lot of factors including the intent of the investment, the time horizon of your investment, the liquidity factor and so on. Put it simply, there's no hard and fast rule which will tell you whether or not buying a house is a good investment for you. But there are certain circumstances where buying a home make perfect sense to you and might help you increase your wealth. This blog is an overview of such situations where buying a house is a great idea. Read on!

So, Is Buying A House A Good Investment?

You need to ask yourself 3 questions to know if buying a home is a good idea for you.

Question # 1 - What is the intent of your investment?:

The intent behind your investment is the first thing you need to know before you jump into the bulsiness of buying your first home. Do you want to invest in a home because you want your own place to live in without being answerable to any landlords? Or do you want to invest in your home because you're hoping to make more money after 3 to 5 years by selling it off? Answering these questions is very important because they determine the kind of properties you must be looking for and whether your whole idea of investing in properties makes sense to you or not.

If you want to buy a home because you wish to live in a property that's your own, the owning a home is a great option for you. But on the other hand, if you're looking to make profits in the future by selling the property, you should better be looking at commercial properties with high value appreciation potential. So, depending on your intent of purchase, you can determine whether buying a home is a good investment for you.

Question # 2 - The time horizon of your holding of the property:

If you plan to live in your home for a couple of years and later sell it away, investing in a home might not be a great idea. In this case, you could rather invest in more profitable property deals like commercial real estate investment. On the other hand, if you wish to hold your home without selling it for a long period of time, say 15 to 20 years, you're in for great profits. Investing in land or properties for long period of time is a great idea as the value of land and properties almost always increase and do not come down, except in special circumstances. So if you're looking at your home as your residence for more than 15 years and then sell it away and make a fortune out of it, buying a home is a good investment for you.

Question # 3 - What is the liquidity of funds you have?:

Investing in a home means setting aside a major portion of your earnings. It's an equity investment and converting this investment into cash takes a long time and lots of processing. Thus, before you lock your funds into investing in a home, you must be sure of your financial conditions where you still have other sources of income or other investments that are more liquid-able in nature. If you already have enough liquid-able assets or investments, then buying a home is a good investment by all means.

Hope you found this article on ‘is buying a house a good investment?’ helpful. If you need more expert advice on real estate property investment then do reach our advisors for professional help. Also, if you are actively searching for homes with high-value appreciation potential in Palakkad and Coimbatore then do explore our portfolio of uniquely crafted villas in Palakkad and Coimbatore with all modern facilities.

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10-May-2018

New Construction Home Buying Process

Some people don't wish to settle down for homes that were used before by someone else and want to have their own newly constructed home for themselves! If you belong to this particular group who wants their home to be super new and clean, here are some tips that'll make your new construction home buying process an easy one! Buying a brand new home from a builder may involve various challenges you don't want to face. Hang in tight to make your new construction home buying process a simple one by following the tips below.

1) Hire your agent before you meet new construction home builders

Hiring your own agent even before meeting the new construction builders is always advisable because it saves you a lot of money and time. If you choose to meet builders without your agent, chances are high that you can be tricked by builders into committing to things you may not even need. To avoid such hassles and have a smooth run throughout the process, hire your own agent and let he or she introduce you to the builder. That way, you're covered from a lot of risks!

2) Get legal advice before you make your final decision

Getting legal advice from real estate agents or lawyers would keep you out of unnecessary hassles. Don't sign on any contracts without exactly understanding about the terms and conditions specified. Ensure that you totally comprehend what you're signing up for. Most of the purchase agreements are designed to keep you out of court but it doesn't mean that the basic purchase agreement is all you should be looking out for. It might not save all your interests. Thus, taking legal advice from professionals is not something you'd regret later!

3) Managing Finances

Often, builders recommend you to use their own lenders to finance your home loan but you must wait before you jump into any conclusion. Getting your finance raised from the lender arranged by the brand can be dangerous because the lender will easily know how you're progressing. So, it's always safer to opt for lenders who do not have any relationship with your builder.

4) Verify the reputation of the builder

Verifying the reputation of your builder is important to know their manner of operation so that you'll not face any troubles with your builder in future. If a buyer has had a bad experience with any builder, more often than not, it spreads like wildfire within the community. You need to check if such bad repute was a one-time thing or if the builder is consistently doing bad work. For this, you need to talk with the neighbours and ask them about how the builder operates. This'll give you better insights about your builder.

5) Price of upgrades

One of the most important questions to ask when buying a new construction home is about the money required for upgrades. You need to note that a lot of builders charge bare minimum costs for selling the property but their major chunk of profits comes from the upgrades they make to your property. The upgrades might be very small but they're going to be charged high. You might end up signing the agreement without taking note of this and might end up paying high prices for tiny upgrades.

6) Take help of a home inspector

Before you decide on the property you're going to buy, approach a home inspector and get your property inspected. Examining the kind of materials used while constructing the building is a task that requires great amount of technical knowledge and let's admit it, most of us don't have that knowledge. Even though we do, it's still better to take expert help to avoid future problems. You won't regret paying the charges for your home inspector because you can rest assured that you won't face any problems in the future due to the poor construction standards of your builder.

If you are looking for houses or villas in Palakkad then feel free to explore villa offerings from Victoria Realtors.

Hope you found this article helpful. Feel free to share your thoughts in the comments section below.

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27-Apr-2018

Home Loan Tips For First Time Buyers

Buying a home can be a nerve-wracking experience for many. The reason is that there are hundreds of things that needs to be taken care of before one can finally buy a home! Applying for a home loan is one of the most common ways of home financing and this is where it all gets trickier for most people! If you're in the same place, this blog is going to be very useful for you! Here are the top home loan tips for first time buyers that'll prevent you from landing yourself in a soup! These tips are especially useful for first time home loan borrowers in India. Let's get started!

1) Plan on how much amount of loan is affordable for you:

You might be totally in love with that luxurious 2 BHK villa close to the heart of the city, but you need to consider your affordability to pay the monthly loan EMI. You might end up paying 80% of your total monthly income just for the loan EMI and this will leave you with a shoe string budget to manage other expenses. Ideally, whatever you pay for the loan EMI must constitute less than 50% of your total monthly income. Most of the banks consider this factor too but private money lenders might lend you more than that leaving you in an ocean of debt! Thus, the first step would be to plan how much loan is affordable for you.

2) Raise your down payment:

Banks usually provide only 80% of the total property value as loan. This means that the rest must be raised by you as down payment. The next step would be gather the amount of down payment. This may be through savings or hand loans. Ensure that you arrange for down payment first before you apply for the loan.

3) Get your basics about loans right

Getting the basics right becomes important especially if you're a first time home loan buyer. Do your homework before approaching your bank. Know how much time banks would take for processing your loan, what are the documents you'd be required to submit to banks, how the banks will run a legal scrutiny and so on. This way you'll be prepared well in advance for the things you'd be required to do which will save you good amount of time and unnecessary trouble and delays.

4) Maintaining a good credit score:

Banks always look at the credit score before approving your loan. You can check your credit score through various online platforms and ensure that you'll get your loan approval. A credit score above 700 is excellent and banks would be more than willing to approve your loan. But it'll be very troublesome if your credit score is less than 500. Cracking your head over gathering of documents and wasting time in the banks makes no sense when you already know beforehand that your credit score is low.

5) Compare different banks to get best rates!

At the end of the day, loans are all about numbers and lessening your costs in the process of loan borrowing should always be on your cards. Compare the rates offered by different banks in order to get the best rates. Doing a little homework on the tie-ups builders have with certain banks which might waive you off a good percentage of interest is always beneficial!

6) Fixed rates V/S Floating rates:

Many people might advice first time home loan buyers to opt for fixed rates loans. But that's not always the best option for anyone. If you settle down for fixed rates, it means that you'll be paying the same rate of interest throughout the tenure of the loan. On the other hand, floating rates varies according to the market. So opting for fixed rate loans might not allow you to enjoy the low rates when the market's down.

7) Claim your tax benefits:

First time home loan buyers can always claim the maximum tax benefits on their first home loan. Do your research about such tax benefits and ensure that you get the best deal for yourself!

If you are looking to buy a home , then do consider villa offerings from Victoria Realtors: Villas for sale in Palakkad

Hope you found this article on home loan tips for first time buyers helpful. Feel free to share your thoughts in the comments section below.

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02-Mar-2018

Things To Buy For A New House

Shifting to a new house is always exciting! It means adapting to the changes in a lot of things ranging from neighbors, rooms, the structure of your home, the market around, new friends and so on. One of the first things you'd think about when you move into a new place are the things you would need to buy. Right? Here's a blog on things to buy for a new house. Read on and make your personalized checklist before grabbing your wallet to go shopping! So, here's the first home essentials checklist!

Things To Buy For A New House:

1) The living room furniture:

The living room furniture is the first thing you need to buy. Living room furniture has transformed by the day and you can check out the coolest stuff online which will make your new house ultra-modern. Looking at the furniture designs in a catalogue and getting it done by the carpenter is definitely not an old-school idea! It is an evergreen trend and exists till date. Get your living room furniture carved suiting your own tastes and preferences. So this is one of the first things every house should have!

2) Kitchen items:

One of the most important things to include on your shopping list is the kitchen accessories checklist. It needs to have everything you require for cooking, storing and serving. Having an extra dozen of plates and spoons is a must because of guests or friends who might come home to dine. Make a list of everything you'd need and don't forget to buy a refrigerator and an oven if you use it. To get updates on the latest kitchen gadgets, you can just enter a mega store and see the home appliances section where I'm sure you'll be finding the newest kitchen tools that'll make your life easier and more comfortable.

3) Home decorations, curtains and bed sheets:

The very look and feel of a home is influenced a lot by the décor it has. Even a simple home can look retro or modern according to the owners taste with the usage of the right kind of home decor. Getting the right one won't be difficult at all. All it requires is a good taste or a good hold on best blogs available. These blogs can help you know the latest trends of home decorations. The curtains you purchase again must be in contrast as compared to the colour of the walls.

5) Electronic appliances and gadgets:

Necessary electronic gadgets like Television, oven, AC, refrigerator, washing machine, water purifier are also some of the primary things to buy for a new apartment. These can however, be bought at a later date if your financial conditions are not too strong! But of course, they have to be considered to make your life much simpler!

So, these were some of the basic essentials that you should invest in before moving into your new house.

If you are looking for a new house, then do consider Victoria Realtors offerings in Kerala :

Hope you found this blog on ‘Things To Buy For A New House’ helpful. Feel free to share your thoughts in the comments sections below.

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09-Feb-2018

Why 3BHK Houses Are Preferable Than Conventional 2BHK Houses

Times have changed now, and everybody realizes the importance of doing some research before spending loads of money on properties. Staying in your home makes the world of difference to your life for sure. The most prominent dilemma that many people face at this point is the decision of buying a 2 BHK house or a 3 BHK house. Which one's better? We would say buying a 3 BHK is more preferable than investing in conventional 2 BHK houses. Here are the reasons:

1) The timeless beauty of luxurious space:

We have to agree that the biggest advantage of buying a 3 BHK home is that extra room you have. If you are a couple, you probably might argue that 2 bedrooms would more than adequate for a comfortable living experience. You would feel so initially until there are some guests at home or when your relatives come for a visit. So buying a 3 BHK means getting access to that extra room and this fact makes all the difference.

2) No pain of going through paperwork:

There are many people who buy a 2 BHK and later would want to shift to a 3 BHK due to the space crisis faced at home. These people are often seen running from one government office to another in order to get all the documents and finish the entire documentation process at ease. This occurs mainly because there is a different set of formalities and legalities for 3 BHK when compared to 2 BHK homes. You can avoid all such future contingencies by simply investing in the 3 BHK in the first place. Because the space crisis is most likely to occur to most families.

3) Serves the purposes of family expansion:

Right now, maybe it's just the two of you who want to move into a new house. But if you have any plans for future family expansion, the best thing to do is to buy a 3 BHK. You're only investing a little extra than what you would when you buy a 2 BHK, and this will give you great satisfaction and peace of mind. If you later fall short of space and want to shift to a 3 BHK, the rates of houses might have exponentially increased! So why take a risk when you know that you're going to expand your family in a year or a two or five? Make a wise decision!

These were some of the reasons why we say that buying a 3 BHK is a smarter decision than buying a conventional 2 BHK house. At the end of the day, note that it is your income inflow and outflow that's going to count the most here. If you cannot bear the extra amount of cash outflow which you might incur if you decide to switch your decision from 2 BHK to 3 BHK, then you shouldn't get into it at all! So, weigh your priorities before taking a final call!

If you are looking to buy a 2 or 3 BHK house, do check Victoria Realtors villas in Palakkad

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30-Jan-2018

Reasons Why People Buy Luxury Homes

Regardless of the economic conditions in the country and high inflation rates, one thing that does not change is the demand for luxury homes. And why not? Luxury homes are always desired by the rich and the established sections of the society like successful business owners, high position corporate personnel, scions of the traditionally rich family and so on. Is it only the comfort or the luxury of these homes that makes such people buy them? We argue to differ. Here are reasons why people buy luxury homes. Read on!

1) Security is at its peak:

One of the primary reasons why people invest in luxury homes is because of security. It can be the trained security personnel outside the building or other types of installations like CCTV cameras. The rich sections of the society would always prefer a home that has a high level of security for them and their family. ( And of course, for their expensive assets as well)

2) Matter of pride and status:

Many rich people wish to buy a luxurious house mainly because it gives them a sense of pride and high status. They want to show to the world that they are living and experiencing the best possible lifestyle. They have loads of money and what better way of spending it than buying that luxurious home in which everybody has an eye on? They aspire for a house that shouts out their rich lifestyle to the world rather than just a postal address which is very conventional and mainstream.

3) Comfort at its best:

Luxury homes these days are more than just a place to dwell. It's a package of many world-class features that help in leading a luxurious lifestyle. The swimming pools, gyms, meditation centres, manicured lawns, basketball courts, internal board room area are just some of them worth mentioning in this list. All this provides for a comfortable and fun-filled place to live in. Many of them own homes with such lavish facilities in the middle of high-profile localities as well.

4) Best investment:

HNIs or the High Net worth Individuals deem luxury abodes houses as a great investment opportunity. The most important reason behind this is that luxury homes are performing assets which means that these assets increase in their value over a period of time. Owning a luxury home for them is like a secure investment. If they have to sell the property after a while, they can be sure of getting a high return on their investment.

5) A modern lifestyle:

One of the most attractive aspects of buying a luxury home is the modern lifestyle of the people occupying the space. IT has bought a lot of changes in this regard. From electronic security systems to remote controlled window shutters, everything adds to the lifestyle wanted by the rich and the influential. So for those of you all who desire for an ultra modern lifestyle, buying a luxurious house is the best decision!

These were some of the reasons why people love to buy luxury homes. At the end of the day, what we need to remember is that there are thousands who dream of owning a luxury villa or apartment but not everybody can have it. Owning one by taking heavy loans and regretting later serves no purpose. Only invest in such luxury homes when your income generating capacity can support such expenses!

If you are looking for luxury houses in Kerala then, do consider the exclusive range of luxury villas from Victoria Realtors:

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27-Nov-2017

Interior Design Ideas For Your Home

Gone are those days when homes were built for its most basic purpose - living! The generations have rolled and today homes are not just cover for living, but they reflect the tastes and styles of the people who live in them! Many people spend a fortune to create that perfect look for their home by hiring the best interior designers and purchasing expensive materials. But who says that a perfect look can only be achieved by best designer and expensive things? It's all about the creativity and a little bit of thinking! So if you're looking for some best interior design ideas without costing a fortune, then you're in luck.

Interior design ideas for living room:

If you're a lover of antiques, you must definitely buy them and make sure that you don't keep them at a shady corner where no one can see them. Try keeping these antiques right in the center of your living room. When there's good sunlight, the shine on these antiques will surely make it worth the effort. Using weaved handicrafts is also a great idea to decorate your living room. You can find many weaved wall hangings! Choose the shades that go with you’re the overall color scheme of your house.

Usage of mirrors in the living room is a trend these days! Using large mirrors in your living room can make your space look appealing and charming! So yeah...time to buy those large wall mirrors to give your wall a perfect look!

Interior Design Ideas for bedroom:

A bedroom is a place where you relax, and you don't need to make it "appear" beautiful to others. It should be totally customized according to your own tastes and preferences. Die heart fan of a superhero or a movie star or a TV show or a movie? Why don't you get that poster painted on your wall? Yes, I'm not kidding. There are some really talented artists who'd be willing to do that for you. Time to give it a try! Also, lighter shades of curtains for your bedroom windows.

If you're a person who loves to read a lot, then check out some really cool furniture for keeping your books! The designs currently available in the market are so perky. Get them; it'll add a touch of elegance to your room for sure! Using bean bags is yet another way to decorating your bedroom. And if you're a fan of DIY crafts, there are plenty of wall hangings and rooftop hangings that you could work on based on your requirements. It’ll make your room even more classy and lovable! Time to get those pair of scissors and get creative!

Interior Design Ideas for small house:

So what if you've got a small house? You can still make your home look very beautiful. The best interior design idea for a small house is to use short-sized furniture ( short sized chairs and tables) in the living room. This makes the living room of your small house look big in size. Using long curtains is yet another amazing idea. Use creative themes for your curtains or just keep it simple and classy by choosing cotton silk material in silver, bronze or even ones with shades of gold. Oh! You'll love gazing at your curtains then! Usage of large mirrors is also a very good idea to make your small house look big and beautiful! This tip holds good for interior design ideas for small flats as well.

If you’re looking to redesign your space with elements in sync with Indian tradition, then investing in antique furniture would be a good idea. You may also opt for antique-looking flower pots and place it at various points in the room along with decorative paintings and wall hangings. Usage of silk material pillow covers for Diwan and Sofa with patterns reflecting Indian tradition is also a great option.

So, these were some interior design ideas which are simple yet elegant, and at the same time easy on your pocket. Try them out today!

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02-Nov-2017

What To Look For In Your First Home

Owning a home is one of the most satisfying experiences in life. However, the present market conditions have made it a tad bit challenging to own a home. Rising prices and interest rates have put off many prospective buyers looking to invest in their first home. But there is a workaround here. You just have to be realistic in your quest to own a property. What many fail to understand or realize is that owning a dream home doesn’t necessarily mean spending over and above your limits. A dream home is not a place with the best in class features; a dream home is a place where your family is happy. In this blog, let’s look at a few aspects that would help your quest to own your first home.

What To Look For In Your First Home: Important Factors To Consider

PRICE:

How much can you afford? Once you start your journey with a set budget in mind, the whole process becomes a lot easier. More often than not, the price of a property doesn’t match with the expectations of your dream home. This is where certain compromises will have to be made. There is no point in buying a luxury home if it’s going to put you and your family in financial turmoil. The key here is to look for the perfect balance. If your budget does not get you a villa, then it’s totally fine to invest in an apartment. Don’t keep putting off your plans of owning a new home. The rates are never going to subside.

NEIGHBORHOOD:

Where you live is often more important than what you live in. Looking for an apartment or villa in a safe and secure neighbourhood makes all the difference to the quality of life. Not just your quality of life, but also when you decide to sell the property, you can rest assured to get the best possible deal. There is a common misconception that buying the worst property in a top-notch neighborhood can get you the best deal. Your house is not just a place where you live, but an investment that should get you great returns when you decide to sell it. Also, there is a good chance that the property in question will have a lot of maintenance work to be dealt with, taking your expenses even further.

Once you have shortlisted a few neighborhoods, to ensure that you take time out to look at all the facilities available in the vicinity. What is it like on the weekends? Do you and your family have everything that you’ll need close by? Make a list of pros and cons and then proceed with the neighborhood that suits you the best.

SCHOOLS AND HEALTHCARE FACILITIES:

While schools and healthcare facilities form part of an ideal neighborhood, I’ve decided to mention these separately to emphasize their importance. Schools and healthcare facilities feature on the top when it comes to prospective homebuyers looking for their first home. Simply put, it’s part of our daily lives, or they will be one day or the other. If you have (or plan to have) children, wouldn’t it be best for them and your family as a whole to have a proper schooling facility in the neighborhood. Same is the case when it comes to healthcare facilities. If you have old parents living with you, wouldn’t it give you a lot of peace of mind to know that a top functioning healthcare facility is in the vicinity to deal with an emergency? Make it a point to ensure that these two facilities feature on top of your priorities when it comes to the locations you’re looking at. Trust me; it would do you a world of good.

CONFIGURATION:

Don’t we all love to live in a property set amidst a sprawling compound with spacious rooms and top quality amenities? To be honest, we really don’t. If you have the money to invest then go for it by all means. But if you are on a budget, you’ll have to settle for more realistic options. Do you need a cosy apartment or a villa? How many bedrooms do you want? Every bedroom or bathroom adds to the overall cost of the house. Look at options that suit your exact needs. An extra bedroom for the guest that will never arrive is not worth your time or money. If a 2BHK apartment would suit your family, then stick to the plan and go for it. If it’s a must to have a 3bhk apartment, do accordingly. Understand your priorities and invest accordingly.

The challenge for any individual who is searching for their first home is to think which type of homeowner they would like to be. It’ll be in your best interest to look at options based on the amount of money you are willing to spend and the realistic necessities that cannot be compromised in order to find an abode that is ‘close’ your dream.

If you are looking to buy your first home in South India then check out Victoria Realtors offering in Kerala :

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10-Oct-2017

Benefits Of Buying A Ready To Occupy Apartment

A house is a place that people call home. The term ‘home’ signifies warmth and comfort. Many construction companies are building apartments to cater to the new working class. As the number of companies that venture in this sector has risen at a stark rate, there is a huge pool of choices for the customers to choose from. Apartments can be classified into two broad categories:

1. Finished Apartments

2. Unfinished Apartments

Finished Apartments are the ones that have the interior done. All the wooden work (almirah and kitchen work) is done. The owner of the flat just has to take possession of the flat and move in. The company would also provide the owner with few basic amenities. There are many benefits of buying a ready to occupy apartment. Unfinished Apartments are those which lack the finishing. Such apartments are highly customizable. So the owner can get, for example, the wooden work done according to his taste and budget.

People often buy flats for two purposes:

1. Investment- Buying an apartment and later selling it.

2. Move in- To live in the apartment for a prolonged period.

A ready to move in apartment has its own advantages. There are various reasons to invest in a ready to occupy home. One can straight away rent the apartment. The new tenant would pay the rent, which would be higher compared to an unfinished flat. Also, as the flat is loaded with basic amenities, it increases the USP (unique selling point) of the apartment. If a person buys the apartment by taking a loan from the bank, then the rent of the apartment would itself pay the EMI of the bank. Also, the rates of properties rise rapidly in metropolitan cities. So the cost of the apartment would increase over time. Hence, if needed, the apartment can be sold off after some time for a higher rate. This is one of the best options if you’re looking to expand your investment portfolio.

For those who want to buy the apartment for their own personal use, ready to move apartments is a bliss. The owner can straightaway buy the apartment and move in. As basic amenities are already installed, it is quite convenient for the owner to move in. The process takes less time as the owner would only have to add a few other extra items. Also, ready to move apartments have the amenities installed by the company, so the owner can be sure that the flat is top notch and the amenities are of decent quality. These were few of the benefits of buying a ready to occupy apartment. If you are in the market for a new home, then enquire with Victoria Realtors today. The group offers a range of projects at various locations and is renowned for designing and developing homes that are affordable and infused with a host of modern-day amenities.

To know more about Victoria Realtor's offerings, please visit

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19-Sep-2017

Things To Avoid When Buying A House

There are many brands that have come up in the recent years which deal with construction and real estate development. As there are many competitors, it is vital that you as an owner make the right decision while buying a house. There are many mistakes first-time home buyers make. This article focuses on things to avoid when buying a house. Let's take a look.

Not Reading The Agreement Carefully:

It is one of the fundamental mistakes that first-time homeowners make. People often don’t read the contract carefully. The contract has many loopholes, which should be made clear by the seller. Hidden details include the power (electrical) given to the flat, maintenance costs etc. As these details are not known initially to the owner, there is a chance that it may cause problems later on.

Paying Money Before Moving-In:

Paying the entire money before moving in is one of the most common home buying mistakes. One should seldom pay the entire money upfront. Only do so if you know the contractor or seller personally. Often people can be fraudulent, and the money would be lost. The best practice is to pay a little ‘token’ money upfront. This establishes a trust between the buyer and seller.

Moving Into A Less Populated Locality:

Moving into a less populated area is one of the things to avoid when buying a home. It is not advisable to live in a less populated area. As the area would look deserted, chances of robbery and theft are quite high. Also, one likes to know their neighbours. Living in a less populated area would mean lesser or no neighbours. Also, as the area would be less developed, services are bound to be expensive in that area. For example, the person delivering your groceries would charge you extra.

Buying a Raw Home When You Prefer A Finished One:

Buying a raw flat is not always a good idea. Although a raw flat is highly customizable, one should opt to look for finished or ready to move in flats. Such flats are usually equipped with basic amenities. And as such amenities are installed by the construction company, any repair would be done by them. However, if you prefer to buy a raw flat, make sure that all the work (finishing) is done before you move in. As doing any work after you move in will mean a lot of hassle and will make you uncomfortable in your own home.

Only Buy If You Intend To Stay:

Only buy a house if you intend to stay in it for at least 10-15 years. If you have a job that sees frequent transfers, then buy a home for investment purpose. You’ll get a good return on your investment when you eventually decide to settle down and will be able to reinvest the same to buy a home that suits your needs.

These were some of the more common home buying mistakes that one must be cautious of and at the same time avoid before investing their hard earned money. Make sure that you are fully satisfied with your choice of a home before committing.

If you are looking to buy your first home in South India then check out Victoria Realtors offering at Palakkad :

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29-Aug-2017

How To Decorate Your Home on a Budget

Every one of us wants our home to look beautiful and a total knockout. However, some people think of home decor as a thing for only houses with large spaces and big backyards. But that’s not always the case. Even if you have limited space, you can decorate your house like any other. Next, comes the budget. Oops! Don’t worry. Even with a limited budget, you can do wonders when it comes to decorating your space. Follow the low-cost home-decor tips given below to learn how to decorate your home on a budget, and you'll see the magic enroll.

First things first: Get Organised

The best option to begin your quest is by getting organized. Build a simple shelf, or a nightstand with the wooden waste logs lying in your storage and organise your clutter. A free space will automatically bring up freshness to the room.

A cool headboard

We have some very nice and cheap decorating ideas for the bedroom. Headboards always look good. You can build one for yourself with the help of cardboard or wooden planks and decorate it with any low-cost beads and shimmers to suit your room.

Make use of unused furniture

Have some good furniture stuff lying around in storage? Bring it out and put your creativity in the driver seat. For example, if you have two waste mattresses, cover them up with a clean sheet and have them placed in your living room. Pair them up with normal cushions and fluffy backs to form a sitting space which can be doubled a sleeping space too. This is a great and cheap decorating idea for living room.

Divide large spaces

A big room can be divided into two parts. You can decorate a house with a minimum budget by placing a cheap and easy shelf in between the room. You can fill it up with some home-made artwork or books. This will add a good look to the large space instantly.

Illuminate the spaces

Did you know that you can easily decorate your home with waste materials? Build up some great lights using the unused papers and charts in your home. Use some spray paints on them to create a lamp shade. This will add a good look and an enhanced lighting set-up to your space.

Decorate the ceiling

This is a great tip for home décor. Step up and paint the ceiling of your rooms with designs that resonates with your lifestyle. For example, you can make stars out of colorful hard paper and hang them from the ceiling for a beautiful effect. This is what you call how to decorate home without spending too much money.

So, these were some of the cheap decorating ideas for your home. You can easily come up with your own home decor ideas and blend them with some creativity to make your space a beautiful place to live.

If you are looking to buy a home on a budget and decorate it, you can visit top Victoria Realtors, the builders in Palakkad through the below links:

Villas for sale in Palakkad

Low Budget House in Palakkad

House for sale in Palakkad below 20 Lakhs

Gated Villas in Palakkad at 15 Lakhs

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28-Jul-2017

Tips for Furnishing your First Home

Moving into your first home is always a moment of great joy and happiness. Almost every homeowner thinks long and hard when it comes to furnishing and decorating their new home. This blog, titled “Tips For Furnishing Your First Home’ is aimed at first time home buyers who are looking to furnish their new home. How to furnish a house from scratch? There are so many things that need to be taken care of, and the most important aspect is the budget. Owning your first home itself requires an enormous investment. So, be extra careful when it comes to managing your budget. Check out the 'tips for furnishing your first home' given below to know what all to take care of.

Try to keep it simple:

All you need is a good start. Try to opt for more neutral elements. A combination of black and white colour patterns for the furniture would be classy as well as elegant in looks. You can go for timber tones and other neutral shades. Opt for inexpensive floor rugs and small cushions which would never go out of style.

Important things first:

Don’t end up buying everything at once. First, go for only the important stuff. Then, give it some time and thought to figure out what other items you would like to purchase. You need to plan wisely so as not to miss out on important things. Make a list with all the items that are absolutely necessary. Prioritize them according to their necessity and shop accordingly.

Well-defined bedroom:

Your bedroom needs to be well furnished to make your house look great overall. Think about investing in a good quality bed and nightstands to give your bedroom the look and feel it deserves.

Paint:

Having a great paint job is one of the most affordable and impactful ways of transforming your home. Make sure that you decide on a pattern that reflects your lifestyle and attitude. However, ensure that you don’t go overboard with this. Be sensible; it’s your home – a place that you would be coming back to every single day.

Examine the rooms:

You need to take this seriously. Analyze and know the dimensions of your rooms and only then invest in heavy furniture. You don’t want to bring home a piece of furniture that doesn’t even fit in your space. To avoid wastage of time and money, analyse the dimensions first.

Take it slow:

Consider furnishing your first home as a massive assignment. What happens when you receive a big assignment or task at work? You look at it and prepare a schedule to get all the work done. Same is the case with furnishing your first home. Keep the list you have prepared handy. Buy things that are important first. You don’t have to purchase everything at once. It’s always a time-consuming endeavor when it comes to furnishing your first home. So relax, and take it slow.

You can check our villa offerings in Palakkad: villas in Palakkad 

These were some valuable tips for furnishing your first home. Hope you found this blog helpful. Feel free to share your thoughts and comments below.

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17-Jul-2017

House Hunting Checklist for Home Buyers

As exciting as it sounds, hunting for a house is an equally hectic task. You would never want to end up in a house that lacks the important things you need. God forbid if you later have to deal with some serious issues that would make you regret your decision in the first place. Whether its manual or online house hunting, the rules go by all the same. Relax. All you need is a basic house hunting checklist, that would let you look at all the important things at once so that you can land on your dream house.

House Hunting Checklist for Home Buyers:

  • Analyse your budget

A very important and a basic start point. You need to carefully examine your budget. Look for all the possible aspects. Talk to the experts, search online and try to look for the best houses that lie under your budget. Even if you have to apply for a loan, be wise and prudent about it after consulting with various other factors.

  • Perfect Location

Let’s admit it, no one wants to experience long commutes from their home to work. We are already falling short of time by each passing day. While hunting for a house, make sure you choose a perfect location that suits all your needs.

  • What kind of home?

This will totally be your call. If you are single, a two-bedroom apartment/villa might be good enough for you. If you are a family with 2 kids, you might need a 3-bedroom apartment/villa, or maybe 4. The trick here is to decide how much will be sufficient. You don’t want to exceed your budget by owning an apartment/villa that is too big than what you’ll ever need.

  • Plumbing Systems and Wiring

While inspecting the house, check for all the plumbing systems. See if any of them have a leakage problem or blockage of any kind. No one would want to experience such petty issues after they move in. It is better to be thorough with these beforehand. You might also want to run a quick check on all the wiring systems. See for every switch and plug board, working correctly or not. When satisfied with everything, only then make your decision to move in the respective house.

  • Proper Ventilation

The atmosphere inside a house can get suffocating if there is no proper ventilation. While house hunting, look for the kind of ventilation system installed. A good exhaust fan at every other corner, a nicely installed chimney might be some things you’d require. Also, see that your house has a nice balcony or an inlet of natural light, to give a refreshing feel to your home.

  • A Backyard or the Terrace

Once in a while, you’ll need a place where you can relax, recreate yourself, maybe workout a bit in the open. Having a backyard in your house or even a good open terrace should be part of your house hunting checklist.

  • Good storage systems

While hunting a house, it will be very wise to check for intelligent storage systems. A block beneath the stairs or a storage area under the sofa which makes for a good space saving storage area.

  • Good Neighbourhood

To be able to reside for long at a location, you need a good neighbourhood by your side. While hunting for a house, run a quick check or survey through the neighbours. Try to know them. What they do and whether they are all good and employed people. This will help you adjust easily to the environment.

These are some very cool tips for house hunting you can follow to chase the perfect house of your dreams.

If you are looking to buy a house in Kerala, then check out Victoria Realtor's offerings in Palakkad :

Villas in Palakkad

Budget House in Palakkad

Luxury Villas for sale in Palakkad

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26-May-2017

Importance of Property Insurance

I am pretty sure that in a country like India, hardly anyone even thinks about the importance of property insurance. Many are occupied in their journey to own a home, and by the time it becomes a reality most are left with hardly any amount to even think about insuring their home. In this article on the importance of property/home insurance, I’ll try and share with you a few factors that can help you go the extra mile and invest in a good property insurance package.

WHY DO WE NEED PROPERTY INSURANCE?

Property Insurance is mainly two-fold – Structural and contents insurance. The structural coverage deals with issues or damage to the structural side of your home and the contents part take care of damages that may arise to your household items like a refrigerator, television, washing machine, furniture set, etc. If you are a homeowner or even a tenant, both these policies can help you get a lot of peace of mind. For example, Natural Calamities cannot be predicted, any structural damage arising due to a natural disaster will be covered by your insurance policy; saving you a lot of money which would have otherwise come from your pocket.

Likewise, insuring the household items is again important as it gives your protection in case of a burglary and items being stolen. The disclaimer here is that you may not be eligible for coverage if the house has been unoccupied for over a period of 30 days or in the case of items that were stolen by the maid you have employed.

HOW MUCH CAN YOU EXPECT IN TERMS OF COVERAGE?

The simple answer to this question is that it depends on the property insurance service provider. The key here is to understand that the amount is calculated differently for structural insurance and contents insurance. Structural insurance policies are derived mainly by considering the cost of rebuilding the house and contents insurance is calculated based on the future depreciation value of the item under cover.

FACTORS TO CONSIDER WHILE LOOKING FOR PROPERTY INSURANCE:

Having mentioned the importance of property insurance, let’s now look at the factors you should consider before applying for one. Property insurance providers have diverse sets of rules and regulations. The important factor for homeowners to consider would be the time taken to settle the claim in terms of an emergency. Search for providers who are flexible in this regard. The value of the overall coverage will be determined by the service provider after you share all the relevant documents relating to the property in question. The simple logic here is to find a service provider that takes less of your money in terms of yearly premiums and gives you the maximum coverage. The ‘value for money’ concept applies here as well.

CONCLUSION:

If you are a homeowner, then starting looking for a good property insurance provider now. Do not wait, as one small damage to the structure of your house can result in a huge amount being spent to repair it. Buying a home can definitely be a dream come true for many, insuring your property on the hand ensures that the dream doesn’t turn into an unforeseen nightmare.

If you are looking to buy a new house or property, do consider exclusive range of properties of Victoria Realtors:

Villas in Palakkad 

Villas in Thrissur

Villas in Coimbatore

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07-Apr-2017

Senior Citizen First Time Home Buyer Checklist

More often than not, real estate developers aim to lure young individuals to invest in their properties by providing all sorts of modern amenities like fitness center, Jacuzzi in the restroom and many others. However, many real estate developers today are aiming at developing properties for senior citizens who intend on purchasing a home after retired life or a couple of years before retirement.

Senior Citizen First Time Home Buyer Checklist

This blog titled, Senior Citizen First Time Home Buyer Checklist lists out a few points that senior citizens must look for prior to purchasing a home.

Cost

For senior citizens, it is vital to keep in mind the budget criteria before investing money in buying a house. Financial institutions provide loans when one has a consistent circulation of revenue, however, for senior citizens, they are mainly depended on a pension plan. Only look at properties that you can manage financially. You shouldn’t be taking extra financial burdens to invest in a retirement home. Look for homes that are affordable and has all the quality aspects in check.

Dimensions of the property

Look for small to medium sized properties. There are many real estate developers who provide great value for money options for their medium sized properties. If you are ultra-rich and can afford to buy a luxurious house and employ people to ensure its overall maintenance, then go for it. If not, it would be wise to invest in a medium sized home so that it is a manageable proposition for you in terms of its upkeep.

Safety

Some home builders give bar doors at the entryway as well as support handles throughout halls and also washrooms to reduce the mishaps that take place. Keep in mind such aspects to ensure that accidents do not happen.

Transport

Travelling can be a hassle. For senior citizens, it would be ideal to invest in a property that is in close proximity to vital healthcare institutions and other important facilities that can be accessed easily for everyday purposes.

Lifts/elevators

While walking is good for health, it may not be apt for senior citizens that don't have elevators or lifts in their apartment. Make sure that you only invest in an apartment project if it has elevators/lifts to assist you. This should be stressed even further for those individuals who suffer from certain heart ailments or other health issues.

Dedicated Open Spaces

As senior citizens spend most of their time indoors, it would be a refreshing experience to step out and socialize in dedicated open spaces that are part of the overall community. If you have sufficient budget at your disposal, then look for community living projects that provide such a feature.

Serene Locale

Youngsters can handle the hustle and bustle of a city. The same cannot be said for senior citizens. If you are looking to invest in a retirement home, then make sure that you choose an area that is a bit away from the city and located at a pristine and pollution free environment. It would further assist you in having the peace of mind that you are looking for by owning a home.

Hope this blog on Senior Citizen First Time Home Buyer Checklist was of help. If you are looking to invest in unique and affordable retirement villas in Palakkad, Thrissur or Coimbatore then do to contact our representatives.

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27-Mar-2017

Why Choose Palakkad As Your Next Home Destination

Palakkad, often referred to as the Gateway to God’s Own Country, is situated at the foothills of the Western Ghats. This quaint city has the right mix of urbanization and greenery. The growing demand for quality housing in Kerala has seen investors and real estate developers looking for exquisite locales to develop their properties for attracting potential customers, and the latest spot that has captured their attention is Palakkad. There are some unique villas for sale in Palakkad that you should look into.

If you are in the market to buy a new home and are not bound by any specific location, then investing in the picturesque expanse of Palakkad can be the right option for you. Here are a few factors as to why you should choose Palakkad to be your next home destination.

Great Value For Money 

Compared to cities like Kochi and Trivandrum, Palakkad offers a great value for money proposition in terms of real estate properties. The city has only recently garnered the attention of major real estate developers and the rates at which the abodes are being sold are comparatively low. This doesn’t mean that the quality of the houses is being compromised. The rates are low because the land and other associated costs remains realistic till date, as compared to other major cities.

Great Job Opportunities and Education Hubs

 Along with the development of major real estate projects, Palakkad is slowly transforming into a business hub with many conglomerates investing in office spaces. This has opened up a huge requirement in terms of resources. There is always a chance that you could land your next big job in Palakkad along with your dream home. Palakkad is also known for some of the most renowned educational institutions in the state, providing a great platform for higher education in varied fields.

Cultural Significance and Modernity

Unlike many cities in Kerala, Palakkad is still one of the only places which has the right balance of culture and modernity. There are a variety of places to visit in Palakkad that are of historical significance, such as the Palakkad Fort and Killikkurussimangalam -the birth place of Kunchan Nambiar. The city also boasts of various other tourist destinations like Malampuzha Garden and Dam, Kalpathy Temple, Tipu Sultan Fort, etc.

Resale Value

 As the real estate sector in Palakkad is undergoing rapid transformation in the form of many projects being developed at prime locations, investing in a project right now is sure to provide you considerable returns if and when you eventually decide to sell it. So make you move and invest in homes for sale in Palakkad.

Top villas for sale in Palakkad 

The city of Palakkad, owing to its distinct climatic conditions and nature-filled surroundings, has seen a range of interesting and affordable projects being developed. Victoria Realtors, one of the pioneers in guiding the transformation of the real estate sector in Palakkad has developed abodes that are based on the philosophy of luxury at an affordable cost. The team at Victoria Realtors has set a benchmark for others to follow with state-of-the-art quality and stringent European safety standard protocols. Here are a few villas for sale in Palakkad from Victoria Realtors:

TOP 5 VILLAS FOR SALE IN PALAKKAD:

As mentioned before, if you are in the market to invest in a new home and are not bound by the constraints of location, then Palakkad is the best option for you. If you would like to receive more information on the villas for sale in Palakkad from Victoria Realtors, feel free to reach out to our representatives here.

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23-Feb-2017

Solar Powered Homes - Is It a Good Option?

In India, the number of Solar powered homes are slowly but steadily increasing. The use of solar power gained prominence due to the growing concerns of climate change along with the ever increasing energy costs. The use of solar energy to power homes in India is vital as the country is devoid of an efficient power management system with many areas still lacking electricity.

Typically, a solar powered home will have Photovoltaic Panels installed on the roof at an angle to absorb maximum sunlight. The system comprises of mainly four units – The panels, a controller to regulate the flow of electricity, batteries to store energy for later use and an inverter to convert DC to AC power. Using solar energy reduces your energy bills significantly and also lowers the Carbon footprint generated from your property.

If you are in the market to install an efficient solar power system, then there are certain factors to take into account:

PROS OF SOLAR POWERED HOMES:

FREE ENGERY – The most positive aspect of installing a solar unit is that that energy generated is totally free. There are no bills to be paid as you’ll be making use of natural resources to generate energy. The initial costs involved in setting up a solar unit is still a bit on the higher side in India, but in the long run, it will make a significant difference to the money being spent on metered electricity from state-run suppliers.

CLEAN ENERGY – As the source for generating energy is natural, there are no harmful emissions coming out of the whole process, significantly reducing the overall Carbon footprint.

SUBSIDY FROM GOVERNMENT – The Govt. of India has initiated a subsidy plan to promote the use of solar power in residential and commercial spaces. One could reach out to the MNRE and fill out an application form to apply for the subsidy. The only catch here is that you’ll have to avail the services of the government approved provider.

WORKS INDEPENDENTLY – We have all faced random power outages and blackouts. The use of solar energy means that you are not dependent on state providers anymore as you’ll be generating your own electricity by using the installed solar panels.

CONS OF SOLAR POWERED HOMES:

HIGH INITIAL INVESTMENT – As the concept is still fairly new in India, there is a high initial investment involved with installing a solar unit. An investment of at least 1.5 lakhs is required to power a modern-day home.

EFFICIENCY CANNOT BE GURANTTED – As the main source for generating power is sunlight, the efficiency of the solar unit cannot be guaranteed round the clock. The sun does not shine 24/7, and it gets even worse during monsoon season. Also, the location at which your property is situated plays a vital role as well. If your house is surrounded with tall trees or high-rise structures, the solar unit will not be able to perform optimally.

MAINTAINANCE – Maintaining your solar unit setup is an integral part for it to perform optimally. For this, one has to ensure periodic cleaning of the solar panels as the installation is constantly being exposed to dust. If your area is prone to serve weather conditions, then any damage occurring due to natural causes like a storm or heavy rains will also have to addressed, and they are not cheap.

LIST OF TOP SOLAR PANEL MANUFACTURES IN INDIA:

1. TATA POWER SOLAR

2. SU-KAM SOLAR POWER SYSTEMS

3. HHV SOLAR

4. MOSER BAER SOLAR

Solar units are a great option if you are in the market for an alternative source of energy. As mentioned in the article, the initial investment is on the higher side but is going save you money in the longer run. If you are willing to take time for the upkeep of the different components of the solar unit, then it’s a great option for you.

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30-Jan-2017

Home Automation - The Future is Here

It was in 1934 at the World’s Fair in Chicago that humanity was introduced to the concept of ‘Home of the Future.’ Over the years and many technological advancements later, the world has embraced the concept of home automation in totality. Today, especially in Western countries, the idea of home automation is making strides into the abodes of the common man. Many believe that automation process is costly, and to an extent it’s true. That’s the main reason as to why many stay away. But, one has to understand that home automation, if done right, can help in saving money in the long run.

Let’s look at how this concept works and why you should make small strides into incorporating the same into your abode:

LIGHTING: We all forget to switch off the lights in a room when we step out or before going to sleep. Just imagine a scenario where we could use a mobile device or a tablet to switch off the lights. Wouldn’t that be excellent and highly efficient? The concept of home automation, when it comes to lighting, is so advanced that there are sensors attached to the fixtures to track your movements and shut off the lights if there are no activities registered during a pre-set time. You could also get the color changed/adjusted to suit your mood. All these put together, gets you a highly advanced yet convenient medium to effectively manage the entire lighting infrastructure of your abode.

HVAC SYSTEM: We all desire to live in an optimally conditioned environment. What if you are coming from a long and tiring day at work? Wouldn’t you prefer to enter your abode that is conditioned according to your liking? Home automation can help you with this. You could just take your mobile device, which obviously should be connected to the electronic module in your house, and set to switch-on 10 minutes before your arrival. This could also work in reverse, similar to the concept mentioned for the lighting modules; the HVAC system could automatically shut off if there is no activity in the room.

SECURITY: Home automation has a vital role in providing efficient and high-standard safety protocols for your abode. From state-of-the-art intrusion alert to fire related protective measures, home automation has literally saved lives and prevented robberies world over. Home automation keeps your home secure and safe, and it’s a fact no one can refute. You could also install cameras in difference rooms and remotely access the feed during your travels as well.

CONSTANT MONITORING: Getting a home automation system installed makes your day to day lives much easier. There are sensors available that could be fitted on all the appliances in your home. This facilitates the sharing of important information like for example, the date for changing the filter in the water purifier, filtration panel in the AC and other systems. The automated system could also provide information on the effective performance of all the appliances, thereby keeping you up-to-date on its efficiency. This has a direct result of the utility bills as any appliance not performing optimally could draw more current.

The costs involved with home automation are currently a bit on the higher side. But as every new technology, going forward, these state-of-the-art systems will become more affordable and friendly on your pockets. I strongly advise that you take small steps and start incorporating the concept of home automation into your home by making minimum investments. It will truly make a world of difference, and bring down your utility bills as well.

If you are looking to buy house, then do consider Victoria Realtors offerings in Kerala and Tamil Nadu :

Villas in Palakkad

Gated Community Villas in Palakkad

Villas in Thrissur

Villas in Coimbatore

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06-Jan-2017

Must Follow Legal Document Checklist Before Buying A House

It’s always a matter of great pride for an individual to own a house. Many do it by means of acquiring a loan, and a few does it by means of ready cash generated of years of hard work. The fact is that buying a house is not just a matter of deciding on a price and buying it, but to ensure that all the documents are in order before you invest in the same. This blog mainly focuses on the must follow legal document checklist before buying a house that a prospective owner should keep in mind before making the final investment.

Must Follow Document Checklist Before Buying A House

Sale Deed – As part of the Registration Act, a sale deep is one of the most important documents while considering to buy a property, both for the seller and the buyer. The sale of a property is not considered legal if a sale deed is not registered. The buyer should ensure that the seller has cleared all the statutory payments like maintenance, tax, electricity bills, etc. are paid before finalizing the sale deed. The buyer should also ensure that the property has a clear title. All the pages of the sale deed are to be signed by the parties concerned in the presence of two witnesses. All the documents must be presented within four months from the execution date for registration.

Mother Deed – Mother Deed is another important document to possess while transferring or buying a property. A Mother Deed is a document which enables the buyer to trace the ownership of the property in relation to the seller. The seller should be able to validate the factors as to how he got possession of the property and the documents should be arranged in chronological order before submitting to the authorities. In case any of the data is missing from the chronological order then it is mandatory to collect them from the relevant registration office.

Building Approval Plan Certificate - The Building Approval Plan is a mandatory document to possess. The owner of the property must get the building plan registered to with the jurisdictional commissioner or an appointee authorized by the commissioner. This certificate authenticated the footprint and design of the structure and the fact that it follows all the rules and regulations specific to the area. A few supporting documents are needed to get the approval certificate and they are as follows – Title Deed, Property Assessment Extract, Property PID number, City/Panchayat survey sketch, Up-to-date tax receipt, Earlier sanction plans, Drawings of the property, Demand drafts, Foundation certificate and Land use certificate.

Conversion Certificate – If the property falls under an authorized agriculture zone, then it is important for a Conversion Certificate or an NOC to be obtained. This is needed to convert a piece of property meant for agriculture purpose to non-agriculture purpose. The documents required to be submitted are as follows - Copies of the R.T.C extracts, Village map, land sketch, certified copy of the land tribunal, zonal certificate, Title deed, no-dues certificate by village accountant and a copy of the mutation records.

Commencement Certificate – This certificate is provided by the local authorities to builders who would want to start their development in an acquired piece of land. The Commencement Certificate is a green signal for developers to begin construction from the authorities and that their proposal meets all codes set by the administration.

Encumbrance Certificate - This certificate is important as it gives the seller an idea of the baggage in the form of loans or pending taxes that has to be paid for the property in question. The EC is a vital document for the seller as it gives him/her an overall idea about the land is it has a free title or not.

Power of Attorney – The POA document refers to the rights given by the actual owner of the property to another individual to perform the sale or any other transaction that he/she might deem fit. The actual owner has to register the POA with the authorities for the same to be valid.

Tax Receipts - A buyer should ask the seller for up to date receipt for the taxes paid for the land. The buyer should also directly enquire with the local land authorities and cross verify if all the taxes are paid and that the receipts are authentic. Make sure to check any remaining dues like electricity and water bills to ensure that no dues are being charged to the new owner after buying the property.

Completion and Occupancy Certification – The completion certificate literally means that the authorities are happy with the final footprint of the structure and that the builders have followed all the norms to the core and the Occupancy Certificate is give after the final inspection of structure giving the go ahead for the occupants to move in and that the structure is officially legal.

Even if you have all the above-mentioned documents, there are chances that new laws will be introduced from time to time and updates being made to the existing formalities. It is always wise to consult a professional real estate agent or even a lawyer specializing is real estate laws and sanctions to verify all the documents before committing your hard earned money. Hope this blog on the must follow legal document checklist before buying a house was helpful. Feel free to share your thoughts and comments.

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29-Nov-2016

Kalapathy - Simplistic Grandeur

Located in Palakkad, the village of Kalpathy is known for its rich cultural significance. Known around the globe for its many festivals and unique architectural marvels called the Agraharams, Kalpathy is one of the most preferred tourist destinations down south. Commonly referred to as the Dakshin Kasi or the 'Varanasi of the South, Kalpathy has predominantly been occupied by Tamil Brahmins for centuries. If you are a frequent traveller and is looking for your next travel destination down South, then Kalpathy may just be the right locale to explore as it provides a refreshing ambiance filled with rich heritage. If you are game for it, then we have a few suggestions which could make your experience in Kalpathy even more special.

TRADITIONAL HOUSES  - AGRAHARAMS

  Commonly, the houses inhabited by Brahmins in Kalpathy are referred to as Agraharams. These unique looking abodes have an element of architectural ingenuity attached to them. These abodes were conceptualized based on the cultural ethos of the place and can be found lined on either side of a street with common walls. Each settlement of Agraharams are unique in their own way, but a few common factors can be found in all the units. Almost all the units are aligned in the east-west direction and are in close proximity to a temple. The Agraharams are distinct in their own way with many traditional construction materials forming the core part of the design language. Kalpathy agraharam Houses

THE AGRAHARA SETTLEMENTS

  Divided into various segments, the Agraharas are colonies inhabited by the Tamil Brahmins. There are four distinctive Agraharas in Kalpathy – Chaaththappuram, Govindarajapuran, Old and New Kalpathy. The colonies are identified mainly based on the temples it accommodates. It’s a great option for travellers to explore as each of the temples in the area are distinctive, and the architecture is in resonance with the principles it portrays. The Agraharas in Kalpathy still falls under the concept of ‘timeless architecture’ as they can still be found in its original state of construction when compared to the many other Agraharams in Kerala that were modified or completely destroyed due to rapid urbanization. Kalpathy agraharam building and settlements

SRI VISALAKSHI SAMETHA SRI VISWANATHA SWAMY TEMPLE AND KALPATHY RATHOLSAVAM

  Locally known as Kundu Kovil, the Sri Visalakshi Sametha Sri Viswanatha Swamy Temple is the ultimate edifice of faith in the region. Located on the banks of the serene Kalpathy river, the temple is the site for the world famous Kalpathy Ratholsavam festival. The temple dates back to the 15th century and is surrounded by many Agraharams. The 10-day annual chariot festival, Kalapathy Ratholsavam, at the Sri Visalakshi Sametha Sri Viswanatha Swamy Temple, is conducted in the month of November and is truly an extravagant atmosphere to be a part of. Over the ten day period, a large procession of chariots from the Sri Visalakshi Sametha Sri Viswanatha Swamy Temple and from the nearby satellite temples fill the streets, making for one of biggest festive processions down south. Kalpathy Ratholsavam in palakkad - Palakkad Kalpathy Temple

KALPATHY AS A TRAVEL DESTINATION

If you are looking to get away from the hustle and bustle of city life, then a trip to Kalpathy is your best option. The place is filled with an array of options to explore, and a visit to the divine locale of Kalpathy takes your back in time where life was about unity, and the lifestyle was that of simplicity. To know more about Palakkad settlements and houses ,please visit, Villas in Palakkad

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01-Sep-2016

Frustrated With Property Tax? Know How to Deal with High Tax Rates

The fact is that home prices are going down, and at the same time, property taxes are going up. We all wish for roads to be more accessible  and our children to get a better education, but no one wants to pay more taxes than needed, specifically when our neighbours are paying less for a property similar to us. But the good news is that there are ways to efficiently deal with the situation. Thinking how? Let me help you. Keep reading to learn few simple tricks that can aid homeowners to be at ease when it’s time to pay the taxes.

Limit Curb Appeal

When it comes to the actual evaluation process, tax assessors should follow a strict set of guidelines. Conversely, the assessment contains a definite amount of subjectivity. That means more attractive and elegant homes often receive a higher assessed value than homes that are less appealing. Remember, during the evaluation process, your dwelling is fundamentally compared to your neighbour’s home. If possible, don’t make any improvements or alterations to the house such as an addition of counter tops, basement finishing, kitchen extension, etc.until the evaluation is finished.

Check Out Similar Homes

This doesn’t mean that you should interview your neighbours. Property tax bills are public info and can be accessed online in many jurisdictions. Make sure you compare the property with others in the same tax classification which cover similar age and size. This helps you to know how your local government determines the taxes to be paid towards the home property. Some jurisdiction takes into account 100% of market value and others only a fractional amount i.e. 60%. So, check each home for assessments and plan accordingly when it’s time to pay the taxes.

Be Good with the Assessor

Every house owner might think that assessors are shadowy figures trying to make a dent in their account to generate more money in the form of taxes. But that’s wrong. They do what they have to. Keep in mind that inflating the property values too high doesn’t benefit anyone. However, it overvalues the market. Make sure, you talk nicely with the assessor during an interaction with them. A lot of assessments are done without actually checking the property, but when they request a walkthrough, be there and explain everything lucidly.

Check the Deadline

There are no set dates for assessments to take place, it occurs unexpectedly. But the onus is on you to make it hassle free by determining when yours will be. By doing this, it will be much easier to lodge petitions or catch errors, if any, early on. We agree that it is hard to balance the desire for an elegant property with the desire to pay as little property tax as possible. But following few things and holding up on improvements till your house is due to be evaluated can help you lower the amount to be paid towards property taxes.    

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19-Aug-2016

Buying a Home? Then You Must Not Miss These Questions!

Buying a house is a psychosomatic game of poker, with vast enticements to bluff, very extreme stakes and more. However, real estate agents are legally assured, to tell the truth, so you must ask the right questions to find out the real answers. Although the answers may scare you and make you reconsider your bid, they also make you feel more confident. A list of What, Why, and Where questions are given below. Now it is your turn to go through the following questions. As you prepare for your home buying process, you should ask these questions to your real estate agent. Here we Go!

Question #1 - What is the Market Worth of the Property You Choose?

For some ethical reasons, your agents can’t tell you the exact price but they will arm you with plenty of comparables including the prices of similar nearby homes that they have been sold currently. He/she might also inform you about the percentage of asking price and how long the homes are staying on the market.

Question #2What is the Condition of the Home?

Though listed as the second one, this is the primary question that should be asked. You have all the rights to know about the condition of the home which you are going to buy. This question will help not only to determine whether it is a worthy property but also help you choose a realistic offer. You can also include few questions under this or You can call it as few sub questions!
  • How old is the roof? By knowing this, you’ll be able to determine its longevity.
  • Does the house have insulation? Insulated walls increase the value of the house.
  • What type of foundations does the home have? New homes have slab foundations but raised the foundations allow access underneath the house making plumbing and electrical repairs less expensive and more accessible.

Question #3 - What Should I Pay for along with the Home Price?

There can be situations where you are okay with all the criteria, but the price! The high price can be because of some additional features. If the home price exceeds your allocated budget, confirm your agent about the high price. Ask about its uniqueness, advanced features, fixtures and fittings and much more. Make sure you inspect everything that you are getting.

Question #4Why the Owner is selling his/her house?

You should not avoid this question as this will help you understand the problems associated with the property if any. It may include a noisy neighbor, paranormal activities, relocating to another city or in need of money.

Question #5Where is the Seller’s Disclosure?

Even if you are appealed towards the beauty of any home, don’t be in love with it. A home is just a house at first and there are plenty of factors out there. Ask your agent for any seller disclosure before you sign the agreement. These questions can be kept as a reference. Apart from these five questions, you must ask whatever is disturbing you about the home. Knowing everything about your home gives you a leg up on surprises and gives you a complete satisfaction with your new dwelling.        

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05-Aug-2016

Confused Whether to Buy a New Home or Remodel Your Existing Old Home? Get Answers!

 

On a cost per square foot basis, remodeling may burn your pocket. But the decision should not be based only on construction cost, your personal needs, local zoning laws, the age of your existing homes and social reasons may influence your verdict.

Before reaching a decision to innovate your old home, check the following points to see whether you are on the track!

Answers for Your Query – Read Carefully!!

If you are thinking, Is building your home affordable than renovating your old one, then the answer is simple – because building a residence from the ground up, you begin with a lucid slate to build on. You can plan everything in advance i.e. firstly the foundations are dug and poured. Secondly, walls are framed and finally doors, windows, sheathing, roofing, plumbing, wiring and much more are installed.

On the other hand, when you go for renovation, the best builder is enforced to work in an existing structure which needs removal of walls, replacement of windows and doors if needed, closing the old openings on both exterior and interior etc… Moreover, the existing home problems such as cracks, drywall, poor plumbing, and wiring make the whole process a nightmare. Builders are forced to compromise to connect the old and new addition together. And when the whole remodeling project is completed, you have to live in a dwelling where you don’t really know what’s inside the wall. With a home renovation, you can only count on expensive surprises.

In addition, preferring remodeling gives you a chance to lack the benefits of latest technologies. Yes, you can have a new home with latest technological addition and trendy designs which are very rare to be added in an old home. You can’t able to enjoy a perfect get-together backyard, a BBQ area and a friendly firehouse in your old renovated home. Even though you try to have all those while remodeling, you’ve to spend lots of your hard earned money.

You should only go with a house remodeling when you love your neighbors -When you have an emotional attachment to your home, the value of your home is very low and when planning to make your home green!

And, you should go with a new home when the costs of remodeling your home will outperform its resale value, when building lots are available in your neighborhood and when you are looking for a change that can’t be added to your current home.

After grabbing all these knowledge, you must agree that the whole house remodeling is almost always far more expensive than constructing a new home, the cost of your home is only a part of the equation.

 

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16-Jun-2016

Why Live a Rented House , When You Can Buy It?

A very common dilemma faced by a majority of salaried people in India! Compared to rural areas, it is a grave concern in cities due to the unending living expenses. If you are a working professional and are expecting transfers every couple of years, then investing can be a little difficult as you have to consider paying for your house rent also apart from the housing loan EMI since you may not be living there. There’s also the EMI and the interest you have to pay until the time you get the booked apartment or house in a living condition, after which you can give it on rent in the case you are not going to live there.

Many people, particularly in India, are emotionally attached to owning a house. It is a matter of pride and prestige to own a house, no matter how much you earn and how much it costs. Here, in India, people get settled only when they have their own home! It definitely is gratifying, to own a house, in any part of the world. You can always go back there at the end of the day, no matter what happens to your work or career. But is that as rewarding as people think it is? .Here’s an account of the pros and cons of buying a house and living in a rented one.

The Leased Life

The first point to clarify is leasing a home is much cheaper than renting one. Though I use the word interchangeably, I basically aim to mean living in a house which is not owned by you and where you have to pay the rent or lease whichever the case may be. So, living in a rented house comes with its own comforts and difficulties. It’s all in one’s mind, people may say! But we all live to satisfy our mind only, and hence, what it thinks matters a lot too.

Rented House - Leased Life

  Let’s check the main issues faced by those living in a rented house.
  • Keep shifting if the owner wants you to move.
  • There’s nothing ‘yours’ in the house where you are staying. So you have to be extra careful handling the furniture to fixtures. Moreover, if you have your own furniture, you have to fit it in somehow in the different types of houses you get to stay on rent!
  • If it is an apartment, you are only second-hand citizen there! More than often, the tenants are treated ignorantly only in the apartment societies.
  • You have to wait for approval for doing any major repair! Sometimes, you may have to bear the charges too if it is essential to you even though you will benefit from it only so long as you stay there.
  • Rentals have to be renewed and are hiked every year even though the apartment and the facilities remain the same. More than often, the tenants staying in the cities pay almost as much as the housing EMI as the rent and they don’t even own the apartment.
  • You have limited rights in the apartment society you live in since most of the society’s rules benefit the owners only.

The Owned Life

One major aspect of owning an apartment or house is the mental satisfaction and the security it gives to the owner and the family. Nothing in the world would matter, as long as you own a house. But here again, you have to choose between a villa and an apartment, a firsthand house and a second-hand house, whether to take a loan or buy it out of your investments and the list goes on! Owning a house or apartment definitely comes with some advantages.

Owned House - Owned Life

  So let’s see some of the advantages associated with owning a house:
  • It is truly gratifying to own a house. An own house means more freedom, and better security for most of the people.
  • It improves your status in the society.
  • You get tax benefit on the housing loan.
  • If you are staying in your own house, you can invest the monthly rental as your EMI and you will have the house all yours within a matter of some years.
  • You can remodel, renovate and refurnish it anytime in any way you want.
  • As an owner, you will benefit more from the apartment society
  • It is an investment, though not as liquid. You can sell or lease it later when you are in need of money
 

Conclusion:

If you can afford a house, consider its value, the amount of interest you will be paying over the 20 years and also what kind of tax benefit you get out of it and the alternatives you have, before making the buying decision. Many times, we tend to heed to the emotional instincts rather than the practical ones and end up investing in a house which burns a hole in our pocket. If you have enough liquid savings, can afford the EMIs and are emotionally attached to owning a house just go ahead to buy one. Last but not the least one more point I want to put forth is that, if you are spending the same amount which you give as rent on EMI, then after some years you will be an owner of your dream home. All the money you pay as rent will be futile as the years pass by. There’s nothing more satisfying than being able to sleep in your own house no matter how small it is!

So, If you are looking to buy a new apartment or flat then check out Victoria realtors offering at Palakkad

 

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02-Jun-2016

Buying a Resale Flat? Are They The Best? Check Out This Checklist

 Buying a resale flat has a lot of advantages and disadvantages. But considering the advantages, sometimes I feel we can forego some of the disadvantages and get a property on resale. For the seller, it is a resale and he will sell it to whoever pays him more. But as far as you are concerned, you are probably buying it for staying there. So you need to be cautious about the condition of the property. Generally, people resale flats or apartments that have completed construction and are at least 2 to 5 years old. Though there are advantages and disadvantages to this, you can use the advantages to your benefit and consider whether or not to buy it. Some of the major points to consider before buying a resale flat are:

Age of the Apartment or House

Though most of the apartment owners put their investment property for resale after 2 to 5 years of purchasing it, people who are selling their home may be doing it after 5 to 10 years. Ideally, if you can afford it, buy an apartment or house on resale within 2 to 5 years range. Never buy an apartment which is more than 10 years old. You may find it difficult to resell it after a few years. Moreover, after 7 to 8 years, the wear and tear will start showing up and a lot of maintenance will be required.

buying a resale flat checklist - age of the apartment or house

Verify the Construction

As far as a resale property is concerned, the construction would be over and mostly it will be a used apartment. So you know what you are investing in. This is a big advantage when you consider the risks associated with just-launched or half-built fresh properties you would normally invest on. You can see the construction and make sure it is good quality and appeal to your interests. In case you are looking for an individual house, it will be better to get a civil engineer to check on the construction quality.

Buying a resale flat checklist - verifying the construction

 

Builder's Reputation

Builder’s reputation matters since it will affect the resale value when you plan to sell it. Moreover, reputed builders will ensure a minimum standard of construction which will keep the house or apartment good for living at least for 10 to 15 years.

buying a resale flat checklist - builders reputation

 

Check the Association Rules

Check the rules and regulations of the Association in the case of apartments and gated villas. If you will not be able to cope up with those, there’s no point going further. Some associations have ‘No Pets’ rule and some others have a ‘No Smoking’ rule! So ask for a copy of the association’s rules and regulations before committing the buy.

Know your Neighbours

If you are planning to buy an apartment, check with a couple of neighbours on the association, maintenance, and the neighbourhood. Look around the premises and check whether the exteriors look good and are well maintained. Check for the amenities and facilities as you are paying for that too. Try to have a casual talk with a couple of neighbours to know whether they are like-minded people and whether the building is well maintained. Skip it if you are not ok with both.

Buying a resale flat checklist - know your neighbours

 

Verify the legality of Title Documents

Get a copy of the title documents and verify them with a lawyer. Getting an expert legal opinion is a must when investing a huge amount. If you plan to buy it on a bank loan, the bank will verify it with a couple of legal advisors in their panel. Check whether the property is kept on lien somewhere or else you will have to take the additional liability.

Eligibility of property for Loan 

If you plan to take a house loan to buy the property, make sure the property is eligible for a loan. You can take copies of the property documents and ask the bank to verify its eligibility. Properties built by reputed builders would normally be eligible for bank loans. That’s another advantage of brands!

Buying a resale flat checklist - Eligibility of the property for loan

 

Check if the owner owes any dues to the Association before buying a resale flat

This is important or else, you will have to pay up for someone else! You can also ask for copies of last paid electricity, maintenance, water bills etc. and verify them for dues.

Compare the cost

Compare the cost of buying a resale flat against that of a new apartment in the locality. If you can buy a new apartment for another 5 lakhs more, it will be better to go for a new apartment. Property value will not appreciate much after its first resale, whereas for a brand new apartment or house, the resale value will enhance a lot depending on the location and brand.

Buying a resale flat checklist - comparing the cost of houses

 

Furnished Apartments

Used furniture and equipment do not have much value at all. Consider the quality of the furniture and fixtures like the doors, windows, grills, cabinets, sanitary ware etc. These need to be of good quality or else you may regret the buy sooner than later.

buying a resale flat checklist - furnished resale flats or not

 

Consider the stamp duty, registration charges and cost of other formalities.

Registration charges for a completed apartment will be much higher than that of an under-construction building. So be prepared to bear the higher costs. You can check with local agents on the rates for registration, stamp duty, and the associated formalities.

Conclusion 

At the end of the day ,you need to think long term while buying a resale flat or a villa and if you somehow find a new apartment which cost slightly higher than the resale apartment then do check it out first before going for a second-hand apartment.

So start your research by checking out the brand new apartment offerings in your locality  or else you can check out Victoria Realtors affordable apartments or villas  at Palakkad

If the above points proved helpful in your apartment research process, then do share your suggestions and opinions in our comment section below.

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